Strategic Wealth Building with SIP 1000 Per Month Investments
Are you looking to set aside Rs. 1000 per month and achieve substantial returns in just 5 or 10 years?
If so, this article serves as your guide to bolstering your portfolio and financial standing, presenting top-performing 1000 rs investment in mutual fund. The optimal SIP 1000 per month plan aligns with your goals – delivering commendable returns, accommodating risk, and facilitating diversified investments.
Here's a comprehensive blog to assist you in finding the 1000 rs investment in mutual fund and best SIP plan 1000 per month and to invest in.
SIP Investing 1000 per month
|
Schemes |
1-year return |
3-year return |
5-year return |
|
22.50% |
40.27% |
22.27% |
|
|
25.87% |
29.67% |
18.69% |
|
|
21.60% |
31.06% |
17.39% |
|
|
18.87% |
28.91% |
16.69% |
|
|
22.66% |
28.55% |
16.56% |
|
|
27.19% |
28.69% |
15.76% |
|
|
25.68% |
29.81% |
15.17% |
|
|
20.43% |
29.53% |
15.14% |
|
|
23.47% |
26.35% |
14.72% |
|
|
20.67% |
27.98% |
14.16% |
Exploring the Top SIP Plans for SIP 1000 Per Month
1. Quant Active Fund:
The Quant Active Fund is a best sip 1000 per month investments. Leveraging quantitative models and algorithmic strategies, it aims to outperform the market. With advanced computer-based techniques, including algorithmic trading, this fund navigates wisely, identifying opportunities and managing risk effectively for long-term wealth accumulation.
|
Quant Active Fund |
Highlights |
|
Objective |
Generate capital appreciation through a diversified portfolio of equity securities across market capitalizations. |
|
Benchmark Index |
Nifty 500 Multicap 50:25:25 Total Return Index. |
|
Key Focus |
Identifying undervalued stocks with strong growth potential. |
|
Initiated On |
February 12, 2001. |
|
Minimum Investment |
Rs. 1,000 per month. |
|
Current NAV (as of December 1, 2023) |
Rs. 567.33. |
|
Asset Holdings |
Equity (97.4%), Debt (2.6%). |
|
Top 5 Equity Holdings |
Reliance Industries Ltd. (5.83%), Aurobindo Pharma Ltd. (4.56%), Escorts Kubota Ltd. (4.35%), JIO Financial Services Ltd. (3.66%), and Punjab National Bank (3.25%). |
Performance Overview: In reviewing the Quant Active Fund returns as the best sip 1000 per month, the investment strategy entails a monthly commitment of Rs.1,000 over a 5-year period. Projections indicate an anticipated 5-year annualized return of 20.55%. The aggregate investment amounts to Rs. 60,000, yielding a commendable total return of Rs. 1.05 lakhs.
2. Parag Parikh Flexi Cap Fund
Parag Parikh Flexi Cap Fund, from PPFAS Mutual Fund, launched on May 28, 2013, is an open-ended dynamic equity scheme. It targets long-term capital growth through an actively managed portfolio across large, mid, and small-cap segments, with about 18% exposure to foreign stocks like Microsoft Corp, Alphabet Inc, Amazon, and Meta Platforms. Ideal for those opting for SIP1000 per month.
|
Features of Parag Parikh Flexi Cap Fund |
Highlights |
|
Objective |
Facilitate sustained growth of capital over an extended period through the active management of a portfolio consisting of equities and equity-related securities. |
|
Benchmark Index |
NIFTY 500 TRI. |
|
Key Focus |
Investing in high-quality companies with sustainable growth potential. Adhering to a systematic investment strategy grounded in thorough research and analysis. |
|
Initiated On |
May 13, 2013. |
|
Minimum Investment |
Rs. 1000. |
|
Current NAV (as of December 01, 2023) |
Rs. 67.01. |
|
Asset Holdings |
Domestic equity (84.24%) and Debt (14.44%). |
|
Top 5 Equity Holdings |
HDFC Bank, ITC Ltd, Bajaj Holdings and Investment Ltd, Axis Bank Ltd. |
Performance Review: For an investment of sip 1000 per month over 5 years, the Parag Parikh Flexi Cap Fund is expected to yield annualized returns of 25.87%, resulting in a total investment of Rs. 60,000 and total returns of Rs. 1.02 lakhs.
3.PGIM India Flexi Cap Fund
The PGIM India Flexi Cap Fund, offered by PGIM India Mutual Fund, is an equity-oriented scheme launched on March 4, 2015. It operates as an open-ended mutual fund scheme, investing across all classes - Large Cap, Medium Cap, and Small Cap. Here are the key details for those considering sip 1000 per month.
|
PGIM India Flexi Cap Fund |
Highlights |
|
Expense Ratio |
0.38% as on Dec 31, 2023 |
|
AUM (Fund Size) |
Rs. 6,092 Crs |
|
Age |
8 years 11 months since Feb 11, 2015 |
|
Benchmark |
NIFTY 500 TRI |
|
Min. Investment |
SIP Rs. 1000 & Lump Rs. 5000 |
|
Risk |
Very High Risk |
|
Short Term Capital Gains (STCG) |
Returns taxed at 15% if you redeem before 1 year |
|
Long Term Capital Gains (LTCG) |
After 1 year, pay tax of 10% on returns of Rs.1 lakh+ in a financial year |
Performance Review: Investing sip 1000 per month in PGIM India Flexi Cap Fund for a duration of 5 years is anticipated to yield a return of 17.39%.
4. Mirae Asset Emerging Bluechip Fund
Mirae Asset Emerging Bluechip Fund is an equity scheme offered by Mirae Asset Mutual Fund, entering the market on January 1, 2013. The fund's objective is to achieve income and capital appreciation through consistent investments in Indian equities and equity-related securities, focusing on both large-cap and mid-cap companies. For those considering SIP 1000 per month, here are the key details:
|
Mirae Asset Emerging Bluechip Fund |
Highlights |
|
AUM (Fund Size) |
Rs. 25,332 Cr |
|
Expense Ratio |
0.67% |
|
Category of Fund |
Large & MidCap |
|
Risk |
Very High |
|
Fund Manager |
Neelesh Surana, Ankit Jain |
Performance Review: Investing 1000 per month for five years in Mirae Asset Emerging Bluechip Fund is anticipated to yield an annualized return of 16.69%.
5. Quant Large and Mid Cap Fund
Quant Large and Mid Cap Fund, another offering from the fund house Quant Mutual Fund, was introduced on January 1, 2013. As an open-ended scheme, it aims to generate capital appreciation and provide long-term growth opportunities by investing in a portfolio primarily composed of Large Cap and Mid Cap companies. For those considering sip 1000 per month, here are the key details:
|
Quant Large and Mid Cap Fund |
Highlights |
|
AUM (Fund Size) |
Rs. 828 Cr |
|
Expense Ratio |
0.56% |
|
Category of Fund |
Large |
|
Risk |
Very High |
|
Fund Manager |
Anikt Pande, Vasav Sahgal, Sanjeev Sharma |
Performace Review: Investing 1000 per month for five years in Quant Large and Mid Cap Fund is anticipated to yield an annualized return of 16.56%.
Best SIP Plans for 1000 Per Month for 1 year
Opting for a monthly investment of 1000 for a year stands as the optimal choice to reach your financial objectives. Here is the detailed Fund overview of the best SIP plans for 1000 per month for 1 year.
|
S.No |
Fund Name |
1 Year Return |
Total Investment |
Total Return |
|
1 |
Motilal Oswal S&P BSE Enhanced Value Index Fund RG |
49.60% |
Rs. 12,000 |
Rs. 15,009 |
|
2 |
63.07% |
Rs. 12,000 |
Rs. 15,772 |
|
|
3 |
48.28% |
Rs. 12,000 |
Rs. 14,933 |
|
|
4 |
ICICI Prudential BHARAT 22 FOF Growth |
45.37% |
Rs. 12,000 |
Rs. 14,765 |
|
5 |
50.24% |
Rs. 12,000 |
Rs. 15,045 |
Best SIP1000 per month for 3 years
If you are considering an investment of 1000 per month for a period of 3 years, we have curated the best SIP plan for you. Below is the detailed overview of the top SIP plans for a 3-year investment horizon:
|
S.No |
Fund Name |
3 Years Return |
Total Investment |
Total Return |
|
1 |
ICICI Prudential Infrastructure Fund Growth |
47.44% |
Rs. 36,000 |
Rs.58,648 |
|
2 |
ICICI Prudential BHARAT 22 FOF Growth |
46.39% |
Rs. 36,000 |
Rs.59,680 |
|
3 |
45.58% |
Rs. 36,000 |
Rs.59,202 |
|
|
4 |
45.46% |
Rs. 36,000 |
Rs.61,574 |
|
|
5 |
44.89% |
Rs. 36,000 |
Rs.58,594 |
Best SIP 1000 per month for 10 years
Investment can’t be done in any plan; to secure a good financial future and invest in a better plan, you always need to look for the best SIP plan. So, given below are the best SIP plans, specifically designed for SIP 1000 per month for 10 years.
|
S.No |
Fund Name |
10 Years Return |
Total Investment |
Total Return |
|
1 |
29.13% |
Rs. 120,000 |
Rs. 47,2601 |
|
|
2 |
SBI Small Cap Fund Regular Plan-Growth |
26.48% |
Rs. 120,000 |
Rs. 42,5254 |
|
3 |
DSP Small Cap Fund Regular Plan-Growth |
25.38% |
Rs. 120,000 |
Rs. 35,3241 |
|
4 |
23.95% |
Rs. 120,000 |
Rs. 34,5270 |
|
|
5 |
23.36% |
Rs. 120,000 |
Rs. 35,9611 |
Best SIP 1000 per month for 20 years
If you are considering SIP 1000 per month for 20 years, let's explore the potential returns and benefits of such an investment strategy.
|
Fund Name |
AUM |
20-Year SIP Return |
Total Amount |
Total Return |
|
ICICI Prudential Technology Fund |
8,993.09 |
18.52% |
Rs. 240,000 |
Rs. 2,291,561 |
|
ICICI Prudential FMCG Fund |
1,156.49 |
17.76% |
Rs. 240,000 |
Rs. 2,021,823 |
|
7,048.79 |
17.29% |
Rs. 240,000 |
Rs. 1,870,683 |
|
|
13,409.61 |
17.04% |
Rs. 240,000 |
Rs. 1,794,783 |
|
|
3,531.89 |
16.41% |
Rs. 240,000 |
Rs. 1,616,366 |
Conclusion
In conclusion, when selecting the best SIP plans for sip 1000 per month or considering a 1000 rs investment in mutual fund, it's vital to thoroughly evaluate factors like fund performance, risk tolerance, and investment goals. A comprehensive research approach is essential to make informed decisions aligned with your individual preferences and financial objectives. Additionally, for those venturing into the investment realm, exploring the features of the best trading app India for beginners can provide valuable insights. Through strategic choices, you can optimize returns and establish a robust financial foundation with well-planned SIP investments.
Frequently Asked Questions
-
How can I start a 1000 Rs investment in mutual funds?
Initiating a 1000 Rs investment in mutual funds involves selecting a suitable mutual fund, completing the necessary documentation, and setting up a SIP through your chosen investment platform.
-
Are there specific schemes recommended for SIP Investment 1000 per month?
Yes, schemes like Quant Active Fund, Parag Parikh Flexi Cap Fund, and PGIM India Flexi Cap Fund are notable choices for SIP Investing with Rs. 1000 per month.
-
How do I select the best SIP plans for 1000 per month for 1 year in 2024?
Consider factors like historical performance, risk tolerance, and fund objectives to choose the best SIP plans for Rs. 1000 per month in 2024.
-
How much return can I expect from SIP 1000 per month for a 20 year duration?
If you opt for a Systematic Investment Plan (SIP) with an investment of Rs. 20,000 per month over 20 years, assuming an average annual return of 10%, the final investment value can be calculated. The total investment amount over the period would be Rs. 48,00,000.
-
What are the potential gains with SIP investment of 1000 per month?
A consistent investment of Rs 1,000 per month in an equity SIP over a span of 30 years at 12 percent per annum would result in a total investment of only Rs 3.6 lakhs.
Disclaimer: This blog is dedicated exclusively for educational purposes. Please note that the securities and investments mentioned here are provided for informative purposes only and should not be construed as recommendations. Kindly ensure thorough research prior to making any investment decisions. Participation in the securities market carries inherent risks, and it's important to carefully review all associated documents before committing to investments. Please be aware that the attainment of investment objectives is not guaranteed. It's important to note that the past performance of securities and instruments does not reliably predict future performance.
