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Daily Range
Daily RangeToday's Low
₹ 926.45
Today's High
₹ 966.85
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52 Weeks Range
52 Weeks Low
₹ 763.20
52 Weeks High
₹ 1,275.80
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Momentum of the Stock
Momentum of the Stock Strong Bearish![]()
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Circuit Limit
Lower
₹ 868.00
Upper
₹ 1,060.80
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Financials Strength Score
Financials Strength Score Piotroski Score
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Company Profile
IndusInd Bank Limited provides various banking products and services to individuals, NRIs, business owners, corporates, and government and financial institutions. It operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers current, savings, defense and corporate salary, and RFC accounts; and fixed and FCNR, sweep in/out deposits, senior citizen schemes, young saver deposits, and recurring and RFC deposits, as well as Rupee multiplier products. It also provides home, personal, car, two wheeler, gold, agricultural, and medical equipment loans, as well as loans against property and securities; business loans; and loan on credit cards. In addition, the company offers transaction banking services, including letters of credit/guarantees, structured trade and export finance, and import finance solutions, as well as cash management and remittance services; investment products, such as demat account, mutual fund, gold bond, national pension system, and equity trading; project finance, debt underwriting and placement, advisory related to M&A and equity raise, structured credit products, etc.; and health, general, life, and card protection insurance. Further, it provides debit, credit, forex, and commercial cards; individual outward remittances, foreign currency bank notes and demand drafts, and travelers cheques; financial inclusion products; trade and foreign exchange accounts; real estate developer financing and bullion services; correspondent banking services; and forex and derivative desk, information and advisory, and remittances through forex channel services. As of June 30, 2021, the company had 2,015 branches and 2,870 ATMs in India, as well as representative offices in London, Dubai, and Abu Dhabi. IndusInd Bank Limited was incorporated in 1994 and is based in Mumbai, India.
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Companies under the same Group
Companies under the same Group
NXTDigital
Ashok Leyland
GOCL Corporation
Hinduja Global Soln.
Gulf Oil Lubricant
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Key Metrics
Key MetricsStandalone
Consolidated
No of shares Outstanding
77.9 Cr.
EPS-TTM
₹104.65
Face Value
₹10.00
Book Value
₹837.90
Net Asset Value
₹704.46
ROE
14.54%
ROA
1.73%
ROCE
13.07%
Dividend Yield
1.77%
Total Debt
₹ 49.0 Cr.
Sales Growth
17.99%
PAT Growth
54.92%
Financials
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|
| SOURCES OF FUNDS: | ||||||||
| Total Liabilities & Total Equity | 457,836.7 | 401,967.4 | 362,903.3 | 307,228.6 | 277,820.7 | 221,627.8 | 178,649.9 | 142,898.2 |
| Share Capital | 775.9 | 774.7 | 773.4 | 693.5 | 602.7 | 600.2 | 598.2 | 595.0 |
| Share Warrants & Outstandings | 44.3 | 16.1 | 5.4 | 683.3 | 11.2 | 14.6 | 15.2 | 13.8 |
| Total Reserves | 54,184.4 | 47,235.7 | 42,721.9 | 33,371.2 | 26,073.4 | 23,228.5 | 20,034.3 | 17,088.4 |
| Deposits | 336,120.2 | 293,349.5 | 255,870.1 | 202,027.0 | 194,867.9 | 151,639.2 | 126,572.2 | 93,000.4 |
| Borrowings | 49,011.2 | 47,323.2 | 51,322.8 | 60,753.6 | 47,321.1 | 38,289.1 | 22,453.7 | 24,995.9 |
| Liabilities & Provisions | 17,700.6 | 13,268.3 | 12,209.7 | 9,700.0 | 8,944.4 | 7,856.3 | 8,976.4 | 7,204.8 |
| APPLICATION OF FUNDS: | ||||||||
| Total Assets | 457,836.7 | 401,967.4 | 362,903.3 | 307,228.6 | 277,820.7 | 221,627.8 | 178,649.9 | 142,898.2 |
| Cash and balance with RBI | 42,974.8 | 60,198.2 | 17,957.4 | 13,682.6 | 9,961.2 | 10,962.4 | 7,748.8 | 4,521.0 |
| Balances with banks and money at call | 13,801.9 | 8,386.5 | 38,652.5 | 2,371.5 | 4,822.2 | 2,253.5 | 10,879.5 | 5,590.8 |
| Investments | 83,075.7 | 70,929.9 | 69,653.4 | 59,938.4 | 59,268.0 | 50,078.3 | 36,703.6 | 34,055.5 |
| Advances | 289,923.7 | 239,051.6 | 212,595.4 | 206,783.2 | 186,393.5 | 144,953.7 | 113,080.5 | 88,419.3 |
| Net Block | 1,943.5 | 1,834.2 | 1,800.5 | 1,792.0 | 1,688.1 | 1,313.3 | 1,306.8 | 1,217.9 |
| Lease Adjustment | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Capital Work in Progress | 135.4 | 94.5 | 75.2 | 78.8 | 22.0 | 25.4 | 28.4 | 37.5 |
| Other Assets | 25,981.6 | 21,472.5 | 22,168.8 | 22,582.0 | 15,665.7 | 12,041.2 | 8,902.3 | 9,056.1 |
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Financial Statement Analysis
Current Ratio
The Industry Current Ratio stands at 0.00, vs the Current Ratio of 0.00, which results in a Negative aspect.
Debt to Equity Ratio
The Industry Debt to Equity Ratio stands at 1.09, vs the Debt to Equity Ratio of 1.80, which results in a Negative aspect.
Quick Ratio
The Industry Quick Ratio stands at 0.00, vs the Quick Ratio of 0.00, which results in a Negative aspect.
Price to BV
The Industry Price to BV stands at 2.77, vs the Price to BV of 1.76, which results in a Negative aspect.
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|
| Total Income | 36,367.9 | 30,822.4 | 28,999.8 | 28,782.8 | 22,261.2 | 17,280.8 | 14,405.7 | 11,871.7 |
| Total Expenditure | 36,367.9 | 30,822.4 | 28,999.8 | 28,782.8 | 22,261.2 | 17,280.8 | 14,405.7 | 11,871.7 |
| Profit Before Tax | 41,597.6 | 38,258.4 | 36,128.1 | 31,846.1 | 24,005.9 | 19,014.4 | 16,108.5 | 12,157.8 |
| Less: Taxation | 2,489.1 | 1,628.2 | 999.5 | 1,718.9 | 1,679.5 | 1,874.7 | 1,491.8 | 1,182.8 |
| Profit After Tax | 7,443.1 | 4,804.6 | 2,929.9 | 4,457.9 | 3,300.5 | 3,606.0 | 2,867.9 | 2,286.5 |
| Earnings Per Share | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Appropriation | 26,695.8 | 20,868.9 | 16,455.3 | 16,009.7 | 12,613.9 | 10,726.0 | 7,882.8 | 5,951.7 |
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Financial Statement Analysis
Dividend Yield
The Industry Dividend Yield stands at 0.77, vs the Dividend Yield of 1.13, which results in a Positive aspect.
PAT Growth
The Industry PAT Growth stands at 42.09, vs the PAT Growth of 35.07, which results in a Negative aspect.
PAT Margin
The Industry PAT Margin stands at 20.83, vs the PAT Margin of 15.49, which results in a Negative aspect.
PE Ratio
The Industry PE Ratio stands at 18.97, vs the PE Ratio of 12.65, which results in a Negative aspect.
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|
| Profit Before Tax | 9,932.2 | 6,432.8 | 3,929.4 | 6,176.7 | 4,980.0 | 5,480.7 | 4,359.7 | 3,469.3 |
| Tax Paid | -1,195.7 | -2,187.7 | -833.1 | -2,139.0 | -2,324.4 | -1,975.5 | -1,884.8 | -1,348.8 |
| Adjustment | 5,408.2 | 7,406.7 | 8,508.6 | 5,410.1 | 3,632.6 | 1,559.7 | 1,361.0 | 860.5 |
| Changes In Working Capital | 9,932.2 | 6,432.8 | 3,929.4 | 6,176.7 | 4,980.0 | 5,480.7 | 4,359.7 | 3,469.3 |
| Cash Flow after changes in Working Capital | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Cash Flow from Operating Activities | -12,442.3 | 16,672.2 | 44,975.7 | -12,907.4 | -6,388.9 | -20,700.4 | 11,569.3 | -2,926.9 |
| Cash Flow from Investing Activities | -560.2 | -406.2 | -331.1 | -416.2 | -637.9 | -219.5 | -273.6 | -257.5 |
| Cash Flow from Financing Activities | 1,114.8 | -4,302.2 | -4,095.8 | 12,732.7 | 8,589.6 | 15,505.1 | -2,768.3 | 2,517.2 |
| Net Cash Inflow / Outflow | -11,887.6 | 11,963.9 | 40,548.8 | -590.8 | 1,562.8 | -5,414.9 | 8,527.4 | -667.3 |
| Opening Cash & Cash Equivalents | 68,584.7 | 56,609.9 | 16,054.1 | 14,783.4 | 13,215.9 | 18,628.3 | 10,111.9 | 10,779.1 |
| Effect of Foreign Exchange Fluctuations | 79.7 | 10.9 | 7.0 | 21.0 | 4.8 | 2.5 | -11.0 | 0.0 |
| Closing Cash & Cash Equivalent | 56,776.8 | 68,584.7 | 56,609.9 | 16,054.1 | 14,783.4 | 13,215.9 | 18,628.3 | 10,111.9 |
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Financial Statement Analysis
PFCF Ratio
The Industry PFCF Ratio stands at 30.97, vs the PFCF Ratio of -1.35, which results in a Negative aspect.
PCF RATIO
The Industry PCF RATIO stands at -14.86, vs the PCF RATIO of -1.89, which results in a Positive aspect.
| Particulars | Sep 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | Jun 2021 | Mar 2021 | Dec 2020 | Sep 2020 | Jun 2020 | Mar 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Earned | 126,862.8 | 115,722.5 | 112,477.8 | 107,296.5 | 100,207.1 | 94,574.1 | 87,080.3 | 81,817.7 | 78,598.9 | 77,374.9 | 76,503.6 | 75,747.0 | 74,193.6 | 72,415.0 | 71,772.1 | 71,617.3 | 73,865.7 |
| Other Income | 21,849.7 | 23,959.2 | 22,819.0 | 22,098.2 | 21,536.0 | 20,764.8 | 20,111.7 | 19,315.2 | 19,050.2 | 18,768.5 | 18,377.0 | 17,880.6 | 17,803.5 | 16,457.8 | 15,543.1 | 15,204.4 | 17,722.3 |
| Total Income | 148,712.5 | 139,681.7 | 135,296.8 | 129,394.7 | 121,743.1 | 115,339.0 | 107,192.0 | 101,133.0 | 97,649.1 | 96,143.4 | 94,880.6 | 93,627.6 | 91,997.1 | 88,872.8 | 87,315.2 | 86,821.7 | 91,588.0 |
| Interest Expended | 73,390.2 | 62,766.2 | 61,710.5 | 58,625.4 | 53,512.5 | 49,620.6 | 44,059.8 | 40,565.1 | 38,747.3 | 39,439.2 | 39,919.6 | 40,109.9 | 38,847.5 | 38,354.0 | 38,992.2 | 38,525.4 | 41,553.8 |
| Operating Expenses | 39,324.0 | 36,492.2 | 34,499.0 | 32,454.7 | 30,655.6 | 28,854.0 | 27,688.6 | 26,260.5 | 25,087.8 | 23,582.9 | 22,773.6 | 21,662.8 | 21,862.9 | 20,883.2 | 19,803.2 | 19,018.9 | 21,467.0 |
| Total Expenditure | 39,324.0 | 36,492.2 | 34,499.0 | 32,454.7 | 30,655.6 | 28,854.0 | 27,688.6 | 26,260.5 | 25,087.8 | 23,582.9 | 22,773.6 | 21,662.8 | 21,862.9 | 20,883.2 | 19,803.2 | 19,018.9 | 21,467.0 |
| Operating Profit Before Provisions and Contingencies | 35,998.3 | 40,423.3 | 39,087.3 | 38,314.6 | 37,575.0 | 36,864.3 | 35,443.6 | 34,307.3 | 33,814.0 | 33,121.3 | 32,187.4 | 31,854.9 | 31,286.7 | 29,635.6 | 28,519.8 | 29,277.4 | 28,567.2 |
| Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Provisions and contingencies | 18,201.0 | 9,692.5 | 9,738.1 | 9,915.7 | 10,300.5 | 10,647.3 | 11,410.5 | 12,509.9 | 14,635.2 | 16,540.5 | 17,033.6 | 18,440.2 | 18,656.9 | 18,535.2 | 19,644.4 | 22,588.8 | 24,403.2 |
| Profit Before Tax | 17,797.3 | 30,730.8 | 29,349.2 | 28,398.9 | 27,274.5 | 26,217.0 | 24,033.1 | 21,797.4 | 19,178.8 | 16,580.8 | 15,153.8 | 13,414.7 | 12,629.8 | 11,100.4 | 8,875.4 | 6,688.6 | 4,164.0 |
| Tax | 4,484.7 | 7,716.6 | 7,328.7 | 7,154.5 | 6,840.9 | 6,581.6 | 5,980.9 | 5,487.2 | 5,173.6 | 4,166.9 | 3,687.1 | 3,254.2 | 3,369.1 | 2,796.5 | 2,244.6 | 1,585.2 | 1,012.2 |
| Profit After Tax | 13,312.6 | 23,014.2 | 22,020.5 | 21,244.4 | 20,433.6 | 19,635.4 | 18,052.2 | 16,310.2 | 14,005.2 | 12,413.9 | 11,466.7 | 10,160.5 | 9,260.7 | 8,303.9 | 6,630.8 | 5,103.4 | 3,151.8 |
| Net Profit | 13,312.6 | 23,014.2 | 22,020.5 | 21,244.4 | 20,433.6 | 19,635.4 | 18,052.2 | 16,310.2 | 14,005.2 | 12,413.9 | 11,466.7 | 10,160.5 | 9,260.7 | 8,303.9 | 6,630.8 | 5,103.4 | 3,151.8 |
| ADDITIONAL INFOS: | |||||||||||||||||
| Equity Capital | 7,789.9 | 7,777.3 | 7,770.5 | 7,760.2 | 7,759.0 | 7,754.2 | 7,752.4 | 7,751.0 | 7,746.6 | 7,745.5 | 7,741.2 | 7,738.8 | 7,733.7 | 7,571.1 | 7,564.5 | 6,935.7 | 6,935.4 |
| Reserves | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Capital Adequacy Ratio | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| % of Net NPAs | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.6 | 0.7 | 0.6 | 0.7 | 0.8 | 0.8 | 0.7 | 0.2 | 0.5 | 0.9 | 0.9 |
| % of Gross NPAs | 2.1 | 1.9 | 1.9 | 1.9 | 2.0 | 2.1 | 2.1 | 2.4 | 2.3 | 2.5 | 2.8 | 2.9 | 2.7 | 1.7 | 2.2 | 2.5 | 2.5 |
| Return on Assets | 1.0 | 1.9 | 1.9 | 1.9 | 1.9 | 1.9 | 1.8 | 1.7 | 1.5 | 1.4 | 1.3 | 1.2 | 1.1 | 1.1 | 0.9 | 0.7 | 0.4 |
| EPS | 17.1 | 29.6 | 28.4 | 27.4 | 26.3 | 25.3 | 23.3 | 21.1 | 18.1 | 16.0 | 14.8 | 13.1 | 12.1 | 11.0 | 9.3 | 7.4 | 4.6 |
| Operating Profit Margin | 14,871,161.0 | 13,968,084.0 | 13,529,594.0 | 12,939,385.0 | 12,174,226.0 | 11,533,817.0 | 10,719,118.0 | 10,113,218.0 | 9,764,829.0 | 9,614,259.0 | 9,487,978.0 | 9,362,678.0 | 9,199,628.0 | 8,887,198.0 | 8,731,438.0 | 8,682,090.0 | 9,158,715.0 |
| Net Profit Margin | 10.5 | 19.9 | 19.6 | 19.8 | 20.4 | 20.8 | 20.7 | 19.9 | 17.8 | 16.0 | 15.0 | 13.4 | 12.5 | 11.5 | 9.2 | 7.1 | 4.3 |
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Financial Statement Analysis
Mcap Growth
The Industry Mcap Growth stands at 19.49, vs the Mcap Growth of -77.33, which results in a Negative aspect.
Net Sales Growth
The Industry Net Sales Growth stands at 12.30, vs the Net Sales Growth of 29.30, which results in a Positive aspect.
Technicals
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Pivot Levels
Pivot Levels Check Advanced Levels ![]()
| Type | Classic | Woodie | Camarilla |
|---|---|---|---|
| R4 | 1,010.25 | 1,059.25 | 951.67 |
| R3 | 995.78 | 990.05 | 940.56 |
| R2 | 981.32 | 978.45 | 936.86 |
| R1 | 955.38 | 949.65 | 933.15 |
| Pivot | 940.92 | 938.05 | 940.92 |
| S1 | 914.98 | 909.25 | 925.75 |
| S2 | 900.52 | 897.65 | 922.04 |
| S3 | 874.58 | 868.85 | 918.34 |
| S4 | 848.65 | 816.85 | 907.23 |
(All Values are in INR)
The Pivot level gives the user an indication about key support & resistance levels for a selected stock.
EMA & SMA Levels 
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Beta
Beta 1 Day
1.23
1 Week
1.23
1 Month
1.25
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Indicators
Stoch RSI
0.00
Bullish
RSI
38.86
Neutral
ROC
-6.89
Bearish
UltimateOscillator
33.58
Neutral
Williams Indicator
-96.32
Bullish
CCI Indicator
-213.72
Bullish
MACD
-1,863.72
Bearish
Stochastic Indicator
11.01
Neutral
ATR
36.35
Low Volatility
Corporate Actions
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Corporate Actions - Board Meet
Corporate Actions - Board Meet | Ex-Date | Ratio | Record Date |
|---|
| Ex-Date | Ratio | Record Date |
|---|---|---|
| Announcement Date | Dividend Amount | Dividend Percentage of FV | Dividend Type |
|---|---|---|---|
| 02-06-2023 | 14.00 | 140 | Final |
| 11-08-2022 | 8.50 | 85 | Final |
| 17-08-2021 | 5.00 | 50 | Final |
| Date Of Conduct | Board Meeting Details |
|---|---|
| 24-10-2024 | Quarterly Results |
| 25-04-2024 | Final Dividend & Audited Results |
| 18-01-2024 | Quarterly Results |
| 18-10-2023 | Quarterly Results |
| 20-07-2023 | Inter-alia, to consider the following business: 1. Fix the date and time for the 29th Annual General Meeting (?AGM?) of the Bank and other related matters. 2. To consider the proposal of raising funds through debt securities in any permitted mode on a private placement basis thereof as may be decided, subject to approval of the Members of the Bank and receipt of regulatory / statutory approvals, as applicable. |
| 18-07-2023 | Quarterly Results |
| 24-04-2023 | Final Dividend & Audited Results |
| 18-01-2023 | Quarterly Results |
| 19-10-2022 | Quarterly Results |
| 20-07-2022 | Quarterly Results |
| 18-07-2022 | Inter alia, to consider the following business: 1. Fix the date and time for the 28th Annual General Meeting (' ;\GM') of the Bank and other related matters. 2. Fix the record date in tenns of Regulation 42 of the SEBI Listing Regulations for the purpose of Bank's AGM and for the entitlement of Dividend for the Financial Y car ended March 31, 2022, subject to approval of Members at the AGM. 3. To consider the proposal of raising funds through debt securities in any permitted mode on a private placement basis as may be decided, subject to approval of the Members of the Bank and receipt of other governmental/ regulatory / statutory approvals, as applicable |
| 29-04-2022 | Dividend & Audited Results |
| 29-01-2022 | Quarterly Results |
| 27-10-2021 | Quarterly Results |
| 21-10-2021 | Inter alia, to consider and approve the proposal relating to raising of funds in Indian or Foreign Currency through the issuance of Unsecured Non-Convertible Redeemable Basel III-Compliant Regulatory Tier II Bonds, subject to receipt of regulatory / statutory approvals. |
| 27-07-2021 | Quarterly Results |
| 24-07-2021 | (Revised) The meeting of the Board of Directorsof the Bankscheduled to be held on Friday, July 23, 2021,has been rescheduled to Saturday, July 24, 2021. |
| 23-07-2021 | Inter-alia, to consider the proposal of raising funds through debt securities or equity instruments or convertible debt securities in any permitted mode such as through Qualified Institutions Placement (QIP) / American Depository Receipts (ADRs) / Global Depository Receipts (GDRs) program, or combinations on a private placement basis thereof as may be decided, subject to approval of the Shareholders of the Bank and receipt of other governmental/ regulatory / statutory approvals, as applicable. |
| 30-04-2021 | Final Dividend & Audited Results |