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Daily Range
Daily RangeToday's Low
₹ 618.20
Today's High
₹ 626.50
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52 Weeks Range
52 Weeks Low
₹ 457.80
52 Weeks High
₹ 620.60
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Momentum of the Stock
Momentum of the Stock Bearish![]()
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Circuit Limit
Lower
₹ 561.45
Upper
₹ 686.15
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Financials Strength Score
Financials Strength Score Piotroski Score
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Company Profile
HDFC Life Insurance Company Limited provides individual and group insurance solutions in India. It offers insurance and investment products, such as protection, pension, savings, investment, annuity, and health, as well as term, retirement, investment, children's, and unit linked insurance, NRI, and group insurance plans. The company was formerly known as HDFC Standard Life Insurance Company Limited changed its name to HDFC Life Insurance Company Limited in January 2019. The company was incorporated in 2000 and is based in Mumbai, India.
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Companies under the same Group
Companies under the same Group
HDFC Bank
HDFC Asset Mngt. Co
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Key Metrics
Key MetricsStandalone
Consolidated
No of shares Outstanding
215.3 Cr.
EPS-TTM
₹7.87
Face Value
₹10.00
Book Value
₹72.47
Net Asset Value
₹60.34
ROE
9.60%
ROA
0.59%
ROCE
8.54%
Dividend Yield
0.32%
Total Debt
₹ 1.0 Cr.
Sales Growth
21.53%
PAT Growth
3.12%
Financials
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 239,700.8 | 223,786.7 | 173,121.2 | 127,233.9 | 124,897.0 | 105,832.0 | 91,274.4 | 74,040.3 | 67,316.3 | 50,869.2 |
| Investments | 0.0 | 0.0 | 0.0 | 127,255.7 | 125,537.9 | 106,589.9 | 91,723.4 | 74,143.7 | 67,023.5 | 50,527.1 |
| Loans | 1,585.3 | 1,271.9 | 424.1 | 299.1 | 79.6 | 18.7 | 47.9 | 93.1 | 125.6 | 47.7 |
| Current Assets | 1,168.6 | 1,375.2 | 1,099.3 | 4,338.4 | 4,069.1 | 3,532.5 | 2,971.8 | 1,960.3 | 1,833.2 | 1,416.3 |
| Total Liabilities | 239,700.8 | 223,786.7 | 173,121.2 | 127,233.9 | 124,897.0 | 105,832.0 | 91,274.4 | 74,040.3 | 67,316.3 | 50,869.2 |
| Shareholders Funds | 12,970.3 | 15,525.2 | 8,430.4 | 6,801.0 | 5,642.2 | 4,734.4 | 3,826.3 | 3,153.6 | 2,591.4 | 1,978.1 |
| Policyholders Funds | 0.0 | 0.0 | 0.0 | 65,362.2 | 54,774.0 | 42,952.2 | 32,780.9 | 24,454.3 | 19,340.5 | 14,370.7 |
| Current Liabilties | 0.0 | 0.0 | 0.0 | 4,913.9 | 5,064.7 | 4,606.7 | 3,775.3 | 2,512.5 | 2,035.4 | 1,434.1 |
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Financial Statement Analysis
Quick Ratio
The Industry Quick Ratio stands at 1.81, vs the Quick Ratio of 0.87, which results in a Negative aspect.
Price to BV
The Industry Price to BV stands at 8.12, vs the Price to BV of 10.20, which results in a Positive aspect.
Debt to Equity Ratio
The Industry Debt to Equity Ratio stands at 0.02, vs the Debt to Equity Ratio of 0.00, which results in a Positive aspect.
Current Ratio
The Industry Current Ratio stands at 1.81, vs the Current Ratio of 0.87, which results in a Negative aspect.
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Profit from Premiums | 0.0 | 0.0 | 0.0 | 1,199.2 | 1,212.7 | 1,002.2 | 786.3 | 718.3 | 670.9 | 765.4 |
| Income from Investment | 0.0 | 0.0 | 0.0 | 446.3 | 414.3 | 284.1 | 230.3 | 171.2 | 203.3 | 116.1 |
| Other Income | 92.8 | 19.0 | 3.1 | 41.1 | 40.0 | 23.4 | 0.9 | 10.6 | 0.0 | 0.0 |
| Less : Provision | 0.0 | 0.0 | 0.0 | 197,957.8 | 10,037.1 | -249.8 | -4,314.5 | 3,301.3 | 0.0 | 6,077.7 |
| Profit Before Tax | 1,282.2 | 1,302.8 | 1,354.3 | 1,313.9 | 1,291.0 | 1,124.9 | 908.9 | 833.4 | 804.6 | 642.6 |
| Less : Taxation | -86.1 | -24.2 | -6.6 | 16.5 | 13.1 | 17.7 | 22.0 | 16.6 | 19.1 | -82.8 |
| Profit After Taxation | 1,368.3 | 1,326.9 | 1,360.9 | 1,297.4 | 1,277.9 | 1,107.2 | 886.9 | 816.8 | 785.5 | 725.3 |
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Financial Statement Analysis
PAT Margin
The Industry PAT Margin stands at 3.51, vs the PAT Margin of 4.02, which results in a Positive aspect.
PE Ratio
The Industry PE Ratio stands at 49.46, vs the PE Ratio of 95.66, which results in a Positive aspect.
PAT Growth
The Industry PAT Growth stands at 117.49, vs the PAT Growth of 1.53, which results in a Negative aspect.
Dividend Yield
The Industry Dividend Yield stands at 0.71, vs the Dividend Yield of 0.28, which results in a Negative aspect.
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profit Before Tax | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Tax Paid | -4,332.4 | -1,188.2 | -881.0 | -918.0 | -895.9 | -740.6 | -575.2 | -493.9 | -349.9 | -223.3 |
| Adjustment | 11,241.6 | 7,154.4 | 10,561.9 | 8,304.5 | 10,802.2 | 7,469.5 | 6,814.4 | 6,156.9 | 4,857.4 | 5,643.2 |
| Changes In Working Capital | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Cash Flow after changes in Working Capital | 11,215.6 | 7,130.8 | 10,583.8 | 8,305.6 | 10,764.2 | 7,479.9 | 6,805.4 | 6,181.4 | 4,809.3 | 5,645.2 |
| Cash Flow from Operating Activities | 6,883.2 | 5,942.5 | 9,702.8 | 7,387.7 | 9,868.3 | 6,739.3 | 6,230.2 | 5,687.4 | 4,459.4 | 5,421.9 |
| Cash Flow from Investing Activities | -10,087.4 | -807.0 | -8,946.3 | -7,806.8 | -10,181.8 | -4,421.2 | -5,175.2 | -3,959.1 | -3,514.3 | -5,501.5 |
| Cash Flow from Financing Activities | 1,984.7 | -238.2 | 678.3 | 38.0 | -337.2 | -196.3 | -235.6 | -212.4 | -167.6 | -116.7 |
| Net Cash Inflow / Outflow | -1,219.5 | 4,897.4 | 1,434.9 | -381.2 | -650.6 | 2,121.8 | 819.5 | 1,515.9 | 777.5 | -196.3 |
| Opening Cash & Cash Equivalents | 12,024.4 | 7,218.5 | 5,789.0 | 6,152.7 | 6,803.6 | 4,681.5 | 3,864.1 | 2,351.1 | 1,573.7 | 1,770.0 |
| Closing Cash & Cash Equivalent | 10,820.9 | 12,122.0 | 7,218.5 | 5,789.0 | 6,152.7 | 6,803.6 | 4,681.5 | 3,864.1 | 2,351.1 | 1,573.7 |
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Financial Statement Analysis
PCF RATIO
The Industry PCF RATIO stands at 26.98, vs the PCF RATIO of 12.07, which results in a Negative aspect.
PFCF Ratio
The Industry PFCF Ratio stands at 35.26, vs the PFCF Ratio of 70.75, which results in a Positive aspect.
| Particulars | Sep 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | Jun 2021 | Mar 2021 | Dec 2020 | Sep 2020 | Jun 2020 | Mar 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Sales | 166,137.2 | 205,337.1 | 152,732.5 | 147,972.1 | 115,078.8 | 194,686.0 | 144,022.0 | 131,379.0 | 98,700.6 | 156,249.0 | 121,259.0 | 114,455.0 | 75,400.5 | 128,696.0 | 94,888.4 | 100,567.0 | 57,337.3 | 104,760.0 |
| Total Income | 287,764.3 | 282,156.1 | 270,291.5 | 232,765.8 | 234,852.4 | 217,395.1 | 199,708.0 | 231,700.0 | 68,074.3 | 178,560.0 | 144,104.0 | 206,895.0 | 148,711.0 | 134,516.0 | 212,743.0 | 165,661.0 | 146,204.0 | 5,374.4 |
| Total Expenditure | 288,066.3 | 277,659.4 | 266,621.2 | 235,558.5 | 230,453.7 | 212,149.3 | 197,868.0 | 228,151.0 | 64,568.6 | 172,283.0 | 141,152.0 | 204,115.0 | 145,988.0 | 129,575.0 | 209,675.0 | 162,381.0 | 141,698.0 | 1,308.5 |
| PBIDT (Excl OI) | -121,929.1 | -72,322.3 | -113,888.7 | -87,586.4 | -115,374.9 | -17,463.3 | -53,846.0 | -96,772.0 | 34,132.0 | -16,034.0 | -19,893.0 | -89,660.0 | -70,587.5 | -879.0 | -114,786.6 | -61,814.0 | -84,360.7 | 103,451.5 |
| Other Income | 121,627.1 | 76,819.0 | 117,559.0 | 84,793.7 | 119,773.6 | 22,709.1 | 55,686.1 | 100,321.0 | -30,626.3 | 22,311.0 | 22,844.4 | 92,440.0 | 73,310.8 | 5,820.1 | 117,854.0 | 65,093.6 | 88,866.8 | -99,385.1 |
| Operating Profit | -302.0 | 4,496.7 | 3,670.3 | -2,792.7 | 4,398.7 | 5,245.8 | 1,839.9 | 3,549.1 | 3,505.7 | 6,277.0 | 2,952.0 | 2,780.7 | 2,723.4 | 4,940.2 | 3,068.0 | 3,279.5 | 4,506.5 | 4,065.9 |
| Interest | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| PBDT | -302.0 | 4,496.7 | 3,670.3 | -2,792.7 | 4,398.7 | 5,245.8 | 1,839.9 | 3,549.1 | 3,505.7 | 6,277.0 | 2,952.0 | 2,780.7 | 2,723.4 | 4,940.2 | 3,068.0 | 3,279.5 | 4,506.5 | 4,065.9 |
| Depreciation | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Profit Before Tax | -302.0 | 4,496.7 | 3,670.3 | -2,792.7 | 4,398.7 | 5,245.8 | 1,839.9 | 3,549.1 | 3,505.7 | 6,277.0 | 2,952.0 | 2,780.7 | 2,723.4 | 4,940.2 | 3,068.0 | 3,279.5 | 4,506.5 | 4,065.9 |
| Tax | -4,653.8 | 380.3 | -5.1 | -6,574.7 | 231.5 | 1,626.1 | -1,319.2 | 258.9 | 217.8 | 1,215.1 | 199.2 | 21.6 | 27.9 | 1,749.6 | 433.6 | 1.2 | 1.1 | 949.4 |
| Provisions and contingencies | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Profit After Tax | 4,351.8 | 4,116.4 | 3,675.4 | 3,782.0 | 4,167.2 | 3,619.7 | 3,159.1 | 3,290.2 | 3,287.9 | 5,061.9 | 2,752.8 | 2,759.1 | 2,695.5 | 3,190.6 | 2,634.4 | 3,278.3 | 4,505.4 | 3,116.5 |
| Net Profit | 4,351.8 | 4,116.4 | 3,675.4 | 3,782.0 | 4,167.2 | 3,619.7 | 3,159.1 | 3,290.2 | 3,287.9 | 5,061.9 | 2,752.8 | 2,759.1 | 2,695.5 | 3,190.6 | 2,634.4 | 3,278.3 | 4,505.4 | 3,116.5 |
| ADDITIONAL INFOS: | ||||||||||||||||||
| Equity Capital | 21,522.2 | 21,509.4 | 21,506.6 | 21,500.6 | 21,496.8 | 21,494.0 | 21,491.8 | 21,491.0 | 21,131.7 | 21,126.2 | 20,247.9 | 20,231.3 | 20,221.4 | 20,209.4 | 20,204.6 | 20,194.6 | 20,191.7 | 20,188.0 |
| Reserves | 126,149.9 | 120,649.0 | 116,384.9 | 112,399.2 | 112,475.3 | 108,209.1 | 104,536.0 | 101,335.0 | 134,116.0 | 134,126.0 | 69,909.0 | 66,355.7 | 67,261.4 | 64,094.4 | 60,667.7 | 57,644.1 | 54,328.8 | 49,742.0 |
| EPS | 2.0 | 1.9 | 1.7 | 1.8 | 1.9 | 1.7 | 1.5 | 1.6 | 1.6 | 2.5 | 1.4 | 1.4 | 1.3 | 1.6 | 1.3 | 1.6 | 2.2 | 0.0 |
| Operating Profit Margin | -0.2 | 2.2 | 2.4 | -1.9 | 3.8 | 2.7 | 1.3 | 2.7 | 3.6 | 4.0 | 2.4 | 2.4 | 3.6 | 3.8 | 3.2 | 3.3 | 7.9 | 3.9 |
| Net Profit Margin | 2.6 | 2.0 | 2.4 | 2.6 | 3.6 | 1.9 | 2.2 | 2.5 | 3.3 | 3.2 | 2.3 | 2.4 | 3.6 | 2.5 | 2.8 | 3.3 | 7.9 | 3.0 |
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Financial Statement Analysis
Net Sales Growth
The Industry Net Sales Growth stands at 11.99, vs the Net Sales Growth of 11.46, which results in a Negative aspect.
Mcap Growth
The Industry Mcap Growth stands at 4.53, vs the Mcap Growth of 16.75, which results in a Positive aspect.
Technicals
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Pivot Levels
Pivot Levels Check Advanced Levels ![]()
| Type | Classic | Woodie | Camarilla |
|---|---|---|---|
| R4 | 640.40 | 647.98 | 628.37 |
| R3 | 635.77 | 636.25 | 626.08 |
| R2 | 631.13 | 631.38 | 625.32 |
| R1 | 627.47 | 627.95 | 624.56 |
| Pivot | 622.83 | 623.08 | 622.83 |
| S1 | 619.17 | 619.65 | 623.04 |
| S2 | 614.53 | 614.78 | 622.28 |
| S3 | 610.87 | 611.35 | 621.52 |
| S4 | 607.20 | 598.18 | 619.24 |
(All Values are in INR)
The Pivot level gives the user an indication about key support & resistance levels for a selected stock.
EMA & SMA Levels 
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Beta
Beta 1 Day
0.63
1 Week
0.64
1 Month
0.61
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Indicators
Stoch RSI
100.00
Bearish
RSI
79.47
Bearish
ROC
-3.01
Bearish
UltimateOscillator
56.83
Neutral
Williams Indicator
-77.75
Neutral
CCI Indicator
-90.47
Neutral
MACD
-2,491.22
Bearish
Stochastic Indicator
20.48
Neutral
ATR
22.47
High Volatility
Corporate Actions
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Corporate Actions - Board Meet
Corporate Actions - Board Meet | Ex-Date | Ratio | Record Date |
|---|
| Ex-Date | Ratio | Record Date |
|---|---|---|
| Announcement Date | Dividend Amount | Dividend Percentage of FV | Dividend Type |
|---|---|---|---|
| 16-06-2023 | 1.90 | 19 | Final |
| 31-05-2022 | 1.70 | 17 | Final |
| 30-06-2021 | 2.02 | 20.2 | Final |
| Date Of Conduct | Board Meeting Details |
|---|---|
| 15-10-2024 | Quarterly Results |
| 18-04-2024 | Final Dividend & Audited Results |
| 18-04-2024 | Audited Results |
| 12-01-2024 | Quarterly Results |
| 13-10-2023 | Quarterly Results |
| 21-07-2023 | Quarterly Results |
| 26-04-2023 | Audited Results & Final Dividend |
| 20-01-2023 | Quarterly Results |
| 21-10-2022 | Quarterly Results |
| 29-07-2022 | Preferential Issue of shares & Employees Stock Option Plan inter-alia to consider: i) the matter pertaining to raising of funds by way of issue of equity shares and / or other securities of the Company by way of preferential issue, subject to approvals of shareholders through postal ballot process and regulatory approvals, as may be applicable; and ii) formulation of Employee Stock Option Scheme in terms of SEBI (Share Based Employee Benefits and Sweat Equity) regulations, 2021, subject to approval of shareholders through postal ballot |
| 19-07-2022 | Quarterly Results |
| 26-04-2022 | Final Dividend & Audited Results & Inter alia, To consider raising of funds by way of issuance of Non-Convertible debentures in the nature of subordinated debt as per IRDAI (Other Forms of Capital) Regulations, 2015. These funds are proposed to be raised to further strengthen the cash reserves of the Company post cash payout as part-consideration for acquisition of Exide Life Insurance Company Limited |
| 21-01-2022 | Quarterly Results |
| 22-10-2021 | Quarterly Results |
| 03-09-2021 | Fund Raising / Preferential Issue of shares |
| 19-07-2021 | Quarterly Results |