FD Calculator
Deposit Amount
Interest Rate (p.a)
Tenure (years)
Compounding / Year
FD Maturity Summary
Principal Amount
₹ 5,00,000
Interest Earned
₹ 2,24,974
Maturity Amount
₹ 7,24,974
How FD Maturity Is Calculated
FD maturity value is calculated using compound interest formula.
A = P * (1 + r / n)^(n * t)
P = Principal deposit amount
r = Annual interest rate (decimal)
n = Number of compounding periods per year
t = Tenure in years
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Disclaimer
This calculator provides indicative results based on your inputs and assumed rates.
Actual returns, tax liabilities, and outcomes can vary due to market movement, product terms, and regulatory changes.
Please consult a qualified financial advisor or tax professional before making financial decisions.
Frequently asked questions
1. What does an FD calculator do?
It estimates fixed deposit maturity amount and total interest earned based on principal, tenure, rate, and compounding frequency.
2. Which formula is used for FD calculation?
The calculator uses A = P * (1 + r/n)^(n*t), where n is compounding frequency per year.
3. What is compounding frequency?
It is how many times interest is compounded each year, such as yearly, half-yearly, quarterly, or monthly.
4. Does this page include tax on FD interest?
No. TDS and tax slab impact are not included in this estimate.
5. Is FD return guaranteed?
Bank FD rates are fixed at booking time, but actual payout depends on product terms and premature withdrawal rules.
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