Yes Bank, incorporated in 2004 by Rana Kapoor and Late Ashok Kapur, is a new age private sector bank. Since inception Yes Bank has fructified into a ‘“Full Service Commercial Bank” that has steadily built Corporate and Institutional Banking, Financial Markets, Investment Banking, Corporate Finance, Branch Banking, Business and Transaction Banking, and Wealth Management business lines across the country, and is well equipped to offer a range of products and services to corporate and retail customers.

The bank offers full-fledged banking solutions with its comprehensive bouquet of product and services, digital solutions catering to Retail, MSME, Wholesale and Rural segments. The Bank operates its Brokerage business through YES Securities, a wholly-owned subsidiary of the Bank. The Bank has a pan-India presence including an International Banking Unit (IBU) at GIFT City in the Ahmedabad district, Gujarat. Through a growing pan-India presence, the bank empower its customers to achieve their full potential and serve India’s future businesses.

Business area of the bank 

Yes Bank is a publicly held bank engaged in providing a wide range of products, services, and digital solutions, catering to Retail, MSME, and corporate clients. Yes Bank is a banking company governed by the Banking Regulation Act, 1949. The Bank works and interacts with several forms of capital to create value in the course of its business activities i.e. Financial Capital, Natural Capital, Social and Relationship Capital, Human Capital, Manufactured Capital and Intellectual Capital. 

Products of the bank 

• Digital Savings Account
• Savings Accounts
• Current Accounts
• Fixed Deposits
• Credit Cards
• Home Loan
• Personal Loan
• Auto Loan
• Education loan
• Loan in Seconds

Services

• Online Loan Payments
• Credit Card Bill Payment
• Insurance Claim Intimation
• Aadhaar Updation Facility
• Services for Senior Citizens & Customers with Disabilities
• RE-KYC Channels
• ATM Services 

2011

• YES BANK receives the 'Fastest Growing Bank' Award third year in a row at the Business world Best Bank Awards 2011\
• Won the Best Multi-channel Capability Project Award for increasing its distribution and optimizing its mobile banking service
• Won the Best Financial Supply Chain Project Award for streamlining a client’s business processes into a single work flow, automating remittances and allowing for faster and more accurate reconciliation
• YES BANK receives the Best Private Sector Bank Award at Dun & Bradstreet - Polaris Software Banking Awards 2011
• YES BANK receives “Sustainable Bank of the Year (Asia/Pacific)” Award at FT/IFC Sustainable Finance Awards 2011, London
• YES BANK won seven awards at Asia’s Best Employer Brand Awards and the CMO Asia Awards for Excellence in Branding and Marketing that were held on July 22, 2011 in Singapore. 
• YES BANK received 'The Asian Banker Technology Implementation Awards 2011'
• YES BANK’s Chief Information Security Officer ranked as one of the Top 100 CISOs at the TOP 100 CISO Awards 2011.
• YES BANK receives significant recognition at The Banker Technology Awards 2011
• Won the Commercial Banking Project of the Year Award 

2012

• Jamnalal Bajaj Uchit Vyavahar Puraskar (Service Enterprises-Large) Council for Fair Business Practices (CFBP) 2012
• Financial Institutions Syndicated Deal of the Year, Asia Pacific Region Asia Pacific Loan Market Association (APLMA) 2012
• Sustainability Award, London, 2012 Golden Peacock
• Global Business Excellence Award, Dubai, 2013

2013

• The Bank was awarded the “Ramkrishna Bajaj National Quality (RBNQ) Business Excellence Award - 2013” in the Services Category. Organized by Indian Merchants’ Chamber, YES BANK is the only bank to win this prestigious award in the history of the RBNQ Award. 
• Outstanding Business Sustainability Achievement Karlsruhe Sustainable Finance Awards Germany, 2013. 

2020-21

• The Asian Banker Transaction Finance Awards 2020 - Best Trade Finance Bank in India award for digital innovations built on the ‘YES Transact Smart Trade’ portal.
• Asian Banking & Finance Wholesale & Retail Banking Awards 2020 - India Domestic Technology & Operations Bank - YES Talent Radar, an artificial Intelligence enabled talent screening platform and HCM Mobile App

2021-22

• Most Innovative Transaction Banking Solution for Liquidity Management in COVID-19 – Global Transaction Banking Innovation Awards 2021
• Best Cloud Adoption in Medium Bank Category by IBA
• Best IT Risk Management and Cyber Security Initiatives in Medium Bank Category by IBA
• Best Cash Management Project in India by the Asian Banker Banker’s Choice Awards
• CIO Circle of Excellence by CNBC TV18

2022-23 

• Best Payments Initiative award at the Economic Times BFSI Excellence Awards
• Best Technology Implementation at the Digital Banker Digital CX Awards
• Best Payments Initiative award at the Economic Times BFSI Excellence Awards
• India In-House Team of the Year at the Asian Legal Business India Law Awards 2023

2023-24

• YES BANK was awarded the Best Bank for Promoting Government Schemes in the Private Sector at the MSME Banking Excellence Awards 2023, organised by Confederation of Indian Micro, Small and Medium Enterprises.
• Great Place to Work certification by the Great Place to Work (GPTW) Institute, India.
• Silver SKOCH ESG Award 2024 in Sustainable Finance category

Milestones:

2013

2021-22

• Yes Bank inks pact with Indiabulls Housing Finance
• Yes Bank launches credit cards on Rupay Platform
• Yes Bank launches start-up enabler programme for food, agriculture sector
• Yes Bank partners with Manipal Academy of BFSI to launch ‘YES Professional Banker’ program

2022-23

• Yes Bank’s deposits up 21% in Q4FY22
• Yes Bank partners with FidyPay
• Yes Bank introduces new fixed deposit product linked to repo rate
• Yes Bank signs MoU with GIFT City
• Carlyle, Advent acquire 9.99% stake in Yes Bank

2023-24

• Yes Bank introduces mobile banking app ‘iris by YES BANK’
• Yes Bank acquires shares in YES Securities under rights issue
• Yes Bank inks MoU with Accelerated Computing Enterprise
• Yes Bank completes transfer of stressed loan exposures to Prudent ARC
• In March 2024, the Bank has crossed a milestone of 2 million live Credit Cards, with 21.2 lakh credit cardholders with YES BANK, in the market. 

2024-25

• Yes Bank inks MoU with DPIIT
• Yes Bank launches GST payment facility
• Yes Bank records 13% growth in loan and advances in Q3FY25
• Yes Bank, Paisabazaar launch 'PaisaSave' Cashback Credit Card