Today's Low
₹ 1,154.75
Today's High
₹ 1,172.70
52 Weeks Low
₹ 600.00
52 Weeks High
₹ 1,021.00
Lower
₹ 1,054.55
Upper
₹ 1,288.85
Cholamandalam Investment and Finance Company Limited, a non-banking finance company, provides various financial services in India. The company operates through Vehicle Finance Loans, Loan Against Property, Home Loans, and Other loans segments. It offers two and three wheeler loans, commercial vehicle loans, tractor loans, car and MUV loans, and construction equipment loans, as well as loans to automobile dealers; loans against properties; home loans; loans for the purchase of resale and new flats, independent houses, and plots; ready to occupy homes; balance transfer facility for existing home loans; home equity loans; business loans for micro, and small and medium enterprises; rural and agri-loans; and refinance against existing vehicles. The company also provides wealth management services that cover mutual funds, fixed deposits and bonds, PMS, insurance, sovereign gold bonds, and initial public offers; investment advisory services; other unsecured loans; and stockbroking services for mutual funds, stocks and derivatives, exchange-traded funds, and bonds, as well as internet broking, demat, and depository participant services. As of March 31, 2021, it operated through a network of 1,137 branches. The company was incorporated in 1978 and is headquartered in Chennai, India.
No of shares Outstanding
EPS-TTM
Face Value
Book Value
Net Asset Value
ROE
ROA
ROCE
Dividend Yield
Total Debt
Sales Growth
PAT Growth
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2003 | FY 2002 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Current Assets | 3,762.5 | 4,982.7 | 5,975.9 | 7,594.4 | 4,006.2 | 1,161.3 | 9,409.4 | 8,764.9 | 7,456.0 | 7,285.2 | 6,067.3 | 4,625.8 | 3,627.8 | 7,034.4 | 6,885.1 | 6,457.4 | 3,779.5 | 1,367.0 | 1,128.6 |
Non-Current Assets | 109,230.4 | 76,821.1 | 67,899.3 | 55,936.5 | 53,023.8 | 42,639.7 | 20,873.4 | 18,842.0 | 16,227.4 | 14,129.3 | 12,092.3 | 8,819.6 | 6,066.3 | 27.0 | 78.9 | 80.1 | 68.6 | 120.1 | 159.2 |
Total Assets | 113,015.4 | 81,803.8 | 73,875.2 | 63,530.9 | 57,030.0 | 43,801.0 | 30,282.9 | 27,606.9 | 23,683.4 | 21,414.5 | 18,159.6 | 13,445.5 | 9,694.1 | 7,061.5 | 6,964.0 | 6,545.2 | 3,852.0 | 1,488.3 | 1,289.4 |
Current Liabilities | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Non-Current Liabilities | 90,028.1 | 64,584.8 | 58,497.9 | 51,449.3 | 45,255.7 | 34,709.7 | 15,571.6 | 11,223.7 | 12,603.0 | 10,038.2 | 8,366.5 | 7,175.8 | 5,641.8 | 5,310.6 | 5,236.7 | 5,378.4 | 3,216.0 | 1,137.1 | 994.2 |
Total Equity | 14,346.1 | 11,769.0 | 9,599.8 | 8,199.9 | 6,208.7 | 5,125.5 | 4,297.9 | 3,669.7 | 3,174.4 | 2,286.8 | 1,952.6 | 1,403.7 | 1,062.0 | 752.6 | 713.5 | 529.1 | 308.9 | 201.3 | 154.8 |
Total Liabilities & Total Equity | 113,015.4 | 81,803.8 | 73,875.2 | 63,530.9 | 57,030.0 | 43,801.0 | 30,282.9 | 27,606.9 | 23,683.4 | 21,414.5 | 18,159.6 | 13,445.5 | 9,694.1 | 7,061.5 | 6,964.0 | 6,545.2 | 3,852.0 | 1,488.3 | 1,289.4 |
The Industry Price to BV stands at 3.89, vs the Price to BV of 5.27, which results in a Positive aspect.
The Industry Quick Ratio stands at 2.84, vs the Quick Ratio of 1.96, which results in a Negative aspect.
The Industry Debt to Equity Ratio stands at 3.54, vs the Debt to Equity Ratio of 6.73, which results in a Negative aspect.
The Industry Current Ratio stands at 2.84, vs the Current Ratio of 1.96, which results in a Negative aspect.
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 | FY 2008 | FY 2007 | FY 2006 | FY 2005 | FY 2004 | FY 2003 | FY 2002 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Income | 12,884.1 | 10,140.8 | 9,579.4 | 8,712.0 | 7,087.6 | 5,558.7 | 4,693.5 | 4,213.8 | 3,714.8 | 3,279.3 | 2,570.2 | 1,779.3 | 1,206.3 | 955.3 | 1,139.8 | 945.5 | 435.5 | 242.7 | 229.9 | 242.9 | 248.7 | 217.6 |
Total Expenditure | 3,622.0 | 2,926.7 | 2,914.4 | 2,422.9 | 1,634.7 | 1,453.3 | 1,553.5 | 1,399.6 | 1,246.3 | 1,048.6 | 722.6 | 745.6 | 740.5 | 704.7 | 906.5 | 477.6 | 205.4 | 93.6 | 89.7 | 97.1 | 70.5 | 44.2 |
Operating Profit(Excl OI) | 9,483.7 | 7,305.9 | 6,725.7 | 6,291.2 | 5,476.7 | 4,108.4 | 3,374.4 | 2,949.1 | 2,654.1 | 2,348.5 | 1,883.8 | 1,259.7 | 707.5 | 546.2 | 589.2 | 475.4 | 241.6 | 152.3 | 142.9 | 148.4 | 180.6 | 174.6 |
Add: Other Income | 221.6 | 91.9 | 60.7 | 2.1 | 23.7 | 3.0 | 234.4 | 135.0 | 185.6 | 117.8 | 36.2 | 226.1 | 241.8 | 295.6 | 356.0 | 7.6 | 11.5 | 3.3 | 2.6 | 2.6 | 2.4 | 1.2 |
Operating Profit | 9,483.7 | 7,305.9 | 6,725.7 | 6,291.2 | 5,476.7 | 4,108.4 | 3,374.4 | 2,949.1 | 2,654.1 | 2,348.5 | 1,883.8 | 1,259.7 | 707.5 | 546.2 | 589.2 | 475.4 | 241.6 | 152.3 | 142.9 | 148.4 | 180.6 | 174.6 |
Less: Interest | 5,748.0 | 4,297.7 | 4,575.5 | 4,591.7 | 3,588.1 | 2,656.7 | 2,227.9 | 2,048.0 | 1,957.8 | 1,769.4 | 1,410.0 | 990.0 | 574.7 | 503.9 | 594.3 | 378.9 | 189.0 | 99.2 | 83.9 | 83.3 | 100.2 | 91.9 |
PBDT | 3,735.7 | 3,008.2 | 2,150.2 | 1,699.5 | 1,888.5 | 1,451.7 | 1,146.5 | 901.2 | 696.3 | 579.1 | 473.8 | 269.7 | 132.8 | 42.3 | -5.1 | 96.6 | 52.6 | 53.1 | 59.0 | 65.1 | 80.4 | 82.6 |
Less: Depreciation | 121.1 | 100.6 | 102.3 | 111.3 | 57.0 | 50.9 | 39.0 | 21.7 | 30.1 | 24.6 | 21.6 | 10.4 | 10.1 | 17.2 | 26.5 | 18.4 | 7.1 | 5.3 | 10.3 | 19.0 | 40.0 | 60.1 |
PBT & Exceptional Items | 3,614.6 | 2,907.6 | 2,047.9 | 1,588.2 | 1,831.5 | 1,400.8 | 1,107.4 | 879.5 | 666.2 | 554.5 | 452.2 | 259.3 | 122.7 | 25.2 | -31.6 | 78.2 | 45.6 | 47.7 | 48.7 | 46.1 | 40.5 | 22.5 |
Less: Exceptional Income Expenses | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 30.0 | 0.0 | 44.6 | -16.1 | 0.0 | 0.0 | 0.0 | 0.0 | 1.0 | 0.0 | 0.0 |
Profit Before Tax | 3,614.6 | 2,907.6 | 2,047.9 | 1,588.2 | 1,831.5 | 1,400.8 | 1,107.4 | 879.5 | 666.2 | 554.5 | 452.2 | 289.3 | 122.7 | 69.8 | -47.8 | 78.2 | 45.6 | 47.7 | 48.7 | 47.1 | 40.5 | 22.5 |
Less: Taxation | 937.9 | 748.7 | 526.5 | 534.1 | 634.6 | 483.1 | 389.5 | 304.8 | 222.1 | 186.2 | 144.3 | 120.3 | 38.2 | 17.1 | -28.9 | 30.8 | 18.2 | 12.2 | 18.0 | 16.2 | 17.7 | 8.6 |
Profit After Tax | 2,676.7 | 2,158.9 | 1,521.4 | 1,054.1 | 1,196.9 | 917.7 | 717.9 | 574.7 | 444.1 | 368.3 | 307.9 | 169.0 | 84.6 | 52.8 | -18.8 | 47.3 | 27.4 | 35.6 | 30.8 | 31.0 | 22.8 | 14.0 |
Earnings Per Share | 32.4 | 26.2 | 0.2 | 0.1 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
The Industry PAT Growth stands at 38.60, vs the PAT Growth of -11.93, which results in a Negative aspect.
The Industry PE Ratio stands at 25.48, vs the PE Ratio of 30.68, which results in a Positive aspect.
The Industry Dividend Yield stands at 0.95, vs the Dividend Yield of 0.17, which results in a Negative aspect.
The Industry PAT Margin stands at 83.47, vs the PAT Margin of 12.10, which results in a Negative aspect.
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Profit Before Tax | 3,614.6 | 2,907.6 | 2,047.9 | 1,588.2 | 1,831.5 | 1,400.8 | 1,107.4 | 879.4 | 666.2 | 554.5 | 452.2 | 289.3 | 122.7 | 69.8 | -47.7 |
Tax Paid | -902.7 | -847.1 | -699.3 | -576.4 | -731.9 | -591.9 | -479.8 | -400.1 | -271.4 | -232.9 | -173.1 | -36.0 | -38.2 | -29.8 | -33.2 |
Adjustment | 6,401.9 | 5,032.4 | 5,643.5 | 5,353.7 | 3,800.5 | 2,964.2 | 2,520.7 | 2,457.0 | 2,230.8 | 1,998.3 | 1,505.3 | 1,014.1 | 716.7 | 555.4 | 787.0 |
Changes In Working Capital | 3,614.6 | 2,907.6 | 2,047.9 | 1,588.2 | 1,831.5 | 1,400.8 | 1,107.4 | 879.4 | 666.2 | 554.5 | 452.2 | 289.3 | 122.7 | 69.8 | -47.7 |
Cash Flow after changes in Working Capital | -21,185.0 | -867.8 | -3,959.6 | 2,999.2 | -4,972.9 | -4,813.1 | 899.7 | -431.4 | -136.7 | -620.6 | -2,332.7 | -2,614.4 | -2,641.6 | -555.6 | 1,420.6 |
Cash Flow from Operating Activities | -27,105.1 | -5,571.3 | -8,848.3 | -2,074.8 | -9,317.3 | -7,926.3 | -1,467.6 | -2,809.1 | -2,263.7 | -2,446.7 | -3,754.0 | -3,573.9 | -3,251.2 | -1,151.6 | 788.6 |
Cash Flow from Investing Activities | -2,148.4 | 1,639.5 | -1,746.2 | -54.1 | -10.9 | -60.1 | -221.9 | -139.6 | -40.2 | -83.2 | 4.6 | 54.7 | 206.6 | 545.4 | -506.8 |
Cash Flow from Financing Activities | 27,466.5 | 5,150.3 | 8,706.6 | 2,451.8 | 12,190.6 | 8,008.7 | 1,691.8 | 3,031.2 | 1,818.9 | 2,749.3 | 4,066.6 | 3,602.4 | 2,770.7 | 78.5 | 401.7 |
Net Cash Inflow / Outflow | -1,787.0 | 1,218.5 | -1,887.8 | 323.0 | 2,862.4 | 22.2 | 2.3 | 82.4 | -485.1 | 219.4 | 317.3 | 83.2 | -274.0 | -527.7 | 683.4 |
Opening Cash & Cash Equivalents | 2,698.8 | 1,480.4 | 3,368.2 | 3,161.6 | 299.7 | 277.5 | 275.2 | 190.5 | 675.6 | 456.1 | 138.9 | 55.7 | 329.6 | 857.3 | 173.9 |
Closing Cash & Cash Equivalent | 911.9 | 2,698.8 | 1,480.4 | 3,484.6 | 3,161.6 | 299.7 | 277.5 | 275.2 | 190.5 | 675.6 | 456.1 | 138.9 | 55.7 | 329.6 | 857.3 |
The Industry PCF RATIO stands at 0.11, vs the PCF RATIO of -6.04, which results in a Negative aspect.
The Industry PFCF Ratio stands at -4.78, vs the PFCF Ratio of -4.40, which results in a Positive aspect.
Particulars | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | Jun 2021 | Mar 2021 | Dec 2020 | Sep 2020 | Jun 2020 | Mar 2020 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Net Sales | 50,074.2 | 46,225.8 | 40,820.6 | 37,411.1 | 33,561.3 | 30,168.4 | 27,700.2 | 26,050.7 | 25,572.8 | 24,962.6 | 24,817.4 | 24,793.7 | 25,201.8 | 24,540.1 | 21,255.5 | 21,654.5 |
Total Income | 50,547.6 | 46,951.6 | 41,707.9 | 38,345.7 | 34,080.9 | 30,670.2 | 27,959.1 | 26,566.3 | 25,574.6 | 24,967.1 | 24,819.1 | 24,798.0 | 25,204.8 | 24,578.9 | 21,256.1 | 21,655.7 |
Total Expenditure | 14,114.8 | 13,874.5 | 11,702.0 | 9,023.1 | 9,087.8 | 9,368.7 | 8,739.2 | 6,254.7 | 7,776.2 | 5,741.7 | 9,095.6 | 10,071.7 | 8,019.9 | 6,615.9 | 3,872.9 | 9,449.4 |
PBIDT (Excl OI) | 35,959.4 | 32,351.3 | 29,118.6 | 28,388.0 | 24,473.5 | 20,799.7 | 18,961.0 | 19,796.0 | 17,796.6 | 19,220.9 | 15,721.8 | 14,722.0 | 17,181.9 | 17,924.2 | 17,382.6 | 12,205.1 |
Other Income | 473.4 | 725.8 | 887.3 | 934.6 | 519.6 | 501.8 | 258.9 | 515.6 | 1.8 | 4.5 | 1.7 | 4.3 | 3.0 | 38.8 | 0.6 | 1.2 |
Operating Profit | 36,432.8 | 33,077.1 | 30,005.9 | 29,322.6 | 24,993.1 | 21,301.5 | 19,219.9 | 20,311.6 | 17,798.4 | 19,225.4 | 15,723.5 | 14,726.3 | 17,184.9 | 17,963.0 | 17,383.2 | 12,206.3 |
Interest | 24,409.9 | 22,041.6 | 20,062.0 | 17,342.0 | 15,433.4 | 13,400.6 | 11,304.3 | 10,708.0 | 10,457.0 | 10,775.1 | 11,036.5 | 11,195.5 | 11,403.3 | 11,850.9 | 11,305.7 | 11,354.6 |
Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
PBDT | 12,022.9 | 11,035.5 | 9,943.9 | 11,980.6 | 9,559.7 | 7,900.9 | 7,915.6 | 9,603.6 | 7,341.4 | 8,450.3 | 4,687.0 | 3,530.8 | 5,781.6 | 6,112.1 | 6,077.5 | 851.7 |
Depreciation | 457.9 | 385.1 | 385.8 | 355.0 | 300.3 | 280.3 | 275.3 | 280.8 | 241.1 | 235.5 | 248.9 | 257.8 | 254.0 | 254.7 | 256.5 | 277.9 |
Profit Before Tax | 11,565.0 | 10,650.4 | 9,558.1 | 11,625.6 | 9,259.4 | 7,620.6 | 7,640.3 | 9,322.8 | 7,100.3 | 8,214.8 | 4,438.1 | 3,273.0 | 5,527.6 | 5,857.4 | 5,821.0 | 573.8 |
Tax | 2,843.7 | 2,888.3 | 2,424.3 | 3,073.7 | 2,380.2 | 1,957.8 | 1,967.5 | 2,407.1 | 1,819.9 | 2,113.2 | 1,146.9 | 819.8 | 1,427.3 | 1,511.2 | 1,506.8 | 147.9 |
Provisions and contingencies | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Profit After Tax | 8,721.3 | 7,762.1 | 7,133.8 | 8,551.9 | 6,879.2 | 5,662.8 | 5,672.8 | 6,915.7 | 5,280.4 | 6,101.6 | 3,291.2 | 2,453.2 | 4,100.3 | 4,346.2 | 4,314.2 | 425.9 |
Net Profit | 8,721.3 | 7,762.1 | 7,133.8 | 8,551.9 | 6,879.2 | 5,662.8 | 5,672.8 | 6,915.7 | 5,280.4 | 6,101.6 | 3,291.2 | 2,453.2 | 4,100.3 | 4,346.2 | 4,314.2 | 425.9 |
ADDITIONAL INFOS: | ||||||||||||||||
Equity Capital | 1,680.0 | 1,645.7 | 1,645.1 | 1,644.8 | 1,644.3 | 1,643.9 | 1,643.7 | 1,642.8 | 1,642.6 | 1,642.1 | 1,641.2 | 1,640.7 | 1,640.0 | 1,640.0 | 1,639.9 | 1,639.8 |
Reserves | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
EPS | 10.4 | 9.4 | 8.6 | 10.4 | 8.3 | 6.9 | 6.8 | 8.4 | 6.4 | 7.4 | 4.0 | 3.0 | 5.0 | 5.3 | 5.3 | 0.5 |
Operating Profit Margin | 72.8 | 71.6 | 73.5 | 78.4 | 74.5 | 70.6 | 69.4 | 78.0 | 69.6 | 77.0 | 63.4 | 59.4 | 68.2 | 73.2 | 81.8 | 56.4 |
Net Profit Margin | 17.4 | 16.8 | 17.5 | 22.9 | 20.5 | 18.8 | 20.5 | 26.5 | 20.6 | 24.4 | 13.3 | 9.9 | 16.3 | 17.7 | 20.3 | 2.0 |
The Industry Mcap Growth stands at 37.29, vs the Mcap Growth of -44.61, which results in a Negative aspect.
The Industry Net Sales Growth stands at 16.44, vs the Net Sales Growth of 22.92, which results in a Positive aspect.
Type | Classic | Woodie | Camarilla |
---|---|---|---|
R4 | 1,240.20 | 1,272.39 | 1,190.54 |
R3 | 1,221.70 | 1,223.08 | 1,181.12 |
R2 | 1,203.20 | 1,203.89 | 1,177.98 |
R1 | 1,187.45 | 1,188.83 | 1,174.84 |
Pivot | 1,168.95 | 1,169.64 | 1,168.95 |
S1 | 1,153.20 | 1,154.58 | 1,168.56 |
S2 | 1,134.70 | 1,135.39 | 1,165.42 |
S3 | 1,118.95 | 1,120.33 | 1,162.28 |
S4 | 1,103.20 | 1,066.89 | 1,152.86 |
(All Values are in INR)
1 Day
1 Week
1 Month
Stoch RSI
40.27
Neutral
RSI
53.16
Neutral
ROC
-2.57
Bearish
UltimateOscillator
46.77
Neutral
Williams Indicator
-53.14
Neutral
CCI Indicator
17.15
Neutral
MACD
-2,071.25
Bearish
Stochastic Indicator
39.94
Neutral
ATR
34.42
High Volatility
Ex-Date | Ratio | Record Date |
---|
Ex-Date | Ratio | Record Date |
---|---|---|
Announcement Date | Dividend Amount | Dividend Percentage of FV | Dividend Type |
---|---|---|---|
07-02-2024 | 1.30 | 65 | Interim |
25-07-2023 | 0.70 | 35 | Final |
10-02-2023 | 1.30 | 65 | Interim |
21-07-2022 | 0.70 | 35 | Final |
10-02-2022 | 1.30 | 65 | Interim |
22-07-2021 | 0.70 | 35 | Final |
Date Of Conduct | Board Meeting Details |
---|---|
30-04-2024 | Audited Results & Final Dividend |
25-01-2024 | Quarterly Results |
02-11-2023 | Quarterly Results |
01-08-2023 | Quarterly Results |
01-08-2023 | Quarterly Results Inter alia, to consider Fund raising and other business matters |
03-05-2023 | Final Dividend & Audited Results |
31-01-2023 | Interim Dividend & Quarterly Results Inter-alia, consider raising funds through issuance of non-convertible debt securities in compliance with applicable law. |
01-11-2022 | Quarterly Results |
29-07-2022 | Quarterly Results |
05-05-2022 | Audited Results & Final Dividend Inter alia, Board will also consider increasing in overall borrowing limits for approval of shareholders at the ensuing Annual General Meeting. |
01-02-2022 | Quarterly Results |
29-10-2021 | Quarterly Results |
30-07-2021 | Quarterly Results |
07-05-2021 | Cholamandalam Investment And Finance Company Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 07/05/2021 ,inter alia, to consider and approve Further to our letter dated 12th April, 2021 intimating you on the meeting of the Board of Directors of the Company scheduled to be held on Friday, the 7th May, 2021, we wish to inform you that the Board at the same meeting will be inter-alia considering the recommendation of following for approval of shareholders at the ensuing Annual General Meeting: 1. Issue of non-convertible debentures (Secured Debentures and Unsecured Debentures in the nature of subordinated debt and perpetual debt) in FY 2021-22 and 2. Final dividend for the financial year ended 31st March, 2021. We request you to take the above on record. on board meeting |