IIFL Finance is a leading retail-focused non-banking financial company headquartered in Mumbai. The Company has evolved into a diversified financial services platform, delivering comprehensive and customer-centric lending solutions to underserved and emerging segments across India.

Anchored in a secured, retail-led lending strategy, IIFL Finance has built a resilient and scalable business model, with gold loans and mortgages forming the core of its portfolio. Along with its subsidiaries - IIFL Home Finance and IIFL Samasta Finance - the Company offers a wide spectrum of products, focusing majorly on home loans, gold loans, business loans, supply chain finance and microfinance loans. This calibrated shift towards collateral-backed lending has strengthened portfolio quality while ensuring consistent and sustainable growth.

Business area of the company

The company is a leading retail-focused non-banking financial company headquartered in Mumbai. The company offers a broad suite of financial products and deals majorly into loans such as gold loan, business loans, loan against property, supply chain finance.

Products and offerings of the company 

Gold Loans

• Agriculture gold loan
• Education gold loan
• Gold loan for women
• Gold loan for MSME
• Gold auction
• Suvarna Dhara Gold Loan

Affordable Home Loans

• Home Loan
• PMAY-U 2.0
• LAP - Loan Against Property
• Balance Transfer
• Home Improvement Loan
• Home Loan for Uniformed Services
• NRI Home Loan

MSME Loans

• MSME Loan
• MSME Knowledge Center
• Business Loan for women
• Supply chain finance
• E-Commerce business loans

Microfinance

• SAMRIDDHI (Income Generation Loan)
• Samvardhana (Top-up Loan)
• Surabhi (Dairy Cattle Loan)
• SAJAL (Water & Sanitation Loan)
• SUVIDHA (Consumer Product Loan)
• Samriddhi Plus (Income Generation Loan)
• PRAGATI (Mortgage Loan)
• SAMPARK (Mortgage Loan)
• SAMPARK ADVANTAGE (Mortgage Loan)
• Unsecured Business Loans
• Two-Wheeler Loans

Awards and accolades

• 2017: IIFL receives “Data Center Innovation award” for adopting futuristic technology in Data Center virtualization and automation.
• 2018: Most Promising Brand for Housing Finance by Times Network
• 2019: Best Housing Finance Company of the Year 2019 by DNA
• 2020: IIFL Finance selected among “ET Best Brands” by The Economic Times
• 2020: IIFL Finance wins ‘Golden Peacock Award for Risk Management'
• 2023: World BFSI Congress & Awards - Best Sustainability Initiative
• 2023: World BFSI Congress & Awards - Best Lending Tech Of The Year
• 2023: Global Brand Excellence Awards - Marketing Campaign Of The Year
• 2024: NBFC & Fintech Leadership Awards 2024 - Best Cyber Security Initiative
• 2024: NBFC & Fintech Leadership Awards 2024 - Best Data Driven NBFC Of The Year
• 2025: Great Place To Work India - Ranked 77 among India’s Top 100 Best Workplaces
• 2025: ET Now - Best Organizations to Work 2025
• 2025: Ambition Box Employee Choice Awards 2025
• 2026: Great Place to Work India - Ranked 55 among India’s Top 100 Best Workplaces 2026
• 2026: Great Place to Work India - Top 25 India's Best Workplaces in BFSI 2026
• 2026: Great Place to Work India - India's Best Workplaces in NBFCs 2026

Milestones

• 1995: Commenced operations as an Equity Research firm
  
• 1997: Launched research products of leading Indian companies, key sectors and the economy Client included leading FIIs, banks and companies. 
  
• 1999: Launched www.indiainfoline.com 
  
• 2000: Launched online trading through www.5paisa.com Started distribution of life insurance and mutual fund 
  
• 2003: Launched proprietary trading platform Trader Terminal for retail customers 
  
• 2004: Acquired commodities broking license
  
• 2004: Launched Portfolio Management Service 
  
• 2005: Maiden IPO and listed on NSE, BSE
  
• 2006: Acquired membership of DGCX
  
• 2006: Commenced the lending business
  
• 2007: Commenced institutional equities business under IIFL
  
• 2007: Formed Singapore subsidiary, IIFL (Asia) Pte Ltd
  
• 2008: Launched IIFL Wealth
  
• 2008: Transitioned to insurance broking model  
  
• 2009: Acquired registration for Housing Finance
  
• 2009: SEBI in-principle approval for Mutual Fund
  
• 2009: Obtained Venture Capital license
  
• 2010: Received in-principle approval for membership of the Singapore Stock Exchange
  
• 2010: Received membership of the Colombo Stock Exchange
  
• 2011: Carlyle Group increased its stake in India Infoline Group to 9 percent through secondary-market purchases
  
• 2012: India Infoline Finance, the NBFC arm of India Infoline Group, India’s leading financial services provider, received registration from Pension Fund Regulatory and Development Authority (PFRDA) to act as Aggregator under National Pension System (NPS).
  
• 2014: IIFL Wealth acquires India Alternatives
  
• 2014: The Company has changed its name from India Infoline Ltd. to IIFL Holdings Ltd.
  
• 2014: Set up advisory services for succession and estate planning in IIFL Wealth Management
  
• 2015: Launched mobile trading platform
  
• 2016: Fairfax Group belonging to the reputed global investor Mr. Prem Watsa of Canada invested Rs. 13,414 million (US$ 202 million) by a secondary purchase of IIFL Holdings shares through an open offer.-
  
• 2016: CDC Group plc, the United Kingdom’s development finance institution, invested Rs. 10,050 million (US$ 150 million) in the NBFC subsidiary, India Infoline Finance Ltd.
  
• 2016: General Atlantic, leading global growth equity firm, invested Rs. 9,038 million (US$ 134 million) in IIFL Wealth Management Ltd through fresh issue of equity shares and additionally Rs. 1,591 million (US$ 23 million) for the acquisition of shares from employees of IIFL Wealth.
  
• 2018: Launched IIFL Collection mobile app for collection officers
  
• 2019: Enhanced the in house new Loan Origination System for salaried persons, which can be accessed on tablets, enhancing the digital on-boarding process
  
• 2020: Digital personal/working capital loans scheme launched in the period of pandemic to support existing customers
  
• 2020: IIFL Finance collaborates with CSB Bank
  
• 2020: 430 new branches added
  
• 2022: IIFL Finance Buys Back $50 Million Overseas Bonds
• 2022: IIFL Finance And ZestMoney Enter Into An Industry First Partnership To Drive Financial Inclusion.
• 2023: IIFL Finance Signs Top Pan-Indian Actor Tamannaah Bhatia as Brand Ambassador.
• 2023: IIFL Finance Duly Repays $400 Million Maiden Dollar Bonds Issue on Maturity.
• 2023: IIFL Finance Raises $175 Million from HSBC, Union Bank and Bank of Baroda Via ECB Route.
• 2024: IIFL Finance Recognized by Great Place To Work® India as Best Workplace in NBFC Industry for 2024.
• 2025: IIFL Finance is Among India’s Top 25 Best Workplaces in BFSI for 2025.
• 2025: IIFL Finance Expands Credit Services to Jammu & Kashmir with Focus on Financial Inclusion.
• 2025: Bank of Baroda and IIFL Finance Enter into Co-Lending Agreement.
• 2025: S&P Upgrades IIFL Finance’s Outlook to ‘Positive’ On Recovering Market Share in Gold Loans; 'B+/B' Ratings Affirmed
• 2026: IIFL Finance Scores 46 in First S&P Global Sustainability Assessment, Registers a 15-point Improvement.