CP Capital (formerly Career Point) is a listed Non-Banking Financial Company (NBFC) with a legacy of trust and transformation. The company traces its roots to 2013, when Srajan Capital Limited, its wholly owned subsidiary, was established with the vision of providing financial support to educational institutions for developing infrastructure. Over time, Srajan diversified beyond education finance to serve Micro, Small, and Medium Enterprises (MSMEs) and individual borrowers, offering tailored credit solutions that played a vital role in supporting entrepreneurship and business expansion.

A major milestone in the Company’s journey came through the Scheme of Arrangement approved by the Hon’ble NCLT in FY25, under which Srajan Capital Limited, along with all its assets and liabilities, was merged into Career Point Limited with effect from April 1, 2023. Subsequently, Career Point Limited was renamed CP Capital Limited, and a fresh NBFC license was granted by the Reserve Bank of India (RBI). This transformation signified more than just a name change - it marked the evolution of the Company into a focused financial services platform with sharper strategic clarity and a renewed ambition to scale sustainably.

CP Capital operates as a specialized NBFC with a disciplined approach to growth, supported by a strong capital base, conservative risk management, and customer-centric values. Rather than spreading itself thin across too many product lines, the Company follows a targeted strategy, focusing on carefully chosen segments where it can leverage its expertise and add maximum value. This disciplined focus ensures sustainable expansion, healthy asset quality, and responsible financial inclusion.

Business Verticals

Property-Backed Loans (LAP): The company offers term loans secured against residential or commercial properties. These loans are primarily designed to meet business expansion, working capital, and other productive requirements.

NBFC Portfolio-Backed Lending: The company’s portfolio-backed lending solutions extend facilities to partner NBFCs, secured through the hypothecation of their underlying receivables.

Bridge & Bullet Loans (Secured/Unsecured): The company also offers short-tenor financing in the form of bridge and bullet loans, structured with flexible repayment - either through EMIs or bullet payments at maturity.

Business area of the company 

The company is a customer-focused, digitally enabled Non-Banking Financial Company (NBFC). Over the years, the company has grown and evolved, expanding its services and geographical reach. The company is dedicated to providing exceptional financial services and solutions to meet the diverse needs of its clients. The company offers secured lending solutions to SME/MSME, and individual persons.

Loans provided by the company 

• MSME Loan
• Balance Transfer
• Udyam Loans

Milestones

• 1993: Founded in Kota in Small Tyre-Godown by Pramod Masheshwari, an IIT Delhi alumnus
• 2000: Opened first Test Prep branch outside Kota at Jaipur
• 2003: Started first K-12 School - Global Public School, Kota
• 2007: Investment by Volrado venture partners (ENAM)
• 2009: Private Equity investment by Franklin Templeton
• 2010: Listing on NSE and BSE-First Indian IPO by Test Prep Company
• 2012: Started Career Point university at Kota (Rajasthan) & Hamirpur (H.P)
• 2013: Career Point Gurukul, Kota and CP world School in Jodhpur
• 2014: Launch NBFC Business Skill Development Business & Pre-SchoolGlobal Kids
• 2016: Started Career Point Gurukul, Mohali and CP Publications
• 2018: Acquisition in eLearning - Plancess Edusoludions
• 2020: Launch eCareerPoint Online Learing Platform for Test Prep
• 2022: Productization of Test Prep business and Bulding a distribution
• 2024: Company Merger-Demerger results into independent companies for Education and NBFC businesses (Listing at BSE and NSE under process at NCLT)