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₹ 149.50
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₹ 155.45
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₹ 117.55
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₹ 137.50
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₹ 168.00
City Union Bank Limited provides various banking products and services to personal and corporate clients in India. The company operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. It offers savings, current, and salary accounts; fixed, flexi fix, recurring, and tax saver deposits; and NRI banking products and services. The company also provides consumer, two and four-wheeler, home, educational, personal and agricultural gold, working capital, easy business, foreign currency, agricultural term, and small road transport operator loans; cash credits, bank guarantees, letters of credit, and bills finance, as well as gold based overdrafts facilities; and international business services, including export, import, remittance, correspondent banking, and treasury risk management services. In addition, it offers locker facilities, automated teller machines (ATMs), cash deposit machines/bulk note acceptors, and point of sales services, as well as demat and insurance products and services; and debit/prepaid and credit cards. Further, the company provides cash management, payment to government, national electronic fund transfer, immediate payment, real time gross settlement, national automatic clearing house, and other tech services. As of March 31, 2021, it operated through a network of 702 branches; 958 ATMs; 766 bulk note recycler machines; 633 passbook kiosks; and 543 cheque deposit kiosks. The company was formerly known as The Kumbakonam City Union Bank Limited and changed its name to City Union Bank Limited in November 1987. City Union Bank Limited was incorporated in 1904 and is based in Kumbakonam, India.
No Data Found
No of shares Outstanding
EPS-TTM
Face Value
Book Value
Net Asset Value
ROE
ROA
ROCE
Dividend Yield
Total Debt
Sales Growth
PAT Growth
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
SOURCES OF FUNDS: | |||||||||||||||
Total Liabilities & Total Equity | 66,594.6 | 61,530.9 | 53,311.7 | 49,733.5 | 45,258.9 | 39,937.2 | 35,270.8 | 31,804.0 | 27,871.1 | 24,993.8 | 22,977.1 | 18,350.7 | 14,591.5 | 11,559.4 | 9,251.0 |
Share Capital | 74.0 | 74.0 | 73.9 | 73.7 | 73.5 | 66.5 | 60.1 | 59.8 | 59.7 | 54.3 | 47.4 | 40.8 | 40.5 | 40.0 | 32.0 |
Share Warrants & Outstandings | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Total Reserves | 7,383.2 | 6,511.8 | 5,768.6 | 5,222.3 | 4,767.3 | 4,096.8 | 3,510.1 | 2,992.2 | 2,635.9 | 1,970.7 | 1,593.2 | 1,202.3 | 966.1 | 785.7 | 628.9 |
Deposits | 52,397.9 | 47,689.7 | 44,537.4 | 40,832.5 | 38,448.0 | 32,852.6 | 30,115.7 | 27,158.1 | 24,075.0 | 22,016.9 | 20,304.8 | 16,340.8 | 12,914.3 | 10,284.6 | 8,206.6 |
Borrowings | 4,688.1 | 5,311.8 | 1,345.7 | 2,032.4 | 480.9 | 1,735.9 | 531.0 | 664.6 | 168.8 | 305.0 | 476.7 | 348.7 | 186.2 | 40.1 | 40.2 |
Liabilities & Provisions | 2,051.4 | 1,943.7 | 1,586.2 | 1,572.6 | 1,489.3 | 1,185.5 | 1,053.8 | 929.3 | 931.8 | 647.0 | 554.9 | 418.1 | 484.5 | 409.2 | 343.3 |
APPLICATION OF FUNDS: | |||||||||||||||
Total Assets | 66,594.6 | 61,530.9 | 53,311.7 | 49,733.5 | 45,258.9 | 39,937.2 | 35,270.8 | 31,804.0 | 27,871.1 | 24,993.8 | 22,977.1 | 18,350.7 | 14,591.5 | 11,559.4 | 9,251.0 |
Cash and balance with RBI | 3,302.4 | 2,965.1 | 2,792.7 | 2,030.4 | 1,993.1 | 1,861.8 | 1,484.2 | 1,412.6 | 1,233.5 | 1,040.1 | 1,016.3 | 814.7 | 1,052.2 | 868.5 | 595.3 |
Balances with banks and money at call | 3,346.9 | 3,721.8 | 2,822.4 | 2,691.3 | 970.2 | 774.7 | 1,394.8 | 1,237.5 | 1,303.3 | 1,139.5 | 754.2 | 321.4 | 234.1 | 231.7 | 289.8 |
Investments | 14,332.6 | 12,221.2 | 9,435.9 | 9,116.8 | 7,712.2 | 7,879.1 | 7,031.5 | 6,826.5 | 5,870.7 | 5,953.6 | 5,266.8 | 4,586.2 | 3,616.2 | 3,210.4 | 2,397.5 |
Advances | 43,053.4 | 40,358.5 | 36,157.8 | 33,927.5 | 32,673.3 | 27,852.8 | 23,832.7 | 21,056.9 | 17,965.5 | 16,096.8 | 15,246.1 | 12,137.5 | 9,255.5 | 6,833.5 | 5,645.3 |
Net Block | 239.3 | 214.7 | 232.7 | 245.2 | 250.0 | 223.1 | 215.1 | 217.6 | 210.4 | 183.0 | 141.3 | 97.7 | 68.5 | 63.0 | 41.3 |
Lease Adjustment | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Capital Work in Progress | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Other Assets | 2,320.0 | 2,049.6 | 1,870.2 | 1,722.5 | 1,660.0 | 1,345.8 | 1,312.6 | 1,053.0 | 1,287.8 | 580.9 | 552.5 | 393.2 | 365.0 | 352.3 | 281.9 |
The Industry Price to BV stands at 2.59, vs the Price to BV of 1.40, which results in a Negative aspect.
The Industry Debt to Equity Ratio stands at 0.95, vs the Debt to Equity Ratio of 0.63, which results in a Positive aspect.
The Industry Current Ratio stands at 0.00, vs the Current Ratio of 0.00, which results in a Negative aspect.
The Industry Quick Ratio stands at 0.00, vs the Quick Ratio of 0.00, which results in a Negative aspect.
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Income | 4,714.3 | 4,104.8 | 4,134.7 | 4,168.6 | 3,767.2 | 3,402.4 | 3,173.8 | 2,944.2 | 2,698.9 | 2,545.9 | 2,188.8 | 1,696.8 | 1,218.4 | 956.6 | 804.4 |
Total Expenditure | 4,714.3 | 4,104.8 | 4,134.7 | 4,168.6 | 3,767.2 | 3,402.4 | 3,173.8 | 2,944.2 | 2,698.9 | 2,545.9 | 2,188.8 | 1,696.8 | 1,218.4 | 956.6 | 804.4 |
Profit Before Tax | 4,768.8 | 4,366.0 | 4,344.0 | 4,124.0 | 3,326.9 | 3,134.8 | 2,672.7 | 2,179.3 | 1,912.8 | 1,654.0 | 1,392.3 | 1,079.5 | 872.8 | 648.0 | 554.2 |
Less: Taxation | 240.0 | 225.0 | 100.0 | 110.0 | 242.0 | 198.0 | 190.0 | 158.0 | 126.0 | 77.4 | 81.0 | 54.0 | 67.0 | 42.5 | 56.2 |
Profit After Tax | 937.5 | 760.2 | 592.8 | 476.3 | 682.9 | 592.0 | 502.8 | 444.7 | 384.1 | 347.1 | 322.0 | 280.3 | 215.1 | 152.8 | 122.1 |
Earnings Per Share | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Appropriation | 1,036.9 | 821.6 | 650.8 | 533.3 | 720.3 | 624.7 | 510.2 | 451.7 | 401.9 | 354.0 | 328.6 | 285.8 | 220.6 | 157.8 | 127.0 |
The Industry PAT Margin stands at 24.87, vs the PAT Margin of 19.89, which results in a Negative aspect.
The Industry PAT Growth stands at 78.14, vs the PAT Growth of 23.33, which results in a Negative aspect.
The Industry Dividend Yield stands at 0.79, vs the Dividend Yield of 0.65, which results in a Negative aspect.
The Industry PE Ratio stands at 19.86, vs the PE Ratio of 11.68, which results in a Negative aspect.
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Profit Before Tax | 937.5 | 760.2 | 592.8 | 476.3 | 682.9 | 592.0 | 502.8 | 444.7 | 395.0 | 347.1 | 322.0 | 280.3 | 215.1 | 152.8 | 122.1 |
Tax Paid | -192.7 | -20.9 | -67.4 | 36.4 | -191.6 | -117.0 | -98.8 | 31.3 | -146.6 | 77.0 | -125.3 | 73.5 | -2.7 | -54.0 | -35.9 |
Adjustment | 758.5 | 663.2 | 652.9 | 699.7 | 529.0 | 500.1 | 338.3 | 315.5 | 215.2 | 215.7 | 190.4 | 137.2 | 145.4 | 70.3 | 72.5 |
Changes In Working Capital | 937.5 | 760.2 | 592.8 | 476.3 | 682.9 | 592.0 | 502.8 | 444.7 | 395.0 | 347.1 | 322.0 | 280.3 | 215.1 | 152.8 | 122.1 |
Cash Flow after changes in Working Capital | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Cash Flow from Operating Activities | 100.4 | 1,165.5 | 921.8 | 1,836.2 | 418.6 | -183.1 | 283.6 | 248.5 | 130.7 | 412.4 | 618.0 | -71.4 | 236.7 | 230.7 | 92.0 |
Cash Flow from Investing Activities | -71.9 | -62.8 | -38.0 | -59.6 | -86.7 | -60.5 | -50.3 | -60.0 | -64.3 | -79.0 | -68.0 | -42.6 | -22.1 | -34.8 | -13.7 |
Cash Flow from Financing Activities | -66.2 | -30.8 | 9.6 | -18.3 | -5.1 | 1.1 | -4.4 | -75.2 | 290.8 | 75.7 | 84.3 | -36.2 | -28.5 | 19.2 | -10.2 |
Net Cash Inflow / Outflow | -37.7 | 1,071.9 | 893.4 | 1,758.4 | 326.8 | -242.5 | 228.9 | 113.3 | 357.2 | 409.1 | 634.4 | -150.2 | 186.1 | 215.1 | 68.2 |
Opening Cash & Cash Equivalents | 6,686.9 | 5,615.1 | 4,721.6 | 2,963.3 | 2,636.4 | 2,879.0 | 2,650.1 | 2,536.8 | 2,179.6 | 1,770.5 | 1,136.1 | 1,286.3 | 1,100.2 | 885.1 | 816.9 |
Effect of Foreign Exchange Fluctuations | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Closing Cash & Cash Equivalent | 6,649.3 | 6,686.9 | 5,615.1 | 4,721.6 | 2,963.3 | 2,636.4 | 2,879.0 | 2,650.1 | 2,536.8 | 2,179.6 | 1,770.5 | 1,136.1 | 1,286.3 | 1,100.2 | 885.1 |
The Industry PCF RATIO stands at -52.46, vs the PCF RATIO of 92.81, which results in a Positive aspect.
The Industry PFCF Ratio stands at 107.44, vs the PFCF Ratio of -18.96, which results in a Negative aspect.
Particulars | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | Jun 2021 | Mar 2021 | Dec 2020 | Sep 2020 | Jun 2020 | Mar 2020 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Interest Earned | 13,262.4 | 13,040.5 | 12,661.7 | 12,280.7 | 12,056.4 | 11,811.9 | 10,994.4 | 10,499.2 | 10,352.4 | 10,221.9 | 9,974.3 | 9,763.5 | 10,480.3 | 10,609.5 | 10,493.6 | 10,416.8 |
Other Income | 1,928.8 | 1,820.7 | 1,914.8 | 1,950.2 | 2,243.3 | 1,734.7 | 2,175.4 | 2,029.6 | 1,600.0 | 2,027.5 | 1,956.5 | 1,450.8 | 2,297.7 | 1,693.2 | 1,605.9 | 1,793.1 |
Total Income | 15,191.1 | 14,861.1 | 14,576.5 | 14,230.9 | 14,299.8 | 13,546.5 | 13,169.8 | 12,528.7 | 11,952.5 | 12,249.4 | 11,930.8 | 11,214.3 | 12,778.0 | 12,302.8 | 12,099.5 | 12,209.8 |
Interest Expended | 8,103.1 | 7,656.2 | 7,436.2 | 7,138.1 | 6,499.1 | 6,132.9 | 5,745.3 | 5,492.5 | 5,452.7 | 5,439.3 | 5,498.3 | 5,478.3 | 5,589.8 | 5,858.2 | 6,124.0 | 6,221.8 |
Operating Expenses | 3,447.7 | 3,338.8 | 2,997.6 | 2,922.3 | 2,827.2 | 2,849.1 | 2,953.1 | 2,637.7 | 2,803.6 | 2,759.1 | 2,602.3 | 2,889.0 | 2,603.9 | 2,597.9 | 2,415.2 | 2,637.1 |
Total Expenditure | 3,447.7 | 3,338.8 | 2,997.6 | 2,922.3 | 2,827.2 | 2,849.1 | 2,953.1 | 2,637.7 | 2,803.5 | 2,759.1 | 2,602.3 | 2,889.0 | 2,603.9 | 2,597.9 | 2,415.2 | 2,637.1 |
Operating Profit Before Provisions and Contingencies | 3,640.3 | 3,866.1 | 4,142.7 | 4,170.4 | 4,973.4 | 4,564.5 | 4,471.4 | 4,398.5 | 3,696.2 | 4,051.0 | 3,830.2 | 2,847.1 | 4,584.3 | 3,846.7 | 3,560.4 | 3,350.9 |
Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Provisions and contingencies | 460.0 | 560.0 | 1,520.0 | 1,590.0 | 2,245.0 | 1,050.0 | 1,520.0 | 1,709.0 | 1,235.0 | 1,480.0 | 1,700.3 | 2,385.2 | 2,185.0 | 1,770.0 | 1,570.0 | 4,503.8 |
Profit Before Tax | 3,180.3 | 3,306.1 | 2,622.7 | 2,580.4 | 2,728.4 | 3,514.5 | 2,951.4 | 2,689.6 | 2,461.2 | 2,571.0 | 2,129.9 | 461.9 | 2,399.3 | 2,076.7 | 1,990.4 | -1,152.9 |
Tax | 650.0 | 500.0 | 350.0 | 400.0 | 550.0 | 750.0 | 700.0 | 600.0 | 500.0 | 750.0 | 400.0 | -650.0 | 700.0 | 500.0 | 450.0 | -200.0 |
Profit After Tax | 2,530.3 | 2,806.1 | 2,272.7 | 2,180.4 | 2,178.4 | 2,764.5 | 2,251.4 | 2,089.6 | 1,961.2 | 1,821.0 | 1,729.9 | 1,111.9 | 1,699.3 | 1,576.7 | 1,540.4 | -952.9 |
Net Profit | 2,530.3 | 2,806.1 | 2,272.7 | 2,180.4 | 2,178.4 | 2,764.5 | 2,251.4 | 2,089.6 | 1,961.2 | 1,821.0 | 1,729.9 | 1,111.9 | 1,699.3 | 1,576.7 | 1,540.4 | -952.9 |
ADDITIONAL INFOS: | ||||||||||||||||
Equity Capital | 740.6 | 740.4 | 740.4 | 740.4 | 740.1 | 739.6 | 739.6 | 739.6 | 739.4 | 738.8 | 738.8 | 738.8 | 738.4 | 738.4 | 737.3 | 737.3 |
Reserves | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Capital Adequacy Ratio | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
% of Net NPAs | 2.2 | 2.3 | 2.5 | 2.4 | 2.7 | 2.7 | 2.9 | 3.0 | 3.4 | 3.5 | 3.5 | 3.0 | 1.5 | 1.8 | 2.1 | 2.3 |
% of Gross NPAs | 4.5 | 4.7 | 4.9 | 4.4 | 4.6 | 4.4 | 4.7 | 4.7 | 5.2 | 5.6 | 5.6 | 5.1 | 2.9 | 3.4 | 3.9 | 4.1 |
Return on Assets | 1.5 | 1.7 | 1.4 | 1.3 | 1.3 | 1.7 | 1.5 | 1.4 | 1.4 | 1.3 | 1.3 | 0.8 | 1.3 | 1.2 | 1.2 | -0.8 |
EPS | 3.4 | 3.8 | 3.1 | 3.0 | 2.9 | 3.7 | 3.0 | 2.8 | 2.7 | 2.5 | 2.3 | 1.5 | 2.3 | 2.1 | 2.1 | -1.3 |
Operating Profit Margin | 1,519,023.9 | 1,486,029.6 | 1,457,567.6 | 1,423,009.1 | 1,429,902.6 | 1,354,574.0 | 1,316,900.9 | 1,252,792.6 | 1,195,170.2 | 1,224,859.8 | 1,192,998.8 | 1,121,344.2 | 1,277,721.9 | 1,230,200.2 | 1,209,868.6 | 1,220,895.0 |
Net Profit Margin | 19.1 | 21.5 | 17.9 | 17.8 | 18.1 | 23.4 | 20.5 | 19.9 | 18.9 | 17.8 | 17.3 | 11.4 | 16.2 | 14.9 | 14.7 | -9.1 |
The Industry Net Sales Growth stands at 25.02, vs the Net Sales Growth of 14.85, which results in a Negative aspect.
The Industry Mcap Growth stands at 14.67, vs the Mcap Growth of -2.37, which results in a Negative aspect.
Type | Classic | Woodie | Camarilla |
---|---|---|---|
R4 | 166.30 | 171.29 | 157.67 |
R3 | 162.68 | 163.33 | 156.04 |
R2 | 159.07 | 159.39 | 155.49 |
R1 | 156.73 | 157.38 | 154.95 |
Pivot | 153.12 | 153.44 | 153.12 |
S1 | 150.78 | 151.43 | 153.85 |
S2 | 147.17 | 147.49 | 153.31 |
S3 | 144.83 | 145.48 | 152.76 |
S4 | 142.50 | 135.59 | 151.13 |
(All Values are in INR)
1 Day
1 Week
1 Month
Stoch RSI
55.25
Neutral
RSI
61.88
Neutral
ROC
6.67
Bullish
UltimateOscillator
62.37
Neutral
Williams Indicator
-22.44
Neutral
CCI Indicator
46.99
Neutral
MACD
-2,816.64
Bearish
Stochastic Indicator
75.60
Neutral
ATR
4.79
Low Volatility
Ex-Date | Ratio | Record Date |
---|
Ex-Date | Ratio | Record Date |
---|---|---|
Announcement Date | Dividend Amount | Dividend Percentage of FV | Dividend Type |
---|---|---|---|
11-08-2023 | 1.00 | 100 | Final |
10-08-2022 | 1.00 | 100 | Final |
11-08-2021 | 0.20 | 20 | Final |
04-06-2021 | 0.30 | 30 | Interim |
Date Of Conduct | Board Meeting Details |
---|---|
01-02-2024 | Quarterly Results |
27-10-2023 | Quarterly Results |
11-08-2023 | Quarterly Results |
26-06-2023 | Inter alia, to consider and approve :- 1. Fix the date of AGM & Agenda Items to be included in the Notice calling AGM 2. Considering Raising of Capital through any one or more methods as prescribed under Reg 29(1)(d) of SEBI Listing Regulations 2015. |
26-05-2023 | Audited Results & Dividend |
11-02-2023 | Quarterly Results |
04-11-2022 | Quarterly Results |
08-08-2022 | Quarterly Results |
06-07-2022 | A.G.M. & Inter alia, to consider and approve : (1) To Fix the date of the ensuing AGM and agenda items to be included in Notice of the AGM. 2.Consider raising of capital if any. |
27-05-2022 | Audited Results & Dividend |
04-02-2022 | Quarterly Results |
12-11-2021 | Quarterly Results |
06-08-2021 | The meeting of the Board of Directors of the Bank will be held on August 06,2021 to inter-alia consider and approve the Un Audited Financial results of the Bank for the Quarter ended June 30,2021 subject to limited review by Statutory Central Auditors of the Bank. |
19-07-2021 | A.G.M. & Final Dividend & Inter alia, to consider and approve Board meeting to interalia fix date of Annual General Meeting (AGM), consider Agenda items for Notice of AGM, recommendation of final dividend, if any, and fund raising under any of the modes specified in Reg.29(1)(d) of SEBI LODR. |