Today's Low
₹ 1,071.10
Today's High
₹ 1,132.05
52 Weeks Low
₹ 511.30
52 Weeks High
₹ 784.00
Lower
₹ 861.45
Upper
₹ 1,292.15
Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financial, Insurance, and Other segments. The company provides vehicle finance, home loans, home equity loans, SME loans, investment advisory and stock broking services, and various other financial services. It also offers motor, health, property, accident, engineering, rural, liability, marine, and travel insurance for individuals and corporates. The company was formerly known as TI Financial Holdings Limited and changed its name to Cholamandalam Financial Holdings Limited in March 2019. Cholamandalam Financial Holdings Limited was incorporated in 1949 and is based in Chennai, India.
No of shares Outstanding
EPS-TTM
Face Value
Book Value
Net Asset Value
ROE
ROA
ROCE
Dividend Yield
Total Debt
Sales Growth
PAT Growth
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Current Assets | 5,312.5 | 7,519.0 | 8,179.1 | 9,001.9 | 5,811.6 | 4,018.3 | 1,407.3 | 3,273.5 | 9,992.2 | 9,650.4 | 7,831.5 | 6,189.5 |
Non-Current Assets | 124,801.5 | 89,383.2 | 79,463.1 | 66,165.7 | 61,517.5 | 48,949.6 | 6,415.5 | 6,379.8 | 20,199.7 | 17,578.0 | 15,260.5 | 10,655.6 |
Total Assets | 130,136.5 | 96,902.3 | 87,642.2 | 75,167.5 | 67,329.1 | 52,967.9 | 7,822.7 | 9,653.2 | 30,191.9 | 27,228.3 | 23,092.0 | 16,845.1 |
Current Liabilities | 0.0 | 0.0 | 21,108.9 | 16,807.9 | 17,796.0 | 15,639.3 | 1,027.1 | 2,625.0 | 11,164.1 | 11,881.6 | 9,998.9 | 6,742.3 |
Non-Current Liabilities | 79,812.3 | 62,605.8 | 55,047.1 | 48,550.2 | 41,581.5 | 30,664.6 | 2,156.2 | 2,031.8 | 14,487.0 | 11,951.8 | 10,020.4 | 7,837.6 |
Total Equity | 7,660.6 | 6,445.7 | 5,385.9 | 4,590.6 | 3,943.6 | 3,309.6 | 2,763.7 | 3,324.2 | 2,827.8 | 1,951.0 | 1,659.2 | 1,310.1 |
Total Liabilities & Total Equity | 130,136.5 | 96,902.3 | 87,642.2 | 75,167.5 | 67,329.1 | 52,967.9 | 7,822.7 | 9,653.2 | 30,191.9 | 27,228.3 | 23,092.0 | 16,845.1 |
The Industry Quick Ratio stands at 26.71, vs the Quick Ratio of 0.53, which results in a Negative aspect.
The Industry Current Ratio stands at 27.02, vs the Current Ratio of 0.53, which results in a Negative aspect.
The Industry Price to BV stands at 3.62, vs the Price to BV of 2.13, which results in a Negative aspect.
The Industry Debt to Equity Ratio stands at 3.93, vs the Debt to Equity Ratio of 12.09, which results in a Negative aspect.
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Income | 18,145.9 | 14,643.6 | 13,904.2 | 13,185.3 | 10,925.6 | 8,909.3 | 2,687.9 | 8,288.8 | 10,005.5 | 9,108.1 | 8,009.9 | 6,642.2 |
Total Expenditure | 8,612.7 | 7,301.1 | 6,811.4 | 6,638.7 | 5,148.0 | 4,491.2 | 2,376.8 | 6,509.6 | 6,970.7 | 6,410.3 | 5,741.9 | 5,178.2 |
Operating Profit(Excl OI) | 9,778.5 | 7,525.6 | 7,153.6 | 6,547.8 | 5,799.6 | 4,419.8 | 312.3 | 1,786.8 | 3,243.0 | 2,844.2 | 2,326.6 | 1,679.1 |
Add: Other Income | 245.3 | 183.1 | 60.8 | 1.2 | 22.0 | 1.7 | 1.3 | 7.6 | 208.2 | 146.3 | 58.5 | 215.2 |
Operating Profit | 9,778.5 | 7,525.6 | 7,153.6 | 6,547.8 | 5,799.6 | 4,419.8 | 312.3 | 1,786.8 | 3,243.0 | 2,844.2 | 2,326.6 | 1,679.1 |
Less: Interest | 5,778.0 | 4,327.9 | 4,607.8 | 4,592.4 | 3,586.9 | 2,654.9 | 0.3 | 976.3 | 2,103.0 | 1,896.1 | 1,520.0 | 1,072.3 |
PBDT | 4,000.5 | 3,197.7 | 2,545.8 | 1,955.4 | 2,212.7 | 1,764.9 | 312.0 | 810.5 | 1,140.1 | 948.1 | 806.6 | 606.8 |
Less: Depreciation | 176.1 | 154.2 | 145.5 | 149.8 | 77.9 | 70.4 | 17.3 | 163.0 | 170.8 | 158.7 | 132.6 | 100.9 |
PBT & Exceptional Items | 3,824.4 | 3,043.6 | 2,400.3 | 1,805.6 | 2,134.8 | 1,694.5 | 294.7 | 647.6 | 969.3 | 789.4 | 673.9 | 505.9 |
Less: Exceptional Income Expenses | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 726.6 | 34.0 | 0.0 | 0.0 | 30.0 |
Profit Before Tax | 3,824.4 | 3,043.6 | 2,400.3 | 1,805.6 | 2,134.8 | 1,694.5 | 294.7 | 1,374.2 | 1,003.3 | 789.4 | 673.9 | 535.9 |
Less: Taxation | 1,006.1 | 801.3 | 636.4 | 641.8 | 721.1 | 568.7 | 89.4 | 367.1 | 319.6 | 271.8 | 217.3 | 183.9 |
Profit After Tax | 2,818.3 | 2,242.2 | 1,763.9 | 1,163.8 | 1,413.7 | 1,125.8 | 205.3 | 1,007.1 | 683.6 | 517.5 | 456.6 | 352.0 |
Earnings Per Share | 68.7 | 54.5 | 43.9 | 29.4 | 37.1 | 29.3 | 24.2 | 55.5 | 22.7 | 16.7 | 15.5 | 14.4 |
The Industry PE Ratio stands at 30.36, vs the PE Ratio of 12.11, which results in a Negative aspect.
The Industry PAT Margin stands at 17.40, vs the PAT Margin of 8.83, which results in a Negative aspect.
The Industry PAT Growth stands at 19.46, vs the PAT Growth of -17.68, which results in a Negative aspect.
The Industry Dividend Yield stands at 0.21, vs the Dividend Yield of 0.05, which results in a Negative aspect.
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Profit Before Tax | 3,824.4 | 3,043.6 | 2,400.3 | 1,805.6 | 2,134.8 | 1,694.5 | 294.7 | 1,374.2 | 1,003.3 | 789.4 | 673.9 | 535.9 | 334.8 |
Tax Paid | -1,012.4 | -905.5 | -838.5 | -781.2 | -909.9 | -737.6 | -122.4 | -375.0 | -379.1 | -327.6 | -232.3 | -106.7 | -108.5 |
Adjustment | 5,607.0 | 4,333.0 | 4,983.5 | 4,926.1 | 3,272.8 | 2,968.8 | -403.7 | 244.8 | 2,116.9 | 1,978.9 | 1,542.8 | 1,087.2 | 845.2 |
Changes In Working Capital | 3,824.4 | 3,043.6 | 2,400.3 | 1,805.6 | 2,134.8 | 1,694.5 | 294.7 | 1,374.2 | 1,003.3 | 789.4 | 673.9 | 535.9 | 334.8 |
Cash Flow after changes in Working Capital | -24,118.8 | -1,584.7 | -5,256.7 | 2,690.5 | -5,242.4 | -3,078.7 | 716.6 | 743.1 | 635.4 | 123.1 | -1,663.7 | -2,063.4 | -2,042.1 |
Cash Flow from Operating Activities | -29,328.7 | -5,738.5 | -9,719.2 | -1,914.2 | -9,274.2 | -6,302.2 | 594.1 | -500.0 | -1,685.2 | -1,872.0 | -3,228.2 | -3,093.7 | -2,150.6 |
Cash Flow from Investing Activities | -257.0 | -135.5 | -62.1 | -96.5 | -93.2 | -1,825.2 | -653.1 | 443.6 | -463.4 | -498.9 | -862.2 | -263.3 | 75.3 |
Cash Flow from Financing Activities | 27,839.8 | 7,072.9 | 7,688.0 | 2,427.2 | 12,170.6 | 8,287.3 | -69.2 | 748.0 | 1,703.7 | 2,642.9 | 4,464.7 | 3,595.4 | 1,930.3 |
Net Cash Inflow / Outflow | -1,746.0 | 1,198.9 | -2,093.2 | 416.5 | 2,803.2 | 159.9 | -128.2 | 691.6 | -444.9 | 272.0 | 374.3 | 238.5 | -145.0 |
Opening Cash & Cash Equivalents | 2,801.4 | 1,602.5 | 3,695.7 | 3,279.2 | 476.4 | 316.5 | 793.0 | 352.2 | 795.1 | 759.9 | 399.8 | 161.3 | 459.7 |
Closing Cash & Cash Equivalent | 1,055.4 | 2,801.4 | 1,602.5 | 3,695.7 | 3,279.2 | 476.4 | 55.2 | 793.0 | 352.2 | 1,031.9 | 797.9 | 399.8 | 314.8 |
The Industry PCF RATIO stands at -12.63, vs the PCF RATIO of -2.84, which results in a Positive aspect.
The Industry PFCF Ratio stands at -0.64, vs the PFCF Ratio of -1.93, which results in a Negative aspect.
Particulars | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | Jun 2021 | Mar 2021 | Dec 2020 | Sep 2020 | Jun 2020 | Mar 2020 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Net Sales | 67,946.7 | 62,997.1 | 56,256.6 | 51,860.7 | 47,247.0 | 42,984.2 | 39,366.8 | 37,425.7 | 37,263.8 | 35,831.3 | 35,910.7 | 35,225.3 | 36,446.7 | 34,993.0 | 32,336.5 | 32,868.2 |
Total Income | 68,420.3 | 63,722.3 | 57,145.9 | 52,812.3 | 47,767.5 | 43,553.3 | 39,627.2 | 37,942.4 | 37,267.5 | 35,835.3 | 35,913.6 | 35,227.5 | 36,451.5 | 35,031.5 | 32,338.5 | 32,868.2 |
Total Expenditure | 29,784.4 | 28,949.1 | 25,847.2 | 22,436.7 | 22,097.1 | 21,503.4 | 19,938.1 | 17,153.9 | 19,040.6 | 15,885.3 | 19,623.1 | 20,432.2 | 18,469.3 | 15,805.9 | 12,805.9 | 19,988.4 |
PBIDT (Excl OI) | 38,162.3 | 34,048.0 | 30,409.4 | 29,424.0 | 25,149.9 | 21,480.8 | 19,428.7 | 20,271.8 | 18,223.2 | 19,946.0 | 16,287.6 | 14,793.1 | 17,977.4 | 19,187.1 | 19,530.6 | 12,879.8 |
Other Income | 473.6 | 725.2 | 889.3 | 951.6 | 520.5 | 569.1 | 260.4 | 516.7 | 3.7 | 4.0 | 2.9 | 2.2 | 4.8 | 38.5 | 2.0 | 0.0 |
Operating Profit | 38,635.9 | 34,773.2 | 31,298.7 | 30,375.6 | 25,670.4 | 22,049.9 | 19,689.1 | 20,788.5 | 18,226.9 | 19,950.0 | 16,290.5 | 14,795.3 | 17,982.2 | 19,225.6 | 19,532.6 | 12,879.8 |
Interest | 24,454.3 | 22,094.3 | 20,127.0 | 17,429.1 | 15,508.9 | 13,469.5 | 11,372.9 | 10,790.5 | 10,541.3 | 10,854.0 | 11,092.9 | 11,281.6 | 11,489.9 | 12,071.7 | 11,235.0 | 11,356.2 |
Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
PBDT | 14,181.6 | 12,678.9 | 11,171.7 | 12,946.5 | 10,161.5 | 8,580.4 | 8,316.2 | 9,998.0 | 7,685.6 | 9,096.0 | 5,197.6 | 3,513.7 | 6,492.3 | 7,153.9 | 8,297.6 | 1,523.6 |
Depreciation | 552.4 | 521.0 | 519.0 | 495.0 | 440.8 | 418.2 | 406.6 | 416.6 | 376.1 | 367.8 | 381.1 | 387.8 | 382.4 | 348.4 | 336.1 | 379.4 |
Profit Before Tax | 13,629.2 | 12,157.9 | 10,652.7 | 12,451.5 | 9,720.7 | 8,162.2 | 7,909.6 | 9,581.4 | 7,309.5 | 8,728.2 | 4,816.5 | 3,125.9 | 6,109.9 | 6,805.5 | 7,961.5 | 1,144.2 |
Tax | 3,364.2 | 3,245.9 | 2,701.7 | 3,457.3 | 2,494.5 | 2,071.4 | 2,037.7 | 2,673.5 | 1,882.7 | 2,216.6 | 1,240.5 | 989.0 | 1,576.6 | 1,750.3 | 2,047.9 | 357.3 |
Provisions and contingencies | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Profit After Tax | 10,265.0 | 8,912.0 | 7,951.0 | 8,994.2 | 7,226.2 | 6,090.8 | 5,871.9 | 6,907.9 | 5,426.8 | 6,511.6 | 3,576.0 | 2,136.9 | 4,533.3 | 5,055.2 | 5,913.6 | 786.9 |
Net Profit | 10,265.0 | 8,912.0 | 7,951.0 | 8,994.2 | 7,226.2 | 6,090.8 | 5,871.9 | 6,907.9 | 5,426.8 | 6,511.6 | 3,576.0 | 2,136.9 | 4,533.3 | 5,055.2 | 5,913.6 | 786.9 |
ADDITIONAL INFOS: | ||||||||||||||||
Equity Capital | 187.8 | 187.8 | 187.8 | 187.8 | 187.8 | 187.8 | 187.7 | 187.7 | 187.7 | 187.7 | 187.7 | 187.7 | 187.7 | 187.7 | 187.7 | 187.7 |
Reserves | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
EPS | 24.9 | 22.4 | 19.8 | 21.7 | 17.7 | 15.1 | 14.3 | 16.2 | 13.3 | 16.1 | 8.9 | 4.5 | 11.3 | 12.7 | 15.4 | 2.1 |
Operating Profit Margin | 56.9 | 55.2 | 55.6 | 58.6 | 54.3 | 51.3 | 50.0 | 55.5 | 48.9 | 55.7 | 45.4 | 42.0 | 49.3 | 54.9 | 60.4 | 39.2 |
Net Profit Margin | 15.1 | 14.1 | 14.1 | 17.3 | 15.3 | 14.2 | 14.9 | 18.5 | 14.6 | 18.2 | 10.0 | 6.1 | 12.4 | 14.4 | 18.3 | 2.4 |
The Industry Net Sales Growth stands at 22.60, vs the Net Sales Growth of 20.68, which results in a Negative aspect.
The Industry Mcap Growth stands at 34.12, vs the Mcap Growth of -39.44, which results in a Negative aspect.
Type | Classic | Woodie | Camarilla |
---|---|---|---|
R4 | 1,198.70 | 1,272.04 | 1,110.32 |
R3 | 1,176.48 | 1,168.23 | 1,093.56 |
R2 | 1,154.27 | 1,150.14 | 1,087.97 |
R1 | 1,115.53 | 1,107.28 | 1,082.39 |
Pivot | 1,093.32 | 1,089.19 | 1,093.32 |
S1 | 1,054.58 | 1,046.33 | 1,071.21 |
S2 | 1,032.37 | 1,028.24 | 1,065.63 |
S3 | 993.63 | 985.38 | 1,060.04 |
S4 | 954.90 | 906.34 | 1,043.28 |
(All Values are in INR)
1 Day
1 Week
1 Month
Stoch RSI
35.43
Neutral
RSI
47.78
Neutral
ROC
-5.53
Bearish
UltimateOscillator
29.84
Bearish
Williams Indicator
-71.49
Neutral
CCI Indicator
-27.84
Neutral
MACD
-2,106.79
Bearish
Stochastic Indicator
31.72
Neutral
ATR
46.13
Low Volatility
Ex-Date | Ratio | Record Date |
---|
Ex-Date | Ratio | Record Date |
---|---|---|
Announcement Date | Dividend Amount | Dividend Percentage of FV | Dividend Type |
---|---|---|---|
03-08-2023 | 0.55 | 55 | Final |
02-08-2022 | 0.55 | 55 | Final |
27-07-2021 | 0.55 | 55 | Final |
Date Of Conduct | Board Meeting Details |
---|---|
10-05-2024 | Audited Results |
05-02-2024 | Quarterly Results |
09-11-2023 | Quarterly Results |
10-08-2023 | Quarterly Results |
12-05-2023 | Audited Results & Final Dividend |
09-02-2023 | Quarterly Results |
08-11-2022 | Quarterly Results |
10-08-2022 | Quarterly Results |
11-05-2022 | Final Dividend & Audited Results |
11-02-2022 | Quarterly Results |
02-11-2021 | Quarterly Results |
04-08-2021 | Quarterly Results |
14-05-2021 | Final Dividend & Audited Results |