Piramal Finance Ltd: History, Latest Updates, Milestones, Subsidiaries and Share Price
INTRODUCTION
Piramal Finance Ltd. (formerly Piramal Capital & Housing Finance Ltd.) is an Upper Layer Non-Banking Financial Company (NBFC) providing financial solutions to individuals, micro-entrepreneurs and businesses across India. With Assets Under Management (AUM) of over Rs. 1,00,000 crore, the company has established a pan-India presence through its retail and wholesale lending operations.
The piramal finance ltd share price is one of the market indicators used to track the company’s performance and developments. Piramal Finance serves more than 5 million customers through 701 branches across 26 states and over 13,000 pin codes. Its portfolio covers home loans, loans against property, used car loans, personal loans, digital loans and small business loans, supported by AI-powered technology and a digital-first approach. Market information can also be accessed through stock brokers in India.
Piramal Finance Ltd Moves in 2026
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AUM crosses Rs. 1 lakh crore: Piramal Finance crossed the Rs. 1,00,000 crore Assets Under Management (AUM) milestone in April 2026, reflecting continued expansion of its lending operations following the merger with Piramal Enterprises.
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Multilateral funding strengthened: In February 2026, Piramal Finance raised USD 400 million through an External Commercial Borrowing (ECB) transaction involving five leading banks. Earlier in January, the company had secured USD 350 million from IFC and ADB.
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Credit ratings improved: Piramal Finance secured higher credit ratings from S&P Global Ratings and CARE Ratings in February 2026.
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Retail lending remained a growth area: In Q1 FY27, Piramal Finance reported a 67% YoY increase in consolidated PAT to Rs. 461 crore. The year-ago figure of Rs. 276 crore was restated following the composite scheme involving Piramal Finance and Piramal Enterprises.
Evolution of Piramal Finance Ltd: From Past to Present
Piramal Finance Ltd. has a financial-services history spanning several decades, with the entity originally incorporated in 1984. Piramal Group's financial-services platform expanded significantly from 2010, when Piramal Finance was established as an NBFC with an initial focus on real estate lending. Over the years, the business diversified into structured finance, SME lending and retail housing finance. In 2018, the wholesale and retail finance businesses were integrated into a single platform. In 2025, the company completed another phase of restructuring and transitioned into Piramal Finance Ltd., with a stronger focus on both retail and wholesale lending.
|
Name |
Piramal Finance Limited |
|
Founded year |
1984 |
|
Headquarters |
Mumbai, India |
|
Sector |
Financial services |
|
Current chairman |
Ajay Piramal Anand Piramal |
|
Market Cap |
Rs. 54,274.71 Cr. |
|
Geographical presence |
PAN India |
|
Nse code |
PIRAMALFIN |
|
Bse code |
544597 |
Timeline of Piramal Finance Ltd
|
Year |
Fact |
Description |
|
1984 |
Company Incorporated |
Piramal Finance Ltd. was originally incorporated on April 11, 1984. |
|
2010 |
Piramal Finance NBFC Established |
Piramal Finance was established as an NBFC to begin proprietary lending, initially focusing on real estate finance. |
|
2014 |
Businesses Integrated |
The fiduciary business and NBFC were integrated, combining debt and equity financing capabilities on a single platform. |
|
2015 |
Business Expansion |
The platform expanded into new markets and increased its focus on commercial real estate financing and construction finance. |
|
2016 |
Diversification |
Piramal expanded its financing offerings to commercial assets and increased its exposure to non-real estate sectors. |
|
2017 |
SME and Retail Lending |
The company entered SME lending and began developing its retail housing finance business. |
|
2018 |
Integrated Finance Platform |
The wholesale and retail finance businesses were brought together to create an integrated financial-services platform. |
|
2021 |
DHFL Acquisition |
Piramal Group acquired DHFL through the insolvency resolution process, expanding its presence in financial services. |
|
2024 |
Merger Announced |
Piramal Enterprises announced the proposed merger of Piramal Enterprises with its subsidiary, Piramal Finance. |
|
2025 |
Piramal Finance Name Adopted |
Effective March 22, 2025, the company adopted the new name Piramal Finance Ltd., replacing its earlier name, Piramal Capital & Housing Finance Ltd. |
|
2025 |
Merger Completed |
Piramal Enterprises and Piramal Finance completed their merger, bringing their lending operations together under a unified business structure. |
Inside Piramal Finance Ltd: Exploring Subsidiary Ventures
Corporate action: Piramal Finance has declared one equity dividend since June 12, 2026, with a final dividend of Rs. 11 per share and a record date of June 12, 2026. As of September 19, 2026, the piramal finance ltd share price stood at Rs. 2,300.20, based on the latest available market price, resulting in a dividend yield of approximately 0.48%.
Main News:
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January 2026: Piramal Finance secured USD 350 million from IFC and ADB to diversify its funding base.
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February 2026: Piramal Finance raised USD 400 million through an ECB facility involving five banks.
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March 31, 2026: Piramal Finance crossed Rs. 1 lakh crore in AUM, supported by its continued shift towards retail lending.
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August 2026: Piramal Finance announced a Rs. 3,850 crore capital raise through a QIP and promoter warrants.
Piramal Finance Ltd Share Price NSE/BSE:
|
Company name |
Sector |
Share price |
|
Piramal Finance Ltd |
Banking and Finance |
The Piramal Finance Ltd share price provides a reference point for tracking the company’s market performance. Investors looking to monitor the stock can use a demat account online to access market prices, charts and other relevant trading information.
Financial Snapshot & Investor Analysis
The piramal finance ltd share price can be assessed alongside key financial indicators covering valuation, profitability and business performance. Piramal Finance Ltd. has a market capitalization of Rs. 54,274.71 Cr., a P/E ratio of 31.62 and a P/B ratio of 1.76. Its book value stands at Rs. 1,304.79 per share, with a dividend yield of 0.49%.
The company has advances of Rs. 84,927.12 Cr. and operating revenue of Rs. 13,157.07 Cr., while promoters hold 46.16%. Its ROE of 5.58% and ROCE of 7.70% reflect its reported returns, while sales growth of 27.65% and profit growth of 168.26% indicate growth in the reported period. The EPS (TTM) stands at Rs. 72.55.
Industry Comparison: How Piramal Finance Ltd Stacks Up Against Peers
Piramal Finance Ltd. operates in a competitive financial services segment alongside established housing finance companies. A peer comparison helps provide context on the company’s market size, valuation and return ratios. The table below compares Piramal Finance with selected companies across market capitalization, P/B, P/E, EPS, ROE, ROCE, P/S and EV/EBITDA.
|
Company |
Price (Rs.) |
MCap (Cr.) |
P/B |
P/E |
EPS (Rs.) |
ROE (%) |
ROCE (%) |
P/S |
EV/EBITDA |
|
85.49 |
71,308.12 |
3.07 |
26.49 |
3.23 |
12.08 |
8.83 |
6.4 |
16.49 |
|
|
2,293.65 |
54,429.70 |
1.76 |
31.71 |
72.55 |
5.58 |
7.7 |
4.14 |
14.33 |
|
|
175.15 |
35,017.24 |
1.53 |
8.23 |
21.26 |
20.2 |
8.41 |
2.66 |
13.62 |
|
|
548.9 |
30,151.70 |
0.7 |
5.27 |
104.05 |
14.42 |
8.59 |
1.05 |
11.34 |
|
|
1,128.00 |
29,551.69 |
1.5 |
12.57 |
90.13 |
12.95 |
9.46 |
3.47 |
11.87 |
|
|
462.15 |
20,238.42 |
2.6 |
17.75 |
26.02 |
15.83 |
11.31 |
5.51 |
12.93 |
Within the selected peer group, Piramal Finance has a market capitalization of Rs. 54,429.70 Cr. and a P/B ratio of 1.76. Its P/E ratio is 31.71, with an EPS of Rs. 72.55. The company’s ROE and ROCE stand at 5.58% and 7.70%, respectively. The comparison also shows that the selected companies differ considerably across valuation and return measures, reflecting variations in their scale, business mix and financial performance.
Achievements & Milestone
Piramal Finance Ltd. has received several industry recognitions for its contribution to real estate, housing and infrastructure finance. The company has been recognised as Leading Real Estate Project Finance Company at the MCHI CREDAI Golden Pillar Awards in 2018 and received the Best Overall Investment Manager – India award from Euromoney across multiple years. It was also named Firm of the Year – India at the Global PERE Awards in 2014 and Real Estate Debt Fund Manager of the Year – Asia by the Private Debt Investor Awards. These recognitions form part of the company’s broader Piramal Finance share news and reflect its presence across different areas of financial services.
Conclusion
Piramal Finance Ltd. has evolved from its early focus on real estate finance into a diversified financial-services business with retail and wholesale lending operations across India. Its journey includes the expansion of housing and SME finance, the integration of its lending businesses and the restructuring completed in 2025. In 2026, the company crossed Rs. 1 lakh crore in AUM and continued to strengthen its funding base through international borrowings and a capital raise.
The company’s financial indicators, recent corporate actions and peer comparison provide different perspectives on its business and market position. The Piramal finance ltd share price, along with valuation and profitability metrics, can be tracked as part of broader market analysis. Investors can use an online trading app to monitor price movements and access relevant market information.
Frequently Asked Questions
Where can I find real-time updates on the Piramal Finance ltd share price ?
Check the latest Piramal Finance ltd share price and live stock updates on Enrich Money’s stock here.
What have been the highest and lowest Piramal Finance ltd share price in the past 52 weeks?
The Piramal Finance ltd share price recorded a 52-week high of Rs. 2,327.85 and The 52-week low of the Piramal Finance ltd share price stands at approximately Rs. 1,235.15 .
Does Piramal Finance pay dividends?
Yes, Piramal Finance has declared a dividend of Rs. 11 per share, with a dividend yield of around 0.48% based on the latest available data.
What is the face value and book value of Piramal Finance shares?
Piramal Finance has a face value of Rs. 2 per share, while its book value per share is approximately Rs. 1,304.79.
What factors can affect the Piramal Finance share price?
The piramal finance share price can be influenced by factors such as earnings performance, asset quality, interest rates, funding costs, business growth and broader financial-sector trends. Investors can also follow Piramal Finance share news and corporate announcements to track developments affecting the company.
Disclaimer: This blog is dedicated exclusively for educational purposes. Please note that the securities and investments mentioned here are provided for informative purposes only and should not be construed as recommendations.Kindly ensure thorough research prior to making any investment decisions. Participation in the securities market carries inherent risks, and it's important to carefully review all associated documents before committing to investments. Please be aware that the attainment of investment objectives is not guaranteed. It's important to note that the past performance of securities and instruments does not reliably predict future performance.
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