Muthoot Finance Limited: History, Latest Updates, Milestones, Subsidiaries & Share Price

Introduction

Muthoot Finance Limited is a prominent non-banking financial company (NBFC) in India, primarily known for its gold loan services. As part of the Muthoot Group, the company has established itself as a trusted financial institution, offering quick and accessible credit solutions to individuals and businesses. Over time, it has diversified its portfolio to include home loans, personal loans, microfinance, insurance, and wealth management. With an extensive branch network across India and a growing international footprint, Muthoot Finance remains a key player in the financial services industry. This article delves into the company's history, key milestones, subsidiaries, recent developments, and share price performance.

Muthoot Finance Limited Moves In 2025

January 2025

The month kicked off with a record high in the Muthoot Finance share price fueled by strong gold loan growth and assets under management reaching milestones. The company donated 36 patient beds and mattresses to a Mohali-based welfare organization as a CSR initiative. Also launched was the "Muthoot Finclusion Challenge 2025," aimed at ensuring financial inclusion among communities.

April 2025

April witnessed Muthoot Finance Board announcing a bountiful interim dividend of Rs.26 per equity share for the financial year. On April 11, the shares of the company witnessed sudden fluctuation, declining by more than 6% after the RBI issued draft norms for gold loans, impacting sector sentiment generally. By the close of this month, Muthoot Finance set a new milestone with Gold Loan Assets Under Management crossing Rs.1 lakh crore, a reflection of growing customer confidence and business size.

July 2025

Muthoot Finance was at the forefront of innovation and automation for business expansion, schematized in sector reports analyzing technology-oriented strategies in the NBFC segment. At the same time, Muthoot Fincorp under Muthoot Group introduced NCD Tranche VI which garnered robust investor appetite and subscriptions indicating faith in the group's debt papers.?

September 2025

In September, Muthoot Finance raised $600 million on international bond markets successfully, capitalizing on recent upgrades of ratings by the major global rating agencies such as S&P Global and Moody's, thus expanding its financial depth and ability to serve more customers.?

Muthoot Finance Limited Share Price: Monthly Highlights for 2025

January 2025

Muthoot Finance share price began the year on a high note, consistently trading above Rs.2,200, with some sessions touching highs above Rs.2,260 in the second half of the month. Muthoot Finance share price ended January on a high, despite slight volatility, and continued to maintain investor confidence.?

April 2025

In April, Muthoot Finance share price remained on the rise, moving in the Rs.1,800–Rs.2,126 band at the beginning and shooting up to Rs.2,445 towards the end of the month. The trend was supported by positive sector dynamics as well as strong business growth impulses.?

July 2025

By July, Muthoot Finance share price invariably traded above Rs.2,600 and crossed Rs.2,700, depicting the market's good sentiment towards the growth in gold loans and the firm's robust quarterly finances. Temporary slips were more than compensated by rapid reversals, putting the Muthoot Finance share price on a higher trajectory.

October 2025

Heading into October, Muthoot Finance share price was in the news by crossing Rs.3,200 levels, reaching new peaks on the strength of high interest from institutions and positive vibes from investors. Up to October 10, Muthoot Finance share price stood at about Rs.3,182, reflecting impressive growth for the year so far.?

Yearly Movement

Muthoot Finance share price showed impressive strength and vigor during 2025. From a level slightly above Rs.2,200 at the beginning of the year, the Muthoot Finance share price had crossed the Rs.3,200 mark by October, reflecting a year-to-date appreciation of over 45%. This sharp rise makes Muthoot Finance share price one of the highlight narratives of the financial space for the year

Evolution Of Muthoot Finance Limited

Founding Years and Early Expansion

1939: Muthoot Finance was founded by M. George Muthoot in Kozhencherry, Kerala, as a small-scale gold loan business.

1950s-1970s: The company built a strong presence in Kerala, gaining trust as a reliable lender.

1980s: It transformed into a structured non-banking financial company (NBFC), marking a significant milestone in its growth.

2000s: National Expansion and Market Presence

2001: Became a registered NBFC under the Reserve Bank of India (RBI).

2005: Expanded beyond South India, setting up branches in major cities across the country.

2008: Surpassed 500 branches, strengthening its foothold in the Indian lending market.

2010s: Public Listing and Digital Integration

2011: Launched its Initial Public Offering (IPO), raising capital to accelerate expansion.

2013: Grew to 4,000+ branches, solidifying its leadership in the gold loan sector.

2015: Introduced digital payment solutions and mobile loan applications.

2018: Ventured into global markets and expanded financial services to include remittances and microfinance.

2019: Launched an online gold loan service, allowing customers to access loans digitally.

2020s: Innovation and Market Strengthening

2020: Witnessed strong demand for gold loans, adapting quickly to digital lending amid the pandemic.

2021: Crossed Rs. 50,000 crore in Assets Under Management (AUM), reflecting steady financial growth.

2022: Enhanced AI-powered loan processing and expanded into microfinance and housing finance.

2023: Fintech collaborations strengthened, including automated customer support and digital gold loans.

2024: Latest Developments 

Focus on rural and semi-urban areas.

Strengthened digital lending platforms and mobile loan offerings.

Continued financial growth with increased AUM and profitability.

Muthoot Finance  Limited Company Information 

Inside Muthoot Finance Limited

1. Declaration of Dividend

Muthoot Finance declared an interim dividend of Rs. 24 per Muthoot Finance share, with a record date of June 1, 2024. This dividend declaration aimed to felicitate the shareholders while continuing with a healthy financial structuring.

2. Annual General Meeting (AGM)

Muthoot Finance had an AGM scheduled for September 18, where key decisions were taken on various corporate strategies, performance, and the future course of actions in the business.

The company successfully raised $400 million from the issue of Senior Secured Notes under its Global Medium Term Note Program. The issues under the notes will mature in April 2029. It was rated 'BB' by Fitch Ratings. Proceeds from this issue are being used for expansion of the business and refinancing existing obligations.

4. Financial Results and Board Meetings

Muthoot Finance had a board meeting to consider and approve its unaudited financial results for the quarter and half-year ended September 30, 2024. The results reflected the company's continued growth in its gold loan and financial services business.

5. Capital Infusion into Subsidiary

The company infused Rs. 500 crore into its wholly-owned subsidiary, Muthoot Money Limited, to strengthen its financial services arm. This strategic investment was aimed at supporting business expansion and improving service offerings.

Muthoot Finance Share Price NSE

Achievements & Milestones of Muthoot Finance Limited

Foundation & Expansion

1939 – M. George Muthoot founded the organization in Kerala as a small, and less ambitious financial services firm.

1970s-1980s – Relatively enlarged its gold loan operation in the South Indian states.

Growth & Diversification (2000-2010)

2001- Extended nationwide as the company branched outside southern states.

2005- entered foreign exchange, money transfers, and microfinance.

2008- achieved 1,000 branches and thus improved its national presence.

Public Listing & Market Leadership (2011-2020)

2011- successfully undertook an IPO worth Rs.900 crore on NSE & BSE.

2012 – Achieved Rs.20,000 crore AUM; cemented leadership in gold loans

2014: Established Muthoot Homefin to enter housing finance

2016: Launched Muthoot Money Limited for vehicle finance

2019: AUM reaches Rs.40,000 crore; consolidation of leadership

Digital Growth & Recent Developments (2020-2025)

2020: Introduced Muthoot Digital Gold for online investment in gold

2021: AUM shot past Rs.50,000 crore; digital lending surged ahead

2022: Consolidated growth through acquisition of IDF Financial Services for rural microfinance.

2023 - BBB- International Credit Rating on long-term bonds

2024 - Issued Senior Secured Notes of USD 400 million and achieved AUM of Rs.65,000 crores

2025 (Jan) - Expansions to 6,000+ branches and pumping in Rs.500 crores into Muthoot Money Limited.

Conclusion

Muthoot Finance Limited remains on a steady growth path, broadening its services, leveraging digital advancements, and reinforcing its market presence to maintain leadership in India's financial industry.

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Frequently Asked Questions

What is Muthoot Finance price today in India?
Muthoot Finance Share Price today can be checked on stock analysis platforms like Enrich Money.

Where can I find a detailed analysis of Muthoot Finance Limited share price?
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What is the target for Muthoot Finance Limited share price in 2025?
Analysts predict steady growth, with the share price potentially reaching Rs. 2400 to Rs. 2800 by the end of 2025.

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