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Daily Range
Daily RangeToday's Low
₹ 2,070.75
Today's High
₹ 2,154.00
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52 Weeks Range
52 Weeks Low
₹ 911.25
52 Weeks High
₹ 1,213.95
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Momentum of the Stock
Momentum of the Stock ![]()
Bullish
Bullish![]()
Circuit Limit
Lower
₹ 1,868.10
Upper
₹ 2,283.20
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Financials Strength Score
Financials Strength Score Piotroski Score
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Company Profile
Muthoot Finance Limited operates as a gold financing company in India. It provides personal and business loans secured by gold jewelry, or gold loans primarily to individuals; and micro finance. The company also offers housing finance, gold coins, money transfer, and foreign exchange services; mutual funds and non-convertible debentures; health, home, vehicle, life, and travel insurance products; vehicle, corporate, and SME loans; and wealth succession services under the iWill name, as well as Travel Jango services. In addition, it generates electric power through windmills in Tamilnadu. As of June 30, 2021, the company operated through approximately 4,625 branches in 29 states. Muthoot Finance Limited was founded in 1887 and is headquartered in Kochi, India.
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Companies under the same Group
Companies under the same Group
Muthoot Capital Serv
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Key Metrics
Key MetricsStandalone
Consolidated
No of shares Outstanding
40.1 Cr.
EPS-TTM
₹116.53
Face Value
₹10.00
Book Value
₹662.96
Net Asset Value
₹625.37
ROE
19.10%
ROA
5.06%
ROCE
13.40%
Dividend Yield
1.16%
Total Debt
₹ 0.1 Cr.
Sales Growth
26.59%
PAT Growth
21.74%
Financials
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|
| Current Assets | 79,013.5 | 75,165.8 | 67,791.0 | 53,789.5 | 41,094.5 | 33,226.5 | 30,995.9 | 26,838.9 | 26,839.2 |
| Non-Current Assets | 1,071.3 | 1,041.7 | 791.2 | 1,075.1 | 603.4 | 426.1 | 1,124.7 | 499.5 | 471.0 |
| Total Assets | 80,084.8 | 76,207.5 | 68,582.2 | 54,864.6 | 41,697.9 | 33,652.6 | 32,120.6 | 27,338.4 | 27,310.2 |
| Current Liabilities | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Non-Current Liabilities | 36,375.4 | 32,436.7 | 25,862.4 | 16,992.9 | 12,794.7 | 9,944.4 | 5,463.3 | 6,497.9 | 7,936.3 |
| Total Equity | 21,665.8 | 18,785.7 | 15,575.0 | 11,829.2 | 9,931.2 | 7,856.6 | 6,538.0 | 5,622.3 | 5,084.0 |
| Total Liabilities & Total Equity | 80,084.8 | 76,207.5 | 68,582.2 | 54,864.6 | 41,697.9 | 33,652.6 | 32,120.6 | 27,338.4 | 27,310.2 |
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Financial Statement Analysis
Debt to Equity Ratio
The Industry Debt to Equity Ratio stands at 3.59, vs the Debt to Equity Ratio of 3.46, which results in a Positive aspect.
Price to BV
The Industry Price to BV stands at 4.22, vs the Price to BV of 3.22, which results in a Negative aspect.
Current Ratio
The Industry Current Ratio stands at 2.91, vs the Current Ratio of 2.08, which results in a Negative aspect.
Quick Ratio
The Industry Quick Ratio stands at 2.90, vs the Quick Ratio of 2.08, which results in a Negative aspect.
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|
| Total Income | 11,897.7 | 12,185.6 | 11,534.6 | 9,687.5 | 7,594.4 | 6,712.7 | 5,910.8 | 4,920.0 | 4,324.5 |
| Total Expenditure | 2,749.2 | 2,490.4 | 2,262.7 | 2,214.1 | 1,747.0 | 1,656.1 | 1,553.9 | 1,267.8 | 1,109.7 |
| Operating Profit(Excl OI) | 9,225.8 | 9,747.8 | 9,307.7 | 7,499.5 | 5,854.1 | 5,125.6 | 4,384.5 | 3,672.9 | 3,226.9 |
| Add: Other Income | 77.3 | 52.6 | 35.9 | 26.1 | 6.6 | 69.0 | 27.6 | 20.8 | 12.0 |
| Operating Profit | 9,225.8 | 9,747.8 | 9,307.7 | 7,499.5 | 5,854.1 | 5,125.6 | 4,384.5 | 3,672.9 | 3,226.9 |
| Less: Interest | 4,224.8 | 4,267.6 | 4,108.9 | 3,179.8 | 2,542.9 | 2,131.6 | 2,374.0 | 2,287.6 | 2,113.9 |
| PBDT | 5,000.9 | 5,480.2 | 5,198.8 | 4,319.6 | 3,311.2 | 2,994.0 | 2,010.5 | 1,385.3 | 1,113.0 |
| Less: Depreciation | 78.2 | 70.0 | 67.4 | 59.2 | 51.7 | 51.9 | 51.9 | 58.7 | 84.3 |
| PBT & Exceptional Items | 4,922.8 | 5,410.2 | 5,131.5 | 4,260.4 | 3,259.5 | 2,942.1 | 1,958.6 | 1,326.7 | 1,028.7 |
| Less: Exceptional Income Expenses | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Profit Before Tax | 4,922.8 | 5,410.2 | 5,131.5 | 4,260.4 | 3,259.5 | 2,942.1 | 1,958.6 | 1,326.7 | 1,028.7 |
| Less: Taxation | 1,253.0 | 1,378.9 | 1,312.6 | 1,091.7 | 1,156.6 | 1,098.3 | 751.3 | 508.8 | 357.1 |
| Profit After Tax | 3,669.8 | 4,031.3 | 3,818.9 | 3,168.7 | 2,103.0 | 1,843.8 | 1,207.3 | 817.8 | 671.6 |
| Earnings Per Share | 9.0 | 10.0 | 9.5 | 7.8 | 5.2 | 4.6 | 0.0 | 0.0 | 0.0 |
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Financial Statement Analysis
PAT Margin
The Industry PAT Margin stands at 96.28, vs the PAT Margin of 32.71, which results in a Negative aspect.
Dividend Yield
The Industry Dividend Yield stands at 0.81, vs the Dividend Yield of 1.19, which results in a Positive aspect.
PAT Growth
The Industry PAT Growth stands at 36.66, vs the PAT Growth of 50.68, which results in a Positive aspect.
PE Ratio
The Industry PE Ratio stands at 27.40, vs the PE Ratio of 18.20, which results in a Negative aspect.
| Particulars | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profit Before Tax | 5,996.5 | 4,922.8 | 5,410.2 | 5,131.5 | 4,260.4 | 3,259.5 | 2,942.1 | 1,958.6 | 1,326.7 | 1,028.7 |
| Tax Paid | -1,632.8 | -1,321.8 | -1,402.3 | -1,287.3 | -1,066.0 | -1,197.4 | -1,016.4 | -886.4 | -378.6 | -358.9 |
| Adjustment | 5,685.0 | 4,226.9 | 4,494.0 | 4,174.6 | 3,331.5 | 2,606.7 | 2,468.9 | 2,698.1 | 2,506.5 | 2,224.1 |
| Changes In Working Capital | 5,996.5 | 4,922.8 | 5,410.2 | 5,131.5 | 4,260.4 | 3,259.5 | 2,942.1 | 1,958.6 | 1,326.7 | 1,028.7 |
| Cash Flow after changes in Working Capital | -6,361.9 | 2,969.9 | 3,776.5 | -2,905.9 | -932.8 | -754.5 | 2,413.7 | 1,236.0 | 2,460.1 | 1,704.9 |
| Cash Flow from Operating Activities | -13,754.0 | -2,804.1 | -1,596.4 | -7,814.3 | -4,970.1 | -4,824.2 | -1,432.2 | -2,186.2 | 108.3 | -479.1 |
| Cash Flow from Investing Activities | 45.4 | 181.0 | 421.6 | 39.6 | -383.8 | -164.7 | -125.0 | -183.2 | -45.7 | -13.0 |
| Cash Flow from Financing Activities | 11,957.6 | 395.0 | 3,445.5 | 9,712.4 | 9,192.9 | 6,351.0 | 823.7 | 3,026.8 | -1,101.6 | 248.9 |
| Net Cash Inflow / Outflow | -1,751.1 | -2,228.1 | 2,270.7 | 1,937.7 | 3,839.0 | 1,362.1 | -733.5 | 657.4 | -1,039.0 | -243.2 |
| Opening Cash & Cash Equivalents | 7,831.1 | 10,060.2 | 7,800.7 | 5,865.9 | 2,027.8 | 641.2 | 1,375.3 | 711.3 | 1,747.7 | 1,957.2 |
| Closing Cash & Cash Equivalent | 6,082.4 | 7,831.1 | 10,060.2 | 7,800.7 | 5,865.9 | 2,005.7 | 641.2 | 1,375.3 | 711.3 | 1,748.3 |
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Financial Statement Analysis
PCF RATIO
The Industry PCF RATIO stands at -0.43, vs the PCF RATIO of -4.93, which results in a Negative aspect.
PFCF Ratio
The Industry PFCF Ratio stands at -4.37, vs the PFCF Ratio of -4.55, which results in a Negative aspect.
| Particulars | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | Jun 2021 | Mar 2021 | Dec 2020 | Sep 2020 | Jun 2020 | Mar 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Sales | 38,200.2 | 36,061.4 | 34,717.1 | 32,748.8 | 30,096.0 | 28,248.5 | 27,883.4 | 30,211.3 | 31,557.8 | 30,521.6 | 29,558.3 | 31,045.0 | 30,007.8 | 28,210.3 | 26,044.8 | 26,305.0 |
| Total Income | 38,426.8 | 36,319.5 | 35,087.0 | 32,983.6 | 30,304.7 | 28,418.6 | 28,043.2 | 30,411.4 | 31,680.9 | 30,648.1 | 29,634.2 | 31,189.8 | 30,164.3 | 28,241.9 | 26,068.2 | 26,335.8 |
| Total Expenditure | 8,717.2 | 8,045.5 | 8,467.9 | 8,291.1 | 7,151.5 | 5,962.1 | 6,244.2 | 6,360.6 | 6,922.9 | 6,202.5 | 5,528.2 | 6,624.1 | 5,998.5 | 5,361.4 | 4,692.5 | 6,241.6 |
| PBIDT (Excl OI) | 29,482.9 | 28,015.9 | 26,249.1 | 24,457.7 | 22,944.5 | 22,286.4 | 21,639.2 | 23,850.7 | 24,634.9 | 24,319.1 | 24,030.1 | 24,420.9 | 24,009.4 | 22,848.9 | 21,352.3 | 20,063.4 |
| Other Income | 226.6 | 258.1 | 369.9 | 234.8 | 208.8 | 170.1 | 159.8 | 200.1 | 123.1 | 126.5 | 75.9 | 144.8 | 156.5 | 31.7 | 23.4 | 30.8 |
| Operating Profit | 29,709.6 | 28,274.0 | 26,619.1 | 24,692.5 | 23,153.2 | 22,456.5 | 21,799.0 | 24,050.8 | 24,758.0 | 24,445.6 | 24,106.0 | 24,565.6 | 24,165.9 | 22,880.5 | 21,375.6 | 20,094.2 |
| Interest | 14,124.8 | 13,350.1 | 12,359.5 | 10,912.2 | 10,465.5 | 10,205.0 | 10,509.0 | 10,324.7 | 10,606.2 | 10,772.1 | 10,855.5 | 10,511.2 | 10,485.8 | 10,281.8 | 9,720.6 | 8,642.8 |
| Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| PBDT | 15,584.8 | 14,923.9 | 14,259.6 | 13,780.3 | 12,687.7 | 12,251.5 | 11,290.0 | 13,726.1 | 14,151.8 | 13,673.5 | 13,250.5 | 14,054.5 | 13,680.1 | 12,598.7 | 11,655.1 | 11,451.4 |
| Depreciation | 241.3 | 221.8 | 191.9 | 231.5 | 195.8 | 183.8 | 170.5 | 207.8 | 182.0 | 158.3 | 152.0 | 202.9 | 174.5 | 156.0 | 140.2 | 172.3 |
| Profit Before Tax | 15,343.5 | 14,702.1 | 14,067.7 | 13,548.8 | 12,491.9 | 12,067.7 | 11,119.5 | 13,518.3 | 13,969.8 | 13,515.2 | 13,098.5 | 13,851.5 | 13,505.6 | 12,442.8 | 11,514.9 | 11,279.1 |
| Tax | 3,890.4 | 3,749.2 | 3,620.5 | 3,456.2 | 3,152.6 | 3,051.5 | 2,869.9 | 3,456.0 | 3,533.4 | 3,486.5 | 3,312.7 | 3,613.9 | 3,439.3 | 3,134.8 | 2,938.0 | 2,921.4 |
| Provisions and contingencies | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Profit After Tax | 11,453.1 | 10,952.9 | 10,447.2 | 10,092.6 | 9,339.3 | 9,016.2 | 8,249.6 | 10,062.2 | 10,436.4 | 10,028.7 | 9,785.9 | 10,237.6 | 10,066.3 | 9,308.0 | 8,576.8 | 8,357.8 |
| Net Profit | 11,453.1 | 10,952.9 | 10,447.2 | 10,092.6 | 9,339.3 | 9,016.2 | 8,249.6 | 10,062.2 | 10,436.4 | 10,028.7 | 9,785.9 | 10,237.6 | 10,066.3 | 9,308.0 | 8,576.8 | 8,357.8 |
| ADDITIONAL INFOS: | ||||||||||||||||
| Equity Capital | 4,014.6 | 4,014.6 | 4,014.5 | 4,014.5 | 4,014.5 | 4,014.4 | 4,013.6 | 4,013.5 | 4,013.5 | 4,013.2 | 4,012.0 | 4,012.0 | 4,011.9 | 4,011.7 | 4,010.4 | 4,010.4 |
| Reserves | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| EPS | 27.5 | 26.4 | 25.5 | 24.3 | 23.1 | 22.2 | 20.4 | 24.9 | 25.9 | 25.0 | 24.4 | 25.4 | 25.2 | 23.1 | 21.3 | 20.7 |
| Operating Profit Margin | 77.8 | 78.4 | 76.7 | 75.4 | 76.9 | 79.5 | 78.2 | 79.6 | 78.5 | 80.1 | 81.6 | 79.1 | 80.5 | 81.1 | 82.1 | 76.4 |
| Net Profit Margin | 30.0 | 30.4 | 30.1 | 30.8 | 31.0 | 31.9 | 29.6 | 33.3 | 33.1 | 32.9 | 33.1 | 33.0 | 33.5 | 33.0 | 32.9 | 31.8 |
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Financial Statement Analysis
Mcap Growth
The Industry Mcap Growth stands at 35.67, vs the Mcap Growth of -0.57, which results in a Negative aspect.
Net Sales Growth
The Industry Net Sales Growth stands at 16.24, vs the Net Sales Growth of 27.56, which results in a Positive aspect.
Technicals
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Pivot Levels
Pivot Levels Check Advanced Levels ![]()
| Type | Classic | Woodie | Camarilla |
|---|---|---|---|
| R4 | 2,242.15 | 2,343.76 | 2,121.44 |
| R3 | 2,212.77 | 2,200.53 | 2,098.54 |
| R2 | 2,183.38 | 2,177.26 | 2,090.91 |
| R1 | 2,129.52 | 2,117.28 | 2,083.28 |
| Pivot | 2,100.13 | 2,094.01 | 2,100.13 |
| S1 | 2,046.27 | 2,034.03 | 2,068.02 |
| S2 | 2,016.88 | 2,010.76 | 2,060.39 |
| S3 | 1,963.02 | 1,950.78 | 2,052.76 |
| S4 | 1,909.15 | 1,844.26 | 2,029.86 |
(All Values are in INR)
The Pivot level gives the user an indication about key support & resistance levels for a selected stock.
EMA & SMA Levels 
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Beta
Beta 1 Day
0.82
1 Week
0.85
1 Month
0.86
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Indicators
Stoch RSI
100.00
Bearish
RSI
85.39
Bearish
ROC
7.13
Bullish
UltimateOscillator
47.96
Neutral
Williams Indicator
-33.86
Neutral
CCI Indicator
72.88
Neutral
MACD
-1,775.24
Bearish
Stochastic Indicator
75.75
Neutral
ATR
75.34
Low Volatility
Corporate Actions
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Corporate Actions - Board Meet
Corporate Actions - Board Meet | Ex-Date | Ratio | Record Date |
|---|
| Ex-Date | Ratio | Record Date |
|---|---|---|
| Announcement Date | Dividend Amount | Dividend Percentage of FV | Dividend Type |
|---|---|---|---|
| 18-04-2023 | 22.00 | 220 | Interim |
| 25-04-2022 | 20.00 | 200 | Interim |
| 22-04-2021 | 20.00 | 200 | Interim |
| Date Of Conduct | Board Meeting Details |
|---|---|
| 14-11-2024 | Quarterly Results |
| 18-04-2024 | Inter alia, to consider update on the existing GMTN Programme |
| 14-02-2024 | Quarterly Results |
| 09-11-2023 | Quarterly Results |
| 11-08-2023 | Quarterly Results |
| 11-08-2023 | Quarterly Results |
| 19-05-2023 | Quarterly Results & Audited Results |
| 06-04-2023 | Interim Dividend |
| 09-03-2023 | Inter alia, to consider and approve issuance of NCDs |
| 06-02-2023 | Quarterly Results |
| 10-11-2022 | Quarterly Results |
| 12-08-2022 | Quarterly Results |
| 26-05-2022 | Quarterly Results & Audited Results |
| 18-04-2022 | Interim Dividend |
| 12-02-2022 | Quarterly Results |
| 04-11-2021 | Quarterly Results |
| 06-08-2021 | Quarterly Results |
| 02-06-2021 | Audited Results Inter alia: 1. to Consider and approve fund raising by way of public issue of Redeemable Non-Convertible Debentures to be issued in one or more tranches. |
| 12-04-2021 | Interim Dividend |