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Daily Range
Daily RangeToday's Low
₹ 255.00
Today's High
₹ 261.25
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52 Weeks Range
52 Weeks Low
₹ 160.60
52 Weeks High
₹ 296.45
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Momentum of the Stock
Momentum of the Stock Bearish![]()
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Circuit Limit
Lower
₹ 231.20
Upper
₹ 282.50
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Financials Strength Score
Financials Strength Score Piotroski Score
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Company Profile
Mahindra & Mahindra Financial Services Ltd. a non-banking financial company, provides asset finance in the rural and semi-urban areas in India. The firm offers financing for auto and utility vehicles, tractors, cars, commercial vehicles and construction equipment, and pre owned and others vehicles to transport operators, farmers, small businesses and self-employed and salaried individuals; personal Loans for weddings, children's education, medical treatment, and working capital for a small or medium-sized enterprise; and project finance, equipment finance, working capital finance, vehicle finance, and bill discounting services to small and medium-sized enterprises. It also provides life, non-life, and reinsurance products; housing finance; equity mutual funds, tax saver mutual funds, monthly income funds, and other investment products; and investments and advisory services. The company was founded on January 1, 1991 and is headquartered in Mumbai, India.
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Companies under the same Group
Companies under the same Group
Swaraj Engines
Mahindra EPC Irrigat
Mahindra Life. Dev
Tech Mahindra
Mahindra Holi.&Resor
Mahindra Logistics
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Key Metrics
Key MetricsStandalone
Consolidated
No of shares Outstanding
123.6 Cr.
EPS-TTM
₹17.64
Face Value
₹2.00
Book Value
₹162.45
Net Asset Value
₹150.13
ROE
11.71%
ROA
2.21%
ROCE
8.82%
Dividend Yield
2.45%
Total Debt
₹ 0.0 Cr.
Sales Growth
12.21%
PAT Growth
80.05%
Financials
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | 88,313.2 | 72,185.5 | 70,766.8 | 76,446.8 | 69,031.4 | 54,261.8 | 23,283.0 | 20,627.5 | 17,412.1 | 15,358.1 | 12,136.0 | 9,312.7 |
| Non-Current Assets | 16,025.8 | 10,671.9 | 13,889.3 | 4,767.0 | 5,094.9 | 3,749.8 | 29,182.7 | 23,780.1 | 20,799.8 | 18,374.0 | 14,692.7 | 9,904.2 |
| Total Assets | 104,339.0 | 82,857.4 | 84,656.1 | 81,213.8 | 74,126.3 | 58,011.6 | 52,465.8 | 44,407.6 | 38,211.9 | 33,732.1 | 26,828.7 | 19,216.9 |
| Current Liabilities | 0.0 | 0.0 | 5,732.9 | 4,265.2 | 8,463.0 | 8,333.4 | 18,484.5 | 15,635.1 | 13,936.3 | 8,942.3 | 7,424.6 | 0.0 |
| Non-Current Liabilities | 75,868.2 | 60,469.8 | 62,897.3 | 64,789.7 | 54,162.6 | 39,538.2 | 25,202.7 | 20,666.3 | 17,099.1 | 18,538.5 | 14,134.7 | 10,143.6 |
| Total Equity | 18,560.1 | 16,896.3 | 15,776.4 | 11,969.0 | 11,269.0 | 9,855.0 | 6,960.2 | 6,469.4 | 5,942.7 | 5,293.7 | 4,579.6 | 3,031.1 |
| Total Liabilities & Total Equity | 104,339.0 | 82,857.4 | 84,656.1 | 81,213.8 | 74,126.3 | 58,011.6 | 52,465.8 | 44,407.6 | 38,211.9 | 33,732.1 | 26,828.7 | 19,216.9 |
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Financial Statement Analysis
Current Ratio
The Industry Current Ratio stands at 2.91, vs the Current Ratio of 17.51, which results in a Positive aspect.
Price to BV
The Industry Price to BV stands at 4.22, vs the Price to BV of 2.01, which results in a Negative aspect.
Debt to Equity Ratio
The Industry Debt to Equity Ratio stands at 3.59, vs the Debt to Equity Ratio of 5.51, which results in a Negative aspect.
Quick Ratio
The Industry Quick Ratio stands at 2.90, vs the Quick Ratio of 17.51, which results in a Positive aspect.
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Income | 12,699.5 | 11,317.6 | 12,111.2 | 11,885.4 | 10,371.7 | 7,883.9 | 7,146.2 | 6,553.9 | 6,021.1 | 5,275.2 | 4,095.0 | 2,889.4 |
| Total Expenditure | 6,119.8 | 5,433.1 | 6,047.3 | 4,908.5 | 4,214.9 | 2,920.8 | 3,123.0 | 2,459.3 | 1,972.5 | 1,532.0 | 1,096.6 | 823.5 |
| Operating Profit(Excl OI) | 8,136.8 | 6,053.2 | 6,124.1 | 7,093.6 | 7,301.7 | 5,365.5 | 4,077.7 | 4,138.2 | 4,088.4 | 3,768.6 | 3,016.4 | 2,121.5 |
| Add: Other Income | 1,557.0 | 168.7 | 60.3 | 116.6 | 1,144.8 | 402.4 | 54.5 | 43.6 | 39.8 | 25.3 | 18.0 | 55.6 |
| Operating Profit | 8,136.8 | 6,053.2 | 6,124.1 | 7,093.6 | 7,301.7 | 5,365.5 | 4,077.7 | 4,138.2 | 4,088.4 | 3,768.6 | 3,016.4 | 2,121.5 |
| Less: Interest | 5,094.3 | 4,417.4 | 5,307.6 | 5,390.6 | 4,432.3 | 3,436.2 | 3,186.2 | 2,868.4 | 2,643.0 | 2,281.0 | 1,670.6 | 1,139.9 |
| PBDT | 3,042.5 | 1,635.8 | 816.6 | 1,703.0 | 2,869.4 | 1,929.3 | 891.5 | 1,269.8 | 1,445.4 | 1,487.6 | 0.0 | 981.6 |
| Less: Depreciation | 226.0 | 152.0 | 150.5 | 146.9 | 75.5 | 55.2 | 53.7 | 45.7 | 45.5 | 26.1 | 23.7 | 20.3 |
| PBT & Exceptional Items | 2,816.5 | 1,483.8 | 666.1 | 1,556.1 | 2,793.8 | 1,874.1 | 837.8 | 1,224.1 | 1,399.9 | 1,461.5 | 1,322.1 | 961.3 |
| Less: Exceptional Income Expenses | -56.1 | 20.6 | 228.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 30.5 | 0.0 |
| Profit Before Tax | 2,803.8 | 1,549.4 | 894.6 | 1,556.1 | 2,793.8 | 1,874.1 | 837.8 | 1,224.1 | 1,399.9 | 1,461.5 | 1,352.7 | 961.3 |
| Less: Taxation | 732.6 | 399.1 | 153.9 | 516.2 | 973.5 | 688.5 | 308.1 | 436.7 | 475.0 | 496.8 | 423.8 | 316.8 |
| Profit After Tax | 2,071.2 | 1,150.3 | 740.7 | 1,039.9 | 1,820.4 | 1,185.6 | 529.7 | 787.4 | 924.9 | 964.8 | 928.9 | 644.5 |
| Earnings Per Share | 16.8 | 9.2 | 6.3 | 10.7 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
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Financial Statement Analysis
PAT Margin
The Industry PAT Margin stands at 96.28, vs the PAT Margin of 8.75, which results in a Negative aspect.
PAT Growth
The Industry PAT Growth stands at 36.66, vs the PAT Growth of -42.87, which results in a Negative aspect.
Dividend Yield
The Industry Dividend Yield stands at 0.81, vs the Dividend Yield of 1.90, which results in a Positive aspect.
PE Ratio
The Industry PE Ratio stands at 27.40, vs the PE Ratio of 19.80, which results in a Negative aspect.
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profit Before Tax | 2,816.5 | 1,483.8 | 666.1 | 1,556.1 | 2,793.8 | 1,874.1 | 837.8 | 1,224.1 | 1,399.9 | 1,461.5 | 1,322.1 | 961.3 |
| Tax Paid | -533.8 | -573.2 | -658.6 | -588.4 | -823.9 | -664.5 | -532.5 | -655.5 | -591.5 | -559.2 | -473.8 | -325.6 |
| Adjustment | -5,609.1 | -3,647.6 | -2,507.5 | 2,330.7 | 637.5 | 642.1 | 1,257.8 | 908.9 | 610.2 | 164.9 | -130.2 | -56.6 |
| Changes In Working Capital | 2,816.5 | 1,483.8 | 666.1 | 1,556.1 | 2,793.8 | 1,874.1 | 837.8 | 1,224.1 | 1,399.9 | 1,461.5 | 1,322.1 | 961.3 |
| Cash Flow after changes in Working Capital | -23,943.6 | -6,566.1 | -1,544.2 | -2,526.9 | -11,254.0 | -7,845.2 | -5,934.4 | -4,301.6 | -3,378.6 | -5,888.7 | -6,967.9 | -5,923.3 |
| Cash Flow from Operating Activities | -17,395.3 | 18.1 | 5,825.9 | -3,115.2 | -12,077.9 | -8,509.7 | -6,466.9 | -4,957.0 | -3,970.0 | -6,447.9 | -7,441.7 | -6,248.9 |
| Cash Flow from Investing Activities | -1,635.4 | 3,110.6 | -8,348.4 | -2,689.1 | -1,213.0 | 243.1 | -97.4 | -439.9 | 34.1 | -470.0 | -180.7 | 101.6 |
| Cash Flow from Financing Activities | 18,852.0 | -3,172.9 | 2,548.5 | 6,049.7 | 13,489.5 | 8,173.7 | 6,765.9 | 5,430.5 | 3,907.1 | 6,898.3 | 7,696.3 | 6,058.4 |
| Net Cash Inflow / Outflow | -178.7 | -44.2 | 25.9 | 245.4 | 198.5 | -92.8 | 201.6 | 33.6 | -28.9 | -19.6 | 73.9 | -88.8 |
| Opening Cash & Cash Equivalents | 765.2 | 808.5 | 782.6 | 537.2 | 338.7 | 431.5 | 235.7 | 202.0 | 234.4 | 254.0 | 180.1 | 285.4 |
| Closing Cash & Cash Equivalent | 586.5 | 765.3 | 808.5 | 782.6 | 537.2 | 338.7 | 437.3 | 235.7 | 205.5 | 234.4 | 254.0 | 196.5 |
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Financial Statement Analysis
PCF RATIO
The Industry PCF RATIO stands at -0.43, vs the PCF RATIO of -1.78, which results in a Negative aspect.
PFCF Ratio
The Industry PFCF Ratio stands at -4.37, vs the PFCF Ratio of -1.03, which results in a Positive aspect.
| Particulars | Sep 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | Jun 2021 | Mar 2021 | Dec 2020 | Sep 2020 | Jun 2020 | Mar 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Sales | 44,651.5 | 42,803.2 | 41,000.8 | 38,332.5 | 35,832.0 | 34,626.9 | 33,237.7 | 30,109.5 | 29,021.2 | 28,650.8 | 29,742.8 | 29,287.0 | 25,495.1 | 30,005.6 | 29,579.6 | 30,351.1 | 30,566.2 | 31,010.0 |
| Total Income | 44,792.4 | 43,329.4 | 41,370.0 | 38,634.7 | 36,369.1 | 35,363.5 | 33,528.2 | 30,292.8 | 29,139.5 | 28,974.4 | 29,856.5 | 29,505.8 | 25,668.4 | 30,383.7 | 29,929.4 | 30,705.0 | 30,686.8 | 31,402.4 |
| Total Expenditure | 18,295.8 | 15,195.9 | 14,563.8 | 17,239.0 | 15,043.3 | 10,725.0 | 10,406.2 | 10,708.0 | 15,117.2 | 9,324.7 | 5,559.7 | 3,176.4 | 35,412.4 | 15,341.4 | 19,819.5 | 11,624.2 | 13,678.5 | 13,924.3 |
| PBIDT (Excl OI) | 26,355.7 | 27,607.3 | 26,437.0 | 21,093.5 | 20,788.7 | 23,901.9 | 22,831.5 | 19,401.5 | 13,904.0 | 19,326.1 | 24,183.1 | 26,110.6 | -9,917.3 | 14,664.2 | 9,760.1 | 18,726.9 | 16,887.7 | 17,085.7 |
| Other Income | 140.9 | 526.2 | 369.2 | 302.2 | 537.1 | 736.6 | 290.5 | 183.3 | 118.3 | 323.6 | 113.7 | 218.8 | 173.3 | 378.1 | 349.8 | 353.9 | 120.6 | 392.4 |
| Operating Profit | 26,496.6 | 28,133.5 | 26,806.2 | 21,395.7 | 21,325.8 | 24,638.5 | 23,122.0 | 19,584.8 | 14,022.3 | 19,649.7 | 24,296.8 | 26,329.4 | -9,744.0 | 15,042.3 | 10,109.9 | 19,080.8 | 17,008.4 | 17,478.1 |
| Interest | 20,624.2 | 18,608.8 | 17,977.6 | 17,033.7 | 15,971.9 | 14,774.0 | 13,729.7 | 11,918.1 | 10,521.2 | 10,529.4 | 10,707.2 | 11,426.3 | 11,510.8 | 12,261.1 | 13,117.7 | 13,685.4 | 14,011.5 | 14,306.5 |
| Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -560.6 | 0.0 | 0.0 | 0.0 | 205.7 | 0.0 | 0.0 | 0.0 | 0.0 | 2,285.4 | 0.0 |
| PBDT | 5,872.4 | 9,524.7 | 8,828.6 | 4,362.0 | 5,353.9 | 9,864.5 | 9,392.3 | 7,106.1 | 3,501.1 | 9,120.3 | 13,589.6 | 15,108.8 | -21,254.8 | 2,781.2 | -3,007.8 | 5,395.4 | 5,282.3 | 3,171.6 |
| Depreciation | 786.7 | 721.8 | 692.3 | 670.8 | 663.6 | 649.8 | 630.4 | 545.7 | 433.7 | 496.5 | 353.7 | 342.1 | 327.6 | 365.5 | 365.1 | 395.8 | 378.7 | 190.0 |
| Profit Before Tax | 5,085.7 | 8,802.9 | 8,136.3 | 3,691.2 | 4,690.3 | 9,214.7 | 8,761.9 | 6,560.4 | 3,067.4 | 8,623.8 | 13,235.9 | 14,766.7 | -21,582.4 | 2,415.7 | -3,372.9 | 4,999.6 | 4,903.6 | 2,981.6 |
| Tax | 1,329.3 | 2,250.9 | 2,034.3 | 960.3 | 1,205.8 | 2,589.7 | 2,191.6 | 1,758.5 | 785.8 | 2,399.6 | 3,418.7 | 3,852.0 | -5,679.5 | 368.1 | -896.8 | 1,350.6 | 716.6 | 674.9 |
| Provisions and contingencies | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Profit After Tax | 3,756.4 | 6,552.0 | 6,102.0 | 2,730.9 | 3,484.5 | 6,625.0 | 6,570.3 | 4,801.9 | 2,281.6 | 6,224.2 | 9,817.2 | 10,914.7 | -15,902.9 | 2,047.6 | -2,476.1 | 3,649.0 | 4,187.0 | 2,306.7 |
| Net Profit | 3,756.4 | 6,552.0 | 6,102.0 | 2,730.9 | 3,484.5 | 6,625.0 | 6,570.3 | 4,801.9 | 2,281.6 | 6,224.2 | 9,817.2 | 10,914.7 | -15,902.9 | 2,047.6 | -2,476.1 | 3,649.0 | 4,187.0 | 2,306.7 |
| ADDITIONAL INFOS: | ||||||||||||||||||
| Equity Capital | 2,469.3 | 2,468.8 | 2,471.1 | 2,467.7 | 2,471.1 | 2,467.2 | 2,466.7 | 2,466.2 | 2,471.1 | 2,466.0 | 2,471.1 | 2,464.4 | 2,471.1 | 2,464.0 | 2,471.1 | 2,462.9 | 1,230.7 | 1,230.7 |
| Reserves | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| EPS | 3.2 | 5.4 | 5.1 | 2.3 | 2.9 | 5.5 | 5.4 | 4.0 | 1.9 | 5.1 | 8.0 | 8.9 | -12.8 | 1.8 | -1.8 | 4.6 | 7.0 | 3.8 |
| Operating Profit Margin | 59.3 | 65.7 | 65.4 | 55.8 | 59.5 | 71.2 | 69.6 | 65.0 | 48.3 | 68.6 | 81.7 | 89.9 | -38.2 | 50.1 | 34.2 | 62.9 | 55.6 | 56.4 |
| Net Profit Margin | 8.4 | 15.3 | 14.9 | 7.1 | 9.7 | 19.1 | 19.8 | 15.9 | 7.9 | 21.7 | 33.0 | 37.3 | -62.4 | 6.8 | -8.4 | 12.0 | 13.7 | 7.4 |
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Financial Statement Analysis
Mcap Growth
The Industry Mcap Growth stands at 35.67, vs the Mcap Growth of -64.98, which results in a Negative aspect.
Net Sales Growth
The Industry Net Sales Growth stands at 16.24, vs the Net Sales Growth of 14.59, which results in a Negative aspect.
Technicals
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Pivot Levels
Pivot Levels Check Advanced Levels ![]()
| Type | Classic | Woodie | Camarilla |
|---|---|---|---|
| R4 | 269.35 | 276.24 | 260.29 |
| R3 | 266.65 | 266.23 | 258.57 |
| R2 | 263.95 | 263.74 | 258.00 |
| R1 | 260.40 | 259.98 | 257.42 |
| Pivot | 257.70 | 257.49 | 257.70 |
| S1 | 254.15 | 253.73 | 256.28 |
| S2 | 251.45 | 251.24 | 255.70 |
| S3 | 247.90 | 247.48 | 255.13 |
| S4 | 244.35 | 238.74 | 253.41 |
(All Values are in INR)
The Pivot level gives the user an indication about key support & resistance levels for a selected stock.
EMA & SMA Levels 
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Beta
Beta 1 Day
1.12
1 Week
1.11
1 Month
1.11
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Indicators
Stoch RSI
100.00
Bearish
RSI
70.21
Bearish
ROC
-7.91
Bearish
UltimateOscillator
33.07
Neutral
Williams Indicator
-92.60
Bullish
CCI Indicator
-152.75
Bullish
MACD
-2,728.35
Bearish
Stochastic Indicator
7.22
Bullish
ATR
11.74
High Volatility
Corporate Actions
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Corporate Actions - Board Meet
Corporate Actions - Board Meet | Ex-Date | Ratio | Record Date |
|---|
| Ex-Date | Ratio | Record Date |
|---|---|---|
| Announcement Date | Dividend Amount | Dividend Percentage of FV | Dividend Type |
|---|---|---|---|
| 21-07-2023 | 6.00 | 300 | Final |
| 20-07-2022 | 3.60 | 180 | Final |
| 16-07-2021 | 0.80 | 40 | Final |
| Date Of Conduct | Board Meeting Details |
|---|---|
| 22-10-2024 | Quarterly Results |
| 23-04-2024 | Final Dividend & Audited Results |
| 30-01-2024 | Quarterly Results |
| 27-10-2023 | Quarterly Results |
| 28-07-2023 | Quarterly Results |
| 28-04-2023 | Dividend & Audited Results |
| 28-04-2023 | Audited Results & Dividend |
| 03-02-2023 | Quarterly Results |
| 02-11-2022 | Quarterly Results |
| 28-07-2022 | Quarterly Results |
| 02-05-2022 | Dividend & Audited Results |
| 02-02-2022 | Quarterly Results |
| 28-10-2021 | Quarterly Results |
| 26-07-2021 | Quarterly Results |