Today's Low
₹ 209.80
Today's High
₹ 216.65
52 Weeks Low
₹ 77.00
52 Weeks High
₹ 134.00
Lower
₹ 165.85
Upper
₹ 248.75
Suryoday Small Finance Bank Limited operates as a small finance bank primarily serving the unserved and underserved with a focus on financial inclusion in India. It operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments. The company accepts savings and current accounts, term and fixed deposits, and recurring deposits. It also provides finance for mortgage and commercial vehicles; and loans to micro, small, and medium enterprises, as well as loans to non-banking finance companies. In addition, the company offers home loans, secured business loans against property, joint liability group loans, and emergency credit line guarantee schemes. Further, it provides life, general, and group health insurance, as well as national pension and social security schemes. Additionally, the company offers debit cards and NRI banking services; and internet, phone, tab, and mobile banking services. As of March 31, 2021, it operated 556 banking outlets across 13 states and union territories. The company was formerly known as Suryoday Micro Finance Limited and changed its name to Suryoday Small Finance Bank Limited in January 2017. Suryoday Small Finance Bank Limited was incorporated in 2008 and is based in Navi Mumbai, India.
No Data Found
No of shares Outstanding
EPS-TTM
Face Value
Book Value
Net Asset Value
ROE
ROA
ROCE
Dividend Yield
Total Debt
Sales Growth
PAT Growth
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 |
---|---|---|---|---|---|---|---|---|---|---|
SOURCES OF FUNDS: | ||||||||||
Total Liabilities & Total Equity | 9,861.2 | 8,180.2 | 6,712.0 | 5,364.5 | 3,761.5 | 2,163.5 | 1,604.2 | 1,192.5 | 756.8 | 399.7 |
Share Capital | 106.2 | 106.2 | 106.1 | 86.6 | 81.6 | 67.5 | 64.1 | 38.3 | 33.0 | 26.7 |
Share Warrants & Outstandings | 8.8 | 9.2 | 10.1 | 7.1 | 4.6 | 3.4 | 1.0 | 0.8 | 0.6 | 0.3 |
Total Reserves | 1,469.8 | 1,389.8 | 1,480.7 | 972.5 | 794.4 | 468.9 | 435.5 | 158.4 | 98.4 | 60.5 |
Deposits | 5,166.7 | 3,853.9 | 3,255.7 | 2,848.7 | 1,593.4 | 749.5 | 22.1 | 0.0 | 0.0 | 0.0 |
Borrowings | 2,765.4 | 2,551.3 | 1,666.6 | 1,264.6 | 1,124.2 | 717.8 | 1,021.6 | 956.0 | 297.6 | 111.2 |
Liabilities & Provisions | 344.4 | 269.9 | 192.8 | 185.0 | 163.2 | 156.4 | 60.0 | 38.9 | 327.3 | 201.0 |
APPLICATION OF FUNDS: | ||||||||||
Total Assets | 9,861.2 | 8,180.2 | 6,712.0 | 5,364.5 | 3,761.5 | 2,163.5 | 1,604.2 | 1,192.5 | 756.8 | 399.7 |
Cash and balance with RBI | 784.2 | 607.5 | 102.8 | 60.5 | 48.3 | 30.8 | 26.7 | 2.0 | 0.2 | 0.1 |
Balances with banks and money at call | 48.9 | 370.2 | 493.8 | 777.1 | 228.1 | 176.3 | 107.3 | 170.6 | 167.4 | 75.4 |
Investments | 2,570.2 | 2,057.7 | 1,873.7 | 808.2 | 664.4 | 311.3 | 593.9 | 0.1 | 0.9 | 0.9 |
Advances | 6,015.1 | 4,750.9 | 3,982.8 | 3,532.0 | 2,679.6 | 1,575.0 | 819.7 | 982.5 | 543.5 | 301.8 |
Net Block | 163.2 | 66.0 | 35.0 | 30.5 | 17.6 | 12.7 | 5.9 | 2.4 | 1.7 | 1.0 |
Lease Adjustment | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Capital Work in Progress | 1.3 | 49.2 | 8.3 | 8.2 | 1.4 | 0.8 | 1.9 | 0.0 | 0.0 | 0.0 |
Other Assets | 278.4 | 278.7 | 215.7 | 148.1 | 122.2 | 56.5 | 48.9 | 34.9 | 43.1 | 20.6 |
The Industry Price to BV stands at 2.59, vs the Price to BV of 1.27, which results in a Negative aspect.
The Industry Quick Ratio stands at 0.00, vs the Quick Ratio of 0.00, which results in a Negative aspect.
The Industry Current Ratio stands at 0.00, vs the Current Ratio of 0.00, which results in a Negative aspect.
The Industry Debt to Equity Ratio stands at 0.95, vs the Debt to Equity Ratio of 1.75, which results in a Negative aspect.
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 |
---|---|---|---|---|---|---|---|---|---|---|
Total Income | 1,183.7 | 941.8 | 776.2 | 766.7 | 530.1 | 286.9 | 253.6 | 198.8 | 110.5 | 57.2 |
Total Expenditure | 1,183.7 | 941.8 | 776.2 | 766.7 | 530.1 | 286.9 | 253.6 | 198.8 | 110.5 | 57.2 |
Profit Before Tax | 1,587.1 | 1,483.1 | 961.7 | 1,001.9 | 673.1 | 387.8 | 255.3 | 168.6 | 100.9 | 53.7 |
Less: Taxation | 23.2 | -34.0 | 0.2 | 43.0 | 51.8 | 5.6 | 8.8 | 14.4 | 8.6 | 4.1 |
Profit After Tax | 77.7 | -93.0 | 11.9 | 110.9 | 86.6 | 10.1 | 15.1 | 27.4 | 16.9 | 8.8 |
Earnings Per Share | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 |
Appropriation | 189.7 | 112.1 | 216.7 | 237.0 | 149.7 | 65.7 | 59.4 | 49.8 | 25.7 | 10.6 |
The Industry PAT Growth stands at 78.14, vs the PAT Growth of 183.51, which results in a Positive aspect.
The Industry Dividend Yield stands at 0.80, vs the Dividend Yield of 0.00, which results in a Negative aspect.
The Industry PE Ratio stands at 19.86, vs the PE Ratio of 11.45, which results in a Negative aspect.
The Industry PAT Margin stands at 24.87, vs the PAT Margin of 6.56, which results in a Negative aspect.
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 |
---|---|---|---|---|---|---|---|---|---|---|
Profit Before Tax | 100.9 | -127.1 | 12.1 | 154.0 | 138.4 | 15.7 | 23.9 | 41.8 | 25.5 | 12.9 |
Tax Paid | 1.3 | -15.4 | -30.1 | -68.3 | -65.7 | -7.9 | -15.2 | -15.9 | -9.7 | -3.6 |
Adjustment | 293.3 | 423.3 | 192.1 | 168.8 | 83.7 | 68.7 | 18.7 | 6.9 | -3.2 | -1.7 |
Changes In Working Capital | 100.9 | -127.1 | 12.1 | 154.0 | 138.4 | 15.7 | 23.9 | 41.8 | 25.5 | 12.9 |
Cash Flow after changes in Working Capital | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Cash Flow from Operating Activities | -97.7 | -346.5 | -876.3 | 525.8 | -548.0 | 457.5 | -230.6 | -350.3 | -144.5 | -71.0 |
Cash Flow from Investing Activities | -265.7 | -157.6 | -280.0 | -166.8 | -13.6 | -84.3 | -157.9 | -2.1 | 2.7 | 3.8 |
Cash Flow from Financing Activities | 213.5 | 885.0 | 915.0 | 210.1 | 658.1 | -285.3 | 349.8 | 399.4 | 213.6 | 78.6 |
Net Cash Inflow / Outflow | -149.9 | 380.9 | -241.4 | 569.1 | 96.6 | 88.0 | -38.7 | 47.1 | 71.8 | 11.4 |
Opening Cash & Cash Equivalents | 974.1 | 593.2 | 834.5 | 265.4 | 168.9 | 80.9 | 172.6 | 125.5 | 53.7 | 42.3 |
Effect of Foreign Exchange Fluctuations | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Closing Cash & Cash Equivalent | 824.2 | 974.1 | 593.2 | 834.5 | 265.4 | 168.9 | 133.9 | 172.6 | 125.5 | 53.7 |
The Industry PFCF Ratio stands at 107.44, vs the PFCF Ratio of -2.17, which results in a Negative aspect.
The Industry PCF RATIO stands at -52.46, vs the PCF RATIO of -10.33, which results in a Positive aspect.
Particulars | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | Jun 2021 | Mar 2021 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Interest Earned | 4,107.1 | 3,752.4 | 3,580.9 | 3,294.4 | 2,917.5 | 2,810.4 | 2,814.5 | 2,365.8 | 2,550.4 | 2,344.9 | 2,157.1 | 1,518.0 |
Other Income | 519.0 | 517.5 | 510.4 | 339.7 | 256.5 | 246.6 | 131.5 | 199.7 | 181.7 | 333.7 | 228.3 | 345.6 |
Total Income | 4,626.1 | 4,269.9 | 4,091.3 | 3,634.1 | 3,174.0 | 3,057.0 | 2,946.0 | 2,565.5 | 2,732.1 | 2,678.6 | 2,385.4 | 1,863.6 |
Interest Expended | 1,650.2 | 1,541.8 | 1,333.9 | 1,193.3 | 1,083.0 | 1,051.1 | 1,043.7 | 901.6 | 877.3 | 872.5 | 922.3 | 945.8 |
Operating Expenses | 1,834.3 | 1,784.6 | 1,586.7 | 1,423.8 | 1,458.5 | 1,074.9 | 1,108.1 | 1,179.5 | 1,049.6 | 978.5 | 923.5 | 970.1 |
Total Expenditure | 1,834.3 | 1,784.6 | 1,586.7 | 1,423.8 | 1,458.5 | 1,074.9 | 1,108.1 | 1,179.5 | 1,049.6 | 978.5 | 923.5 | 970.1 |
Operating Profit Before Provisions and Contingencies | 1,141.6 | 943.5 | 1,170.7 | 1,017.0 | 632.5 | 931.0 | 794.2 | 484.4 | 805.2 | 827.6 | 539.6 | -52.3 |
Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Provisions and contingencies | 378.6 | 266.7 | 536.5 | 514.7 | 396.8 | 761.4 | 693.1 | 1,120.7 | 726.1 | 972.8 | 1,107.9 | 527.3 |
Profit Before Tax | 763.0 | 676.8 | 634.2 | 502.3 | 235.7 | 169.6 | 101.1 | -636.3 | 79.1 | -145.2 | -568.3 | -579.6 |
Tax | 190.8 | 173.8 | 158.2 | 113.2 | 55.2 | 39.6 | 23.6 | -155.1 | 31.9 | -126.0 | -91.1 | -149.5 |
Profit After Tax | 572.2 | 503.0 | 476.0 | 389.1 | 180.5 | 130.0 | 77.5 | -481.2 | 47.2 | -19.2 | -477.2 | -430.1 |
Net Profit | 572.2 | 503.0 | 476.0 | 389.1 | 180.5 | 130.0 | 77.5 | -481.2 | 47.2 | -19.2 | -477.2 | -430.1 |
ADDITIONAL INFOS: | ||||||||||||
Equity Capital | 1,061.6 | 1,061.6 | 1,061.6 | 1,061.6 | 1,061.6 | 1,061.6 | 1,061.6 | 1,061.6 | 1,061.5 | 1,061.4 | 1,061.3 | 1,061.3 |
Reserves | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Capital Adequacy Ratio | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
% of Net NPAs | 1.4 | 1.5 | 1.6 | 1.6 | 2.7 | 4.8 | 5.0 | 6.0 | 5.6 | 4.5 | 4.5 | 4.7 |
% of Gross NPAs | 3.1 | 2.9 | 3.0 | 3.1 | 4.2 | 9.9 | 10.0 | 11.8 | 10.5 | 10.2 | 9.5 | 9.4 |
Return on Assets | 0.5 | 0.5 | 0.5 | 0.4 | 0.2 | 0.2 | 0.1 | -0.6 | 0.1 | 0.0 | -0.7 | -0.7 |
EPS | 5.4 | 4.7 | 4.5 | 3.7 | 1.7 | 1.2 | 0.7 | -4.5 | 0.5 | -0.2 | -4.5 | -4.8 |
Operating Profit Margin | 462,525.2 | 426,901.3 | 409,048.4 | 363,330.6 | 317,312.9 | 305,624.3 | 294,523.5 | 256,462.0 | 273,134.4 | 267,781.1 | 238,454.4 | 186,233.8 |
Net Profit Margin | 13.9 | 13.4 | 13.3 | 11.8 | 6.2 | 4.6 | 2.8 | -20.3 | 1.9 | -0.8 | -22.1 | -28.3 |
The Industry Mcap Growth stands at 14.67, vs the Mcap Growth of 8.39, which results in a Negative aspect.
The Industry Net Sales Growth stands at 25.02, vs the Net Sales Growth of 25.68, which results in a Positive aspect.
Type | Classic | Woodie | Camarilla |
---|---|---|---|
R4 | 235.45 | 246.65 | 216.46 |
R3 | 227.63 | 228.90 | 212.85 |
R2 | 219.82 | 220.45 | 211.65 |
R1 | 214.53 | 215.80 | 210.45 |
Pivot | 206.72 | 207.35 | 206.72 |
S1 | 201.43 | 202.70 | 208.05 |
S2 | 193.62 | 194.25 | 206.85 |
S3 | 188.33 | 189.60 | 205.65 |
S4 | 183.05 | 168.05 | 202.05 |
(All Values are in INR)
1 Day
1 Week
1 Month
Stoch RSI
100.00
Bearish
RSI
74.27
Bearish
ROC
27.15
Bullish
UltimateOscillator
58.66
Neutral
Williams Indicator
-7.52
Bearish
CCI Indicator
152.20
Bearish
MACD
-2,786.13
Bearish
Stochastic Indicator
87.92
Neutral
ATR
9.83
High Volatility
Ex-Date | Ratio | Record Date |
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Ex-Date | Ratio | Record Date |
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Announcement Date | Dividend Amount | Dividend Percentage of FV | Dividend Type |
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Date Of Conduct | Board Meeting Details |
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08-02-2024 | Quarterly Results |
09-11-2023 | Quarterly Results |
10-08-2023 | Quarterly Results |
15-05-2023 | Audited Results |
09-02-2023 | Quarterly Results |
11-11-2022 | Quarterly Results |
04-08-2022 | Quarterly Results |
19-05-2022 | Audited Results |
02-02-2022 | Quarterly Results |
11-11-2021 | Quarterly Results |
12-08-2021 | Quarterly Results |
27-05-2021 | Audited Results |