Today's Low
₹ 838.00
Today's High
₹ 873.50
52 Weeks Low
₹ 286.65
52 Weeks High
₹ 695.00
Lower
₹ 696.20
Upper
₹ 1,044.30
Spandana Sphoorty Financial Limited engages in the microfinance business in India. The company provides income generation loans for low-income households; loans against the property; personal loans for business development, purchase of livestock, house construction/renovation, and other needs; gold loans for agriculture, business, and short-term liquidity needs; and interim loans, as well as business loans. It also offers loans for women to expand their existing income-generating activities, smoothening household cash flows, and acquiring productive assets. The company serves low-income customers in semi-urban and rural areas with approximately 982 branches. Spandana Sphoorty Financial Limited was founded in 1998 and is based in Hyderabad, India.
No Data Found
No of shares Outstanding
EPS-TTM
Face Value
Book Value
Net Asset Value
ROE
ROA
ROCE
Dividend Yield
Total Debt
Sales Growth
PAT Growth
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
---|---|---|---|---|---|---|
Current Assets | 1,143.4 | 1,317.4 | 1,480.1 | 451.4 | 426.5 | 275.7 |
Non-Current Assets | 8,042.3 | 5,574.7 | 6,992.1 | 5,519.0 | 4,305.2 | 3,104.4 |
Total Assets | 9,185.7 | 6,892.1 | 8,472.2 | 5,970.4 | 4,731.7 | 3,380.2 |
Current Liabilities | 0.0 | 0.0 | 0.0 | 262.4 | 67.0 | 32.6 |
Non-Current Liabilities | 5,883.0 | 3,591.9 | 5,270.2 | 3,016.0 | 2,768.1 | 1,947.6 |
Total Equity | 3,099.0 | 3,087.6 | 2,749.1 | 2,626.0 | 1,889.4 | 1,390.6 |
Total Liabilities & Total Equity | 9,185.7 | 6,892.1 | 8,472.2 | 5,970.4 | 4,731.7 | 3,380.2 |
The Industry Price to BV stands at 4.12, vs the Price to BV of 1.77, which results in a Negative aspect.
The Industry Quick Ratio stands at 2.82, vs the Quick Ratio of 1.38, which results in a Negative aspect.
The Industry Debt to Equity Ratio stands at 3.54, vs the Debt to Equity Ratio of 1.15, which results in a Positive aspect.
The Industry Current Ratio stands at 2.82, vs the Current Ratio of 1.38, which results in a Negative aspect.
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
---|---|---|---|---|---|---|
Total Income | 1,400.8 | 1,462.8 | 1,482.6 | 1,435.3 | 1,043.1 | 587.3 |
Total Expenditure | 1,375.1 | 832.5 | 874.8 | 692.0 | 685.7 | 102.1 |
Operating Profit(Excl OI) | 488.3 | 647.6 | 633.6 | 987.3 | 840.0 | 520.8 |
Add: Other Income | 462.6 | 17.2 | 25.7 | 244.1 | 482.6 | 35.6 |
Operating Profit | 488.3 | 647.6 | 633.6 | 987.3 | 840.0 | 520.8 |
Less: Interest | 459.6 | 541.5 | 425.5 | 360.0 | 359.6 | 232.4 |
PBDT | 28.7 | 106.1 | 208.1 | 627.3 | 480.4 | 288.4 |
Less: Depreciation | 10.9 | 9.2 | 7.6 | 8.8 | 7.0 | 5.7 |
PBT & Exceptional Items | 17.8 | 96.9 | 200.5 | 618.5 | 473.5 | 282.7 |
Less: Exceptional Income Expenses | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Profit Before Tax | 17.8 | 96.9 | 200.5 | 618.5 | 473.5 | 282.7 |
Less: Taxation | 5.4 | 27.1 | 55.0 | 266.6 | 161.6 | 94.8 |
Profit After Tax | 12.4 | 69.8 | 145.5 | 351.8 | 311.9 | 188.0 |
Earnings Per Share | 0.2 | 1.0 | 2.3 | 5.5 | 5.2 | 6.3 |
The Industry PE Ratio stands at 26.68, vs the PE Ratio of 12.96, which results in a Negative aspect.
The Industry PAT Margin stands at 81.19, vs the PAT Margin of 24.51, which results in a Negative aspect.
The Industry Dividend Yield stands at 0.89, vs the Dividend Yield of 0.00, which results in a Negative aspect.
The Industry PAT Growth stands at 37.33, vs the PAT Growth of 12.80, which results in a Negative aspect.
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
---|---|---|---|---|---|---|
Profit Before Tax | 17.8 | 96.9 | 200.4 | 618.5 | 473.5 | 282.7 |
Tax Paid | -41.3 | -217.1 | -84.1 | -18.4 | -13.6 | -73.6 |
Adjustment | 528.6 | 455.8 | 677.2 | 287.5 | 48.4 | -26.6 |
Changes In Working Capital | 17.8 | 96.9 | 200.4 | 618.5 | 473.5 | 282.7 |
Cash Flow after changes in Working Capital | -2,129.7 | 1,079.7 | -1,670.0 | -16.8 | -559.8 | -1,781.5 |
Cash Flow from Operating Activities | -2,171.1 | 862.6 | -1,754.1 | -35.2 | -573.3 | -1,855.1 |
Cash Flow from Investing Activities | -175.3 | 36.2 | 482.0 | -487.3 | -32.8 | -3.5 |
Cash Flow from Financing Activities | 2,432.5 | -1,306.8 | 2,347.6 | 433.5 | 650.2 | 1,673.1 |
Net Cash Inflow / Outflow | 86.2 | -408.0 | 1,075.6 | -89.0 | 44.1 | -185.6 |
Opening Cash & Cash Equivalents | 727.2 | 1,135.2 | 59.6 | 148.6 | 104.5 | 290.1 |
Closing Cash & Cash Equivalent | 813.4 | 727.2 | 1,135.2 | 59.6 | 148.6 | 104.5 |
The Industry PCF RATIO stands at -2.78, vs the PCF RATIO of -107.36, which results in a Negative aspect.
The Industry PFCF Ratio stands at -4.76, vs the PFCF Ratio of -6.66, which results in a Negative aspect.
Particulars | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | Jun 2021 | Mar 2021 | Dec 2020 | Sep 2020 | Jun 2020 | Mar 2020 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Net Sales | 6,260.3 | 6,102.6 | 5,116.2 | 4,981.3 | 3,546.6 | 2,976.9 | 2,502.8 | 2,868.2 | 3,461.4 | 3,956.6 | 4,341.7 | 4,739.2 | 3,379.1 | 3,448.4 | 3,259.7 | 4,286.5 |
Total Income | 6,568.4 | 6,402.2 | 5,272.9 | 5,330.1 | 3,750.1 | 3,101.5 | 2,588.6 | 2,990.7 | 3,498.7 | 3,961.9 | 4,349.0 | 4,802.9 | 3,442.6 | 3,541.1 | 3,269.5 | 4,397.7 |
Total Expenditure | 2,306.7 | 2,403.6 | 1,640.3 | 2,417.6 | 1,556.6 | 1,321.2 | 4,609.3 | 1,506.6 | 1,489.1 | 3,164.4 | 2,178.8 | 2,725.2 | 2,628.7 | 1,769.6 | 1,620.3 | 2,464.6 |
PBIDT (Excl OI) | 3,953.7 | 3,699.0 | 3,475.9 | 2,563.7 | 1,990.0 | 1,655.7 | -2,106.6 | 1,361.7 | 1,972.3 | 792.2 | 2,162.9 | 2,014.0 | 750.4 | 1,678.8 | 1,639.4 | 1,821.9 |
Other Income | 308.1 | 299.5 | 156.7 | 348.8 | 203.5 | 124.6 | 85.9 | 122.5 | 37.4 | 5.3 | 7.3 | 63.7 | 63.5 | 92.8 | 9.9 | 111.2 |
Operating Profit | 4,261.8 | 3,998.5 | 3,632.6 | 2,912.5 | 2,193.5 | 1,780.3 | -2,020.7 | 1,484.2 | 2,009.6 | 797.5 | 2,170.2 | 2,077.7 | 813.9 | 1,771.5 | 1,649.2 | 1,933.1 |
Interest | 2,501.9 | 2,277.4 | 1,995.5 | 1,489.8 | 1,207.4 | 913.5 | 968.0 | 1,078.9 | 1,390.5 | 1,497.9 | 1,433.8 | 1,381.4 | 1,159.6 | 841.0 | 849.6 | 825.2 |
Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
PBDT | 1,759.9 | 1,721.2 | 1,637.2 | 1,422.7 | 986.0 | 866.8 | -2,988.6 | 405.3 | 619.1 | -700.4 | 736.5 | 696.3 | -345.7 | 930.5 | 799.6 | 1,107.8 |
Depreciation | 56.4 | 46.0 | 31.7 | 37.1 | 25.6 | 23.8 | 22.2 | 27.0 | 24.4 | 14.7 | 25.7 | 24.6 | 19.9 | 16.3 | 15.5 | 23.1 |
Profit Before Tax | 1,703.5 | 1,675.1 | 1,605.4 | 1,385.6 | 960.4 | 842.9 | -3,010.8 | 378.2 | 594.7 | -715.0 | 710.8 | 671.7 | -365.6 | 914.2 | 784.1 | 1,084.7 |
Tax | 429.4 | 423.1 | 410.8 | 330.2 | 246.7 | 291.0 | -813.6 | 92.2 | 143.7 | -128.3 | 162.9 | 179.0 | -68.6 | 245.7 | 193.7 | 254.4 |
Provisions and contingencies | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Profit After Tax | 1,274.0 | 1,252.0 | 1,194.6 | 1,055.4 | 713.7 | 551.9 | -2,197.2 | 286.1 | 451.0 | -586.7 | 548.0 | 492.7 | -297.0 | 668.5 | 590.4 | 830.4 |
Net Profit | 1,274.0 | 1,252.0 | 1,194.6 | 1,055.4 | 713.7 | 551.9 | -2,197.2 | 286.1 | 451.0 | -586.7 | 548.0 | 492.7 | -297.0 | 668.5 | 590.4 | 830.4 |
ADDITIONAL INFOS: | ||||||||||||||||
Equity Capital | 711.8 | 710.8 | 710.0 | 709.8 | 709.8 | 709.8 | 709.5 | 691.0 | 644.1 | 644.1 | 643.2 | 643.2 | 643.2 | 643.2 | 643.2 | 643.2 |
Reserves | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
EPS | 17.9 | 17.6 | 16.8 | 14.9 | 10.1 | 7.8 | -31.4 | 4.4 | 7.0 | -9.0 | 8.4 | 7.6 | -4.6 | 10.4 | 9.2 | 12.9 |
Operating Profit Margin | 68.1 | 65.5 | 71.0 | 58.5 | 61.8 | 59.8 | -80.7 | 51.7 | 58.1 | 20.2 | 50.0 | 43.8 | 24.1 | 51.4 | 50.6 | 45.1 |
Net Profit Margin | 20.4 | 20.5 | 23.3 | 21.2 | 20.1 | 18.5 | -87.8 | 10.0 | 13.0 | -14.8 | 12.6 | 10.4 | -8.8 | 19.4 | 18.1 | 19.4 |
The Industry Mcap Growth stands at 37.53, vs the Mcap Growth of 0.00, which results in a Negative aspect.
The Industry Net Sales Growth stands at 16.58, vs the Net Sales Growth of 37.60, which results in a Positive aspect.
Type | Classic | Woodie | Camarilla |
---|---|---|---|
R4 | 941.25 | 969.50 | 889.78 |
R3 | 918.67 | 923.50 | 880.01 |
R2 | 896.08 | 898.50 | 876.76 |
R1 | 883.17 | 888.00 | 873.50 |
Pivot | 860.58 | 863.00 | 860.58 |
S1 | 847.67 | 852.50 | 867.00 |
S2 | 825.08 | 827.50 | 863.74 |
S3 | 812.17 | 817.00 | 860.49 |
S4 | 799.25 | 756.50 | 850.73 |
(All Values are in INR)
1 Day
1 Week
1 Month
Stoch RSI
68.80
Neutral
RSI
44.52
Neutral
ROC
0.70
Bullish
UltimateOscillator
53.47
Neutral
Williams Indicator
-54.01
Neutral
CCI Indicator
-8.25
Neutral
MACD
-2,259.55
Bearish
Stochastic Indicator
53.88
Neutral
ATR
34.97
Low Volatility
Ex-Date | Ratio | Record Date |
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Ex-Date | Ratio | Record Date |
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Announcement Date | Dividend Amount | Dividend Percentage of FV | Dividend Type |
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Date Of Conduct | Board Meeting Details |
---|---|
29-04-2024 | Audited Results Inter alia, to consider and approve i. Overall limit for issuance of Non-Convertible Debentures in terms of Section 42 of the Companies Act, 2013, in one or more tranches through private placement from time to time as per business need subject to approval of the Members of the Company. |
04-03-2024 | Inter alia, to consider and approve consider and approve, the issue and offer of Non-Convertible Debentures on private placement basis. |
08-02-2024 | Inter alia, to consider the issue and offer of Non-Convertible Debentures on private placement basis. |
22-01-2024 | Quarterly Results |
16-01-2024 | Inter alia, to consider and approve the issue and offer of Non-Convertible Debentures on private placement basis. |
13-12-2023 | Inter alia, to consider the issue and offer of Non-Convertible Debentures on private placement basis. |
30-10-2023 | Quarterly Results |
20-10-2023 | Inter alia, to consider and approve, the issue and offer of Non-Convertible Debentures on private placement basis. |
03-10-2023 | Inter alia, to consider the issue and offer of Non-Convertible Debentures on private placement basis. |
25-09-2023 | nter-alia, to consider and approve the issue and offer of Non-Convertible Debentures on private placement basis. |
30-08-2023 | General Purpose |
17-08-2023 | Inter alia, to consider :- the issue and offer of Non-Convertible Debentures on private placement basis. |
24-07-2023 | Quarterly Results |
10-06-2023 | Inter alia, to consider and approve Fund Raise by way of Issue Of Debentures On Private Placement Basis |
02-06-2023 | Inter alia, to consider and approve the issuance of Non-Convertible Debentures on a privateplacement basis. |
02-05-2023 | Audited Results |
14-04-2023 | Inter alia, to consider and approve Fund Raising by way of issuance of Non-convertible debentures on private placement basis |
10-03-2023 | Inter alia, to consider and approve Fund Raising by way of Issue of Debentures on Private Placement Basis |
31-01-2023 | Quarterly Results |
21-12-2022 | Inter alia, to consider and approve Fund Raise By Way Of Issue Of Debentures On Private Placement Basis |
14-12-2022 | Inter alia, to consider and approve Issuance Of Debentures On Private Placement Basis |
10-12-2022 | Inter alia, to consider and approve Issue Of Debentures On Private Placement Basis |
02-12-2022 | Inter-alia to consider and approve, the issue and offer of Non-Convertible Debentures on a private placement basis |
16-11-2022 | Inter alia, to consider and approve Fund raise through issue of Debenture on private placement basis |
01-11-2022 | Inter alia, to consider and approve Fund raising by way of Non- Convertible Debentures |
17-10-2022 | Quarterly Results |
14-10-2022 | Inter alia, to consider and approve Fund raising by way of Non- Convertible Debentures on a private placement basis. |
28-09-2022 | Inter alia, to consider and approve Fund raising by way of Non- Convertible Debentures. |
21-09-2022 | Inter alia, to consider and approve Fund raising by way of Non- Convertible Debentures. |
07-09-2022 | Inter alia, to consider and approve Fund raising by way of Non- Convertible Debentures |
04-08-2022 | Quarterly Results |
26-07-2022 | Inter-alia to consider and approve, the issue and offer of NonConvertible Debentures on a private placement basis. |
11-07-2022 | Quarterly Results & Audited Results Inter alia, to consider Issuance of Non-Convertible Debentures, in a year, on a private placement basis in one or more tranches/issuances/series, in terms of applicable provisions of the Companies Act, 2013 and other applicable laws |
14-06-2022 | Inter alia, to consider and approve the issue and offer of Non- Convertible Debentures on a private placement basis. |
04-06-2022 | Inter alia, to consider and approve the issue and offer of Non- Convertible Debentures on a private placement basis. |
21-05-2022 | Inter alia, to consider and approve Fund raising |
10-03-2022 | Inter-alia to consider and approve, the issue and offer of NonConvertible Debentures on a private placement basis |
14-02-2022 | Spandana Sphoorty Financial Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 14/02/2022 ,inter alia, to consider and approve The Board of Directors of Spandana Sphoorty Financial Limited (the 'Company') at its meeting scheduled to be held on Monday, February 14, 2022, inter-alia, will consider the following proposals: 1. To consider and approve issuance of further equity shares of the Company by way of preferential issue in accordance with the provisions of Companies Act, 2013, SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018 and such other acts, rules and regulations as may be applicable, subject to approval of the shareholders of the Company, any regulatory/statutory approvals, if any, as applicable. 2. To consider and approve the issuance of a postal ballot notice pursuant to Section 110 of the Companies Act, 2013, seeking approval of Members of the Company for the abovementioned matter. |
10-01-2022 | Inter-alia, to consider the proposal to raise funds by way of further issue of securities through public and/or private offerings including qualified institutions placement or other permissible mode under the applicable laws and/ or any combination thereof, in one or more tranches, subject to approval of the shareholders, regulatory and/ or statutory authorities, as applicable. |
05-01-2022 | Quarterly Results |
14-08-2021 | Quarterly Results |
17-07-2021 | Inter-alia to consider and approve, the issue and offer of Non Convertible Debentures on a private placement basis |
13-07-2021 | inter-alia to consider and approve, the issue and offer of Non Convertible Debentures on a private placement basis. |
15-06-2021 | Inter-alia to consider and approve, the issue and offer of Non Convertible Debentures on a private placement basis. |
22-05-2021 | Audited Results |
28-04-2021 | Inter-alia to consider and approve, the issue and offer of Non-Convertible Debentures on a private placement basis. |