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Daily Range
Daily RangeToday's Low
₹ 144.81
Today's High
₹ 151.49
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52 Weeks Range
52 Weeks Low
₹ 57.10
52 Weeks High
₹ 84.90
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Momentum of the Stock
Momentum of the Stock ![]()
Strong Bullish
Strong Bullish![]()
Circuit Limit
Lower
₹ 115.67
Upper
₹ 173.50
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Financials Strength Score
Financials Strength Score Piotroski Score
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Company Profile
JM Financial Ltd. operates as an investment holding company. Through its subsidiaries, it provides investment banking, institutional equity sales, trading, research and broking, private and corporate wealth management, equity broking, portfolio management, asset management, commodity broking, non-banking financial institution activities, private equity and asset reconstruction. It operates through the following segments: Investment Banking, Wealth Management & Securities Business; Mortgage Lending; Asset Management and Distressed Credit. The Investment Banking, Wealth Management & Securities Business segment includes management of capital markets transactions, advising on mergers & acquisitions, and private equity syndication. The Mortgage Lending segment provides finance against commercial real estate and residential real estate to a corporates and non-corporate clients. It also includes housing finance business, lending to education institutions and SME Lending. The Asset Management segment involves managing mutual fund assets through several schemes, offering a range of investment options to a large number of clients which predominantly include institutional and corporate clients as well as high net worth individuals. The Distressed Credit segment includes securitisation and reconstruction of financial assets. The company was founded by Nimesh Nagindas Kampani in 1973 and is headquartered in Mumbai, India.
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Companies under the same Group
Companies under the same Group
No Data Found
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Key Metrics
Key MetricsStandalone
Consolidated
No of shares Outstanding
95.6 Cr.
EPS-TTM
₹4.73
Face Value
₹1.00
Book Value
₹91.13
Net Asset Value
₹85.04
ROE
8.98%
ROA
2.59%
ROCE
9.44%
Dividend Yield
1.35%
Total Debt
₹ 0.0 Cr.
Sales Growth
-11.93%
PAT Growth
-28.58%
Financials
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | 26,974.5 | 24,198.5 | 22,185.5 | 19,608.6 | 21,309.9 | 20,894.2 | 9,128.0 | 5,301.6 | 4,505.4 | 3,705.4 | 5,213.6 | 4,491.7 |
| Non-Current Assets | 2,150.7 | 1,375.1 | 1,164.8 | 1,136.9 | 1,330.2 | 1,312.1 | 7,417.0 | 5,759.3 | 3,999.5 | 2,224.6 | 1,713.5 | 1,213.0 |
| Total Assets | 29,125.2 | 25,573.6 | 23,350.4 | 20,745.5 | 22,640.1 | 22,206.3 | 16,545.0 | 11,060.9 | 8,504.9 | 5,930.1 | 6,927.1 | 5,704.7 |
| Current Liabilities | 0.0 | 0.0 | 3,937.8 | 9,761.0 | 0.0 | 0.0 | 7,866.1 | 4,755.9 | 4,806.0 | 2,950.4 | 4,099.0 | 0.0 |
| Non-Current Liabilities | 12,639.2 | 9,440.0 | 9,719.5 | 2,837.3 | 10,183.8 | 10,103.7 | 4,241.0 | 2,637.0 | 406.5 | 555.2 | 566.1 | 409.0 |
| Total Equity | 8,136.3 | 7,686.2 | 6,999.9 | 5,638.8 | 5,131.7 | 4,554.6 | 3,319.3 | 2,909.5 | 2,543.0 | 2,197.1 | 2,050.6 | 1,939.3 |
| Total Liabilities & Total Equity | 29,125.2 | 25,573.6 | 23,350.4 | 20,745.5 | 22,640.1 | 22,206.3 | 16,545.0 | 11,060.9 | 8,504.9 | 5,930.1 | 6,927.1 | 5,704.7 |
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Financial Statement Analysis
Price to BV
The Industry Price to BV stands at 4.07, vs the Price to BV of 1.41, which results in a Negative aspect.
Debt to Equity Ratio
The Industry Debt to Equity Ratio stands at 4.09, vs the Debt to Equity Ratio of 2.10, which results in a Positive aspect.
Quick Ratio
The Industry Quick Ratio stands at 27.08, vs the Quick Ratio of 2.01, which results in a Negative aspect.
Current Ratio
The Industry Current Ratio stands at 27.44, vs the Current Ratio of 2.01, which results in a Negative aspect.
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Income | 3,265.1 | 3,707.2 | 3,197.5 | 3,432.0 | 3,548.7 | 3,054.0 | 2,159.2 | 1,494.8 | 1,196.2 | 829.0 | 797.3 | 674.2 |
| Total Expenditure | 1,466.9 | 1,295.7 | 1,014.8 | 934.3 | 812.9 | 770.3 | 582.3 | 459.4 | 447.9 | 403.4 | 399.2 | 383.7 |
| Operating Profit(Excl OI) | 2,173.0 | 2,467.6 | 2,217.5 | 2,520.4 | 2,756.1 | 2,330.0 | 1,777.0 | 1,225.2 | 955.2 | 603.2 | 643.0 | 490.3 |
| Add: Other Income | 374.8 | 56.1 | 34.8 | 22.7 | 20.3 | 46.3 | 200.0 | 189.8 | 206.8 | 177.7 | 245.0 | 199.8 |
| Operating Profit | 2,173.0 | 2,467.6 | 2,217.5 | 2,520.4 | 2,756.1 | 2,330.0 | 1,777.0 | 1,225.2 | 955.2 | 603.2 | 643.0 | 490.3 |
| Less: Interest | 1,178.5 | 1,081.7 | 1,110.9 | 1,385.9 | 1,446.2 | 1,139.0 | 782.0 | 512.1 | 420.2 | 307.8 | 376.9 | 296.1 |
| PBDT | 994.5 | 1,385.8 | 1,106.6 | 1,134.6 | 1,309.9 | 1,191.0 | 995.1 | 713.1 | 535.0 | 295.4 | 0.0 | 194.2 |
| Less: Depreciation | 41.9 | 37.8 | 39.8 | 41.0 | 27.1 | 26.2 | 23.3 | 20.3 | 18.1 | 15.2 | 12.2 | 11.5 |
| PBT & Exceptional Items | 952.6 | 1,348.0 | 1,066.9 | 1,093.5 | 1,282.8 | 1,164.8 | 971.7 | 692.9 | 516.9 | 280.2 | 253.9 | 182.7 |
| Less: Exceptional Income Expenses | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Profit Before Tax | 952.6 | 1,348.0 | 1,066.9 | 1,093.5 | 1,282.8 | 1,164.8 | 971.7 | 692.9 | 516.9 | 280.2 | 253.9 | 182.7 |
| Less: Taxation | 243.9 | 355.7 | 260.8 | 316.0 | 446.3 | 381.8 | 334.8 | 222.4 | 156.4 | 80.0 | 74.9 | 59.6 |
| Profit After Tax | 708.8 | 992.4 | 806.1 | 777.5 | 836.5 | 783.1 | 636.9 | 470.4 | 360.5 | 200.2 | 179.0 | 123.2 |
| Earnings Per Share | 6.3 | 8.1 | 6.2 | 6.5 | 6.8 | 7.2 | 5.9 | 5.1 | 4.2 | 2.8 | 2.4 | 1.6 |
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Financial Statement Analysis
Dividend Yield
The Industry Dividend Yield stands at 0.19, vs the Dividend Yield of 1.56, which results in a Positive aspect.
PAT Growth
The Industry PAT Growth stands at 21.96, vs the PAT Growth of -7.05, which results in a Negative aspect.
PAT Margin
The Industry PAT Margin stands at 17.53, vs the PAT Margin of 22.66, which results in a Positive aspect.
PE Ratio
The Industry PE Ratio stands at 34.54, vs the PE Ratio of 29.49, which results in a Negative aspect.
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profit Before Tax | 952.6 | 1,348.0 | 1,066.9 | 1,093.5 | 1,282.8 | 1,164.8 | 971.7 | 692.9 | 516.9 | 280.2 | 253.9 | 182.7 |
| Tax Paid | -274.2 | -452.5 | -314.2 | -372.2 | -503.1 | -462.9 | -320.1 | -229.5 | -168.6 | -105.3 | -70.6 | -54.5 |
| Adjustment | -979.0 | -1,079.1 | -67.8 | 59.3 | -228.2 | -48.4 | 712.6 | 420.4 | 315.7 | 222.4 | 226.0 | 186.3 |
| Changes In Working Capital | 952.6 | 1,348.0 | 1,066.9 | 1,093.5 | 1,282.8 | 1,164.8 | 971.7 | 692.9 | 516.9 | 280.2 | 253.9 | 182.7 |
| Cash Flow after changes in Working Capital | -2,900.9 | -3,482.5 | 1,283.4 | 3,536.3 | 1,276.4 | -3,121.3 | -2,225.6 | -688.6 | -1,548.5 | 1,163.1 | -331.4 | 430.8 |
| Cash Flow from Operating Activities | -2,448.7 | -3,458.1 | 969.3 | 3,164.1 | 773.3 | -3,584.2 | -2,545.6 | -918.1 | -1,717.1 | 1,057.8 | -402.0 | 376.3 |
| Cash Flow from Investing Activities | -450.8 | 2,613.9 | -2,248.8 | -901.4 | -148.4 | -708.0 | -366.3 | 264.0 | -281.0 | 584.5 | 167.3 | 185.3 |
| Cash Flow from Financing Activities | 2,153.3 | 1,280.7 | 1,296.0 | -2,204.5 | -522.2 | 4,539.7 | 2,424.1 | 1,304.9 | 1,783.1 | -1,594.0 | 255.6 | -495.5 |
| Net Cash Inflow / Outflow | -746.3 | 436.6 | 16.5 | 58.2 | 102.7 | 247.5 | -487.8 | 650.8 | -215.0 | 48.3 | 20.9 | 66.1 |
| Opening Cash & Cash Equivalents | 1,262.9 | 826.4 | 809.9 | 751.7 | 649.1 | 401.6 | 843.2 | 192.4 | 407.4 | 359.1 | 338.2 | 272.1 |
| Closing Cash & Cash Equivalent | 524.0 | 1,262.9 | 826.4 | 809.9 | 751.8 | 649.1 | 395.7 | 843.2 | 192.4 | 407.4 | 359.1 | 338.2 |
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Financial Statement Analysis
PFCF Ratio
The Industry PFCF Ratio stands at -0.89, vs the PFCF Ratio of 1.70, which results in a Positive aspect.
PCF RATIO
The Industry PCF RATIO stands at -10.96, vs the PCF RATIO of 1.71, which results in a Positive aspect.
| Particulars | Sep 2024 | Jun 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | Jun 2021 | Mar 2021 | Dec 2020 | Sep 2020 | Jun 2020 | Mar 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Sales | 11,905.1 | 10,770.5 | 12,359.9 | 11,973.8 | 10,649.5 | 8,456.0 | 9,275.7 | 8,577.3 | 7,912.5 | 8,096.4 | 9,519.3 | 9,622.4 | 9,858.1 | 8,250.9 | 8,848.1 | 8,007.7 | 6,868.0 | 8,358.9 |
| Total Income | 12,112.1 | 10,938.7 | 12,609.6 | 12,139.6 | 10,811.2 | 8,711.6 | 9,461.3 | 8,771.3 | 8,057.2 | 8,392.2 | 9,644.8 | 9,694.9 | 9,925.5 | 8,411.3 | 8,909.9 | 8,034.0 | 6,911.1 | 8,405.8 |
| Total Expenditure | 6,996.4 | 4,621.6 | 4,298.7 | 5,347.7 | 4,727.7 | 4,588.7 | 3,125.8 | 2,794.5 | 2,762.5 | 2,580.4 | 3,230.5 | 3,553.8 | 3,617.2 | 2,479.2 | 2,720.4 | 2,649.7 | 2,242.3 | 2,813.0 |
| PBIDT (Excl OI) | 4,908.7 | 6,148.9 | 8,061.2 | 6,626.1 | 5,921.8 | 3,867.3 | 6,149.9 | 5,782.8 | 5,150.0 | 5,516.0 | 6,288.8 | 6,068.6 | 6,240.9 | 5,771.7 | 6,127.7 | 5,358.0 | 4,625.7 | 5,545.9 |
| Other Income | 207.0 | 168.2 | 249.7 | 165.8 | 161.7 | 255.6 | 185.6 | 194.0 | 144.7 | 295.8 | 125.5 | 72.5 | 67.4 | 160.4 | 61.8 | 26.3 | 43.1 | 46.9 |
| Operating Profit | 5,115.7 | 6,317.1 | 8,310.9 | 6,791.9 | 6,083.5 | 4,122.9 | 6,335.5 | 5,976.8 | 5,294.7 | 5,811.8 | 6,414.3 | 6,141.1 | 6,308.3 | 5,932.1 | 6,189.5 | 5,384.3 | 4,668.8 | 5,592.8 |
| Interest | 3,431.2 | 3,702.2 | 4,002.9 | 3,881.0 | 3,658.8 | 3,465.3 | 3,014.5 | 2,697.9 | 2,607.4 | 2,499.5 | 2,834.0 | 2,873.9 | 2,609.9 | 2,711.0 | 2,782.5 | 2,888.7 | 2,726.5 | 3,333.2 |
| Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| PBDT | 1,684.5 | 2,614.9 | 4,308.0 | 2,910.9 | 2,424.7 | 657.6 | 3,321.0 | 3,278.9 | 2,687.3 | 3,312.3 | 3,580.3 | 3,267.2 | 3,698.4 | 3,221.1 | 3,407.0 | 2,495.6 | 1,942.3 | 2,259.6 |
| Depreciation | 148.5 | 162.4 | 136.8 | 131.6 | 120.3 | 117.8 | 104.6 | 100.7 | 95.6 | 96.4 | 92.9 | 94.1 | 94.4 | 97.1 | 99.4 | 100.4 | 100.6 | 109.4 |
| Profit Before Tax | 1,536.0 | 2,452.5 | 4,171.2 | 2,779.3 | 2,304.4 | 539.8 | 3,216.4 | 3,178.2 | 2,591.7 | 3,215.9 | 3,487.4 | 3,173.1 | 3,604.0 | 3,124.0 | 3,307.6 | 2,395.2 | 1,841.7 | 2,150.2 |
| Tax | 98.1 | 594.7 | 955.6 | 723.9 | 551.4 | 214.3 | 813.7 | 801.4 | 609.1 | 924.8 | 879.7 | 892.9 | 859.3 | 790.6 | 805.7 | 559.5 | 452.1 | 509.7 |
| Provisions and contingencies | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Profit After Tax | 1,437.9 | 1,857.8 | 3,215.6 | 2,055.4 | 1,753.0 | 325.5 | 2,402.7 | 2,376.8 | 1,982.6 | 2,291.1 | 2,607.7 | 2,280.2 | 2,744.7 | 2,333.4 | 2,501.9 | 1,835.7 | 1,389.6 | 1,640.5 |
| Net Profit | 1,437.9 | 1,857.8 | 3,215.6 | 2,055.4 | 1,753.0 | 325.5 | 2,402.7 | 2,376.8 | 1,982.6 | 2,291.1 | 2,607.7 | 2,280.2 | 2,744.7 | 2,333.4 | 2,501.9 | 1,835.7 | 1,389.6 | 1,640.5 |
| ADDITIONAL INFOS: | ||||||||||||||||||
| Equity Capital | 955.8 | 955.7 | 955.5 | 955.1 | 955.0 | 954.8 | 954.8 | 954.8 | 954.4 | 954.1 | 954.0 | 953.6 | 953.5 | 952.7 | 952.4 | 952.2 | 951.9 | 841.2 |
| Reserves | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| EPS | 2.4 | 1.8 | 2.9 | 2.0 | 1.7 | 0.6 | 2.0 | 1.9 | 1.8 | 1.9 | 2.3 | 1.8 | 2.1 | 1.9 | 2.0 | 1.5 | 1.0 | 1.6 |
| Operating Profit Margin | 43.0 | 58.7 | 67.2 | 56.7 | 57.1 | 48.8 | 68.3 | 69.7 | 66.9 | 71.8 | 67.4 | 63.8 | 64.0 | 71.9 | 70.0 | 67.2 | 68.0 | 66.9 |
| Net Profit Margin | 12.1 | 17.2 | 26.0 | 17.2 | 16.5 | 3.8 | 25.9 | 27.7 | 25.1 | 28.3 | 27.4 | 23.7 | 27.8 | 28.3 | 28.3 | 22.9 | 20.2 | 19.6 |
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Financial Statement Analysis
Net Sales Growth
The Industry Net Sales Growth stands at 22.72, vs the Net Sales Growth of -3.29, which results in a Negative aspect.
Mcap Growth
The Industry Mcap Growth stands at 33.30, vs the Mcap Growth of -31.40, which results in a Negative aspect.
Technicals
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Pivot Levels
Pivot Levels Check Advanced Levels ![]()
| Type | Classic | Woodie | Camarilla |
|---|---|---|---|
| R4 | 161.56 | 168.22 | 151.87 |
| R3 | 158.20 | 158.22 | 150.04 |
| R2 | 154.85 | 154.86 | 149.42 |
| R1 | 151.52 | 151.54 | 148.81 |
| Pivot | 148.17 | 148.18 | 148.17 |
| S1 | 144.84 | 144.86 | 147.59 |
| S2 | 141.49 | 141.50 | 146.98 |
| S3 | 138.16 | 138.18 | 146.36 |
| S4 | 134.84 | 128.14 | 144.53 |
(All Values are in INR)
The Pivot level gives the user an indication about key support & resistance levels for a selected stock.
EMA & SMA Levels 
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Beta
Beta 1 Day
1.33
1 Week
1.30
1 Month
1.28
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Indicators
Stoch RSI
100.00
Bearish
RSI
77.45
Bearish
ROC
0.78
Bullish
UltimateOscillator
50.44
Neutral
Williams Indicator
-52.76
Neutral
CCI Indicator
15.29
Neutral
MACD
-2,871.42
Bearish
Stochastic Indicator
44.15
Neutral
ATR
7.49
High Volatility
Corporate Actions
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Corporate Actions - Board Meet
Corporate Actions - Board Meet | Ex-Date | Ratio | Record Date |
|---|
| Ex-Date | Ratio | Record Date |
|---|---|---|
| Announcement Date | Dividend Amount | Dividend Percentage of FV | Dividend Type |
|---|---|---|---|
| 19-05-2023 | 0.90 | 90 | Final |
| 24-11-2022 | 0.90 | 90 | Interim |
| 07-07-2022 | 1.15 | 114.99 | Final |
| 17-02-2022 | 0.50 | 50 | Interim |
| 28-05-2021 | 0.50 | 50 | Final |
| Date Of Conduct | Board Meeting Details |
|---|---|
| 25-10-2024 | Quarterly Results |
| 12-02-2024 | Quarterly Results |
| 03-11-2023 | Quarterly Results |
| 03-08-2023 | Quarterly Results |
| 10-02-2023 | Quarterly Results |
| 14-11-2022 | Quarterly Results |
| 02-08-2022 | Quarterly Results |
| 24-05-2022 | Final Dividend & Audited Results |
| 07-02-2022 | Quarterly Results (Revised) |
| 31-01-2022 | Quarterly Results |
| 01-11-2021 | Quarterly Results |
| 28-10-2021 | Quarterly Results (Revised) |
| 28-07-2021 | Quarterly Results |