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₹ 23.80
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₹ 105.85
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Jammu & Kashmir Bank Ltd. engages in the provision of banking and financial services. The firm's products and services include personal loans, personal accounts, term bank deposits, mutual fund, life insurances, business loans, business accounts, and business insurance. It operates through the following segments: Treasury Operations, Corporate and Wholesale Banking, Retail Banking, and Other Banking Business. The company was founded on October 01, 1938 and is headquartered in Srinagar, India.
No of shares Outstanding
EPS-TTM
Face Value
Book Value
Net Asset Value
ROE
ROA
ROCE
Dividend Yield
Total Debt
Sales Growth
PAT Growth
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
SOURCES OF FUNDS: | ||||||||||||
Total Liabilities & Total Equity | 145,912.6 | 130,576.0 | 120,272.9 | 108,829.2 | 101,404.8 | 89,684.4 | 82,012.1 | 80,253.5 | 75,909.8 | 78,612.8 | 71,734.3 | 60,263.8 |
Share Capital | 103.2 | 93.3 | 71.4 | 71.4 | 55.7 | 55.7 | 52.2 | 48.5 | 48.5 | 48.5 | 48.5 | 48.5 |
Share Warrants & Outstandings | 0.0 | 93.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Total Reserves | 9,793.2 | 7,890.3 | 6,730.9 | 6,274.5 | 6,566.1 | 6,101.9 | 5,620.7 | 6,372.4 | 6,060.0 | 5,673.6 | 4,816.1 | 4,044.8 |
Deposits | 122,027.2 | 114,702.8 | 108,047.3 | 97,785.8 | 89,636.8 | 80,004.5 | 72,459.0 | 69,378.8 | 65,736.2 | 69,328.4 | 64,212.2 | 53,341.8 |
Borrowings | 2,892.3 | 2,370.8 | 2,015.2 | 2,019.6 | 2,624.0 | 1,628.3 | 1,276.1 | 2,240.0 | 2,339.7 | 1,765.0 | 1,075.0 | 1,241.0 |
Liabilities & Provisions | 11,096.8 | 5,425.3 | 3,408.1 | 2,677.9 | 2,522.3 | 1,894.0 | 2,604.2 | 2,213.9 | 1,725.5 | 1,797.3 | 1,582.6 | 1,587.8 |
APPLICATION OF FUNDS: | ||||||||||||
Total Assets | 145,912.6 | 130,576.0 | 120,272.9 | 108,829.2 | 101,404.8 | 89,684.4 | 82,012.1 | 80,253.5 | 75,909.8 | 78,612.8 | 71,734.3 | 60,263.8 |
Cash and balance with RBI | 7,794.1 | 7,750.2 | 3,685.3 | 2,947.5 | 4,875.0 | 4,328.4 | 3,591.0 | 3,126.7 | 2,373.1 | 3,045.6 | 2,695.2 | 2,783.7 |
Balances with banks and money at call | 1,104.8 | 1,041.7 | 5,818.4 | 6,845.1 | 997.3 | 3,931.7 | 1,801.8 | 77.5 | 1,362.1 | 1,170.0 | 2,709.3 | 1,670.2 |
Investments | 34,780.4 | 33,785.3 | 30,774.1 | 22,990.5 | 23,140.5 | 18,860.0 | 21,270.9 | 20,333.6 | 22,739.6 | 26,185.1 | 25,731.1 | 21,619.3 |
Advances | 82,277.6 | 70,393.1 | 66,841.7 | 64,399.1 | 66,271.5 | 56,912.7 | 49,816.1 | 50,193.3 | 44,585.8 | 46,384.6 | 39,199.8 | 33,077.4 |
Net Block | 2,224.4 | 1,907.5 | 1,971.4 | 2,036.3 | 1,646.4 | 1,598.3 | 1,479.4 | 705.7 | 655.4 | 507.9 | 444.0 | 415.1 |
Lease Adjustment | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Capital Work in Progress | 47.3 | 46.4 | 41.4 | 34.8 | 29.0 | 16.6 | 64.3 | 58.6 | 34.2 | 27.3 | 12.7 | 5.2 |
Other Assets | 17,684.0 | 15,651.9 | 11,140.5 | 9,575.9 | 4,445.2 | 4,036.7 | 3,988.6 | 5,758.2 | 4,159.7 | 1,292.4 | 942.4 | 692.9 |
The Industry Debt to Equity Ratio stands at 1.09, vs the Debt to Equity Ratio of 0.38, which results in a Positive aspect.
The Industry Quick Ratio stands at 0.00, vs the Quick Ratio of 0.00, which results in a Negative aspect.
The Industry Current Ratio stands at 0.00, vs the Current Ratio of 0.00, which results in a Negative aspect.
The Industry Price to BV stands at 2.59, vs the Price to BV of 1.34, which results in a Negative aspect.
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Income | 9,355.2 | 8,013.0 | 8,111.1 | 8,446.3 | 7,675.6 | 6,621.4 | 6,685.8 | 6,843.6 | 7,061.1 | 6,767.0 | 6,136.8 | 4,835.6 |
Total Expenditure | 9,355.2 | 8,013.0 | 8,111.1 | 8,446.3 | 7,675.6 | 6,621.4 | 6,685.8 | 6,843.6 | 7,061.1 | 6,767.0 | 6,136.8 | 4,835.6 |
Profit Before Tax | 9,236.5 | 8,584.7 | 8,408.7 | 9,575.3 | 7,745.1 | 6,623.2 | 7,526.8 | 5,750.7 | 5,683.0 | 4,406.2 | 4,077.7 | 3,146.8 |
Less: Taxation | 587.0 | 241.1 | 102.0 | 39.4 | 194.9 | -81.8 | 126.3 | 275.7 | 311.7 | 569.4 | 471.5 | 397.9 |
Profit After Tax | 1,198.6 | 504.4 | 434.8 | -1,183.4 | 463.9 | 202.7 | -1,633.0 | 413.8 | 508.5 | 1,181.1 | 1,054.9 | 803.1 |
Earnings Per Share | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Appropriation | 1,180.5 | 494.9 | 428.5 | -1,183.4 | 463.9 | 202.7 | -1,633.0 | 413.8 | 508.5 | 1,181.1 | 1,054.9 | 803.1 |
The Industry PAT Growth stands at 41.05, vs the PAT Growth of -355.12, which results in a Negative aspect.
The Industry Dividend Yield stands at 0.80, vs the Dividend Yield of 0.39, which results in a Negative aspect.
The Industry PAT Margin stands at 20.61, vs the PAT Margin of -14.01, which results in a Negative aspect.
The Industry PE Ratio stands at 19.88, vs the PE Ratio of 8.75, which results in a Negative aspect.
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Profit Before Tax | 1,768.0 | 737.1 | 531.9 | -1,144.0 | 658.7 | 120.9 | -1,506.7 | 689.5 | 820.1 | 1,749.8 | 1,526.3 | 1,200.9 | 934.6 |
Tax Paid | -455.1 | -243.5 | -87.7 | -132.8 | -35.8 | -181.2 | -72.1 | -394.0 | -340.8 | -608.5 | -533.9 | -402.3 | -318.7 |
Adjustment | 441.0 | 627.0 | 1,369.5 | 2,989.7 | 1,393.8 | 1,467.2 | 2,937.3 | 1,091.4 | 1,164.5 | 280.1 | 388.0 | 267.2 | 307.0 |
Changes In Working Capital | 1,768.0 | 737.1 | 531.9 | -1,144.0 | 658.7 | 120.9 | -1,506.7 | 689.5 | 820.1 | 1,749.8 | 1,526.3 | 1,200.9 | 934.6 |
Cash Flow after changes in Working Capital | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Cash Flow from Operating Activities | -407.1 | -1,568.0 | -14.2 | 4,373.9 | -2,991.7 | 2,362.7 | 2,457.1 | -218.9 | 118.1 | -682.7 | 1,279.5 | 1,176.5 | -659.1 |
Cash Flow from Investing Activities | -123.5 | -85.2 | -76.0 | -114.7 | -164.6 | -163.9 | -861.4 | -135.8 | -260.9 | -168.5 | -86.2 | -70.5 | -227.6 |
Cash Flow from Financing Activities | 637.6 | 941.4 | -198.8 | -339.0 | 768.6 | 668.4 | 592.9 | -176.2 | -337.6 | -337.6 | -242.8 | -201.0 | -178.8 |
Net Cash Inflow / Outflow | 107.0 | -711.8 | -288.9 | 3,920.3 | -2,387.7 | 2,867.2 | 2,188.6 | -530.9 | -480.5 | -1,188.8 | 950.6 | 905.1 | -1,065.4 |
Opening Cash & Cash Equivalents | 8,791.9 | 9,503.7 | 9,792.6 | 5,872.3 | 8,260.0 | 5,392.8 | 3,204.2 | 3,735.1 | 4,215.6 | 5,404.4 | 4,453.9 | 3,548.8 | 4,614.2 |
Effect of Foreign Exchange Fluctuations | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Closing Cash & Cash Equivalent | 8,898.9 | 8,791.9 | 9,503.7 | 9,792.6 | 5,872.3 | 8,260.0 | 5,392.8 | 3,204.2 | 3,735.1 | 4,215.6 | 5,404.4 | 4,453.9 | 3,548.8 |
The Industry PCF RATIO stands at -14.46, vs the PCF RATIO of 0.20, which results in a Positive aspect.
The Industry PFCF Ratio stands at 30.68, vs the PFCF Ratio of 0.61, which results in a Negative aspect.
Particulars | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | Jun 2021 | Mar 2021 | Dec 2020 | Sep 2020 | Jun 2020 | Mar 2020 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Interest Earned | 28,812.0 | 27,644.4 | 26,572.1 | 25,123.0 | 24,408.7 | 22,989.0 | 21,031.6 | 20,124.5 | 20,197.7 | 19,902.9 | 19,904.7 | 19,515.6 | 20,763.7 | 20,448.4 | 20,383.2 | 21,560.8 |
Other Income | 1,857.7 | 1,929.0 | 2,303.1 | 1,683.8 | 2,438.5 | 1,479.5 | 2,050.6 | 1,990.9 | 1,588.0 | 2,130.7 | 2,231.7 | 1,803.8 | 2,734.4 | 1,524.0 | 1,221.9 | 1,225.0 |
Total Income | 30,669.7 | 29,573.4 | 28,875.2 | 26,806.8 | 26,847.2 | 24,468.5 | 23,082.2 | 22,115.4 | 21,785.7 | 22,033.6 | 22,136.4 | 21,319.4 | 23,498.1 | 21,972.4 | 21,605.1 | 22,785.8 |
Interest Expended | 16,002.9 | 14,301.7 | 13,736.1 | 12,624.0 | 11,832.2 | 10,947.4 | 10,690.8 | 10,368.3 | 10,263.7 | 10,170.5 | 10,210.9 | 10,340.5 | 10,711.0 | 11,008.5 | 11,338.8 | 11,688.0 |
Operating Expenses | 9,152.5 | 9,919.2 | 9,855.7 | 9,681.1 | 9,567.8 | 8,685.6 | 8,574.1 | 8,558.2 | 8,358.3 | 8,581.2 | 7,933.9 | 7,827.7 | 7,145.1 | 6,917.7 | 6,951.1 | 7,273.6 |
Total Expenditure | 9,152.5 | 9,919.2 | 9,855.7 | 9,681.1 | 9,567.8 | 8,685.6 | 8,574.1 | 8,558.2 | 8,358.3 | 8,581.2 | 7,933.9 | 7,827.7 | 7,145.1 | 6,917.7 | 6,951.1 | 7,273.6 |
Operating Profit Before Provisions and Contingencies | 5,514.3 | 5,352.5 | 5,283.4 | 4,501.7 | 5,447.2 | 4,835.5 | 3,817.3 | 3,188.9 | 3,163.7 | 3,281.9 | 3,991.6 | 3,151.2 | 5,642.0 | 4,046.2 | 3,315.2 | 3,824.2 |
Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -2,554.9 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Provisions and contingencies | -94.3 | -99.5 | 767.4 | -1,752.0 | 270.4 | 769.1 | 1,453.8 | -563.1 | 82.2 | 1,926.6 | 2,158.3 | 282.7 | 4,576.1 | 3,249.1 | 2,663.7 | 6,204.9 |
Profit Before Tax | 5,608.6 | 5,452.0 | 4,516.0 | 6,253.7 | 5,176.8 | 4,066.4 | 2,363.5 | 1,197.1 | 3,081.5 | 1,355.3 | 1,833.3 | 2,868.5 | 1,065.9 | 797.1 | 651.5 | -2,380.7 |
Tax | 1,390.7 | 1,635.6 | 1,249.3 | 1,486.4 | 2,056.4 | 1,630.0 | 701.7 | 66.3 | 1,333.4 | 239.3 | 783.8 | -298.9 | 402.2 | 353.2 | 578.5 | 557.5 |
Profit After Tax | 4,217.9 | 3,816.4 | 3,266.7 | 4,767.3 | 3,120.4 | 2,436.4 | 1,661.8 | 1,130.8 | 1,748.1 | 1,116.0 | 1,049.5 | 3,167.4 | 663.7 | 443.9 | 73.0 | -2,938.2 |
Net Profit | 4,217.9 | 3,816.4 | 3,266.7 | 4,767.3 | 3,120.4 | 2,436.4 | 1,661.8 | 1,130.8 | 1,748.1 | 1,116.0 | 1,049.5 | 3,167.4 | 663.7 | 443.9 | 73.0 | -2,938.2 |
ADDITIONAL INFOS: | ||||||||||||||||
Equity Capital | 1,101.3 | 1,031.6 | 1,031.6 | 1,031.6 | 961.6 | 961.6 | 961.6 | 933.0 | 933.0 | 933.0 | 713.6 | 713.6 | 713.5 | 713.5 | 713.6 | 713.6 |
Reserves | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Capital Adequacy Ratio | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
% of Net NPAs | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 3.0 | 2.9 | 3.0 | 2.5 | 3.0 | 3.1 | 3.5 |
% of Gross NPAs | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 9.0 | 9.7 | 9.7 | 8.7 | 8.9 | 10.7 | 11.0 |
Return on Assets | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.4 | 0.4 | 1.1 | 0.2 | 0.2 | 0.0 | -1.1 |
EPS | 4.1 | 3.7 | 3.2 | 4.9 | 3.2 | 2.5 | 1.7 | 1.3 | 1.8 | 1.4 | 1.4 | 4.5 | 0.9 | 0.5 | 0.0 | -4.7 |
Operating Profit Margin | 3,066,882.8 | 2,957,252.5 | 2,887,431.2 | 2,680,591.2 | 2,684,632.2 | 2,446,764.5 | 2,308,128.5 | 2,211,446.0 | 2,178,477.8 | 2,203,265.8 | 2,213,548.8 | 2,131,847.0 | 2,349,724.0 | 2,197,152.2 | 2,160,420.2 | 2,278,492.0 |
Net Profit Margin | 14.6 | 13.8 | 12.3 | 19.0 | 12.8 | 10.6 | 7.9 | 5.6 | 8.7 | 5.6 | 5.3 | 16.2 | 3.2 | 2.2 | 0.4 | -13.6 |
The Industry Net Sales Growth stands at 12.20, vs the Net Sales Growth of 10.04, which results in a Negative aspect.
The Industry Mcap Growth stands at 19.31, vs the Mcap Growth of -70.44, which results in a Negative aspect.
Type | Classic | Woodie | Camarilla |
---|---|---|---|
R4 | 136.65 | 138.81 | 133.53 |
R3 | 135.58 | 135.58 | 132.94 |
R2 | 134.52 | 134.51 | 132.74 |
R1 | 133.43 | 133.43 | 132.55 |
Pivot | 132.37 | 132.36 | 132.37 |
S1 | 131.28 | 131.28 | 132.15 |
S2 | 130.22 | 130.21 | 131.96 |
S3 | 129.13 | 129.13 | 131.76 |
S4 | 128.05 | 125.91 | 131.17 |
(All Values are in INR)
1 Day
1 Week
1 Month
Stoch RSI
53.93
Neutral
RSI
46.13
Neutral
ROC
-4.67
Bearish
UltimateOscillator
40.64
Neutral
Williams Indicator
-63.93
Neutral
CCI Indicator
-32.98
Neutral
MACD
-2,826.29
Bearish
Stochastic Indicator
24.05
Neutral
ATR
4.70
High Volatility
Ex-Date | Ratio | Record Date |
---|
Ex-Date | Ratio | Record Date |
---|---|---|
Announcement Date | Dividend Amount | Dividend Percentage of FV | Dividend Type |
---|---|---|---|
17-08-2023 | 0.50 | 50 | Final |
Date Of Conduct | Board Meeting Details |
---|---|
20-01-2024 | Quarterly Results |
14-12-2023 | Inter alia, consider and approve the issue price, including a discount, if any thereto as permitted under the SEBI ICDR Regulations, for the Equity Shares to be allotted to Qualified Institutional Buyers, pursuantto the Issue. The Issue Price will be determined by the Bank in consultation with the Book Running Lead Managers appointed for the QIP Issue. |
20-10-2023 | Quarterly Results(Cancelled) |
24-07-2023 | Quarterly Results |
15-07-2023 | Inter alia,to consider the raising of capital (Tier I/Tier II) during the financial year 2023-24. |
04-05-2023 | Audited Results & Final Dividend |
04-03-2023 | Inter alia, to consider and approve J&K Bank Employee Stock Purchase Scheme, 2023 (?JKBESPS 2023?) including determination of issue price . |
23-01-2023 | Quarterly Results(Cancelled) |
21-10-2022 | Quarterly Results |
10-08-2022 | Quarterly Results |
28-06-2022 | Inter alia consider the raising of capital (Tier I/Tier II) during the financial year 2022-23. |
12-05-2022 | Audited Results |
31-03-2022 | A meeting of the Committee is scheduled to be held on March 31, 2022 to, inter alia, consider and determine the issue price for the Equity Shares to be allotted to qualified institutional buyers, pursuant to the Issue. |
17-03-2022 | Inter alia consider the raising of Tier II capital of the Bank in the form of non convertible debentures |
08-02-2022 | Employees Stock Option Plan & Quarterly Results Inter alia, shall consider issuance of Stock Options to the employees / WTD?s eligible as per Compensation Policy of the Bank in compliance with SEBI (Share Based Employee Benefits and Sweat Equity) Regulations, 20 |
12-11-2021 | Quarterly Results |
13-08-2021 | Quarterly Results |
06-08-2021 | Inter alia, to consider and approve Meeting of the Compensation Committee has been scheduled to be held on Friday, 06th August, 2021 inter alia to consider and approve J&K Bank Employee Stock Purchase Scheme, 2021 (“JKBESPS 2021” |
17-06-2021 | Audited Results Inter alia, to consider and approve To consider Fund Raising by way of Employees Share Purchase Scheme (ESPS) |
16-06-2021 | Jammu & Kashmir Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 16/06/2021 ,inter alia, to consider and approve Compensation Committee of Board of Directors of the Bank has been scheduled to be held on Wednesday, 16th June, 2021 inter alia to consider the raising of capital by way of Employee Stock Purchase Scheme (ESPS) |
04-06-2021 | Inter alia, to consider/discuss the proposal of capital infusion in the Bank by the Govt. of Jammu & Kashmir as its promoter shareholder to the extent of Rs. 500 crores. |
12-05-2021 | Inter-alia to consider/discuss the proposal of capital infusion by the Govt. of Jammu & Kashmir as its promoter shareholder to the tune of Rs. 500 crores in the Bank. |