Today's Low
₹ 516.35
Today's High
₹ 525.00
52 Weeks Low
₹ 137.05
52 Weeks High
₹ 335.00
Lower
₹ 408.00
Upper
₹ 611.90
Indian Bank provides various banking products and services. The company provides deposit products, including savings and current accounts, term deposits, and Non Resident Indian (NRI) accounts. It also offers agriculture, group, personal/individual, micro small and medium enterprise, education, and NRI loans. In addition, the company provides digital, loan, and merchant digital products, as well as offers applications supported by blocked amount, interest subsidy, and pension processing system services. Further, the company provides credit card, insurance, doorstep banking, e payment of direct and indirect taxes, debenture trustee, and digital banking services. Indian Bank was incorporated in 1907 and is based in Chennai, India.
No of shares Outstanding
EPS-TTM
Face Value
Book Value
Net Asset Value
ROE
ROA
ROCE
Dividend Yield
Total Debt
Sales Growth
PAT Growth
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
SOURCES OF FUNDS: | |||||||||||||
Total Liabilities & Total Equity | 713,334.0 | 674,096.4 | 625,535.2 | 310,141.0 | 280,388.3 | 252,981.4 | 218,507.4 | 203,941.1 | 193,035.7 | 187,387.7 | 162,953.4 | 141,489.6 | 121,847.2 |
Share Capital | 1,245.4 | 1,245.4 | 1,129.4 | 608.8 | 480.3 | 480.3 | 480.3 | 480.3 | 480.3 | 464.9 | 829.8 | 829.8 | 829.8 |
Share Warrants & Outstandings | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Total Reserves | 48,261.4 | 43,706.5 | 38,328.7 | 22,158.8 | 19,235.2 | 18,235.2 | 16,953.6 | 16,009.6 | 14,548.7 | 13,558.8 | 11,263.1 | 10,080.6 | 8,856.5 |
Deposits | 621,123.3 | 593,570.9 | 538,029.8 | 260,184.4 | 242,040.8 | 208,261.8 | 182,480.0 | 178,258.9 | 169,204.2 | 162,255.2 | 141,967.7 | 120,715.7 | 105,718.5 |
Borrowings | 22,092.4 | 17,217.5 | 24,762.8 | 20,830.3 | 12,137.5 | 19,760.2 | 12,636.9 | 3,509.3 | 2,646.1 | 4,963.9 | 2,862.6 | 4,872.9 | 2,100.4 |
Liabilities & Provisions | 20,585.3 | 18,331.1 | 23,261.9 | 6,337.5 | 6,474.0 | 6,224.1 | 5,937.6 | 5,665.8 | 6,140.2 | 6,130.4 | 6,015.8 | 4,976.4 | 4,327.8 |
APPLICATION OF FUNDS: | |||||||||||||
Total Assets | 713,334.0 | 674,096.4 | 625,535.2 | 310,141.0 | 280,388.3 | 252,981.4 | 218,507.4 | 203,941.1 | 193,035.7 | 187,387.7 | 162,953.4 | 141,489.6 | 121,847.2 |
Cash and balance with RBI | 32,692.7 | 58,554.7 | 27,545.2 | 5,736.1 | 11,701.9 | 10,501.6 | 5,588.7 | 9,174.5 | 8,301.1 | 7,757.7 | 7,064.2 | 6,318.9 | 6,878.0 |
Balances with banks and money at call | 17,524.1 | 21,413.6 | 23,959.0 | 8,200.4 | 8,325.7 | 2,431.9 | 4,458.5 | 2,825.2 | 4,780.7 | 2,736.6 | 2,575.1 | 2,495.8 | 1,685.3 |
Investments | 188,366.3 | 176,501.6 | 178,292.4 | 81,871.2 | 65,271.6 | 71,619.1 | 67,781.2 | 53,282.9 | 46,060.5 | 46,934.8 | 41,899.2 | 37,995.8 | 34,861.1 |
Advances | 449,293.9 | 389,186.1 | 362,669.1 | 197,887.0 | 181,261.9 | 156,568.9 | 127,707.7 | 129,055.4 | 125,870.2 | 122,212.5 | 105,647.1 | 90,330.4 | 75,262.2 |
Net Block | 7,470.4 | 7,692.8 | 7,391.1 | 3,898.3 | 3,964.2 | 3,421.5 | 3,436.1 | 3,507.7 | 2,968.6 | 2,935.1 | 1,696.5 | 1,631.7 | 1,557.2 |
Lease Adjustment | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Capital Work in Progress | 10.3 | 6.1 | 1.5 | 0.8 | 0.8 | 0.6 | 10.6 | 7.9 | 5.2 | 2.8 | 0.5 | 5.3 | 55.3 |
Other Assets | 17,976.3 | 20,741.6 | 25,676.9 | 12,547.2 | 9,862.2 | 8,437.8 | 9,524.6 | 6,087.5 | 5,049.4 | 4,808.3 | 4,070.8 | 2,711.8 | 1,548.1 |
The Industry Quick Ratio stands at 0.00, vs the Quick Ratio of 0.00, which results in a Negative aspect.
The Industry Current Ratio stands at 0.00, vs the Current Ratio of 0.00, which results in a Negative aspect.
The Industry Price to BV stands at 1.81, vs the Price to BV of 1.29, which results in a Negative aspect.
The Industry Debt to Equity Ratio stands at 1.13, vs the Debt to Equity Ratio of 0.91, which results in a Positive aspect.
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Income | 44,985.2 | 38,888.4 | 39,108.1 | 21,401.3 | 19,182.1 | 17,115.3 | 16,039.2 | 16,244.3 | 15,853.4 | 15,249.4 | 13,897.6 | 12,227.7 | 9,362.8 |
Total Expenditure | 44,985.2 | 38,888.4 | 39,108.1 | 21,401.3 | 19,182.1 | 17,115.3 | 16,039.2 | 16,244.3 | 15,853.4 | 15,249.4 | 13,897.6 | 12,227.7 | 9,362.8 |
Profit Before Tax | 50,181.6 | 45,024.5 | 40,644.7 | 20,481.1 | 17,530.3 | 16,280.9 | 12,974.9 | 11,517.2 | 10,194.7 | 10,003.6 | 9,813.1 | 9,069.3 | 7,813.0 |
Less: Taxation | 632.7 | -740.6 | -99.1 | 619.4 | -37.7 | -182.6 | 352.6 | 243.9 | 463.5 | 316.7 | 245.1 | 520.9 | 920.4 |
Profit After Tax | 5,330.5 | 3,993.9 | 3,015.7 | 758.1 | 320.9 | 1,262.9 | 1,412.9 | 714.5 | 1,013.5 | 1,159.6 | 1,581.9 | 1,746.6 | 1,728.2 |
Earnings Per Share | 44.7 | 33.3 | 27.9 | 14.2 | 7.9 | 27.3 | 30.3 | 15.6 | 21.8 | 25.0 | 36.6 | 40.2 | 39.7 |
Appropriation | 6,644.1 | 4,963.8 | 3,747.2 | 1,310.1 | 769.7 | 1,647.5 | 1,741.9 | 998.9 | 1,250.6 | 1,358.2 | 1,749.0 | 1,891.6 | 1,844.7 |
The Industry Dividend Yield stands at 1.37, vs the Dividend Yield of 1.68, which results in a Positive aspect.
The Industry PAT Margin stands at 7.51, vs the PAT Margin of 3.54, which results in a Negative aspect.
The Industry PE Ratio stands at 14.55, vs the PE Ratio of 9.04, which results in a Negative aspect.
The Industry PAT Growth stands at 123.35, vs the PAT Growth of 136.21, which results in a Positive aspect.
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Profit Before Tax | 5,573.5 | 4,144.2 | 3,150.6 | 862.0 | 380.7 | 1,311.3 | 1,454.9 | 752.2 | 1,050.5 | 1,189.4 | 1,609.6 | 1,765.9 | 1,741.9 |
Tax Paid | -13.6 | -12.2 | -19.7 | -790.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Adjustment | 11,370.2 | 10,482.1 | 9,686.0 | 6,329.4 | 4,818.3 | 3,983.4 | 2,761.1 | 2,474.4 | 2,137.5 | 1,850.3 | 1,580.1 | 1,817.1 | 1,638.3 |
Changes In Working Capital | 5,573.5 | 4,144.2 | 3,150.6 | 862.0 | 380.7 | 1,311.3 | 1,454.9 | 752.2 | 1,050.5 | 1,189.4 | 1,609.6 | 1,765.9 | 1,741.9 |
Cash Flow after changes in Working Capital | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Cash Flow from Operating Activities | -27,894.0 | 28,750.3 | 17,230.9 | -8,396.2 | 6,269.9 | -3,675.8 | -10,813.9 | -930.7 | 5,135.7 | -725.0 | 3,447.0 | -1,879.9 | -195.6 |
Cash Flow from Investing Activities | -314.0 | -304.7 | -544.9 | -247.4 | -248.6 | -214.4 | -179.4 | -771.7 | -236.4 | -146.8 | -191.0 | -145.1 | -128.0 |
Cash Flow from Financing Activities | -1,543.4 | 18.4 | 1,865.6 | 2,552.4 | 1,000.0 | 6,776.4 | 9,040.9 | 620.2 | -2,311.7 | 1,726.8 | -2,431.4 | 2,276.3 | 769.8 |
Net Cash Inflow / Outflow | -29,751.4 | 28,464.1 | 18,551.6 | -6,091.1 | 7,021.3 | 2,886.3 | -1,952.4 | -1,082.2 | 2,587.6 | 854.9 | 824.7 | 251.4 | 446.2 |
Opening Cash & Cash Equivalents | 79,968.2 | 51,504.2 | 11,174.7 | 20,027.6 | 12,933.5 | 10,047.3 | 11,999.6 | 13,081.8 | 10,494.3 | 9,639.3 | 8,814.7 | 8,563.3 | 8,117.1 |
Effect of Foreign Exchange Fluctuations | 0.0 | 0.0 | 0.0 | 0.0 | 72.8 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Closing Cash & Cash Equivalent | 50,216.8 | 79,968.2 | 51,504.2 | 13,936.5 | 20,027.6 | 12,933.5 | 10,047.3 | 11,999.6 | 13,081.8 | 10,494.3 | 9,639.3 | 8,814.7 | 8,563.3 |
The Industry PFCF Ratio stands at 1.34, vs the PFCF Ratio of -0.19, which results in a Negative aspect.
The Industry PCF RATIO stands at 2.90, vs the PCF RATIO of -0.31, which results in a Negative aspect.
Particulars | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | Jun 2021 | Mar 2021 | Dec 2020 | Sep 2020 | Mar 2020 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Interest Earned | 142,025.8 | 137,638.0 | 130,499.4 | 122,552.5 | 118,364.0 | 107,277.0 | 101,659.0 | 98,345.0 | 99,273.6 | 94,761.0 | 96,236.9 | 88,988.1 | 100,270.0 | 100,595.0 | 54,890.3 |
Other Income | 21,127.7 | 21,656.1 | 18,714.9 | 21,607.3 | 19,255.7 | 19,865.3 | 17,316.7 | 17,215.2 | 17,184.6 | 20,376.0 | 19,848.4 | 18,257.2 | 15,443.5 | 17,371.0 | 8,513.1 |
Total Income | 163,153.5 | 159,294.1 | 149,214.3 | 144,159.8 | 137,620.0 | 127,142.0 | 118,975.0 | 115,560.0 | 116,458.0 | 115,137.0 | 116,085.0 | 107,245.0 | 115,713.0 | 117,966.0 | 63,403.4 |
Interest Expended | 83,833.7 | 80,026.2 | 73,456.4 | 67,364.6 | 63,348.9 | 60,260.8 | 56,198.6 | 55,776.8 | 55,301.7 | 53,914.9 | 56,299.0 | 55,694.8 | 57,114.4 | 59,123.4 | 34,897.3 |
Operating Expenses | 38,086.4 | 35,990.8 | 34,177.0 | 36,399.3 | 33,447.0 | 30,377.7 | 27,023.6 | 32,218.5 | 28,086.9 | 28,352.9 | 24,877.0 | 26,364.6 | 27,456.9 | 28,695.9 | 11,472.8 |
Total Expenditure | 38,086.4 | 35,990.8 | 34,177.0 | 36,399.3 | 33,447.0 | 30,377.7 | 27,023.6 | 32,218.5 | 28,086.9 | 28,352.9 | 24,877.0 | 26,364.6 | 27,456.9 | 28,695.9 | 11,472.8 |
Operating Profit Before Provisions and Contingencies | 41,233.4 | 43,277.1 | 41,580.9 | 40,395.9 | 40,823.6 | 36,503.5 | 35,753.1 | 27,564.9 | 33,069.6 | 32,869.1 | 34,909.3 | 25,185.9 | 31,142.1 | 30,146.5 | 17,033.3 |
Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Provisions and contingencies | 13,491.3 | 15,509.7 | 17,435.8 | 25,622.0 | 25,156.2 | 20,601.2 | 22,197.2 | 19,214.7 | 24,930.3 | 25,494.5 | 26,144.7 | 17,574.7 | 23,143.6 | 22,842.5 | 18,884.8 |
Profit Before Tax | 27,742.1 | 27,767.4 | 24,145.1 | 14,773.9 | 15,667.4 | 15,902.3 | 13,555.9 | 8,350.2 | 8,139.3 | 7,374.6 | 8,764.6 | 7,611.2 | 7,998.5 | 7,304.0 | -1,851.5 |
Tax | 6,378.8 | 7,686.2 | 6,901.2 | 153.7 | 1,592.0 | 3,455.2 | 1,393.8 | -1,623.0 | 1,097.5 | -3,591.2 | -3,193.6 | -9,195.6 | 2,735.3 | 3,062.5 | 297.7 |
Profit After Tax | 21,363.3 | 20,081.2 | 17,243.9 | 14,620.2 | 14,075.4 | 12,447.1 | 12,162.1 | 9,973.2 | 7,041.8 | 10,965.7 | 11,958.2 | 16,806.8 | 5,263.2 | 4,241.5 | -2,149.2 |
Net Profit | 21,363.3 | 20,081.2 | 17,243.9 | 14,620.2 | 14,075.4 | 12,447.1 | 12,162.1 | 9,973.2 | 7,041.8 | 10,965.7 | 11,958.2 | 16,806.8 | 5,263.2 | 4,241.5 | -2,149.2 |
ADDITIONAL INFOS: | |||||||||||||||
Equity Capital | 13,469.6 | 12,454.4 | 12,454.4 | 12,454.4 | 12,454.4 | 12,454.4 | 12,454.4 | 12,454.4 | 12,454.4 | 12,454.4 | 12,454.4 | 11,293.7 | 11,293.7 | 11,293.7 | 6,088.0 |
Reserves | 421,544.8 | 421,544.8 | 421,544.8 | 421,544.8 | 374,955.0 | 374,955.0 | 374,955.0 | 374,955.0 | 325,737.0 | 325,737.0 | 325,737.0 | 325,737.0 | 191,709.0 | 191,709.0 | 191,709.0 |
Capital Adequacy Ratio | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
% of Net NPAs | 0.5 | 0.6 | 0.7 | 0.9 | 1.0 | 1.5 | 2.1 | 2.3 | 2.7 | 3.3 | 3.5 | 3.4 | 2.4 | 3.0 | 3.1 |
% of Gross NPAs | 4.5 | 5.0 | 5.5 | 6.0 | 6.5 | 7.3 | 8.1 | 8.5 | 9.1 | 9.6 | 9.7 | 9.9 | 9.1 | 9.9 | 6.9 |
Return on Assets | 1.2 | 1.1 | 1.0 | 0.9 | 0.9 | 0.8 | 0.8 | 0.6 | 0.5 | 0.7 | 0.8 | 1.1 | 0.4 | 0.3 | -0.4 |
EPS | 17.5 | 16.6 | 14.9 | 12.2 | 11.7 | 10.3 | 10.5 | 8.2 | 5.9 | 9.0 | 11.1 | 15.3 | 4.7 | 4.1 | -4.4 |
Operating Profit Margin | 16,315,264.0 | 15,929,326.0 | 14,921,348.0 | 14,415,895.0 | 13,761,918.0 | 12,714,116.0 | 11,897,418.0 | 11,555,911.0 | 11,645,716.0 | 11,513,613.0 | 11,608,416.0 | 10,724,408.0 | 11,571,216.0 | 11,796,513.0 | 6,340,255.5 |
Net Profit Margin | 15.0 | 14.6 | 13.2 | 11.9 | 11.9 | 11.6 | 12.0 | 10.1 | 7.1 | 11.6 | 12.4 | 18.9 | 5.2 | 4.2 | -3.9 |
The Industry Net Sales Growth stands at 19.12, vs the Net Sales Growth of 11.57, which results in a Negative aspect.
The Industry Mcap Growth stands at 99.55, vs the Mcap Growth of -63.61, which results in a Negative aspect.
Type | Classic | Woodie | Camarilla |
---|---|---|---|
R4 | 543.05 | 556.49 | 520.65 |
R3 | 533.98 | 535.33 | 516.40 |
R2 | 524.92 | 525.59 | 514.98 |
R1 | 518.53 | 519.88 | 513.57 |
Pivot | 509.47 | 510.14 | 509.47 |
S1 | 503.08 | 504.43 | 510.73 |
S2 | 494.02 | 494.69 | 509.32 |
S3 | 487.63 | 488.98 | 507.90 |
S4 | 481.25 | 463.79 | 503.65 |
(All Values are in INR)
1 Day
1 Week
1 Month
Stoch RSI
56.57
Neutral
RSI
52.50
Neutral
ROC
-1.67
Bearish
UltimateOscillator
52.69
Neutral
Williams Indicator
-50.81
Neutral
CCI Indicator
21.81
Neutral
MACD
-2,543.33
Bearish
Stochastic Indicator
37.65
Neutral
ATR
18.94
High Volatility
Ex-Date | Ratio | Record Date |
---|
Ex-Date | Ratio | Record Date |
---|---|---|
Announcement Date | Dividend Amount | Dividend Percentage of FV | Dividend Type |
---|---|---|---|
12-06-2023 | 8.60 | 86 | Final |
14-06-2022 | 6.50 | 65 | Final |
08-07-2021 | 2.00 | 20 | Final |
Date Of Conduct | Board Meeting Details |
---|---|
24-01-2024 | Quarterly Results |
26-10-2023 | Quarterly Results |
30-08-2023 | Inter alia, to consider the modes/modalities of raising the equity capital of the Bank within the aforesaid overall limit of Rs.4000/- crore (including premium). |
27-07-2023 | Quarterly Results |
08-05-2023 | With reference to the earlier letter dated April 29, 2023, Indian Bank has now informed BSE that the Board of Directors of the Bank in its meeting scheduled to be held on May 08, 2023 will also consider a proposal for raising of Fund/ Equity Capital by the Bank through QIP/FPO/Rights issue and/or in combination thereof. |
25-01-2023 | Quarterly Results |
03-11-2022 | Quarterly Results |
30-07-2022 | Quarterly Results |
11-05-2022 | Final Dividend & A.G.M. & Audited Results Inter alia, to consider: (ii) Recommendation of Dividend for FY 2021-22, if any; (iii) Proposal for raising of Fund / Equity Capital of the Bank through various modes viz. QIP / FPO / Rights Issue etc; (iv) Proposal for convening of Annual General Meeting of the Bank. |
07-02-2022 | Quarterly Results |
28-10-2021 | Quarterly Results |
19-07-2021 | Quarterly Results |
28-05-2021 | Final Dividend & Audited Results |