Today's Low
₹ 211.30
Today's High
₹ 216.00
52 Weeks Low
₹ 107.50
52 Weeks High
₹ 244.00
Lower
₹ 170.00
Upper
₹ 255.00
GIC Housing Finance Limited provides housing finance services in India. It grants housing loans to individuals, as well as to persons/entities engaged in construction of houses/flats for residential purposes. As of March 31, 2021, it had 75 offices. The company was formerly known as GIC Grih Vitta Limited and changed its name to GIC Housing Finance Limited in November 1993. GIC Housing Finance Limited was incorporated in 1989 and is based in Mumbai, India.
No of shares Outstanding
EPS-TTM
Face Value
Book Value
Net Asset Value
ROE
ROA
ROCE
Dividend Yield
Total Debt
Sales Growth
PAT Growth
Particulars | FY 2023 | FY 2022 |
---|---|---|
Current Assets | 257.7 | 494.8 |
Non-Current Assets | 10,501.0 | 11,274.4 |
Total Assets | 10,835.0 | 11,801.9 |
Current Liabilities | 0.0 | 0.0 |
Non-Current Liabilities | 8,725.9 | 9,689.1 |
Total Equity | 1,699.3 | 1,510.8 |
Total Liabilities & Total Equity | 10,835.0 | 11,801.9 |
The Industry Debt to Equity Ratio stands at 3.41, vs the Debt to Equity Ratio of 6.85, which results in a Negative aspect.
The Industry Quick Ratio stands at 2.27, vs the Quick Ratio of 0.82, which results in a Negative aspect.
The Industry Current Ratio stands at 2.26, vs the Current Ratio of 0.82, which results in a Negative aspect.
The Industry Price to BV stands at 2.42, vs the Price to BV of 0.65, which results in a Negative aspect.
Particulars | FY 2023 | FY 2022 |
---|---|---|
Total Income | 1,114.9 | 1,149.8 |
Total Expenditure | 271.0 | 215.8 |
Operating Profit(Excl OI) | 1,002.7 | 940.6 |
Add: Other Income | 158.9 | 6.6 |
Operating Profit | 1,002.7 | 940.6 |
Less: Interest | 702.9 | 701.6 |
PBDT | 299.8 | 239.1 |
Less: Depreciation | 9.9 | 8.7 |
PBT & Exceptional Items | 289.9 | 230.3 |
Less: Exceptional Income Expenses | 0.0 | 0.0 |
Profit Before Tax | 289.9 | 230.3 |
Less: Taxation | 76.6 | 56.8 |
Profit After Tax | 213.3 | 173.5 |
Earnings Per Share | 0.4 | 0.3 |
The Industry PAT Margin stands at 18.78, vs the PAT Margin of 15.09, which results in a Negative aspect.
The Industry PAT Growth stands at 15.34, vs the PAT Growth of 0.00, which results in a Negative aspect.
The Industry Dividend Yield stands at 1.48, vs the Dividend Yield of 2.11, which results in a Positive aspect.
The Industry PE Ratio stands at 18.59, vs the PE Ratio of 7.64, which results in a Negative aspect.
Particulars | FY 2023 | FY 2022 |
---|---|---|
Profit Before Tax | 289.9 | 230.3 |
Tax Paid | -63.5 | -69.6 |
Adjustment | -382.8 | -313.6 |
Changes In Working Capital | 289.9 | 230.3 |
Cash Flow after changes in Working Capital | 741.4 | 917.9 |
Cash Flow from Operating Activities | 1,043.2 | 1,286.0 |
Cash Flow from Investing Activities | -212.9 | -3.3 |
Cash Flow from Financing Activities | -1,238.4 | -891.8 |
Net Cash Inflow / Outflow | -408.1 | 390.9 |
Opening Cash & Cash Equivalents | 477.8 | 86.8 |
Closing Cash & Cash Equivalent | 69.7 | 477.8 |
The Industry PCF RATIO stands at -8.92, vs the PCF RATIO of 0.55, which results in a Positive aspect.
The Industry PFCF Ratio stands at 13.08, vs the PFCF Ratio of 0.60, which results in a Negative aspect.
Particulars | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | Jun 2021 |
---|---|---|---|---|---|---|---|---|---|---|---|
Net Sales | 2,611.1 | 2,675.9 | 2,684.3 | 2,811.7 | 2,808.1 | 2,789.7 | 2,739.8 | 2,882.2 | 2,916.4 | 2,977.8 | 2,720.1 |
Total Income | 2,629.0 | 2,701.9 | 2,710.5 | 2,874.0 | 2,842.9 | 2,808.9 | 2,763.5 | 2,899.5 | 2,929.8 | 2,997.9 | 2,736.8 |
Total Expenditure | 409.2 | 466.2 | 424.1 | 281.8 | 158.0 | 301.4 | 525.9 | 479.2 | 197.3 | 612.7 | 876.1 |
PBIDT (Excl OI) | 2,201.9 | 2,209.7 | 2,260.2 | 2,529.9 | 2,650.1 | 2,488.3 | 2,213.9 | 2,403.0 | 2,719.1 | 2,365.1 | 1,844.0 |
Other Income | 17.9 | 26.0 | 26.2 | 62.3 | 34.8 | 19.2 | 23.7 | 17.3 | 13.4 | 20.1 | 16.7 |
Operating Profit | 2,219.8 | 2,235.7 | 2,286.4 | 2,592.2 | 2,684.9 | 2,507.5 | 2,237.6 | 2,420.3 | 2,732.5 | 2,385.2 | 1,860.7 |
Interest | 1,757.2 | 1,793.2 | 1,830.1 | 1,781.9 | 1,782.5 | 1,755.6 | 1,704.9 | 1,656.1 | 1,722.4 | 1,789.5 | 1,841.5 |
Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
PBDT | 462.6 | 442.5 | 456.3 | 810.3 | 902.4 | 751.9 | 532.7 | 764.2 | 1,010.1 | 595.7 | 19.2 |
Depreciation | 39.0 | 36.2 | 36.7 | 34.7 | 20.0 | 20.3 | 23.8 | 30.6 | 30.5 | 13.9 | 10.8 |
Profit Before Tax | 423.6 | 406.3 | 419.6 | 775.6 | 882.4 | 731.6 | 508.9 | 733.6 | 979.6 | 581.8 | 8.4 |
Tax | 67.1 | 104.4 | 101.2 | 252.3 | 228.0 | 168.5 | 117.2 | 243.6 | 214.6 | 129.5 | -19.4 |
Provisions and contingencies | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Profit After Tax | 356.5 | 301.9 | 318.4 | 523.3 | 654.4 | 563.1 | 391.7 | 490.0 | 765.0 | 452.3 | 27.8 |
Net Profit | 356.5 | 301.9 | 318.4 | 523.3 | 654.4 | 563.1 | 391.7 | 490.0 | 765.0 | 452.3 | 27.8 |
ADDITIONAL INFOS: | |||||||||||
Equity Capital | 538.5 | 538.5 | 538.5 | 538.5 | 538.5 | 538.5 | 538.5 | 538.5 | 538.5 | 538.5 | 538.5 |
Reserves | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
EPS | 6.6 | 5.6 | 5.9 | 9.7 | 12.2 | 10.5 | 7.3 | 9.1 | 14.2 | 8.4 | 0.5 |
Operating Profit Margin | 85.0 | 83.5 | 85.2 | 92.2 | 95.6 | 89.9 | 81.7 | 84.0 | 93.7 | 80.1 | 68.4 |
Net Profit Margin | 13.7 | 11.3 | 11.9 | 18.6 | 23.3 | 20.2 | 14.3 | 17.0 | 26.2 | 15.2 | 1.0 |
The Industry Net Sales Growth stands at 5.62, vs the Net Sales Growth of 0.00, which results in a Negative aspect.
The Industry Mcap Growth stands at 2.18, vs the Mcap Growth of 0.00, which results in a Negative aspect.
Type | Classic | Woodie | Camarilla |
---|---|---|---|
R4 | 231.80 | 239.76 | 217.81 |
R3 | 225.85 | 226.98 | 215.15 |
R2 | 219.90 | 220.46 | 214.27 |
R1 | 216.20 | 217.33 | 213.38 |
Pivot | 210.25 | 210.81 | 210.25 |
S1 | 206.55 | 207.68 | 211.62 |
S2 | 200.60 | 201.16 | 210.73 |
S3 | 196.90 | 198.03 | 209.85 |
S4 | 193.20 | 181.86 | 207.19 |
(All Values are in INR)
1 Day
1 Week
1 Month
Stoch RSI
60.09
Neutral
RSI
44.29
Neutral
ROC
4.57
Bullish
UltimateOscillator
40.28
Neutral
Williams Indicator
-49.78
Neutral
CCI Indicator
-2.59
Neutral
MACD
-2,775.52
Bearish
Stochastic Indicator
50.12
Neutral
ATR
10.07
High Volatility
Ex-Date | Ratio | Record Date |
---|
Ex-Date | Ratio | Record Date |
---|---|---|
Announcement Date | Dividend Amount | Dividend Percentage of FV | Dividend Type |
---|---|---|---|
25-08-2023 | 4.50 | 45 | Final |
16-09-2021 | 4.00 | 40 | Final |
Date Of Conduct | Board Meeting Details |
---|---|
13-05-2024 | Final Dividend & Audited Results |
05-02-2024 | Quarterly Results & Inter alia, at the said meeting, a proposal will also be placed for re-validation of Board resolution dated August 07, 2023 relating to issue of Non-Convertible Debentures (NCDs) upto an aggregate amount of Rs.2500 crs. on private placement basis, in one or more tranches for a period upto the date of the Annual General Meeting (AGM) of the year 2023 -24 pursuant to 'Master Direction Non-Banking Financial Company - Housing Finance Company (Reserve Bank) Directions, 2021. It is further informed that the subject issue of NCDs of Rs. 2500 crs. was approved by the members at the 33rd Annual General Meeting (AGM) of the Company held on September 26, 2023. |
03-11-2023 | Quarterly Results |
07-08-2023 | A.G.M. & Quarterly Results |
17-05-2023 | Audited Results & Final Dividend |
02-02-2023 | Quarterly Results |
14-11-2022 | Quarterly Results |
02-08-2022 | Quarterly Results |
18-05-2022 | Audited Results & Final Dividend & Inter alia - 1. To consider and approve the Audited Standalone and Consolidated Financial Results for the year ended March 31, 2022 along with 4th quarter Standalone and Consolidated financial results; 2. To consider the recommendation of Dividend, if any, for the year 2021-22; 3. To consider and approve the issue of Non-Convertible Debentures (NCDs), on private placement basis, in one or more tranches (for F.Y. 2022-23) in terms of the provisions of Section 42 of the Companies Act, 2013 & other applicable laws; 4. Re-validation of existing Board resolution dated 28.06.2021 for NCD issue on private placement basis (approved by Shareholders in previous AGM dt. 27.09.2021) 5. Other business related matters, if any. |
31-01-2022 | Quarterly Results |
29-10-2021 | Quarterly Results |
11-08-2021 | Quarterly Results |
28-06-2021 | Audited Results & Dividend |