Today's Low
₹ 286.70
Today's High
₹ 293.80
52 Weeks Low
₹ 180.20
52 Weeks High
₹ 303.00
Lower
₹ 228.45
Upper
₹ 342.65
FINO Payments Bank Limited provides various types of financial services in India. The company offers savings accounts, current accounts, sweep account facility, debit and prepaid cards, and loan referral services. It also provides recharge, bill payment, remittance, and money transfer services; payment systems; mobile banking services; FASTag products; unified payments interface facility; and cash bazar, AADHAAR seeding and micro ATM services. In addition, the company offers health, life, and two wheeler insurance products; and third party financial products distribution and business correspondent banking services. It has 724671 banking outlets, 54 Bank Branches, and 130 Customer Service Points. The company was formerly known as Fino Fintech Limited. The company was incorporated in 2007 and is based in Navi Mumbai, India. FINO Payments Bank Limited operates as a subsidiary of FINO PayTech Limited.
No Data Found
No of shares Outstanding
EPS-TTM
Face Value
Book Value
Net Asset Value
ROE
ROA
ROCE
Dividend Yield
Total Debt
Sales Growth
PAT Growth
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
---|---|---|---|---|---|
SOURCES OF FUNDS: | |||||
Total Liabilities & Total Equity | 2,466.4 | 1,680.0 | 1,010.3 | 624.0 | 684.1 |
Share Capital | 83.2 | 83.2 | 44.6 | 44.6 | 44.6 |
Share Warrants & Outstandings | 10.8 | 3.2 | 0.0 | 0.0 | 0.0 |
Total Reserves | 458.5 | 393.4 | 106.0 | 85.5 | 117.5 |
Deposits | 917.2 | 502.7 | 242.8 | 117.5 | 47.5 |
Borrowings | 434.1 | 249.7 | 180.8 | 110.8 | 82.9 |
Liabilities & Provisions | 562.6 | 447.9 | 436.1 | 265.6 | 391.5 |
APPLICATION OF FUNDS: | |||||
Total Assets | 2,466.4 | 1,680.0 | 1,010.3 | 624.0 | 684.1 |
Cash and balance with RBI | 219.9 | 223.9 | 88.3 | 130.8 | 157.5 |
Balances with banks and money at call | 614.0 | 542.3 | 182.5 | 171.2 | 230.9 |
Investments | 1,146.4 | 631.4 | 503.6 | 128.3 | 73.2 |
Advances | 0.1 | 0.2 | 0.1 | 0.1 | 0.1 |
Net Block | 139.4 | 92.3 | 62.4 | 49.1 | 41.9 |
Lease Adjustment | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Capital Work in Progress | 5.5 | 0.5 | 1.8 | 0.4 | 0.4 |
Other Assets | 341.0 | 189.5 | 171.6 | 144.2 | 180.3 |
The Industry Debt to Equity Ratio stands at 0.95, vs the Debt to Equity Ratio of 0.80, which results in a Positive aspect.
The Industry Current Ratio stands at 0.00, vs the Current Ratio of 0.00, which results in a Negative aspect.
The Industry Price to BV stands at 2.56, vs the Price to BV of 3.98, which results in a Positive aspect.
The Industry Quick Ratio stands at 0.00, vs the Quick Ratio of 0.00, which results in a Negative aspect.
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
---|---|---|---|---|---|
Total Income | 94.9 | 35.6 | 20.3 | 18.1 | 19.2 |
Total Expenditure | 94.9 | 35.6 | 20.3 | 18.1 | 19.2 |
Profit Before Tax | 2,300.0 | 1,944.4 | 1,542.5 | 1,395.1 | 793.6 |
Less: Taxation | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Profit After Tax | 65.1 | 42.7 | 20.5 | -32.0 | -62.4 |
Earnings Per Share | 0.0 | 0.0 | 0.0 | -0.4 | -0.8 |
Appropriation | -206.6 | -260.9 | -298.5 | -319.0 | -286.9 |
The Industry Dividend Yield stands at 0.80, vs the Dividend Yield of 0.00, which results in a Negative aspect.
The Industry PAT Margin stands at 24.84, vs the PAT Margin of 68.61, which results in a Positive aspect.
The Industry PAT Growth stands at 79.08, vs the PAT Growth of 52.28, which results in a Negative aspect.
The Industry PE Ratio stands at 19.62, vs the PE Ratio of 28.88, which results in a Positive aspect.
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
---|---|---|---|---|---|
Profit Before Tax | 65.1 | 42.7 | 20.5 | -32.0 | -62.4 |
Tax Paid | 3.5 | -7.5 | 9.5 | 6.8 | 5.3 |
Adjustment | 53.0 | 42.7 | 61.0 | 27.6 | 22.0 |
Changes In Working Capital | 65.1 | 42.7 | 20.5 | -32.0 | -62.4 |
Cash Flow after changes in Working Capital | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Cash Flow from Operating Activities | -20.1 | 207.4 | -32.2 | -83.7 | 28.6 |
Cash Flow from Investing Activities | -96.5 | -64.3 | -68.9 | -30.5 | -13.6 |
Cash Flow from Financing Activities | 184.4 | 352.2 | 70.0 | 27.9 | 35.0 |
Net Cash Inflow / Outflow | 67.8 | 495.3 | -31.2 | -86.3 | 50.0 |
Opening Cash & Cash Equivalents | 766.2 | 270.8 | 302.0 | 388.3 | 338.3 |
Effect of Foreign Exchange Fluctuations | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Closing Cash & Cash Equivalent | 833.9 | 766.2 | 270.8 | 302.0 | 388.3 |
The Industry PFCF Ratio stands at 105.52, vs the PFCF Ratio of -13.13, which results in a Negative aspect.
The Industry PCF RATIO stands at -52.99, vs the PCF RATIO of -84.35, which results in a Negative aspect.
Particulars | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 |
---|---|---|---|---|---|---|---|---|---|---|
Interest Earned | 391.5 | 365.3 | 329.7 | 294.0 | 252.7 | 214.6 | 187.3 | 127.1 | 98.2 | 70.4 |
Other Income | 3,310.5 | 3,220.5 | 3,153.4 | 2,940.3 | 2,888.3 | 2,818.7 | 2,703.2 | 2,725.8 | 2,653.5 | 2,351.1 |
Total Income | 3,702.0 | 3,585.8 | 3,483.1 | 3,234.3 | 3,141.0 | 3,033.3 | 2,890.5 | 2,852.9 | 2,751.7 | 2,421.5 |
Interest Expended | 215.9 | 188.7 | 154.5 | 143.0 | 135.8 | 118.0 | 76.9 | 46.1 | 42.1 | 34.3 |
Operating Expenses | 3,258.1 | 3,196.3 | 3,141.6 | 2,870.5 | 2,814.2 | 2,777.3 | 2,712.6 | 2,630.6 | 2,568.6 | 2,308.3 |
Total Expenditure | 3,258.1 | 3,196.3 | 3,141.6 | 2,870.5 | 2,814.2 | 2,777.3 | 2,712.6 | 2,630.6 | 2,568.6 | 2,308.3 |
Operating Profit Before Provisions and Contingencies | 228.0 | 200.8 | 187.0 | 220.8 | 191.0 | 138.0 | 101.0 | 176.2 | 141.0 | 78.9 |
Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Provisions and contingencies | 0.0 | 5.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Profit Before Tax | 228.0 | 195.2 | 187.0 | 220.8 | 191.0 | 138.0 | 101.0 | 176.2 | 141.0 | 78.9 |
Tax | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Profit After Tax | 228.0 | 195.2 | 187.0 | 220.8 | 191.0 | 138.0 | 101.0 | 176.2 | 141.0 | 78.9 |
Net Profit | 228.0 | 195.2 | 187.0 | 220.8 | 191.0 | 138.0 | 101.0 | 176.2 | 141.0 | 78.9 |
ADDITIONAL INFOS: | ||||||||||
Equity Capital | 832.1 | 832.1 | 832.1 | 832.1 | 832.1 | 832.1 | 832.1 | 832.1 | 832.1 | 780.2 |
Reserves | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Capital Adequacy Ratio | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
% of Net NPAs | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
% of Gross NPAs | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Return on Assets | 0.7 | 0.7 | 0.7 | 0.9 | 0.8 | 0.6 | 0.5 | 1.1 | 0.9 | 0.7 |
EPS | 2.7 | 2.4 | 2.3 | 2.7 | 2.3 | 1.7 | 1.2 | 2.2 | 1.7 | 1.0 |
Operating Profit Margin | 369,312.7 | 357,653.4 | 347,310.3 | 322,405.0 | 312,932.6 | 301,980.8 | 287,560.7 | 283,184.0 | 272,511.4 | 238,822.4 |
Net Profit Margin | 58.2 | 53.4 | 56.7 | 75.1 | 75.6 | 64.3 | 53.9 | 138.6 | 143.6 | 112.1 |
The Industry Net Sales Growth stands at 25.01, vs the Net Sales Growth of 166.27, which results in a Positive aspect.
The Industry Mcap Growth stands at 14.72, vs the Mcap Growth of -18.70, which results in a Negative aspect.
Type | Classic | Woodie | Camarilla |
---|---|---|---|
R4 | 302.20 | 310.43 | 291.91 |
R3 | 299.40 | 298.65 | 289.95 |
R2 | 296.60 | 296.23 | 289.30 |
R1 | 292.30 | 291.55 | 288.65 |
Pivot | 289.50 | 289.13 | 289.50 |
S1 | 285.20 | 284.45 | 287.35 |
S2 | 282.40 | 282.03 | 286.70 |
S3 | 278.10 | 277.35 | 286.05 |
S4 | 273.80 | 267.83 | 284.10 |
(All Values are in INR)
1 Day
1 Week
1 Month
Stoch RSI
59.13
Neutral
RSI
45.10
Neutral
ROC
1.30
Bullish
UltimateOscillator
42.49
Neutral
Williams Indicator
-53.98
Neutral
CCI Indicator
-27.17
Neutral
MACD
-2,714.77
Bearish
Stochastic Indicator
43.92
Neutral
ATR
12.65
High Volatility
Ex-Date | Ratio | Record Date |
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Ex-Date | Ratio | Record Date |
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Announcement Date | Dividend Amount | Dividend Percentage of FV | Dividend Type |
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Date Of Conduct | Board Meeting Details |
---|---|
31-01-2024 | Quarterly Results |
01-11-2023 | Quarterly Results & Audited Results |
28-07-2023 | Quarterly Results |
02-05-2023 | Quarterly Results & Audited Results |
02-02-2023 | Quarterly Results |
31-10-2022 | Audited Results |
27-07-2022 | Quarterly Results |
16-05-2022 | Audited Results |
27-01-2022 | Quarterly Results |
13-11-2021 | Quarterly Results |