Today's Low
₹ 44.00
Today's High
₹ 45.35
52 Weeks Low
₹ 10.70
52 Weeks High
₹ 26.40
Lower
₹ 41.35
Upper
₹ 45.65
Dhanlaxmi Bank Limited provides various banking and financial services in India. It operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business Operations segments. The company offers deposit products, such as savings and current accounts, and term deposits; loans, including property, car, commercial, personal, education, and business loans, as well as loans against securities; and foreign exchange services comprising foreign currency cash, cheque deposits, foreign currency demand drafts, and remittances. It also provides export and import services; credit products comprising industrial and trade advance, import export assistance, and agricultural assistance; corporate salary accounts; and cash management services, as well as life, health, and car insurance products. In addition, the company offers non-resident Indians (NRI) banking services, such as non-residential external accounts, non-resident ordinary accounts, recurring and term deposits, foreign currency non-resident fixed deposits, and resident foreign currency accounts, as well as money transfer services and NRI property loans; and micro and agricultural banking, and financial planning services. Further, it provides SME banking services, including working capital facilities, trade facilities, and capacity expansion services; credit, debit, and gift cards; and investment, depository, and online banking services, as well as locker facilities. As of March 31, 2021, it had 245 branches and 257 ATMs across 14 States and 1 Union Territory. The company was incorporated in 1927 and is based in Thrissur, India.
No Data Found
No of shares Outstanding
EPS-TTM
Face Value
Book Value
Net Asset Value
ROE
ROA
ROCE
Dividend Yield
Total Debt
Sales Growth
PAT Growth
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
SOURCES OF FUNDS: | ||||||||||||
Total Liabilities & Total Equity | 15,132.1 | 13,795.8 | 13,096.5 | 12,265.1 | 11,798.9 | 12,286.5 | 12,333.1 | 12,463.0 | 14,351.9 | 14,687.6 | 13,829.6 | 14,676.5 |
Share Capital | 253.0 | 253.0 | 253.0 | 253.0 | 253.0 | 253.0 | 209.9 | 177.4 | 177.4 | 125.9 | 85.1 | 85.1 |
Share Warrants & Outstandings | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 35.4 | 0.0 |
Total Reserves | 708.1 | 647.0 | 611.1 | 573.9 | 508.1 | 496.5 | 444.6 | 330.5 | 546.4 | 610.4 | 645.5 | 643.1 |
Deposits | 13,351.7 | 12,402.9 | 11,711.9 | 10,904.1 | 10,603.3 | 10,919.7 | 11,293.7 | 11,353.8 | 12,381.7 | 12,133.2 | 11,202.1 | 11,804.4 |
Borrowings | 492.4 | 150.0 | 150.0 | 177.5 | 200.4 | 392.2 | 145.2 | 251.9 | 941.4 | 1,335.6 | 1,592.1 | 1,721.5 |
Liabilities & Provisions | 327.0 | 342.9 | 370.5 | 356.6 | 234.0 | 225.2 | 239.8 | 349.4 | 305.0 | 482.5 | 269.4 | 422.3 |
APPLICATION OF FUNDS: | ||||||||||||
Total Assets | 15,132.1 | 13,795.8 | 13,096.5 | 12,265.1 | 11,798.9 | 12,286.5 | 12,333.1 | 12,463.0 | 14,351.9 | 14,687.6 | 13,829.6 | 14,676.5 |
Cash and balance with RBI | 836.3 | 708.4 | 602.1 | 548.5 | 557.4 | 602.9 | 575.0 | 579.5 | 669.3 | 630.2 | 509.8 | 868.0 |
Balances with banks and money at call | 10.3 | 27.4 | 382.9 | 580.8 | 65.8 | 268.8 | 232.6 | 253.7 | 620.8 | 1,045.2 | 427.3 | 58.1 |
Investments | 3,888.6 | 4,044.1 | 4,439.0 | 3,682.4 | 4,036.7 | 4,364.6 | 4,194.2 | 3,792.2 | 4,496.7 | 4,482.3 | 4,509.5 | 4,360.2 |
Advances | 9,451.5 | 8,142.0 | 6,787.4 | 6,496.1 | 6,289.3 | 6,110.5 | 6,446.4 | 6,952.7 | 7,669.8 | 7,936.0 | 7,777.1 | 8,758.1 |
Net Block | 250.9 | 221.0 | 224.9 | 178.9 | 169.4 | 173.1 | 183.1 | 151.9 | 184.1 | 199.0 | 125.3 | 139.4 |
Lease Adjustment | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Capital Work in Progress | 6.7 | 0.0 | 0.0 | 34.8 | 32.6 | 30.7 | 31.2 | 27.0 | 18.7 | 13.3 | 10.4 | 9.3 |
Other Assets | 687.8 | 652.9 | 660.2 | 743.6 | 647.6 | 736.0 | 670.8 | 706.0 | 692.5 | 381.6 | 470.2 | 483.5 |
The Industry Debt to Equity Ratio stands at 0.95, vs the Debt to Equity Ratio of 0.61, which results in a Positive aspect.
The Industry Current Ratio stands at 0.00, vs the Current Ratio of 0.00, which results in a Negative aspect.
The Industry Price to BV stands at 2.59, vs the Price to BV of 1.30, which results in a Negative aspect.
The Industry Quick Ratio stands at 0.00, vs the Quick Ratio of 0.00, which results in a Negative aspect.
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Income | 1,071.2 | 916.6 | 930.8 | 987.6 | 971.5 | 1,013.3 | 1,089.1 | 1,204.3 | 1,283.6 | 1,292.0 | 1,308.0 | 1,393.7 |
Total Expenditure | 1,071.2 | 916.6 | 930.8 | 987.6 | 971.5 | 1,013.3 | 1,089.1 | 1,204.3 | 1,283.6 | 1,292.0 | 1,308.0 | 1,393.7 |
Profit Before Tax | 1,051.2 | 1,027.0 | 866.6 | 906.3 | 787.3 | 921.4 | 872.9 | 959.0 | 1,009.0 | 958.9 | 804.7 | 896.8 |
Less: Taxation | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 13.3 | 0.0 | 0.1 | -25.9 | 1.1 |
Profit After Tax | 49.4 | 35.9 | 37.2 | 65.8 | 11.7 | -24.9 | 12.4 | -209.5 | -241.5 | -251.9 | 2.6 | -115.6 |
Earnings Per Share | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Appropriation | -776.4 | -800.8 | -799.6 | -796.9 | -853.8 | -861.4 | -818.8 | -824.5 | -612.3 | -370.8 | -117.6 | -115.6 |
The Industry PAT Margin stands at 24.87, vs the PAT Margin of 4.61, which results in a Negative aspect.
The Industry PAT Growth stands at 78.14, vs the PAT Growth of 37.48, which results in a Negative aspect.
The Industry Dividend Yield stands at 0.80, vs the Dividend Yield of 0.00, which results in a Negative aspect.
The Industry PE Ratio stands at 19.86, vs the PE Ratio of 12.12, which results in a Negative aspect.
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Profit Before Tax | 31.6 | 37.1 | 37.2 | 65.8 | 11.7 | -24.9 | 12.4 | -196.2 | -241.5 | -251.9 | 2.7 | -116.7 |
Tax Paid | 0.1 | -1.0 | -0.6 | -0.9 | -19.1 | -0.8 | -0.2 | -0.5 | -0.2 | 0.0 | 0.0 | -7.5 |
Adjustment | 174.5 | 97.1 | 101.0 | 96.7 | 83.4 | 189.7 | 103.8 | 142.0 | 288.1 | 282.8 | 86.4 | 52.2 |
Changes In Working Capital | 31.6 | 37.1 | 37.2 | 65.8 | 11.7 | -24.9 | 12.4 | -196.2 | -241.5 | -251.9 | 2.7 | -116.7 |
Cash Flow after changes in Working Capital | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Cash Flow from Operating Activities | 216.4 | 138.8 | -90.3 | 554.0 | -143.7 | -203.0 | -99.2 | -297.8 | -605.1 | 648.7 | -113.0 | 29.4 |
Cash Flow from Investing Activities | -105.6 | -388.0 | -26.6 | -25.0 | -9.8 | -2.8 | -10.5 | -9.2 | -9.7 | -24.3 | -19.0 | -43.0 |
Cash Flow from Financing Activities | 0.0 | 0.0 | -27.5 | -22.9 | -94.8 | 269.9 | 84.1 | -150.0 | 229.6 | 113.8 | 143.1 | 4.5 |
Net Cash Inflow / Outflow | 110.8 | -249.1 | -144.4 | 506.1 | -248.3 | 64.0 | -25.6 | -457.0 | -385.2 | 738.2 | 11.1 | -9.1 |
Opening Cash & Cash Equivalents | 735.8 | 985.0 | 1,129.3 | 623.3 | 871.6 | 807.6 | 833.1 | 1,290.1 | 1,675.3 | 937.1 | 926.1 | 935.2 |
Effect of Foreign Exchange Fluctuations | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Closing Cash & Cash Equivalent | 846.6 | 735.8 | 985.0 | 1,129.3 | 623.3 | 871.6 | 807.6 | 833.1 | 1,290.1 | 1,675.3 | 937.1 | 926.1 |
The Industry PCF RATIO stands at -52.46, vs the PCF RATIO of 1.69, which results in a Positive aspect.
The Industry PFCF Ratio stands at 107.44, vs the PFCF Ratio of 8.04, which results in a Negative aspect.
Particulars | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | Jun 2021 | Mar 2021 | Dec 2020 | Sep 2020 | Jun 2020 | Mar 2020 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Interest Earned | 3,077.2 | 3,039.0 | 2,891.4 | 2,741.0 | 2,762.6 | 2,625.0 | 2,583.7 | 2,349.1 | 2,346.3 | 2,290.1 | 2,181.0 | 2,127.7 | 2,373.6 | 2,439.7 | 2,366.5 | 2,429.3 |
Other Income | 357.0 | 235.3 | 522.6 | 373.9 | 359.2 | 227.6 | -215.5 | 686.7 | 345.3 | 375.8 | 209.2 | 294.1 | 488.5 | 212.5 | 419.7 | 380.5 |
Total Income | 3,434.2 | 3,274.3 | 3,414.0 | 3,114.9 | 3,121.8 | 2,852.6 | 2,368.2 | 3,035.8 | 2,691.6 | 2,665.9 | 2,390.2 | 2,421.8 | 2,862.1 | 2,652.2 | 2,786.2 | 2,809.8 |
Interest Expended | 1,937.2 | 1,829.4 | 1,705.1 | 1,589.5 | 1,494.0 | 1,460.6 | 1,410.7 | 1,384.9 | 1,388.9 | 1,383.5 | 1,386.0 | 1,414.9 | 1,467.1 | 1,553.1 | 1,575.9 | 1,573.9 |
Operating Expenses | 1,273.9 | 1,208.9 | 1,129.5 | 1,139.8 | 1,084.7 | 1,038.5 | 1,007.7 | 1,014.7 | 1,019.5 | 1,021.8 | 915.3 | 1,047.9 | 1,072.8 | 760.5 | 779.2 | 838.0 |
Total Expenditure | 1,273.9 | 1,208.9 | 1,129.5 | 1,139.8 | 1,084.7 | 1,038.5 | 1,007.7 | 1,014.7 | 1,019.5 | 1,021.8 | 915.3 | 1,047.9 | 1,072.8 | 760.5 | 779.2 | 838.0 |
Operating Profit Before Provisions and Contingencies | 223.1 | 236.0 | 579.4 | 385.6 | 543.1 | 353.5 | -50.2 | 636.2 | 283.2 | 260.6 | 88.9 | -41.0 | 322.2 | 338.6 | 431.1 | 397.9 |
Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Provisions and contingencies | 192.6 | -28.2 | 276.4 | 181.4 | 325.8 | 194.6 | 214.1 | 390.1 | 262.9 | 224.0 | 21.0 | -148.2 | 204.1 | 198.5 | 370.2 | 568.9 |
Profit Before Tax | 30.5 | 264.2 | 303.0 | 204.2 | 217.3 | 158.9 | -264.3 | 246.1 | 20.3 | 36.6 | 67.9 | 107.2 | 118.1 | 140.1 | 60.9 | -171.0 |
Tax | 0.0 | 32.6 | 20.0 | -177.5 | 0.0 | 0.0 | 0.0 | 11.9 | 0.0 | 0.0 | 0.0 | 54.4 | 0.0 | 0.0 | 0.0 | -197.0 |
Profit After Tax | 30.5 | 231.6 | 283.0 | 381.7 | 217.3 | 158.9 | -264.3 | 234.2 | 20.3 | 36.6 | 67.9 | 52.8 | 118.1 | 140.1 | 60.9 | 26.0 |
Net Profit | 30.5 | 231.6 | 283.0 | 381.7 | 217.3 | 158.9 | -264.3 | 234.2 | 20.3 | 36.6 | 67.9 | 52.8 | 118.1 | 140.1 | 60.9 | 26.0 |
ADDITIONAL INFOS: | ||||||||||||||||
Equity Capital | 2,530.1 | 2,530.1 | 2,530.1 | 2,530.1 | 2,530.1 | 2,530.1 | 2,530.1 | 2,530.1 | 2,530.1 | 2,530.1 | 2,530.1 | 2,530.1 | 2,530.1 | 2,530.1 | 2,530.1 | 2,530.1 |
Reserves | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Capital Adequacy Ratio | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
% of Net NPAs | 1.3 | 1.3 | 1.1 | 1.2 | 1.8 | 2.3 | 2.7 | 2.9 | 3.8 | 4.9 | 4.6 | 4.8 | 1.1 | 1.7 | 2.2 | 1.6 |
% of Gross NPAs | 4.8 | 5.4 | 5.2 | 5.2 | 5.8 | 6.0 | 6.4 | 6.3 | 7.6 | 8.7 | 9.3 | 9.2 | 5.8 | 6.4 | 6.9 | 5.9 |
Return on Assets | 0.1 | 0.6 | 0.8 | 0.3 | 0.1 | -0.2 | -0.8 | 0.3 | 0.1 | 0.2 | 0.2 | 0.3 | 0.3 | 0.3 | 0.2 | 0.6 |
EPS | 0.1 | 0.9 | 1.1 | 1.5 | 0.9 | 0.6 | -1.0 | 0.9 | 0.1 | 0.1 | 0.3 | 0.2 | 0.5 | 0.6 | 0.2 | 0.1 |
Operating Profit Margin | 343,315.7 | 327,330.0 | 341,302.0 | 311,390.4 | 312,086.7 | 285,164.8 | 236,726.4 | 303,477.8 | 269,057.3 | 266,485.0 | 238,914.5 | 242,064.3 | 286,103.0 | 265,125.2 | 278,520.5 | 280,880.7 |
Net Profit Margin | 1.0 | 7.6 | 9.8 | 13.9 | 7.9 | 6.1 | -10.2 | 10.0 | 0.9 | 1.6 | 3.1 | 2.5 | 5.0 | 5.7 | 2.6 | 1.1 |
The Industry Mcap Growth stands at 14.67, vs the Mcap Growth of 16.63, which results in a Positive aspect.
The Industry Net Sales Growth stands at 25.02, vs the Net Sales Growth of 16.87, which results in a Negative aspect.
Type | Classic | Woodie | Camarilla |
---|---|---|---|
R4 | 51.75 | 55.08 | 46.39 |
R3 | 49.65 | 49.90 | 45.37 |
R2 | 47.55 | 47.68 | 45.03 |
R1 | 45.95 | 46.20 | 44.69 |
Pivot | 43.85 | 43.98 | 43.85 |
S1 | 42.25 | 42.50 | 44.01 |
S2 | 40.15 | 40.28 | 43.67 |
S3 | 38.55 | 38.80 | 43.33 |
S4 | 36.95 | 32.88 | 42.32 |
(All Values are in INR)
1 Day
1 Week
1 Month
Stoch RSI
33.70
Neutral
RSI
46.38
Neutral
ROC
-1.23
Bearish
UltimateOscillator
45.33
Neutral
Williams Indicator
-57.30
Neutral
CCI Indicator
-14.33
Neutral
MACD
-2,892.62
Bearish
Stochastic Indicator
42.65
Neutral
ATR
2.41
High Volatility
Ex-Date | Ratio | Record Date |
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Ex-Date | Ratio | Record Date |
---|
Announcement Date | Dividend Amount | Dividend Percentage of FV | Dividend Type |
---|
Date Of Conduct | Board Meeting Details |
---|---|
22-03-2024 | Right Issue of Equity Shares |
02-02-2024 | Quarterly Results |
09-11-2023 | Quarterly Results |
31-07-2023 | Quarterly Results |
22-05-2023 | Audited Results |
31-01-2023 | Quarterly Results |
05-12-2022 | Inter-alia consider / approve raising of funds by the Bank by way of issuance of Non-Convertible Debentures (NCDs) in the form of Basel III compliant Tier 2 Bonds aggregating to Rs.200 Crores in one or more tranches over a period of time, subject to approval of Regulators/ Shareholders, as may be required. |
09-11-2022 | Quarterly Results |
08-08-2022 | Quarterly Results |
19-05-2022 | Audited Results |
17-03-2022 | Right Issue of Equity Shares |
11-02-2022 | Quarterly Results |
05-11-2021 | Quarterly Results |
28-07-2021 | Quarterly Results |
29-05-2021 | Audited Results |
01-05-2021 | Right Issue of Equity Shares (Revised) |
29-04-2021 | Right Issue of Equity Shares inter-alia discuss on augmentation of the paid-up capital by issue of equity shares on rights basis. |