Today's Low
₹ 402.05
Today's High
₹ 408.00
52 Weeks Low
₹ 178.00
52 Weeks High
₹ 297.70
Lower
₹ 323.10
Upper
₹ 484.60
CSB Bank Limited provides various banking products and services for small and medium enterprises, retail, and NRI customers in India. It operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company accepts various deposits products that include savings accounts, NR accounts, fixed deposits, recurring deposits, corporate salary, and current accounts, as well as products for NRI customers; personal and business loans, including loans against gold jewelry, two wheeler and motor vehicle loans, housing loans, loan against property and overdrafts on mortgage/hypothecation/pledge, small business loans, and agricultural loans; and microfinance. It also offers demat services; banking services to financial institutions, such as non-banking financial companies, banks, insurance companies, mutual funds, brokers, etc.; cash management and trade finance services; digital banking services; statutory reserves and asset liability management, liquidity management, investment and securities trading, and money market and foreign exchange services; sovereign debt instruments investment services; commercial papers, mutual funds, certificates of deposits, bonds, and debentures; remittance services; life and non-life insurances; and payment services, as well as debit cards. In addition, it provides agri-banking services; and corporate lending services. As of March 31, 2021, the company operated 518 branches, which included 3 service branches, 3- asset recovery branches, and 318 ATMs. The company was formerly known as The Catholic Syrian Bank Limited and changed its name to CSB Bank Limited in June 2019. CSB Bank Limited was incorporated in 1920 and is headquartered in Thrissur, India.
No of shares Outstanding
EPS-TTM
Face Value
Book Value
Net Asset Value
ROE
ROA
ROCE
Dividend Yield
Total Debt
Sales Growth
PAT Growth
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2009 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
SOURCES OF FUNDS: | |||||||||||||
Total Liabilities & Total Equity | 29,162.3 | 25,356.3 | 23,337.4 | 18,864.2 | 16,911.2 | 15,870.1 | 16,223.2 | 15,651.9 | 15,762.3 | 15,315.6 | 13,620.1 | 12,047.1 | 7,040.0 |
Share Capital | 173.5 | 173.5 | 173.5 | 173.5 | 86.0 | 81.0 | 81.0 | 71.8 | 60.4 | 41.9 | 41.9 | 31.4 | 18.9 |
Share Warrants & Outstandings | 18.3 | 13.5 | 0.8 | 0.0 | 651.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Total Reserves | 3,011.8 | 2,464.4 | 2,005.9 | 1,787.2 | 694.4 | 808.0 | 918.3 | 821.0 | 828.1 | 728.1 | 715.7 | 534.1 | 369.4 |
Deposits | 24,505.8 | 20,188.3 | 19,140.0 | 15,790.7 | 15,123.9 | 14,690.7 | 14,911.6 | 14,438.4 | 14,474.5 | 13,673.9 | 12,341.6 | 10,604.9 | 6,332.8 |
Borrowings | 783.0 | 2,007.2 | 1,425.9 | 794.0 | 0.0 | 41.8 | 41.8 | 41.8 | 45.5 | 555.5 | 199.4 | 575.5 | 92.9 |
Liabilities & Provisions | 669.9 | 509.4 | 591.2 | 318.9 | 355.6 | 248.6 | 270.5 | 278.9 | 353.9 | 316.1 | 321.5 | 301.2 | 226.0 |
APPLICATION OF FUNDS: | |||||||||||||
Total Assets | 29,162.3 | 25,356.3 | 23,337.4 | 18,864.2 | 16,911.2 | 15,870.1 | 16,223.2 | 15,651.9 | 15,762.3 | 15,315.6 | 13,620.1 | 12,047.1 | 7,040.0 |
Cash and balance with RBI | 1,469.9 | 1,473.2 | 736.1 | 547.8 | 725.4 | 677.9 | 756.4 | 676.4 | 688.5 | 623.9 | 629.3 | 686.5 | 370.3 |
Balances with banks and money at call | 366.8 | 100.5 | 977.9 | 391.6 | 248.2 | 537.2 | 454.8 | 49.9 | 110.1 | 450.4 | 435.8 | 284.5 | 577.3 |
Investments | 5,848.7 | 7,011.6 | 6,126.0 | 5,359.8 | 4,027.6 | 4,114.0 | 5,761.5 | 5,986.7 | 5,053.4 | 5,131.7 | 3,301.1 | 3,145.2 | 2,184.0 |
Advances | 20,650.6 | 15,814.7 | 14,438.1 | 11,366.4 | 10,615.2 | 9,337.4 | 8,118.9 | 7,852.7 | 9,472.0 | 8,707.4 | 8,851.5 | 7,663.5 | 3,683.8 |
Net Block | 319.4 | 287.9 | 269.5 | 253.5 | 217.7 | 216.1 | 215.3 | 215.1 | 175.1 | 173.3 | 169.2 | 75.7 | 83.7 |
Lease Adjustment | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Capital Work in Progress | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Other Assets | 506.9 | 668.4 | 789.7 | 945.2 | 1,077.0 | 987.5 | 916.4 | 871.2 | 263.2 | 228.9 | 233.3 | 191.7 | 141.0 |
The Industry Price to BV stands at 2.59, vs the Price to BV of 2.01, which results in a Negative aspect.
The Industry Debt to Equity Ratio stands at 0.95, vs the Debt to Equity Ratio of 0.26, which results in a Positive aspect.
The Industry Quick Ratio stands at 0.00, vs the Quick Ratio of 0.00, which results in a Negative aspect.
The Industry Current Ratio stands at 0.00, vs the Current Ratio of 0.00, which results in a Negative aspect.
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Income | 2,319.7 | 2,038.3 | 1,872.3 | 1,509.9 | 1,347.5 | 1,296.8 | 1,336.3 | 1,482.9 | 1,544.6 | 1,504.0 | 1,320.9 | 1,075.6 |
Total Expenditure | 2,319.7 | 2,038.3 | 1,872.3 | 1,509.9 | 1,347.5 | 1,296.8 | 1,336.3 | 1,482.9 | 1,544.6 | 1,504.0 | 1,320.9 | 1,075.6 |
Profit Before Tax | 2,566.1 | 2,186.0 | 2,196.5 | 1,493.8 | 1,451.8 | 1,169.8 | 1,198.5 | 1,084.9 | 1,048.8 | 952.3 | 825.7 | 758.6 |
Less: Taxation | 186.3 | 155.7 | 74.2 | 121.3 | -102.7 | -51.9 | -10.5 | -78.6 | -29.0 | 13.9 | 9.2 | 0.0 |
Profit After Tax | 547.4 | 458.5 | 218.4 | 12.7 | -197.4 | -97.5 | 1.6 | -149.7 | -53.2 | 26.9 | 32.7 | 25.9 |
Earnings Per Share | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Appropriation | 348.5 | -51.0 | -295.6 | -501.2 | -514.0 | -316.5 | -217.5 | -216.7 | -51.8 | 26.9 | 32.7 | 26.6 |
The Industry PE Ratio stands at 19.86, vs the PE Ratio of 12.18, which results in a Negative aspect.
The Industry PAT Growth stands at 78.14, vs the PAT Growth of 19.38, which results in a Negative aspect.
The Industry PAT Margin stands at 24.87, vs the PAT Margin of 23.60, which results in a Negative aspect.
The Industry Dividend Yield stands at 0.80, vs the Dividend Yield of 0.00, which results in a Negative aspect.
Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Profit Before Tax | 733.6 | 614.2 | 292.6 | 134.0 | -300.1 | -149.4 | -8.9 | -228.3 | -82.2 | 40.7 | 41.9 | 29.5 |
Tax Paid | -173.0 | -108.1 | 6.1 | -25.2 | -7.7 | 0.7 | -4.1 | -3.6 | 1.8 | -9.6 | 0.9 | -14.7 |
Adjustment | 114.5 | 152.1 | 362.5 | 170.7 | 334.5 | 243.5 | 181.1 | 243.7 | 148.5 | 69.9 | 85.8 | 82.4 |
Changes In Working Capital | 733.6 | 614.2 | 292.6 | 134.0 | -300.1 | -149.4 | -8.9 | -228.3 | -82.2 | 40.7 | 41.9 | 29.5 |
Cash Flow after changes in Working Capital | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Cash Flow from Operating Activities | 2,211.5 | -852.5 | 1,373.8 | -1,109.2 | -893.2 | 26.8 | 395.4 | -165.5 | -356.2 | 53.5 | 60.4 | 247.0 |
Cash Flow from Investing Activities | -724.3 | 130.9 | -1,231.4 | -235.4 | -22.1 | -17.8 | -17.0 | -12.7 | -16.2 | -15.8 | -12.6 | -7.5 |
Cash Flow from Financing Activities | -1,224.2 | 581.3 | 632.4 | 1,310.2 | 673.9 | -5.1 | 106.4 | 105.9 | 96.7 | -28.4 | 46.2 | 31.4 |
Net Cash Inflow / Outflow | 262.9 | -140.3 | 774.7 | -34.3 | -241.5 | 4.0 | 484.9 | -72.3 | -275.7 | 9.3 | 94.0 | 270.9 |
Opening Cash & Cash Equivalents | 1,573.8 | 1,714.1 | 939.3 | 973.6 | 1,215.1 | 1,211.1 | 726.3 | 798.6 | 1,074.3 | 1,065.0 | 971.0 | 700.1 |
Effect of Foreign Exchange Fluctuations | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Closing Cash & Cash Equivalent | 1,836.7 | 1,573.8 | 1,714.1 | 939.3 | 973.6 | 1,215.1 | 1,211.1 | 726.3 | 798.6 | 1,074.3 | 1,065.0 | 971.0 |
The Industry PFCF Ratio stands at 107.44, vs the PFCF Ratio of 2.07, which results in a Negative aspect.
The Industry PCF RATIO stands at -52.46, vs the PCF RATIO of 1.93, which results in a Positive aspect.
Particulars | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | Jun 2021 | Mar 2021 | Dec 2020 | Sep 2020 | Jun 2020 | Mar 2020 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Interest Earned | 7,618.3 | 6,873.4 | 6,834.9 | 6,364.9 | 5,920.5 | 5,551.8 | 5,359.3 | 5,195.6 | 5,276.5 | 4,958.5 | 4,952.5 | 4,971.3 | 4,826.2 | 4,699.6 | 4,226.0 | 3,889.2 |
Other Income | 1,253.4 | 1,484.5 | 1,215.5 | 1,263.2 | 899.0 | 449.4 | 548.5 | 636.1 | 521.6 | 597.9 | 762.8 | 1,123.2 | 1,166.2 | 975.9 | 742.8 | 865.7 |
Total Income | 8,871.7 | 8,357.9 | 8,050.4 | 7,628.1 | 6,819.5 | 6,001.2 | 5,907.8 | 5,831.7 | 5,798.1 | 5,556.4 | 5,715.3 | 6,094.5 | 5,992.4 | 5,675.5 | 4,968.8 | 4,754.9 |
Interest Expended | 3,791.6 | 3,436.5 | 3,194.8 | 2,880.5 | 2,423.1 | 2,302.1 | 2,252.4 | 2,157.3 | 2,243.1 | 2,174.7 | 2,275.0 | 2,214.2 | 2,314.4 | 2,407.1 | 2,373.4 | 2,313.8 |
Operating Expenses | 3,121.4 | 3,175.1 | 3,041.3 | 2,728.8 | 2,462.0 | 2,125.5 | 2,108.2 | 2,253.9 | 2,079.5 | 1,887.9 | 1,642.5 | 2,590.7 | 1,854.4 | 1,540.3 | 1,304.5 | 1,371.2 |
Total Expenditure | 3,121.4 | 3,175.1 | 3,041.3 | 2,728.8 | 2,462.0 | 2,125.5 | 2,108.2 | 2,253.9 | 2,079.5 | 1,887.9 | 1,642.5 | 2,590.7 | 1,854.4 | 1,540.3 | 1,304.5 | 1,371.2 |
Operating Profit Before Provisions and Contingencies | 1,958.7 | 1,746.3 | 1,814.3 | 2,018.8 | 1,934.4 | 1,573.6 | 1,547.2 | 1,420.5 | 1,475.5 | 1,493.8 | 1,797.8 | 1,289.6 | 1,823.6 | 1,728.1 | 1,290.9 | 1,069.9 |
Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Provisions and contingencies | -45.4 | -33.3 | 47.3 | -92.0 | -149.6 | -37.3 | 16.8 | -341.0 | -505.6 | -90.7 | 982.6 | 709.5 | 1,114.7 | 807.2 | 575.3 | 843.2 |
Profit Before Tax | 2,004.1 | 1,779.6 | 1,767.0 | 2,110.8 | 2,084.0 | 1,610.9 | 1,530.4 | 1,761.5 | 1,981.1 | 1,584.5 | 815.2 | 580.1 | 708.9 | 920.9 | 715.6 | 226.7 |
Tax | 504.4 | 447.9 | 444.7 | 547.4 | 524.5 | 405.4 | 385.2 | 454.8 | 498.6 | 398.8 | 205.2 | 151.2 | 178.4 | 231.9 | 180.0 | 823.5 |
Profit After Tax | 1,499.7 | 1,331.7 | 1,322.3 | 1,563.4 | 1,559.5 | 1,205.5 | 1,145.2 | 1,306.7 | 1,482.5 | 1,185.7 | 610.0 | 428.9 | 530.5 | 689.0 | 535.6 | -596.8 |
Net Profit | 1,499.7 | 1,331.7 | 1,322.3 | 1,563.4 | 1,559.5 | 1,205.5 | 1,145.2 | 1,306.7 | 1,482.5 | 1,185.7 | 610.0 | 428.9 | 530.5 | 689.0 | 535.6 | -596.8 |
ADDITIONAL INFOS: | ||||||||||||||||
Equity Capital | 1,735.4 | 1,735.4 | 1,735.4 | 1,735.4 | 1,735.4 | 1,735.4 | 1,735.4 | 1,735.4 | 1,735.4 | 1,735.4 | 1,735.4 | 1,735.4 | 1,735.1 | 1,735.1 | 1,735.1 | 1,735.1 |
Reserves | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 16,309.4 |
Capital Adequacy Ratio | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
% of Net NPAs | 0.3 | 0.3 | 0.3 | 0.4 | 0.4 | 0.6 | 0.6 | 0.7 | 1.4 | 2.6 | 3.2 | 1.2 | 0.7 | 1.3 | 1.7 | 1.9 |
% of Gross NPAs | 1.2 | 1.3 | 1.3 | 1.3 | 1.5 | 1.7 | 1.8 | 1.8 | 2.6 | 4.1 | 4.9 | 2.7 | 1.8 | 3.0 | 3.5 | 3.5 |
Return on Assets | 1.8 | 1.7 | 1.8 | 2.2 | 2.4 | 1.9 | 1.8 | 2.1 | 2.4 | 2.0 | 1.0 | 0.8 | 1.0 | 1.2 | 1.0 | -1.2 |
EPS | 8.6 | 7.7 | 7.6 | 9.0 | 9.0 | 7.0 | 6.6 | 7.5 | 8.6 | 6.8 | 3.5 | 2.5 | 3.1 | 4.0 | 3.1 | -3.4 |
Operating Profit Margin | 887,079.3 | 835,693.8 | 804,948.8 | 762,721.9 | 681,867.5 | 600,040.3 | 590,698.6 | 583,085.1 | 579,728.1 | 555,558.1 | 571,450.9 | 609,353.4 | 599,153.6 | 567,466.0 | 496,793.0 | 475,395.3 |
Net Profit Margin | 19.7 | 19.4 | 19.3 | 24.6 | 26.3 | 21.7 | 21.4 | 25.2 | 28.1 | 23.9 | 12.3 | 8.6 | 11.0 | 14.7 | 12.7 | -15.3 |
The Industry Net Sales Growth stands at 25.02, vs the Net Sales Growth of 13.80, which results in a Negative aspect.
The Industry Mcap Growth stands at 14.67, vs the Mcap Growth of 16.19, which results in a Positive aspect.
Type | Classic | Woodie | Camarilla |
---|---|---|---|
R4 | 435.65 | 449.46 | 411.07 |
R3 | 425.08 | 427.18 | 406.41 |
R2 | 414.52 | 415.56 | 404.86 |
R1 | 408.13 | 410.23 | 403.30 |
Pivot | 397.57 | 398.61 | 397.57 |
S1 | 391.18 | 393.28 | 400.20 |
S2 | 380.62 | 381.66 | 398.64 |
S3 | 374.23 | 376.33 | 397.09 |
S4 | 367.85 | 347.76 | 392.43 |
(All Values are in INR)
1 Day
1 Week
1 Month
Stoch RSI
74.64
Neutral
RSI
62.06
Neutral
ROC
7.14
Bullish
UltimateOscillator
57.46
Neutral
Williams Indicator
-19.43
Bearish
CCI Indicator
91.32
Neutral
MACD
-2,640.61
Bearish
Stochastic Indicator
75.81
Neutral
ATR
15.10
High Volatility
Ex-Date | Ratio | Record Date |
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Ex-Date | Ratio | Record Date |
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Announcement Date | Dividend Amount | Dividend Percentage of FV | Dividend Type |
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Date Of Conduct | Board Meeting Details |
---|---|
26-04-2024 | Audited Results |
29-01-2024 | Quarterly Results |
20-10-2023 | Quarterly Results |
20-07-2023 | Quarterly Results |
28-04-2023 | Audited Results |
30-01-2023 | Quarterly Results |
21-10-2022 | Quarterly Results |
21-07-2022 | Quarterly Results |
06-05-2022 | Audited Results |
21-01-2022 | Quarterly Results |
25-10-2021 | Quarterly Results |
22-07-2021 | Quarterly Results |
08-05-2021 | Audited Results |