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Daily Range
Daily RangeToday's Low
₹ 102.70
Today's High
₹ 107.15
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52 Weeks Range
52 Weeks Low
₹ 40.40
52 Weeks High
₹ 103.50
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Momentum of the Stock
Momentum of the Stock Bearish![]()
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Circuit Limit
Lower
₹ 92.72
Upper
₹ 113.33
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Financials Strength Score
Financials Strength Score Piotroski Score
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Company Profile
Bank of India engages in the provision of commercial and retail banking services. It operates through the following segments: Treasury, Wholesale Banking, and Retail Banking Operations. The Treasury Operations segment includes government and other securities, money market and forex operations. The Wholesale Banking Operations segment provides all advances which are not included under Retail Banking. The Retail Banking Operations segment provides the maximum aggregate exposure up to 5 crores. The company was founded by Sassoon Jacob Hai David, Ratanjee Dadabhoy Tata, Gordhandas Khattau, Cowasjee Jehangir, Lalubhai Samaldas, Khetsey Khiasey, Ramnarain Hurnundrai, Jenarrayen Hindoomull Dani, Noordin Ebrahim Noordin, and Shapurji Broacha on September 7, 1906 and is headquartered in Mumbai, India.
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Companies under the same Group
Companies under the same Group
BEML
Bharat Electronics
BHEL
HPCL
IFCI
MTNL
MRPL
Chennai Petrol. Corp
SAIL
LIC Housing Finance
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Key Metrics
Key MetricsStandalone
Consolidated
No of shares Outstanding
455.3 Cr.
EPS-TTM
₹17.16
Face Value
₹10.00
Book Value
₹147.07
Net Asset Value
₹130.32
ROE
7.54%
ROA
0.49%
ROCE
9.43%
Dividend Yield
2.72%
Total Debt
₹ 65.0 Cr.
Sales Growth
25.21%
PAT Growth
13.97%
Financials
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SOURCES OF FUNDS: | ||||||||||||
| Total Liabilities & Total Equity | 826,035.8 | 743,131.3 | 732,790.1 | 663,018.9 | 630,883.9 | 615,184.3 | 632,026.0 | 616,629.2 | 625,284.8 | 578,154.6 | 456,406.8 | 387,589.2 |
| Share Capital | 4,104.3 | 4,104.3 | 3,277.7 | 3,277.7 | 2,760.0 | 1,743.7 | 1,055.4 | 817.3 | 665.7 | 643.0 | 596.6 | 574.5 |
| Share Warrants & Outstandings | 0.0 | 0.0 | 3,000.0 | 0.0 | 4,638.0 | 0.0 | 1,721.9 | 1,303.7 | 0.0 | 0.0 | 0.0 | 0.0 |
| Total Reserves | 56,328.6 | 52,417.6 | 43,702.6 | 41,795.5 | 40,253.9 | 35,012.8 | 30,851.9 | 31,224.7 | 31,857.2 | 30,130.7 | 23,874.4 | 20,839.5 |
| Deposits | 672,194.1 | 629,980.8 | 629,098.3 | 557,386.4 | 522,555.0 | 522,996.9 | 542,352.1 | 515,722.5 | 534,482.3 | 478,695.1 | 383,131.0 | 319,412.5 |
| Borrowings | 65,015.2 | 26,821.1 | 32,464.1 | 39,752.5 | 44,265.2 | 43,598.3 | 39,491.4 | 51,103.3 | 40,098.7 | 48,427.5 | 35,369.4 | 32,118.9 |
| Liabilities & Provisions | 28,237.0 | 29,678.1 | 21,088.1 | 20,655.4 | 16,249.7 | 11,673.6 | 16,472.2 | 16,359.8 | 18,013.0 | 20,174.3 | 13,362.0 | 14,580.9 |
| APPLICATION OF FUNDS: | ||||||||||||
| Total Assets | 826,035.8 | 743,131.3 | 732,790.1 | 663,018.9 | 630,883.9 | 615,184.3 | 632,026.0 | 616,629.2 | 625,284.8 | 578,154.6 | 456,406.8 | 387,589.2 |
| Cash and balance with RBI | 44,381.6 | 40,530.3 | 60,930.4 | 29,446.5 | 29,322.1 | 31,575.2 | 27,544.4 | 34,213.7 | 27,498.4 | 19,287.9 | 22,125.1 | 15,139.7 |
| Balances with banks and money at call | 40,301.7 | 51,178.6 | 65,763.3 | 57,162.5 | 65,537.9 | 64,449.0 | 68,920.3 | 65,291.0 | 45,717.1 | 42,472.5 | 33,252.0 | 20,324.7 |
| Investments | 211,323.6 | 180,274.0 | 191,693.0 | 162,322.9 | 150,905.0 | 140,321.1 | 130,751.3 | 122,620.9 | 123,195.5 | 116,489.7 | 96,387.8 | 88,056.9 |
| Advances | 488,687.7 | 423,001.1 | 367,667.4 | 370,644.1 | 342,966.3 | 343,288.9 | 368,328.8 | 361,301.9 | 404,389.4 | 372,671.5 | 290,654.6 | 249,733.5 |
| Net Block | 9,950.1 | 9,570.1 | 8,637.1 | 8,765.3 | 8,799.1 | 8,191.7 | 8,349.1 | 8,381.7 | 5,801.8 | 5,677.5 | 2,807.0 | 2,739.7 |
| Lease Adjustment | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Capital Work in Progress | 110.4 | 286.0 | 364.3 | 292.7 | 200.0 | 158.2 | 196.7 | 191.1 | 112.7 | 142.6 | 93.7 | 60.3 |
| Other Assets | 31,280.7 | 38,291.2 | 37,734.7 | 34,384.8 | 33,153.5 | 27,200.3 | 27,935.4 | 24,628.9 | 18,569.9 | 21,412.9 | 11,086.7 | 11,534.6 |
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Financial Statement Analysis
Price to BV
The Industry Price to BV stands at 1.75, vs the Price to BV of 0.80, which results in a Negative aspect.
Debt to Equity Ratio
The Industry Debt to Equity Ratio stands at 1.15, vs the Debt to Equity Ratio of 1.03, which results in a Positive aspect.
Current Ratio
The Industry Current Ratio stands at 0.00, vs the Current Ratio of 0.00, which results in a Negative aspect.
Quick Ratio
The Industry Quick Ratio stands at 0.00, vs the Quick Ratio of 0.00, which results in a Negative aspect.
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Income | 47,931.7 | 38,280.9 | 40,853.8 | 42,590.8 | 41,004.8 | 38,312.8 | 39,585.2 | 42,092.8 | 43,684.9 | 38,125.2 | 32,095.8 | 28,611.0 |
| Total Expenditure | 47,931.7 | 38,280.9 | 40,853.8 | 42,590.8 | 41,004.8 | 38,312.8 | 39,585.2 | 42,092.8 | 43,684.9 | 38,125.2 | 32,095.8 | 28,611.0 |
| Profit Before Tax | 49,305.7 | 38,842.4 | 39,381.0 | 48,986.2 | 45,835.6 | 41,619.6 | 40,010.0 | 39,095.9 | 29,634.0 | 26,981.7 | 22,823.1 | 19,842.0 |
| Less: Taxation | 2,216.6 | 2,167.5 | 1,079.0 | -1,640.4 | -3,161.0 | -2,587.0 | -818.4 | -1,722.6 | 103.4 | 834.5 | 275.8 | 911.1 |
| Profit After Tax | 3,882.1 | 3,406.1 | 2,198.8 | -2,929.4 | -5,497.4 | -6,072.9 | -1,593.7 | -6,335.0 | 1,748.3 | 2,732.7 | 2,741.2 | 2,674.6 |
| Earnings Per Share | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Appropriation | 5,835.7 | 3,403.8 | -21,705.2 | -23,465.6 | -20,341.0 | -14,546.6 | -7,835.4 | -6,204.3 | 2,012.9 | 2,986.8 | 2,819.9 | 2,724.9 |
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Financial Statement Analysis
PAT Margin
The Industry PAT Margin stands at 7.75, vs the PAT Margin of -6.88, which results in a Negative aspect.
Dividend Yield
The Industry Dividend Yield stands at 1.79, vs the Dividend Yield of 2.49, which results in a Positive aspect.
PAT Growth
The Industry PAT Growth stands at 124.91, vs the PAT Growth of 46.71, which results in a Negative aspect.
PE Ratio
The Industry PE Ratio stands at 12.85, vs the PE Ratio of 7.43, which results in a Negative aspect.
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profit Before Tax | 6,054.6 | 5,660.1 | 3,161.8 | -4,691.5 | -8,587.6 | -8,548.3 | -2,288.5 | -7,905.9 | 2,116.3 | 3,821.3 | 3,095.7 | 3,636.0 |
| Tax Paid | 356.0 | -555.9 | 756.3 | -862.8 | -3,391.4 | -1,539.1 | 1,153.6 | -306.2 | -1,129.7 | -269.7 | -1,758.2 | -1,330.5 |
| Adjustment | 6,772.8 | 6,095.0 | 8,890.4 | 17,640.6 | 18,125.4 | 17,753.4 | 13,408.7 | 15,822.8 | 7,230.7 | 6,196.5 | 5,552.8 | 4,184.4 |
| Changes In Working Capital | 6,054.6 | 5,660.1 | 3,161.8 | -4,691.5 | -8,587.6 | -8,548.3 | -2,288.5 | -7,905.9 | 2,116.3 | 3,821.3 | 3,095.7 | 3,636.0 |
| Cash Flow after changes in Working Capital | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Cash Flow from Operating Activities | -7,045.0 | -35,486.9 | 37,868.0 | -4,827.1 | -9,218.1 | -7,366.0 | -6,624.1 | 18,310.8 | 14,638.2 | 6,451.6 | 20,631.9 | -1,644.1 |
| Cash Flow from Investing Activities | -521.3 | -644.0 | -181.6 | -231.8 | 71.1 | -259.9 | -371.1 | -608.7 | -754.7 | -813.9 | -388.0 | -616.7 |
| Cash Flow from Financing Activities | 540.8 | 1,146.1 | 2,398.2 | -3,192.1 | 7,982.8 | 7,185.4 | 3,955.1 | 4,863.7 | 1,295.1 | 745.4 | -331.1 | 28.7 |
| Net Cash Inflow / Outflow | -7,025.6 | -34,984.7 | 40,084.6 | -8,250.9 | -1,164.2 | -440.5 | -3,040.0 | 22,565.8 | 15,178.6 | 6,383.2 | 19,912.8 | -2,232.0 |
| Opening Cash & Cash Equivalents | 91,708.9 | 126,693.6 | 86,609.1 | 94,860.0 | 96,024.2 | 96,464.7 | 99,504.7 | 76,938.9 | 61,760.3 | 55,377.1 | 35,464.3 | 37,696.4 |
| Effect of Foreign Exchange Fluctuations | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Closing Cash & Cash Equivalent | 84,683.3 | 91,708.9 | 126,693.6 | 86,609.1 | 94,860.0 | 96,024.2 | 96,464.7 | 99,504.7 | 76,938.9 | 61,760.3 | 55,377.1 | 35,464.3 |
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Financial Statement Analysis
PCF RATIO
The Industry PCF RATIO stands at 2.88, vs the PCF RATIO of -2.19, which results in a Negative aspect.
PFCF Ratio
The Industry PFCF Ratio stands at 1.50, vs the PFCF Ratio of -0.52, which results in a Negative aspect.
| Particulars | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | Jun 2021 | Mar 2021 | Dec 2020 | Sep 2020 | Jun 2020 | Mar 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Earned | 153,187.5 | 150,620.0 | 144,421.4 | 135,479.1 | 127,955.0 | 115,454.0 | 100,429.0 | 99,031.4 | 94,232.2 | 95,802.3 | 93,743.2 | 94,159.5 | 102,995.0 | 108,517.0 | 102,868.0 | 105,851.0 |
| Other Income | 12,020.8 | 17,174.1 | 14,839.0 | 31,680.3 | 14,224.9 | 14,559.6 | 11,646.9 | 16,501.7 | 18,473.8 | 21,777.1 | 23,920.6 | 20,609.1 | 20,734.3 | 16,261.2 | 17,357.2 | 17,082.9 |
| Total Income | 165,208.3 | 167,794.1 | 159,260.4 | 167,159.4 | 142,180.0 | 130,013.0 | 112,076.0 | 115,533.0 | 112,706.0 | 117,579.0 | 117,664.0 | 114,769.0 | 123,729.0 | 124,778.0 | 120,225.0 | 122,934.0 |
| Interest Expended | 97,922.2 | 92,557.1 | 84,669.6 | 79,475.6 | 71,444.5 | 64,334.5 | 59,151.7 | 58,878.7 | 59,873.2 | 60,125.9 | 61,956.6 | 64,104.1 | 65,262.4 | 67,108.6 | 67,734.4 | 67,578.9 |
| Operating Expenses | 36,714.0 | 37,049.0 | 37,365.7 | 45,081.3 | 33,969.7 | 33,855.9 | 30,828.5 | 31,469.5 | 32,006.2 | 30,412.2 | 27,813.0 | 29,363.9 | 30,103.4 | 26,676.8 | 23,919.4 | 28,658.3 |
| Total Expenditure | 36,714.0 | 37,049.0 | 37,365.7 | 45,081.3 | 33,969.7 | 33,855.9 | 30,828.5 | 31,469.5 | 32,006.2 | 30,412.2 | 27,813.0 | 29,363.9 | 30,103.4 | 26,676.8 | 23,919.4 | 28,658.3 |
| Operating Profit Before Provisions and Contingencies | 30,572.1 | 38,188.0 | 37,225.1 | 42,602.5 | 36,766.1 | 31,822.8 | 22,095.5 | 25,184.9 | 20,826.6 | 27,041.3 | 27,894.2 | 21,300.6 | 28,363.0 | 30,992.5 | 28,571.0 | 26,696.5 |
| Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Provisions and contingencies | 5,183.9 | 8,413.6 | 8,426.9 | 20,820.7 | 18,944.2 | 19,275.0 | 13,259.9 | 15,537.6 | 3,568.5 | 8,974.8 | 17,129.5 | 18,387.9 | 19,762.1 | 23,141.9 | 15,156.9 | 81,548.8 |
| Profit Before Tax | 25,388.2 | 29,774.4 | 28,798.2 | 21,781.8 | 17,821.9 | 12,547.8 | 8,835.6 | 9,647.3 | 17,258.1 | 18,066.5 | 10,764.7 | 2,912.7 | 8,600.9 | 7,850.6 | 13,414.1 | -54,852.3 |
| Tax | 6,433.4 | 14,886.2 | 13,786.0 | 7,899.9 | 6,233.5 | 5,026.0 | 3,006.8 | 3,206.2 | 7,341.6 | 7,345.7 | 3,781.8 | 134.9 | 3,158.9 | 2,596.9 | 4,899.5 | -19,159.7 |
| Profit After Tax | 18,954.8 | 14,888.2 | 15,012.2 | 13,881.9 | 11,588.4 | 7,521.8 | 5,828.8 | 6,441.1 | 9,916.5 | 10,720.8 | 6,982.9 | 2,777.8 | 5,442.0 | 5,253.7 | 8,514.6 | -35,692.6 |
| Net Profit | 18,954.8 | 14,888.2 | 15,012.2 | 13,881.9 | 11,588.4 | 7,521.8 | 5,828.8 | 6,441.1 | 9,916.5 | 10,720.8 | 6,982.9 | 2,777.8 | 5,442.0 | 5,253.7 | 8,514.6 | -35,692.6 |
| ADDITIONAL INFOS: | ||||||||||||||||
| Equity Capital | 45,534.1 | 41,043.1 | 41,043.1 | 41,043.1 | 41,043.1 | 41,043.1 | 41,043.1 | 41,043.1 | 41,043.1 | 41,043.1 | 36,988.3 | 32,776.6 | 32,776.6 | 32,776.6 | 32,776.6 | 32,776.6 |
| Reserves | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Capital Adequacy Ratio | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| % of Net NPAs | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 3.6 | 3.9 |
| % of Gross NPAs | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 13.9 | 14.7 |
| Return on Assets | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.5 | -2.2 |
| EPS | 4.6 | 3.7 | 3.8 | 3.4 | 2.2 | 2.1 | 1.6 | 1.7 | 2.4 | 2.8 | 2.2 | 0.3 | 1.9 | 1.7 | 2.6 | -11.0 |
| Operating Profit Margin | 16,520,742.0 | 16,779,324.0 | 15,925,956.0 | 16,715,848.0 | 14,217,918.0 | 13,001,215.0 | 11,207,510.0 | 11,553,209.0 | 11,270,502.0 | 11,757,805.0 | 11,766,304.0 | 11,476,801.0 | 12,372,807.0 | 12,477,714.0 | 12,022,411.0 | 12,293,309.0 |
| Net Profit Margin | 12.4 | 9.9 | 10.4 | 10.2 | 9.1 | 6.5 | 5.8 | 6.5 | 10.5 | 11.2 | 7.4 | 3.0 | 5.3 | 4.8 | 8.3 | -33.7 |
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Financial Statement Analysis
Net Sales Growth
The Industry Net Sales Growth stands at 18.95, vs the Net Sales Growth of 3.87, which results in a Negative aspect.
Mcap Growth
The Industry Mcap Growth stands at 99.50, vs the Mcap Growth of -63.28, which results in a Negative aspect.
Technicals
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Pivot Levels
Pivot Levels Check Advanced Levels ![]()
| Type | Classic | Woodie | Camarilla |
|---|---|---|---|
| R4 | 111.93 | 117.33 | 105.48 |
| R3 | 110.34 | 109.71 | 104.25 |
| R2 | 108.74 | 108.43 | 103.85 |
| R1 | 105.89 | 105.26 | 103.44 |
| Pivot | 104.29 | 103.98 | 104.29 |
| S1 | 101.44 | 100.81 | 102.62 |
| S2 | 99.84 | 99.53 | 102.21 |
| S3 | 96.99 | 96.36 | 101.81 |
| S4 | 94.13 | 90.63 | 100.58 |
(All Values are in INR)
The Pivot level gives the user an indication about key support & resistance levels for a selected stock.
EMA & SMA Levels 
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Beta
Beta 1 Day
1.37
1 Week
1.36
1 Month
1.36
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Indicators
Stoch RSI
0.00
Bullish
RSI
27.04
Bullish
ROC
-12.92
Bearish
UltimateOscillator
32.62
Neutral
Williams Indicator
-98.15
Bullish
CCI Indicator
-151.21
Bullish
MACD
-2,845.78
Bearish
Stochastic Indicator
3.96
Neutral
ATR
6.89
High Volatility
Corporate Actions
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Corporate Actions - Board Meet
Corporate Actions - Board Meet | Ex-Date | Ratio | Record Date |
|---|
| Ex-Date | Ratio | Record Date |
|---|---|---|
| Announcement Date | Dividend Amount | Dividend Percentage of FV | Dividend Type |
|---|---|---|---|
| 20-06-2023 | 2.00 | 20 | Final |
| 07-07-2022 | 2.00 | 20 | Final |
| Date Of Conduct | Board Meeting Details |
|---|---|
| 11-11-2024 | Quarterly Results |
| 02-02-2024 | Quarterly Results |
| 04-11-2023 | Quarterly Results |
| 28-07-2023 | Quarterly Results |
| 06-05-2023 | Dividend & Audited Results |
| 18-04-2023 | Inter alia, would be considering at their meeting proposed on 18th April, 2023, the proposal of raising capital for the FY 2023-24 aggregating upto Rs.6,500 crores in the following manner: a. By issue of fresh Equity Capital in the form of FPO / QIP / Rights Issue / Preferential Issue and / or Basel III compliant Additional Tier-1 (AT-1) bonds (domestic and foreign currency) upto an amount of Rs.4,500 crores b. By issue of Basel III compliant Tier-2 bonds upto an amount of Rs.2,000 Crores |
| 17-01-2023 | Quarterly Results |
| 03-11-2022 | Quarterly Results |
| 02-08-2022 | Quarterly Results |
| 24-05-2022 | Final Dividend & Audited Results |
| 25-04-2022 | Inter alia, to consider and approve Capital Raising Plan for Financial Year 2022-23 |
| 04-02-2022 | Quarterly Results |
| 02-11-2021 | Quarterly Results |
| 03-08-2021 | Quarterly Results |
| 04-06-2021 | Audited Results |
| 30-04-2021 | Inter alia, to consider and approve Capital Raising Plans |