Bajaj Finserv (BFS) is an unregistered core investment company (CIC) under Reserve Bank Regulations. It is the holding company for various financial services businesses under the Bajaj group. With a vision to be a diversified financial services group with a pan-India presence, it offers lifecycle financial solutions for its various customers. As a CIC under the regulations of the RBI, Bajaj Finserv is required to invest at least 90% of its net assets in group companies, of which at least 60% should be in the form of equity investments. Investments outside the group can only be made in specified short-term securities like money market instruments. As Bajaj Finserv does not access public funds, it does not require registration with the Reserve Bank of India. Bajaj Finserv has invested in renewable energy through over hundreds of windmills in Maharashtra. It generates more renewable energy than the energy BFS group consumes in aggregate annually. This helps BFS group fulfill its environmental obligations.

Bajaj Finserv is focused on continuous innovation through smart use of technology, data, and analytics to drive seamless, simplified, and personalized experiences for its customers. Bajaj Finserv holds stake in Bajaj Finance, a listed non-bank with the strategy and structure of a bank. It holds stake in Bajaj Allianz General Insurance Company and Bajaj Allianz Life Insurance Company. Subsidiaries of Bajaj Finance include Bajaj Housing Finance, offering a range of housing finance solutions, and Bajaj Financial Securities, an all-in-one digital platform combining demat, broking and margin trade financing for retail and HNI clients on a predominantly B2C platform. Bajaj Finserv holds stake in Bajaj Finserv Direct, a diversified financial services and e-commerce open architecture marketplace for loans, cards, insurance, investments, payments, and lifestyle products. Bajaj Finserv’s wholly owned subsidiaries include Bajaj Finserv Health, Bajaj Finserv Ventures, Bajaj Finserv Asset Management, and Bajaj Finserv Mutual Fund Trustee.

Business area of the company

Bajaj Finserv is one of India’s leading promoters of financial services. The company has diversified portfolio that helps to meet financial needs and build an individual’s financial resilience. Its suite of financial solutions includes savings products, consumer and commercial loans, mortgages, auto financing, securities brokerage services, general and life insurance, and investments. With a vision to be a diversified financial services group with a pan-India presence, it offers lifecycle financial solutions for its various customers.

Awards and Recognition

Sanjiv Bajaj, Managing Director & CEO, received the following awards:

• 2015-16: Business World - India's Most Valuable CEOs in 2015 and 2016. 
  
• 2015-16: Bombay Management Association (BMA) - Entrepreneur of the Year Award 2015-16.
  
• 2017: Ernst & Young - EY Entrepreneur of the Year Award 2017. 
  
• 2017-18: India Today- Top 50 Power List 2017-18.
  
• 2017-18: Financial Express Best Banks Award 2019: Banker of the Year for 2017-18.
  
• 2018: Asia Centre’s Leadership, Corporate Governance, Sustainability and CSR Awards: Transformation Leader Award (Large Cap Category) in 2018.
  
• 2018: Entrepreneur of the Year India 2018 by AIMA.
  
• 2018: Entrepreneur of the Year India 2018 by ET Awards, the most prestigious business awards in India.
  
• 2018: Economic Times - ET Business Leader of the Year Award 2018.
  
• 2019: Financial Express Best Banks Award: Banker of the Year 2019.
  
• 2019: Entrepreneur of the Year India 2019 by All India Management Association (AIMA).
• 2025: The ‘Maharashtrian of the Year 2025’ award in March 2025 organised by Lokmat recognising his leadership, contribution to the financial services sector, and commitment to creating a positive impact on society.

Milestones:

• 2007: Bajaj Finserv Limited was formed after its demerger from Bajaj Auto Limited as a separate entity to focus on the Group’s financial services businesses. 
• 2008: The completion of the demerger enabled the company to unlock value in the high-growth business of insurance, finance and wind power.
• 2010: The company unveiled a new brand identity to reflect its focus on the financial services business.
• 2010: The company established its headquarters in Viman Nagar.
• 2010: Bajaj Auto Finance became a subsidiary and was renamed Bajaj Finance Limited.
• 2010: Bajaj Financial Securities, a 100% subsidiary of Bajaj Finance, was also incorporated. 
• 2012: The company completed a 1:10 rights issue of Rs 940 crore at Rs 650 per share (per-split and per-bonus).
• 2012: Found a place in Forbes Super 50 Companies 2018. 
• 2012: The company has set up Bajaj Finserv Direct and was enlisted in Nifty Fifty.
• 2021: Bajaj Finserv Ventures and Bajaj Finserv Asset Management came into existence.
• 2022: The company unveiled ‘BEYOND’, a new brand identity for its flagship employability initiative.
• 2022: The company received in-principal SEBI approval for setting up a mutual fund business.
• 2022: The company completed the stock split of its equity shares in the ratio of 5:1 and bonus issue of equity shares in 1:1.
• 2025: BFS has signed Share Purchase Agreements (SPAs) to acquire 26% interest owned by Allianz SE in Bajaj Allianz General Insurance Company (BAGIC) and Bajaj Allianz Life Insurance Company (BALIC). This will increase the Bajaj group’s ownership in BAGIC and BALIC to 100%.