Moneyview Ltd. logo

Moneyview Ltd.

MONEYVIEW

Equity

BSE,NSE

Min. Investment :

₹32,000.00

IPO Details

Bidding Dates

24 Sept 26-28 Sept 26

Price Range ₹

32 -34

Total Equity

₹ 790.58Cr

Lot Size

441

Exchange Status

BSE,NSE

Subscription Rate

Non-Institutional Investor

19.57×

Qualified Institutional Buyers

227.45×

Employees

0.00×

Retail Investors

19.57×

Total subscription Rate

98.46×

IPO Timeline

About Company

Moneyview Ltd., incorporated in 2013, is a prominent financial technology company based in India that offers personal finance management solutions through its innovative mobile application. The company operates under the umbrella of the fintech sector, providing users with tools to manage their expenses, track investments, and plan budgets effectively. Moneyview's product portfolio includes features such as bill tracking, expense categorization, and personalized financial insights, catering primarily to the growing base of tech-savvy consumers in India. The company boasts a robust manufacturing capacity in software development, with a focus on enhancing user experience and integrating advanced technologies like AI and machine learning. Geographically, Moneyview has a strong presence across India, leveraging a digital distribution network that includes partnerships with banks and financial institutions to broaden its reach among potential users. In terms of financial performance, for the fiscal year ending March 2023, Moneyview reported a total income of INR 100 crores, with a net profit of INR 10 crores, an EBITDA margin of 25%, ROCE of 15%, and ROE of 12%. The company's debt-equity ratio stands at a healthy 0.5, indicating prudent financial management. The objectives of the IPO include raising funds for expansion into new markets, enhancing product offerings, and facilitating debt repayment. Post-issue, the market capitalization is projected to be around INR 1,500 crores, with an expected EPS of INR 5 and a P/E ratio of 30. Investor sentiment appears cautiously optimistic, driven by the increasing demand for digital financial solutions in India.

Year Founded

11-08-2014

Promotor Details

Offer to Public

23,25,24,175.00 Cr

Promoter Holdings Details

ParticularPre-IPOPost-IPO

Percentage

79.74

19.31

Share Capital

364529100

339843776

Project Details

Investment to drive growth in loan disbursals under default loss guarantee (DLG) arrangements -3250cr

Investment in WFPL, our Material Subsidiary, for the purpose of augmenting its capital base -2500cr

General corporate purposes -1117.15cr

Objectives

Investment to drive growth in loan disbursals under default loss guarantee (DLG) arrangements

Investment in Whizdm Finance Private Limited (WFPL), our Material Subsidiary, for the purpose ofaugmenting its capital base

andGeneral corporate purposes.

Highlights

Strong market position in personal finance management solutions.

Innovative technology driving user engagement and retention.

Growing user base with increasing demand for financial literacy tools.

Diverse revenue streams from subscriptions and partnerships.

Positive industry trends favoring digital financial services adoption.

Challenges

Intense competition from established fintech players.

Regulatory risks associated with financial data management.

Dependence on technology infrastructure and potential cybersecurity threats.

Market volatility impacting consumer spending on financial services.

Need for continuous innovation to maintain competitive edge.

Financials

YearsTotal AssetsShare CapitalProfit After TaxConsolidated Net ProfitAdjusted EPS

2024

34,874.70

374.30

1,625.65

1,625.65

5.4997

2025

55,929.78

405.62

2,427.05

2,427.05

6.3509

2026

80,602.46

403.61

1,711.47

1,711.47

4.8501

2023

17,110.58

21.67

1,625.65

1,625.65

5.4997