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Daily Range
Daily RangeToday's Low
₹ 148.00
Today's High
₹ 154.19
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52 Weeks Range
52 Weeks Low
₹ 19.30
52 Weeks High
₹ 37.40
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Momentum of the Stock
Momentum of the Stock ![]()
Neutral
Neutral![]()
Circuit Limit
Lower
₹ 137.55
Upper
₹ 168.12
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Financials Strength Score
Financials Strength Score 5 Stable19
Piotroski Score
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Company Profile
Indian Railway Finance Corp. Ltd. is the market borrowing arm of the Indian railways which engages in the financing and acquisition of rolling stock assets and project assets of the Indian railways. It also lends to other entities under the Ministry of Railways government. The company was founded on December 12, 1986 and is headquartered in New Delhi, India.
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Companies under the same Group
Companies under the same Group
BEML
Bharat Electronics
BHEL
HPCL
IFCI
MTNL
MRPL
Chennai Petrol. Corp
SAIL
LIC Housing Finance
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Key Metrics
Key MetricsStandalone
Consolidated
No of shares Outstanding
1,306.9 Cr.
EPS-TTM
₹4.98
Face Value
₹10.00
Book Value
₹39.38
Net Asset Value
₹37.63
ROE
13.66%
ROA
1.31%
ROCE
5.73%
Dividend Yield
1.01%
Total Debt
₹ 0.4 Cr.
Sales Growth
12.32%
PAT Growth
3.97%
Financials
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Assets | 483,691.3 | 448,619.6 | 380,428.0 | 276,223.1 | 209,074.1 | 14,106.2 | 11,087.2 | 10,494.2 | 6,931.6 | 8,010.4 | 5,165.4 | 5,986.5 | 3,891.0 | 2,254.9 | 1,799.3 |
| Non-Current Assets | 7,455.4 | 1,373.1 | 702.3 | 1,828.8 | 74.3 | 148,225.9 | 118,562.5 | 97,906.2 | 80,715.4 | 75,919.6 | 65,589.7 | 54,602.8 | 42,819.4 | 76,800.3 | 63,139.8 |
| Total Assets | 491,146.8 | 449,992.7 | 381,130.3 | 278,051.9 | 209,148.4 | 162,332.1 | 129,649.6 | 108,400.4 | 87,647.0 | 83,930.0 | 70,755.1 | 60,589.3 | 46,710.4 | 40,664.1 | 33,411.3 |
| Current Liabilities | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Non-Current Liabilities | 418,940.0 | 388,428.4 | 320,222.3 | 230,523.0 | 170,954.8 | 123,295.8 | 104,842.6 | 82,051.3 | 66,747.6 | 69,258.2 | 55,967.3 | 49,988.0 | 37,448.0 | 36,075.6 | 29,645.3 |
| Total Equity | 45,470.3 | 40,996.3 | 35,913.4 | 30,299.8 | 25,028.7 | 13,565.2 | 12,009.6 | 11,525.4 | 8,681.6 | 7,562.0 | 6,394.3 | 5,400.5 | 4,286.0 | 3,405.5 | 2,780.7 |
| Total Liabilities & Total Equity | 491,146.8 | 449,992.7 | 381,130.3 | 278,051.9 | 209,148.4 | 162,332.1 | 129,649.6 | 108,400.4 | 87,647.0 | 83,930.0 | 70,755.1 | 60,589.3 | 46,710.4 | 40,664.1 | 33,411.3 |
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Financial Statement Analysis
Price to BV
The Industry Price to BV stands at 2.72, vs the Price to BV of 4.11, which results in a Positive aspect.
Debt to Equity Ratio
The Industry Debt to Equity Ratio stands at 8.06, vs the Debt to Equity Ratio of 9.21, which results in a Negative aspect.
Current Ratio
The Industry Current Ratio stands at 7.78, vs the Current Ratio of 18.09, which results in a Positive aspect.
Quick Ratio
The Industry Quick Ratio stands at 7.78, vs the Quick Ratio of 18.09, which results in a Positive aspect.
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Income | 23,891.8 | 20,299.3 | 15,770.5 | 13,421.0 | 11,133.6 | 11,018.5 | 9,046.8 | 7,506.2 | 6,938.8 | 6,187.2 | 5,549.6 | 4,641.9 | 3,839.4 | 3,483.8 | 3,024.7 |
| Total Expenditure | 134.4 | 122.6 | 113.3 | 65.8 | 48.5 | 37.9 | 26.0 | 38.2 | 33.7 | 19.1 | 18.7 | 13.2 | 6.2 | 237.7 | 203.9 |
| Operating Profit(Excl OI) | 23,798.3 | 20,179.0 | 15,657.6 | 13,355.3 | 11,085.1 | 10,982.4 | 9,021.7 | 7,469.1 | 6,906.5 | 6,179.2 | 5,532.9 | 4,629.9 | 3,835.4 | 3,246.2 | 2,820.9 |
| Add: Other Income | 40.8 | 2.3 | 0.4 | 0.1 | 0.0 | 1.7 | 0.9 | 1.1 | 1.4 | 11.1 | 2.0 | 1.2 | 2.2 | 0.1 | 0.0 |
| Operating Profit | 23,798.3 | 20,179.0 | 15,657.6 | 13,355.3 | 11,085.1 | 10,982.4 | 9,021.7 | 7,469.1 | 6,906.5 | 6,179.2 | 5,532.9 | 4,629.9 | 3,835.4 | 3,246.2 | 2,820.9 |
| Less: Interest | 17,447.2 | 14,074.8 | 11,237.1 | 10,162.7 | 8,183.1 | 8,436.9 | 6,888.1 | 5,518.8 | 4,991.9 | 4,606.8 | 4,078.3 | 3,616.4 | 2,936.7 | 2,457.6 | 2,162.8 |
| PBDT | 6,351.1 | 6,104.2 | 4,420.6 | 3,192.6 | 2,902.0 | 2,545.5 | 2,133.6 | 1,950.3 | 1,914.6 | 1,572.4 | 1,454.5 | 1,013.5 | 898.7 | 788.6 | 658.1 |
| Less: Depreciation | 14.1 | 14.0 | 4.4 | 0.5 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 |
| PBT & Exceptional Items | 6,337.0 | 6,090.2 | 4,416.1 | 3,192.1 | 2,901.6 | 2,545.2 | 2,133.3 | 1,949.9 | 1,914.2 | 1,572.0 | 1,454.2 | 1,013.2 | 898.4 | 788.3 | 657.7 |
| Less: Exceptional Income Expenses | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Profit Before Tax | 6,337.0 | 6,090.2 | 4,416.1 | 3,192.1 | 2,901.6 | 2,545.2 | 2,133.3 | 1,949.9 | 1,914.2 | 1,572.0 | 1,454.2 | 1,013.2 | 898.4 | 788.3 | 657.7 |
| Less: Taxation | 0.0 | 0.3 | 0.0 | 0.0 | 646.8 | 537.8 | 1,199.5 | 1,101.2 | 1,155.9 | 871.3 | 932.6 | 532.4 | 413.1 | 345.6 | 476.9 |
| Profit After Tax | 6,337.0 | 6,089.8 | 4,416.1 | 3,192.1 | 2,254.8 | 2,007.3 | 933.8 | 848.7 | 758.3 | 700.7 | 521.6 | 480.8 | 485.2 | 442.7 | 180.8 |
| Earnings Per Share | 0.5 | 0.5 | 0.3 | 0.3 | 0.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
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Financial Statement Analysis
PAT Growth
The Industry PAT Growth stands at 18.74, vs the PAT Growth of 4.06, which results in a Negative aspect.
PE Ratio
The Industry PE Ratio stands at 22.06, vs the PE Ratio of 32.34, which results in a Positive aspect.
PAT Margin
The Industry PAT Margin stands at 25.87, vs the PAT Margin of 26.52, which results in a Positive aspect.
Dividend Yield
The Industry Dividend Yield stands at 1.97, vs the Dividend Yield of 0.94, which results in a Negative aspect.
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 | FY 2015 | FY 2014 | FY 2013 | FY 2012 | FY 2011 | FY 2010 | FY 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profit Before Tax | 6,337.0 | 6,090.2 | 4,416.1 | 3,192.1 | 2,901.6 | 2,545.2 | 2,133.3 | 1,949.9 | 1,914.2 | 1,572.0 | 1,454.2 | 1,013.2 | 898.3 | 788.3 | 657.7 |
| Tax Paid | 269.3 | 295.8 | -304.1 | -589.4 | -619.3 | -553.2 | -446.7 | -464.4 | -384.7 | -390.7 | -236.3 | -205.3 | -186.9 | -98.5 | -92.7 |
| Adjustment | 113.7 | 127.4 | -265.7 | -10.5 | 142.2 | 416.6 | 309.0 | -10,227.8 | -5,621.5 | 57.4 | 55.7 | 44.7 | 26.3 | 90.3 | 178.5 |
| Changes In Working Capital | 6,337.0 | 6,090.2 | 4,416.1 | 3,192.1 | 2,901.6 | 2,545.2 | 2,133.3 | 1,949.9 | 1,914.2 | 1,572.0 | 1,454.2 | 1,013.2 | 898.3 | 788.3 | 657.7 |
| Cash Flow after changes in Working Capital | -28,853.1 | -64,708.0 | -89,602.6 | -62,111.2 | -41,128.9 | -27,383.0 | -19,008.5 | -15,913.1 | -907.3 | -10,091.2 | -8,075.5 | -11,562.0 | -5,144.8 | 307.7 | -562.7 |
| Cash Flow from Operating Activities | -28,583.8 | -64,412.3 | -89,906.7 | -62,700.6 | -41,748.2 | -27,936.2 | -19,455.2 | -16,377.5 | -1,292.0 | -10,481.9 | -8,311.8 | -11,767.3 | -5,331.8 | 209.2 | -655.4 |
| Cash Flow from Investing Activities | 0.1 | -4.7 | 0.4 | 1.5 | 1.3 | 1.7 | 1.8 | 1.9 | 2.1 | 2.4 | 2.2 | 2.2 | -17.0 | 0.0 | -0.1 |
| Cash Flow from Financing Activities | 28,643.3 | 64,266.3 | 90,202.0 | 62,696.8 | 41,749.5 | 28,026.8 | 18,249.7 | 17,581.7 | 1,058.1 | 10,611.8 | 8,356.5 | 11,791.7 | 4,984.1 | 174.0 | 166.0 |
| Net Cash Inflow / Outflow | 59.5 | -150.7 | 295.8 | -2.3 | 2.6 | 92.3 | -1,203.7 | 1,206.1 | -231.9 | 132.2 | 46.9 | 26.6 | -364.7 | 383.2 | -489.5 |
| Opening Cash & Cash Equivalents | 146.5 | 297.2 | 1.4 | 3.7 | 1.1 | 7.5 | 1,211.2 | 5.1 | 237.0 | 104.8 | 57.9 | 31.3 | 395.9 | 12.7 | 502.2 |
| Closing Cash & Cash Equivalent | 206.0 | 146.5 | 297.2 | 1.4 | 3.7 | 99.8 | 7.5 | 1,211.2 | 5.1 | 237.0 | 104.8 | 57.9 | 31.3 | 395.9 | 12.7 |
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Financial Statement Analysis
PFCF Ratio
The Industry PFCF Ratio stands at -0.91, vs the PFCF Ratio of -1.20, which results in a Negative aspect.
PCF RATIO
The Industry PCF RATIO stands at -1.04, vs the PCF RATIO of -1.22, which results in a Negative aspect.
| Particulars | Sep 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | Jun 2021 | Mar 2021 | Dec 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Sales | 68,996.6 | 67,418.9 | 67,663.2 | 66,791.7 | 62,364.9 | 62,181.0 | 58,098.0 | 56,274.4 | 59,317.2 | 50,959.6 | 46,900.2 | 45,815.6 | 44,549.7 | 39,323.9 |
| Total Income | 69,002.0 | 67,453.1 | 67,674.8 | 66,810.3 | 62,727.4 | 62,220.3 | 58,103.9 | 56,274.7 | 59,328.0 | 50,971.5 | 46,900.4 | 45,816.1 | 44,550.1 | 39,324.6 |
| Total Expenditure | 377.2 | 354.6 | 339.7 | 292.6 | 470.2 | 305.2 | 340.7 | 227.4 | 824.5 | 88.0 | 283.3 | 30.6 | 505.5 | 73.6 |
| PBIDT (Excl OI) | 68,619.4 | 67,064.3 | 67,323.6 | 66,499.2 | 61,894.7 | 61,875.8 | 57,757.3 | 56,047.0 | 58,492.7 | 50,871.6 | 46,617.0 | 45,785.0 | 44,044.2 | 39,250.3 |
| Other Income | 5.4 | 34.2 | 11.6 | 18.6 | 362.5 | 39.2 | 5.9 | 0.3 | 10.8 | 11.9 | 0.2 | 0.4 | 0.4 | 0.7 |
| Operating Profit | 68,624.8 | 67,098.5 | 67,335.1 | 66,517.7 | 62,257.3 | 61,915.1 | 57,763.3 | 56,047.2 | 58,503.6 | 50,883.5 | 46,617.2 | 45,785.4 | 44,044.6 | 39,251.0 |
| Interest | 52,487.4 | 51,042.9 | 51,814.9 | 50,909.7 | 48,947.0 | 45,543.3 | 40,585.4 | 39,396.4 | 43,528.3 | 34,913.3 | 31,571.3 | 30,734.9 | 29,178.3 | 28,782.4 |
| Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| PBDT | 16,137.4 | 16,055.6 | 15,520.2 | 15,608.0 | 13,310.3 | 16,371.8 | 17,177.9 | 16,650.8 | 14,975.3 | 15,970.1 | 15,045.9 | 15,050.5 | 14,866.3 | 10,468.6 |
| Depreciation | 10.9 | 13.3 | 21.5 | 42.3 | 33.2 | 37.3 | 35.1 | 35.1 | 47.2 | 31.0 | 31.1 | 31.0 | 40.8 | 1.2 |
| Profit Before Tax | 16,126.5 | 16,042.3 | 15,498.7 | 15,565.7 | 13,277.1 | 16,334.5 | 17,142.8 | 16,615.8 | 14,928.1 | 15,939.1 | 15,014.8 | 15,019.5 | 14,825.5 | 10,467.4 |
| Tax | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 3.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Provisions and contingencies | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Profit After Tax | 16,126.5 | 16,042.3 | 15,498.7 | 15,565.7 | 13,277.1 | 16,334.5 | 17,142.8 | 16,615.8 | 14,925.0 | 15,939.1 | 15,014.8 | 15,019.5 | 14,825.5 | 10,467.4 |
| Net Profit | 16,126.5 | 16,042.3 | 15,498.7 | 15,565.7 | 13,277.1 | 16,334.5 | 17,142.8 | 16,615.8 | 14,925.0 | 15,939.1 | 15,014.8 | 15,019.5 | 14,825.5 | 10,467.4 |
| ADDITIONAL INFOS: | ||||||||||||||
| Equity Capital | 130,685.1 | 130,685.1 | 130,685.1 | 130,685.1 | 130,685.1 | 130,685.0 | 130,685.0 | 130,685.0 | 130,685.0 | 130,685.0 | 130,685.0 | 130,685.0 | 130,685.0 | 118,805.0 |
| Reserves | 383,956.1 | 351,808.2 | 346,154.4 | 339,652.5 | 324,018.1 | 310,736.0 | 304,806.0 | 295,886.0 | 279,278.0 | 264,362.0 | 258,486.0 | 0.0 | 0.0 | 0.0 |
| EPS | 1.2 | 1.2 | 1.2 | 1.2 | 1.0 | 1.3 | 1.3 | 1.3 | 1.1 | 1.2 | 1.2 | 1.2 | 1.2 | 0.8 |
| Operating Profit Margin | 99.5 | 99.5 | 99.5 | 99.6 | 99.8 | 99.6 | 99.4 | 99.6 | 98.6 | 99.9 | 99.4 | 99.9 | 98.9 | 99.8 |
| Net Profit Margin | 23.4 | 23.8 | 22.9 | 23.3 | 21.3 | 26.3 | 29.5 | 29.5 | 25.2 | 31.3 | 32.0 | 32.8 | 33.3 | 26.6 |
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Financial Statement Analysis
Net Sales Growth
The Industry Net Sales Growth stands at 8.33, vs the Net Sales Growth of 17.70, which results in a Positive aspect.
Mcap Growth
The Industry Mcap Growth stands at 28.40, vs the Mcap Growth of 24.01, which results in a Negative aspect.
Technicals
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Pivot Levels
Pivot Levels Check Advanced Levels ![]()
| Type | Classic | Woodie | Camarilla |
|---|---|---|---|
| R4 | 160.79 | 168.32 | 151.81 |
| R3 | 158.59 | 157.70 | 150.11 |
| R2 | 156.39 | 155.94 | 149.54 |
| R1 | 152.40 | 151.51 | 148.98 |
| Pivot | 150.20 | 149.75 | 150.20 |
| S1 | 146.21 | 145.32 | 147.84 |
| S2 | 144.01 | 143.56 | 147.28 |
| S3 | 140.02 | 139.13 | 146.71 |
| S4 | 136.03 | 131.18 | 145.01 |
(All Values are in INR)
The Pivot level gives the user an indication about key support & resistance levels for a selected stock.
EMA & SMA Levels 
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Beta
Beta 1 Day
1.51
1 Week
1.51
1 Month
1.57
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Indicators
Stoch RSI
100.00
Bearish
RSI
64.83
Neutral
ROC
-1.61
Bearish
UltimateOscillator
34.87
Neutral
Williams Indicator
-97.83
Bullish
CCI Indicator
-56.83
Neutral
MACD
-2,835.96
Bearish
Stochastic Indicator
12.02
Neutral
ATR
7.14
High Volatility
Corporate Actions
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Corporate Actions - Board Meet
Corporate Actions - Board Meet | Ex-Date | Ratio | Record Date |
|---|
| Ex-Date | Ratio | Record Date |
|---|---|---|
| Announcement Date | Dividend Amount | Dividend Percentage of FV | Dividend Type |
|---|---|---|---|
| 12-11-2024 | 0.80 | 8 | Interim |
| 10-11-2023 | 0.80 | 8 | Interim |
| 15-09-2023 | 0.70 | 7 | Final |
| 17-11-2022 | 0.80 | 8 | Interim |
| 15-09-2022 | 0.63 | 6.3 | Final |
| 10-11-2021 | 0.77 | 7.7 | Interim |
| Date Of Conduct | Board Meeting Details |
|---|---|
| 04-11-2024 | Quarterly Results & Interim Dividend |
| 09-02-2024 | Quarterly Results |
| 02-11-2023 | Interim Dividend & Quarterly Results |
| 11-08-2023 | Quarterly Results |
| 25-05-2023 | Final Dividend (Revised) & Audited Results |
| 24-05-2023 | Final Dividend & Audited Results |
| 13-02-2023 | Quarterly Results |
| 11-11-2022 | Quarterly Results & Interim Dividend |
| 10-11-2022 | Quarterly Results (Revised) & Interim Dividend |
| 10-08-2022 | Quarterly Results |
| 20-05-2022 | Final Dividend & Audited Results |
| 10-02-2022 | Quarterly Results |
| 01-11-2021 | Quarterly Results & Interim Dividend |
| 13-08-2021 | Quarterly Results |
| 29-06-2021 | Final Dividend & Audited Results |
| 19-05-2021 | Inter alia, to consider and approve inter-alia, to consider and approve authorization of market borrowing by IRFC during 2021-22 |
Frequently Asked Questions
The share price of IRFC is 148.41.
You can easily buy IRFC shares by opening a Demat and trading Account from Enrich money free of cost. You can trade using their Web Trading Platform or Mobile App.
The Market Capitalization of Indian Railway Financeshare as on today is193,936.64Cr.
The Trailing Twelve Months (TTM) PE Ratio of Indian Railway Financeis29.79
The Earnings per Share (EPS) of Indian Railway Financeis4.98
The 52 Week Low of 87.10, and 52 Week High is 229.00
The share price changes based on the Share Market's Demand & Supply. Usually, the Beta of the Stock (Positive or Negative) measures the volatility of the stock. Based on this, the Indian Railway Finance share is 1.51 times volatile to the Index trend.