Equitas Small Finance Bank Ltd.

₹ 63.30

0.35 (0.55%)

Daily Range

Today's Low

₹ 62.86

Today's High

₹ 63.79

52 Weeks Range

52 Weeks Low

₹ 37.45

52 Weeks High

₹ 80.90

Momentum of the Stock

Strong Bearish

Circuit Limit

Lower

₹ 50.92

Upper

₹ 76.38

Financials Strength Score

7 Strong19

Piotroski Score

Company Profile

Equitas Small Finance Bank Limited provides various banking products and services to individuals, small and medium enterprises, and corporates primarily in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers fixed and other deposit products; savings; business, salary, TASC, and current accounts; gold, home, used car, business, and MSME loans, as well as loans against property; investment services; general, life, and health insurances; pension schemes; vehicle, NBFC, and micro financing services; certificates of deposits; payments and collection solutions; fund transfer services; and debit cards. The company also provides online and mobile banking services; and products for agri business. It has 861 banking outlets and 332 ATMs. The company was formerly known as Equitas Finance Limited and changed its name to Equitas Small Finance Bank Limited in September 2016. The company was incorporated in 1993 and is based in Chennai, India. Equitas Small Finance Bank Limited is a subsidiary of Equitas Holdings Limited.

Companies under the same Group

No Data Found

Key Metrics

Standalone

Consolidated

No of shares Outstanding

113.9 Cr.

EPS-TTM

₹3.94

Face Value

₹10.00

Book Value

₹52.22

Net Asset Value

₹46.39

ROE

12.21%

ROA

1.85%

ROCE

13.71%

Dividend Yield

1.57%

Total Debt

₹ 3.0 Cr.

Sales Growth

20.30%

PAT Growth

104.32%

Financials

StandaloneConsolidated

Balance Sheet

(All Values are in INR Cr.)

Particulars	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
SOURCES OF FUNDS:
Total Liabilities & Total Equity	34,958.1	26,947.6	24,708.5	19,295.6	15,762.7	13,310.0	9,245.3	2,414.1
Share Capital	1,110.6	1,252.0	1,139.3	1,053.4	1,005.9	1,005.9	1,005.9	423.0
Share Warrants & Outstandings	5.7	1.3	0.0	0.0	0.0	0.0	0.0	0.0
Total Reserves	4,041.7	2,992.9	2,257.1	1,690.8	1,248.4	1,037.8	1,006.0	287.9
Deposits	25,380.6	18,950.8	16,392.0	10,788.4	9,006.7	5,603.9	1,921.3	0.0
Borrowings	2,973.8	2,616.4	4,165.3	5,134.9	3,973.0	5,177.2	4,778.9	1,637.7
Liabilities & Provisions	1,445.9	1,134.3	754.8	628.1	528.6	485.1	533.2	65.5
APPLICATION OF FUNDS:
Total Assets	34,958.1	26,947.6	24,708.5	19,295.6	15,762.7	13,310.0	9,245.3	2,414.1
Cash and balance with RBI	1,173.9	2,077.0	514.8	380.9	402.7	386.1	247.9	4.9
Balances with banks and money at call	70.4	55.5	2,863.9	2,156.0	857.9	825.1	866.1	95.8
Investments	6,664.6	4,449.9	3,705.2	2,342.5	2,344.5	3,856.8	1,890.5	0.0
Advances	25,798.6	19,374.2	16,848.2	13,728.2	11,595.0	7,706.7	5,701.8	2,226.8
Net Block	337.7	189.3	184.2	210.5	235.7	279.7	273.6	11.2
Lease Adjustment	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Capital Work in Progress	41.4	11.2	0.9	2.3	1.6	1.2	14.7	0.0
Other Assets	871.6	790.6	591.4	475.2	325.3	254.4	250.6	75.4

Financial Statement Analysis

Price to BV
The Industry Price to BV stands at 2.77, vs the Price to BV of 1.56, which results in a Negative aspect.
Debt to Equity Ratio
The Industry Debt to Equity Ratio stands at 0.95, vs the Debt to Equity Ratio of 0.58, which results in a Positive aspect.
Current Ratio
The Industry Current Ratio stands at 0.00, vs the Current Ratio of 0.00, which results in a Negative aspect.
Quick Ratio
The Industry Quick Ratio stands at 0.00, vs the Quick Ratio of 0.00, which results in a Negative aspect.

Profit and Loss Statement

(All Values are in INR Cr.)

Particulars	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Total Income	4,161.9	3,459.7	3,194.4	2,645.4	2,111.9	1,542.7	981.1	408.2
Total Expenditure	4,161.9	3,459.7	3,194.4	2,645.4	2,111.9	1,542.7	981.1	408.2
Profit Before Tax	5,659.8	4,774.1	3,920.8	3,204.4	2,545.5	2,155.0	1,372.8	517.4
Less: Taxation	195.2	97.4	127.0	107.3	113.2	16.7	57.3	45.7
Profit After Tax	573.6	280.7	384.2	243.6	210.6	31.8	104.1	85.1
Earnings Per Share	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Appropriation	792.1	1,179.0	1,027.4	711.6	531.7	332.1	327.7	114.7

Financial Statement Analysis

PAT Margin
The Industry PAT Margin stands at 24.98, vs the PAT Margin of 13.78, which results in a Negative aspect.
PAT Growth
The Industry PAT Growth stands at 71.18, vs the PAT Growth of 104.32, which results in a Positive aspect.
Dividend Yield
The Industry Dividend Yield stands at 0.77, vs the Dividend Yield of 1.22, which results in a Positive aspect.
PE Ratio
The Industry PE Ratio stands at 18.96, vs the PE Ratio of 14.71, which results in a Negative aspect.

Cash Flow Statement

(All Values are in INR Cr.)

Particulars	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Profit Before Tax	768.8	378.1	511.3	350.9	323.7	48.5	161.4	130.8
Tax Paid	-193.1	-158.2	-153.9	-134.1	-144.1	-32.4	-98.7	-50.3
Adjustment	828.7	910.4	922.3	785.0	656.6	702.9	540.2	200.3
Changes In Working Capital	768.8	378.1	511.3	350.9	323.7	48.5	161.4	130.8
Cash Flow after changes in Working Capital	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Cash Flow from Operating Activities	-997.7	159.5	2,043.9	439.6	1,799.3	205.7	1,333.7	-336.1
Cash Flow from Investing Activities	-261.3	-89.1	-42.8	-71.7	-6.6	-4.2	-405.0	-8.7
Cash Flow from Financing Activities	60.1	-1,316.6	-1,153.9	908.3	-1,706.3	-28.4	-562.6	168.1
Net Cash Inflow / Outflow	-1,198.8	-1,246.2	847.2	1,276.2	86.4	173.1	366.2	-176.7
Opening Cash & Cash Equivalents	2,132.5	3,378.7	2,531.5	1,255.3	1,168.9	995.8	94.3	271.0
Effect of Foreign Exchange Fluctuations	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Closing Cash & Cash Equivalent	1,244.3	2,132.5	3,378.7	2,531.5	1,255.3	1,168.9	995.8	94.3

Financial Statement Analysis

PFCF Ratio
The Industry PFCF Ratio stands at 109.09, vs the PFCF Ratio of -3.71, which results in a Negative aspect.
PCF RATIO
The Industry PCF RATIO stands at -53.49, vs the PCF RATIO of -7.47, which results in a Positive aspect.

Quarterly Reports

(All Values are in INR Cr.)

Particulars	Sep 2024	Jun 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021	Mar 2021	Dec 2020	Sep 2020
Interest Earned	15,548.7	15,009.5	14,288.0	13,589.9	12,539.6	11,557.3	10,633.9	10,023.7	9,404.0	8,958.3	9,008.9	8,435.8	8,189.7	8,183.3	8,572.3	7,975.4
Other Income	2,389.3	2,087.0	2,054.8	1,813.7	1,713.7	2,386.9	1,526.4	1,450.3	1,332.2	1,481.5	1,341.2	1,478.2	1,036.2	1,784.0	1,463.1	636.9
Total Income	17,938.0	17,096.6	16,342.7	15,403.7	14,253.3	13,944.2	12,160.3	11,473.9	10,736.2	10,439.8	10,350.1	9,914.0	9,225.9	9,967.3	10,035.4	8,612.3
Interest Expended	7,525.6	6,994.7	6,436.5	5,934.1	5,108.2	4,487.7	4,158.9	3,926.8	3,598.2	3,433.7	3,600.8	3,597.5	3,579.3	3,697.6	3,733.7	3,362.9
Operating Expenses	6,915.3	6,697.9	6,303.1	6,167.7	6,023.9	5,592.6	5,210.3	5,124.0	4,456.1	4,167.0	4,502.2	4,370.1	4,002.2	3,771.2	3,551.3	3,052.6
Total Expenditure	6,915.3	6,697.9	6,303.1	6,167.7	6,023.9	5,592.6	5,210.3	5,124.0	4,456.1	4,167.0	4,502.2	4,370.1	4,002.2	3,771.2	3,551.3	3,052.6
Operating Profit Before Provisions and Contingencies	3,497.2	3,404.0	3,603.1	3,301.9	3,121.2	3,863.9	2,791.1	2,423.2	2,681.9	2,839.1	2,247.1	1,946.4	1,644.4	2,498.4	2,750.4	2,196.8
Exceptional Items	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Provisions and contingencies	3,296.6	3,046.4	843.8	632.0	600.7	1,256.0	499.0	901.0	1,416.0	1,231.7	784.0	1,378.2	1,502.0	969.8	1,260.9	839.1
Profit Before Tax	200.6	357.6	2,759.3	2,669.9	2,520.5	2,607.9	2,292.1	1,522.2	1,265.9	1,607.3	1,463.1	568.2	142.5	1,528.6	1,489.5	1,357.8
Tax	71.8	100.0	739.3	688.6	608.5	707.5	590.8	358.0	295.8	412.2	382.0	156.3	23.2	399.9	382.6	327.9
Profit After Tax	128.8	257.6	2,020.0	1,981.4	1,912.0	1,900.4	1,701.3	1,164.2	970.1	1,195.1	1,081.1	411.9	119.3	1,128.7	1,107.0	1,029.9
Net Profit	128.8	257.6	2,020.0	1,981.4	1,912.0	1,900.4	1,701.3	1,164.2	970.1	1,195.1	1,081.1	411.9	119.3	1,128.7	1,107.0	1,029.9
ADDITIONAL INFOS:
Equity Capital	11,385.0	11,360.7	11,314.5	11,217.3	11,132.3	11,105.6	12,543.1	12,536.7	12,532.3	12,520.3	11,478.9	11,451.9	11,424.5	11,392.8	11,382.5	10,534.0
Reserves	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Capital Adequacy Ratio	19.4	20.6	20.2	21.3	22.1	23.8	24.3	23.1	24.6	25.2	21.9	22.2	24.1	24.2	21.6	20.9
% of Net NPAs	1.0	0.8	1.1	1.0	1.2	1.2	1.8	2.0	2.2	2.5	2.5	2.5	2.4	1.6	0.7	1.0
% of Gross NPAs	3.0	2.7	2.5	2.3	2.8	2.8	3.6	3.9	4.1	4.2	4.6	4.8	4.8	3.7	2.3	2.5
Return on Assets	0.0	0.1	0.5	0.5	0.5	0.6	0.5	0.4	0.3	0.4	0.4	0.2	0.1	0.4	0.4	0.5
EPS	0.1	0.2	1.8	1.8	1.7	1.7	1.4	0.9	0.8	1.0	0.9	0.4	0.1	1.0	1.0	1.0
Operating Profit Margin	1,793,709.1	1,709,565.8	1,634,182.9	1,540,278.0	1,425,238.2	1,394,331.8	1,215,941.9	1,147,299.8	1,073,534.4	1,043,895.1	1,034,920.1	991,304.6	922,500.4	996,638.8	1,003,455.0	861,150.6
Net Profit Margin	0.8	1.7	14.1	14.6	15.2	16.4	16.0	11.6	10.3	13.3	12.0	4.9	1.5	13.8	12.9	12.9

Financial Statement Analysis

Mcap Growth
The Industry Mcap Growth stands at 14.54, vs the Mcap Growth of 16.31, which results in a Positive aspect.
Net Sales Growth
The Industry Net Sales Growth stands at 25.16, vs the Net Sales Growth of 20.30, which results in a Negative aspect.

Technicals

Pivot Levels

Check Advanced Levels

Type	Classic	Woodie	Camarilla
R4	68.21	70.99	64.90
R3	67.40	67.07	64.28
R2	66.59	66.43	64.07
R1	65.12	64.79	63.86
Pivot	64.31	64.15	64.31
S1	62.84	62.51	63.44
S2	62.03	61.87	63.23
S3	60.56	60.23	63.02
S4	59.09	57.31	62.40

(All Values are in INR)

The Pivot level gives the user an indication about key support & resistance levels for a selected stock.

EMA & SMA Levels

5 Day

88.04

10 Day

93.90

20 Day

94.28

50 Day

99.42

100 Day

101.64

200 Day

96.16

Beta

1 Day

0.75

1 Week

0.76

1 Month

0.76 Indicators

Stoch RSI
0.00
Bullish
RSI
22.48
Bullish
ROC
-8.41
Bearish
UltimateOscillator
42.51
Neutral
Williams Indicator
-86.72
Bullish
CCI Indicator
-108.77
Bullish
MACD
-2,871.97
Bearish
Stochastic Indicator
23.49
Neutral
ATR
4.00
High Volatility

Corporate Actions

Corporate Actions - Board Meet

Announcement Date	Dividend Amount	Dividend Percentage of FV	Dividend Type
28-07-2023	1.00	10	Final

Date Of Conduct	Board Meeting Details
08-11-2024	Quarterly Results
24-04-2024	Audited Results & Final Dividend
25-01-2024	Quarterly Results
19-10-2023	Quarterly Results
28-07-2023	Quarterly Results
05-05-2023	Audited Results
05-05-2023	Audited Results & Dividend
08-02-2023	Audited Results & Quarterly Results
31-10-2022	Quarterly Results
28-07-2022	Quarterly Results
04-05-2022	Audited Results
28-01-2022	Quarterly Results
29-10-2021	Quarterly Results
18-10-2021	Inter alia, to discuss the various options available to achieve the Minimum Public Shareholding (MPS) under extant SEBI Circulars and finalise the roadmap for achieving the MPS compliance.
30-07-2021	Quarterly Results
29-04-2021	Audited Results

Frequently Asked Questions

The share price of EQUITASBNK is 63.3.

You can easily buy EQUITASBNK shares by opening a Demat and trading Account from Enrich money free of cost. You can trade using their Web Trading Platform or Mobile App.

The Market Capitalization of Equitas Small Fin.share as on today is7,254.83Cr.

The Trailing Twelve Months (TTM) PE Ratio of Equitas Small Fin.is16.18

The Earnings per Share (EPS) of Equitas Small Fin.is3.94

The 52 Week Low of 62.00, and 52 Week High is 116.50

The share price changes based on the Share Market's Demand & Supply. Usually, the Beta of the Stock (Positive or Negative) measures the volatility of the stock. Based on this, the Equitas Small Fin. share is 0.75 times volatile to the Index trend.

Equitas Small Finance Bank Ltd.

₹ 63.30

Daily Range

52 Weeks Range

Momentum of the Stock

Strong Bearish

Circuit Limit

Financials Strength Score

Piotroski Score

Company Profile

Companies under the same Group

Key Metrics

Standalone

Consolidated

113.9 Cr.

₹3.94

₹10.00

₹52.22

₹46.39

12.21%

1.85%

13.71%

1.57%

₹ 3.0 Cr.

20.30%

104.32%

Financials

Balance Sheet

Financial Statement Analysis

Price to BV

Debt to Equity Ratio

Current Ratio

Quick Ratio

Profit and Loss Statement

Financial Statement Analysis

PAT Margin

PAT Growth

Dividend Yield

PE Ratio

Cash Flow Statement

Financial Statement Analysis

PFCF Ratio

PCF RATIO

Quarterly Reports

Financial Statement Analysis

Mcap Growth

Net Sales Growth

Technicals

Pivot Levels

Check Advanced Levels

The Pivot level gives the user an indication about key support & resistance levels for a selected stock.

EMA & SMA Levels

88.04

93.90

94.28

99.42

101.64

96.16

Beta

0.75

0.76

0.76

Indicators

Corporate Actions

Corporate Actions - Board Meet

Frequently Asked Questions

What is the share price of Equitas Small Fin. today?

How do I buy Equitas Small Fin. shares online?

What is the Market Cap of Equitas Small Fin. today?

What is the Price to Earnings Ratio (PE Ratio) of Equitas Small Fin.?

What is the Earnings per Share (EPS) of Equitas Small Fin.?

What is the 52 Week High and 52 Week Low of Equitas Small Fin.?

How Volatile is Equitas Small Fin. share today?