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Daily Range
Daily RangeToday's Low
₹ 61.20
Today's High
₹ 65.33
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52 Weeks Range
52 Weeks Low
₹ 28.95
52 Weeks High
₹ 65.85
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Momentum of the Stock
Momentum of the Stock Strong Bearish![]()
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Circuit Limit
Lower
₹ 55.51
Upper
₹ 67.84
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Financials Strength Score
Financials Strength Score Piotroski Score
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Company Profile
IDFC First Bank Ltd. engages in the provision of financial and banking solutions. It operates through the following segments: Treasury, Corporate and Wholesale Banking, Retail Banking, Other Banking Business, and Unallocated. The Treasury segment consists of the Bank's investment portfolio; money market borrowing and lending; investment operations; and entire foreign exchange and derivative portfolio of the Bank. The Corporate and Wholesale Banking segment provides loans, non-fund facilities and transaction services to corporate relationship not included under Retail Banking, corporate advisory, project appraisal placement, and syndication. The Retail Banking segment constitutes lending to individuals and business banking customers through the branch network and other delivery channels. The Other Banking Business segment includes revenue from distribution of third party products. The Unallocated segment consists of items which are considered at an enterprise level. The company was founded by Rajiv Behari Lall on October 21, 2014 and is headquartered in Mumbai, India.
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Companies under the same Group
Companies under the same Group
No Data Found
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Key Metrics
Key MetricsStandalone
Consolidated
No of shares Outstanding
732.0 Cr.
EPS-TTM
₹3.17
Face Value
₹10.00
Book Value
₹50.16
Net Asset Value
₹39.00
ROE
10.60%
ROA
1.16%
ROCE
9.16%
Dividend Yield
0.00%
Total Debt
₹ 57.2 Cr.
Sales Growth
32.35%
PAT Growth
1,778.15%
Financials
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|
| SOURCES OF FUNDS: | |||||||
| Total Liabilities & Total Equity | 239,882.1 | 190,145.7 | 163,071.5 | 149,158.6 | 167,098.9 | 126,382.0 | 112,064.3 |
| Share Capital | 6,618.1 | 6,217.7 | 5,675.9 | 4,809.9 | 4,781.7 | 3,404.1 | 3,399.0 |
| Share Warrants & Outstandings | 37.1 | 16.1 | 0.1 | 0.0 | 0.0 | 0.0 | 1.1 |
| Total Reserves | 19,192.3 | 14,848.3 | 12,223.8 | 10,593.6 | 13,417.7 | 11,870.0 | 11,277.3 |
| Deposits | 144,469.5 | 105,539.6 | 88,536.2 | 65,078.9 | 70,353.6 | 48,039.4 | 40,097.8 |
| Borrowings | 57,212.1 | 52,962.6 | 45,786.1 | 57,397.2 | 69,983.4 | 57,287.1 | 50,262.2 |
| Liabilities & Provisions | 12,352.9 | 10,561.4 | 10,849.5 | 11,278.9 | 8,562.6 | 5,781.4 | 7,027.0 |
| APPLICATION OF FUNDS: | |||||||
| Total Assets | 239,882.1 | 190,145.7 | 163,071.5 | 149,158.6 | 167,098.9 | 126,382.0 | 112,064.3 |
| Cash and balance with RBI | 10,562.3 | 11,281.3 | 4,669.6 | 3,348.4 | 4,100.9 | 3,021.1 | 2,995.1 |
| Balances with banks and money at call | 3,216.4 | 4,421.1 | 1,103.6 | 814.4 | 5,425.2 | 1,855.7 | 2,145.0 |
| Investments | 60,913.3 | 45,934.6 | 45,181.6 | 45,174.4 | 58,245.2 | 60,904.4 | 50,164.1 |
| Advances | 151,794.5 | 117,857.8 | 100,550.1 | 85,595.4 | 86,302.3 | 52,164.9 | 49,401.7 |
| Net Block | 1,914.5 | 1,307.9 | 1,230.7 | 998.8 | 939.9 | 796.9 | 793.0 |
| Lease Adjustment | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Capital Work in Progress | 218.6 | 79.4 | 65.3 | 74.5 | 34.1 | 3.4 | 5.9 |
| Other Assets | 11,262.5 | 9,263.7 | 10,270.8 | 13,152.7 | 12,051.2 | 7,635.6 | 6,559.5 |
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Financial Statement Analysis
Price to BV
The Industry Price to BV stands at 2.77, vs the Price to BV of 1.51, which results in a Negative aspect.
Debt to Equity Ratio
The Industry Debt to Equity Ratio stands at 1.09, vs the Debt to Equity Ratio of 3.73, which results in a Negative aspect.
Quick Ratio
The Industry Quick Ratio stands at 0.00, vs the Quick Ratio of 0.00, which results in a Negative aspect.
Current Ratio
The Industry Current Ratio stands at 0.00, vs the Current Ratio of 0.00, which results in a Negative aspect.
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|
| Total Income | 22,727.8 | 17,172.7 | 15,968.2 | 16,240.3 | 12,204.0 | 9,098.5 | 8,578.3 |
| Total Expenditure | 22,727.8 | 17,172.7 | 15,968.2 | 16,240.3 | 12,204.0 | 9,098.5 | 8,578.3 |
| Profit Before Tax | 30,877.5 | 25,585.5 | 18,669.9 | 17,814.8 | 11,835.4 | 5,049.6 | 4,650.1 |
| Less: Taxation | 846.5 | 42.7 | 35.8 | 497.5 | -1,329.6 | 179.7 | 451.0 |
| Profit After Tax | 2,484.9 | 132.3 | 483.2 | -2,843.4 | -1,880.0 | 955.5 | 1,062.7 |
| Earnings Per Share | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Appropriation | -1,306.9 | -3,504.9 | -3,016.2 | -3,333.3 | -180.7 | 2,525.8 | 2,231.6 |
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Financial Statement Analysis
PAT Margin
The Industry PAT Margin stands at 20.83, vs the PAT Margin of -17.51, which results in a Negative aspect.
PE Ratio
The Industry PE Ratio stands at 18.97, vs the PE Ratio of 19.41, which results in a Positive aspect.
Dividend Yield
The Industry Dividend Yield stands at 0.77, vs the Dividend Yield of 0.00, which results in a Negative aspect.
PAT Growth
The Industry PAT Growth stands at 42.09, vs the PAT Growth of -51.24, which results in a Negative aspect.
| Particulars | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|
| Profit Before Tax | 3,331.4 | 175.0 | 519.0 | -2,345.9 | -3,237.4 | 1,059.6 | 1,469.7 |
| Tax Paid | -355.9 | 134.8 | 517.6 | -149.4 | 53.5 | -348.5 | -244.1 |
| Adjustment | 2,390.3 | 3,705.1 | 2,455.5 | 4,764.2 | 4,414.8 | 518.7 | 450.7 |
| Changes In Working Capital | 3,331.4 | 175.0 | 519.0 | -2,345.9 | -3,237.4 | 1,059.6 | 1,469.7 |
| Cash Flow after changes in Working Capital | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Cash Flow from Operating Activities | 3,563.0 | 2,679.1 | 14,041.7 | 10,965.5 | 17,363.8 | -5,977.8 | 14,128.1 |
| Cash Flow from Investing Activities | -11,995.7 | -2,960.5 | -2,833.2 | -3,790.2 | -1,364.7 | -1,027.3 | -4,917.9 |
| Cash Flow from Financing Activities | 6,509.0 | 10,210.6 | -9,598.2 | -12,538.7 | -12,220.3 | 6,741.8 | -6,974.0 |
| Net Cash Inflow / Outflow | -1,923.7 | 9,929.2 | 1,610.3 | -5,363.3 | 3,778.7 | -263.3 | 2,236.2 |
| Opening Cash & Cash Equivalents | 15,702.4 | 5,773.1 | 4,162.8 | 9,526.2 | 4,876.8 | 5,140.1 | 2,903.9 |
| Effect of Foreign Exchange Fluctuations | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Closing Cash & Cash Equivalent | 13,778.7 | 15,702.4 | 5,773.1 | 4,162.8 | 9,526.2 | 4,876.8 | 5,140.1 |
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Financial Statement Analysis
PCF RATIO
The Industry PCF RATIO stands at -14.86, vs the PCF RATIO of 0.93, which results in a Positive aspect.
PFCF Ratio
The Industry PFCF Ratio stands at 30.97, vs the PFCF Ratio of 1.77, which results in a Negative aspect.
| Particulars | Sep 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | Jun 2021 | Mar 2021 | Dec 2020 | Sep 2020 | Jun 2020 | Mar 2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Earned | 89,570.2 | 82,204.8 | 78,795.0 | 73,562.7 | 68,688.6 | 64,244.2 | 59,118.9 | 54,697.6 | 49,217.4 | 45,536.4 | 44,291.6 | 41,005.8 | 40,893.0 | 39,930.3 | 40,765.8 | 39,128.9 | 39,282.9 | 40,694.8 |
| Other Income | 17,273.0 | 16,420.2 | 15,165.6 | 14,095.4 | 13,636.1 | 13,978.1 | 11,524.4 | 10,614.0 | 8,556.3 | 8,311.9 | 7,694.2 | 7,295.6 | 8,487.3 | 8,411.7 | 7,592.9 | 1,684.5 | 4,849.0 | 4,835.9 |
| Total Income | 106,843.2 | 98,625.0 | 93,960.6 | 87,658.1 | 82,324.7 | 78,222.3 | 70,643.3 | 65,311.6 | 57,773.7 | 53,848.3 | 51,985.8 | 48,301.4 | 49,380.3 | 48,341.9 | 48,358.6 | 40,813.4 | 44,132.0 | 45,530.7 |
| Interest Expended | 41,687.3 | 37,499.8 | 35,923.5 | 34,056.1 | 31,223.6 | 28,270.6 | 26,259.0 | 24,673.0 | 21,703.8 | 18,841.5 | 18,489.6 | 18,283.0 | 19,036.6 | 20,316.9 | 22,077.8 | 21,403.0 | 22,053.6 | 23,917.3 |
| Operating Expenses | 45,385.6 | 44,418.3 | 42,191.6 | 38,490.2 | 36,377.2 | 34,183.5 | 31,615.2 | 28,795.4 | 26,488.2 | 26,611.6 | 25,664.9 | 23,478.3 | 20,211.7 | 21,443.0 | 19,555.4 | 15,884.3 | 13,073.3 | 16,305.2 |
| Total Expenditure | 45,385.6 | 44,418.3 | 42,191.6 | 38,490.2 | 36,377.2 | 34,183.5 | 31,615.2 | 28,795.4 | 26,488.2 | 26,611.6 | 25,664.9 | 23,478.3 | 20,211.7 | 21,443.0 | 19,555.4 | 15,884.3 | 13,073.2 | 16,305.2 |
| Operating Profit Before Provisions and Contingencies | 19,770.3 | 16,706.9 | 15,845.5 | 15,111.8 | 14,723.9 | 15,768.2 | 12,769.1 | 11,843.2 | 9,581.7 | 8,395.2 | 7,831.3 | 6,540.1 | 10,131.9 | 6,582.1 | 6,725.4 | 3,526.2 | 9,005.2 | 5,308.2 |
| Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Provisions and contingencies | 17,319.4 | 7,223.1 | 6,548.1 | 5,283.6 | 4,761.7 | 4,824.3 | 4,502.3 | 4,241.7 | 3,079.9 | 3,694.7 | 3,918.6 | 4,749.5 | 18,786.1 | 6,027.3 | 4,822.3 | 2,158.5 | 7,640.9 | 4,126.8 |
| Profit Before Tax | 2,450.9 | 9,483.8 | 9,297.4 | 9,828.2 | 9,962.2 | 10,943.9 | 8,266.8 | 7,601.5 | 6,501.8 | 4,700.5 | 3,912.7 | 1,790.7 | -8,654.2 | 554.8 | 1,903.1 | 1,367.7 | 1,364.3 | 1,181.3 |
| Tax | 331.5 | 2,164.8 | 1,976.5 | 2,359.7 | 2,647.1 | 2,782.7 | 2,100.7 | 1,929.6 | 1,651.7 | 1,177.4 | 1,010.6 | 681.2 | -2,442.5 | -814.5 | 531.6 | 277.4 | 363.5 | 417.7 |
| Profit After Tax | 2,119.4 | 7,319.0 | 7,320.9 | 7,468.5 | 7,315.1 | 8,161.2 | 6,166.1 | 5,671.9 | 4,850.1 | 3,523.1 | 2,902.1 | 1,109.5 | -6,211.7 | 1,369.3 | 1,371.5 | 1,090.3 | 1,000.8 | 763.7 |
| Net Profit | 2,119.4 | 7,319.0 | 7,320.9 | 7,468.5 | 7,315.1 | 8,161.2 | 6,166.1 | 5,671.9 | 4,850.1 | 3,523.1 | 2,902.1 | 1,109.5 | -6,211.7 | 1,369.3 | 1,371.5 | 1,090.3 | 1,000.8 | 763.7 |
| ADDITIONAL INFOS: | ||||||||||||||||||
| Equity Capital | 74,827.3 | 70,699.2 | 70,668.2 | 67,224.5 | 66,281.8 | 66,181.2 | 62,366.9 | 62,213.4 | 62,190.9 | 62,177.1 | 62,152.4 | 62,121.1 | 62,068.4 | 56,758.5 | 56,729.1 | 56,723.4 | 56,723.4 | 48,099.0 |
| Reserves | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Capital Adequacy Ratio | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| % of Net NPAs | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| % of Gross NPAs | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Return on Assets | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| EPS | 0.3 | 1.0 | 1.0 | 1.1 | 1.1 | 1.3 | 1.0 | 0.9 | 0.8 | 0.6 | 0.5 | 0.2 | -1.0 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 |
| Operating Profit Margin | 10,684,223.0 | 9,862,400.0 | 9,395,961.0 | 8,765,711.0 | 8,232,371.5 | 7,822,133.0 | 7,064,232.0 | 6,531,062.0 | 5,777,272.0 | 5,384,730.0 | 5,198,480.5 | 4,830,038.0 | 4,937,934.0 | 4,834,085.5 | 4,835,758.0 | 4,081,244.8 | 4,413,110.5 | 4,552,971.0 |
| Net Profit Margin | 2.4 | 8.9 | 9.3 | 10.2 | 10.6 | 12.7 | 10.4 | 10.4 | 9.9 | 7.7 | 6.6 | 2.7 | -15.2 | 3.4 | 3.4 | 2.8 | 2.5 | 1.9 |
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Financial Statement Analysis
Net Sales Growth
The Industry Net Sales Growth stands at 12.30, vs the Net Sales Growth of 33.07, which results in a Positive aspect.
Mcap Growth
The Industry Mcap Growth stands at 19.49, vs the Mcap Growth of -61.55, which results in a Negative aspect.
Technicals
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Pivot Levels
Pivot Levels Check Advanced Levels ![]()
| Type | Classic | Woodie | Camarilla |
|---|---|---|---|
| R4 | 69.94 | 74.86 | 63.95 |
| R3 | 68.40 | 67.88 | 62.82 |
| R2 | 66.87 | 66.60 | 62.44 |
| R1 | 64.27 | 63.75 | 62.06 |
| Pivot | 62.74 | 62.47 | 62.74 |
| S1 | 60.14 | 59.62 | 61.30 |
| S2 | 58.61 | 58.34 | 60.92 |
| S3 | 56.01 | 55.49 | 60.54 |
| S4 | 53.42 | 50.08 | 59.41 |
(All Values are in INR)
The Pivot level gives the user an indication about key support & resistance levels for a selected stock.
EMA & SMA Levels 
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Beta
Beta 1 Day
1.01
1 Week
1.02
1 Month
1.03
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Indicators
Stoch RSI
0.00
Bullish
RSI
33.25
Neutral
ROC
-6.49
Bearish
UltimateOscillator
37.37
Neutral
Williams Indicator
-91.09
Bullish
CCI Indicator
-179.08
Bullish
MACD
-2,884.16
Bearish
Stochastic Indicator
24.88
Neutral
ATR
2.62
Low Volatility
Corporate Actions
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Corporate Actions - Board Meet
Corporate Actions - Board Meet | Ex-Date | Ratio | Record Date |
|---|
| Ex-Date | Ratio | Record Date |
|---|
| Announcement Date | Dividend Amount | Dividend Percentage of FV | Dividend Type |
|---|
| Date Of Conduct | Board Meeting Details |
|---|---|
| 26-10-2024 | Quarterly Results |
| 27-04-2024 | Audited Results |
| 20-01-2024 | Quarterly Results |
| 28-10-2023 | Quarterly Results |
| 29-07-2023 | Quarterly Results Inter alia, the Board will discuss and consider a proposal to raise funds in the next 1 (one) year from date of ensuing Annual General Meeting (?AGM?) of the Bank. This will be achieved through the issuance of equity shares or other equity-linked securities using various permissible modes, in accordance with the provisions of the applicable laws. Please note that this proposal will be subject to the approval of the shareholders at the upcoming AGM, as well as any necessary regulatory and other approvals. |
| 29-07-2023 | Quarterly Results |
| 29-04-2023 | Audited Results Inter-alia, also discuss and consider an enabling proposal of borrowing by way of issuance of debt securities, on private placement basis, in one or more tranches, in accordance with the provisions of applicable laws, subject to the approval of the Members of the Bank at the ensuing Annual General Meeting and any other approvals, as may be necessary. |
| 04-02-2023 | Inter-alia, to consider and if thought fit, to approve the proposal for raising of funds by way of issue of equity shares of the Bank on preferential basis or such other mode, in accordance with the provisions of the Companies Act, 2013, Securities and Exchange Board of India (Issue of Capital and Disclosure Requirements) Regulations, 2018 and such other acts, rules, regulations, laws and statutes, as may be applicable (including any statutory modification(s) thereto or re-enactment thereof for the time being in force), subject to all such regulatory / statutory approvals as may be required including the approval of shareholders of the Bank. |
| 21-01-2023 | Quarterly Results |
| 04-11-2022 | Inter-alia, to consider Capital Plan of the Bank for the next one year and to explore raising of capital through various permissible modes, in accordance with the provisions of the applicable laws, subject to shareholders? approval, regulatory and any other approvals as may be required. |
| 22-10-2022 | Quarterly Results |
| 30-07-2022 | Quarterly Results |
| 30-04-2022 | Audited Results & Inter alia, to discuss and consider an enabling proposal for raising funds by way of issuance of debt securities, on private placement basis, in one or more tranches, in accordance with the provisions of applicable laws, subject to the approval of the Members of the Bank at the ensuing Annual General Meeting and any other approvals, as may be necessary. |
| 30-10-2021 | Quarterly Results |
| 31-07-2021 | Quarterly Results & Inter-alia, to discuss and consider an enabling proposal for raising funds by way of issuance of debt securities, on private placement basis, in one or more tranches, in accordance with the provisions of applicable laws, subject to the approval of the Members of the Bank at the ensuing Annual General Meeting and any other approvals, as may be necessary. |
| 08-05-2021 | Audited Results |